It is customary to advise that a shilling should be made to go as far as
it possibly can; but surely this would be to throw a shilling away, by
making it go so far as to prevent any chance of its coming back again.
A penny saved is said to be twopence earned; so that if you have
twopence and save a penny, you have twopence still; and if the twopence
be saved till the next day, it will be fourpence; so that at the end of
the week it will amount altogether to ten shillings and eightpence. We
recommend all very young beginners to try the experiment by putting a
penny away to-day, when, if the proverb holds good, it will have become
twopence by to-morrow.
"A pin a day is a groat a year;" and it will be advisable if any one
doubts the fact, to go and offer three hundred and sixty-five pins at
any respectable savings' bank—when, if the proverb be literally true, he
will be credited to the amount of fourpence.
"Never put off till to-morrow what you can do to-day;" and, therefore,
if you mean to do a creditor, it is better not to put him off, but to
tell him honestly that you have put him down among the things to be done
immediately.