In indorsing a cheque remember that the left end of the face is the
top when you turn it over. Write your name as you are accustomed to
write it. If you are depositing the cheque, a blank indorsement--that
is, an indorsement with simply your name--will answer; or you can
write or stamp "Pay to the order of (the bank in which you deposit)"
and follow with your signature. Either indorsement makes the cheque
the absolute property of the bank. If you wish to transfer the cheque
by indorsement to some particular person write "Pay to the order of
(naming the person)" and follow with your own signature; or you may
simply write your name on the back. The latter form would be
considered unwise if you were sending the cheque through the mail, for
the reason that a blank indorsement makes the cheque payable to
bearer. An authorised stamped indorsement is as good as a written one.
Whether such indorsements are accepted or not depends upon the
regulations of the clearing-house in the particular city in which they
are offered for deposit.