If you wish to draw money from your own account the most approved form
of cheque is written "Pay to the order of _cash_." This differs from a
cheque drawn to "_bearer_." The paying teller expects to see you
yourself or some one well known to him as your representative when you
write "_cash_." If you write "Pay to the order of (your own name)" you
will be required to indorse your own cheque before you can get it
cashed. If you wish to draw a cheque to pay a note write "Pay to the
order of _bills payable_." If you wish to write a cheque to draw money
for wages write "Pay to the order of _pay-roll_." If you wish to write
a cheque to pay for a draft which you are buying write "Pay to the
order of _N. Y. draft and exchange_," or whatever the circumstances
may call for.