I should have mentioned before, that in the Autumn of the proceeding

Year I had formed most of my ingenious Acquaintance into a Club of

mutual Improvement, which we called the Junto. We met on Friday

Evenings. The Rules I drew up required that every Member in his Turn

should produce one or more Queries on any Point of Morals, Politics or

Natural Philosophy, to be discussed by the Company, and once in three

Months produce and read an Essay of his own Writing on any Subject he

pleased. Our Debates were to be under the Direction of a President and

to be conducted in the sincere Spirit of Enquiry after Truth, without

Fondness for Dispute, or Desire of Victory; and to prevent Warmth all

Expressions of Positiveness in Opinions or direct Contradiction, were

after some time made contraband and prohibited under small pecuniary

Penalties.--The first Members were Joseph Breintnal,[6] a Copyer of

Deeds for the Scriveners; a good-natur'd friendly middle-ag'd Man, a

great Lover of Poetry, reading all he could meet with, and writing some

that was tolerable; very ingenious in many little Nicknackeries, and of

sensible Conversation. Thomas Godfrey,[7] a self-taught Mathematician,

great in his Way, and afterwards Inventor of what is now call'd Hadley's

Quadrant. But he knew little out of his way, and was not a pleasing

Companion, as like most Great Mathematicians I have met with, he

expected universal Precision in every thing said, or was forever denying

or distinguishing upon Trifles, to the Disturbance of all Conversation.

He soon left us. Nicholas Scull, a Surveyor, afterwards

Surveyor-General, who lov'd Books, and sometimes made a few Verses.

William Parsons,[8] bred a Shoemaker, but loving Reading, had acquir'd a

considerable Share of Mathematics, which he first studied with a View to

Astrology that he afterwards laught at. He also became Surveyor General.

William Maugridge, a Joiner, a most exquisite Mechanic and a solid

sensible Man. Hugh Meredith, Stephen Potts, and George Webb, I have

Characteris'd before. Robert Grace, a young Gentleman of some Fortune,

generous, lively and witty, a Lover of Punning and of his Friends. And

William Coleman, then a Merchant's Clerk, about my Age, who had the

coolest clearest Head, the best Heart, and the exactest Morals, of

almost any Man I ever met with. He became afterwards a Merchant of great

Note, and one of our Provincial Judges. Our Friendship continued without

Interruption to his death upwards of 40 Years. And the club continu'd

almost as long[,] and was the best School of Philosophy, and Politics

that then existed in the Province; for our Queries which were read the

Week preceding their Discussion, put us on reading with Attention upon

the several Subjects, that we might speak more to the purpose: and here

too we acquired better Habits of Conversation, every thing being studied

in our Rules which might prevent our disgusting each other. From hence

the long Continuance of the Club, which I shall have frequent Occasion

to speak farther of hereafter; But my giving this Account of it here, is

to show something of the Interest I had, every one of these exerting

themselves in recommending Business to us.--Brientnal particularly

procur'd us from the Quakers, the Printing 40 Sheets of their History

[William Sewel's], the rest being to be done by Keimer: and upon this we

work'd exceeding hard, for the Price was low. It was a Folio, Pro Patria

Size, in Pica with Long Primer Notes. I compos'd of it a Sheet a Day,

and Meredith work'd it off at Press. It was often 11 at Night and

sometimes later, before I had finish'd my Distribution for the next days

Work: For the little Jobbs sent in by our other Friends now and then put

us back. But so determin'd I was to continue doing a Sheet a Day of the

Folio, that one Night when having impos'd my Forms, I thought my Days

Work over, one of them by accident was broken and two Pages reduc'd to

pie, I immediately distributed and compos'd it over again before I went

to bed. And this Industry visible to our Neighbours began to give us

Character and Credit; particularly I was told, that mention being made

of the new Printing Office at the Merchants every-night Club, the

general Opinion was that it must fail, there being already two Printers

in the Place, Keimer and Bradford; but Dr. Baird (whom you and I saw

many Years after at his native Place, St. Andrews in Scotland) gave a

contrary Opinion; for the Industry of that Franklin, says he, is

superior to any thing I ever saw of the kind: I see him still at work

when I go home from Club; and he is at Work again before his Neighbours

are out of bed. This struck the rest, and we soon after had Offers from

one of them to Supply us with Stationary. But as yet we did not chuse to

engage in Shop Business.

I mention this Industry the more particularly and the more freely, tho'

it seems to be talking in my own Praise, that those of my Posterity who

shall read it, may know the Use of that Virtue, when they see its

Effects in my Favour throughout this Relation.--

George Webb, who had found a Friend that lent him wherewith to purchase

his Time of Keimer, now came to offer himself as a Journeyman to us. We

could not then imploy him, but I foolishly let him know, as a Secret,

that I soon intended to begin a Newspaper, and might then have Work for

him. My Hopes of Success as I told him were founded on this, that the

then only Newspaper [the _American Weekly Mercury_], printed by Bradford

was a paltry thing, wretchedly manag'd, no way entertaining; and yet was

profitable to him.--I therefore thought a good Paper could scarcely fail

of good Encouragem^t. I requested Webb not to mention it, but he told it

to Keimer, who immediately, to be beforehand with me, published

Proposals for Printing one himself, on which Webb was to be employ'd.--I

resented this, and to counteract them, as I could not yet begin our

Paper, I wrote several Pieces of Entertainment for Bradford's Paper,

under the Title of the Busy Body which Brientnal continu'd some Months.

By this means the Attention of the Publick was fix'd on that Paper, and

Keimer's Proposals which we burlesqu'd and ridicul'd, were disregarded.

He began his Paper[9] however, and after carrying it on three Quarters

of a Year, with at most only 90 Subscribers, he offer'd it to me for a

Trifle, and I having been ready some time to go on with it, took it in

hand directly, and it prov'd in a few years extreamly profitable to me.

I perceive that I am apt to speak in the singular Number, though our

Partnership still continu'd. The Reason may be, that in fact the whole

Management of the Business lay upon me. Meredith was no Compositor, a

poor Pressman, and seldom sober. My Friends lamented my Connection with

him, but I was to make the best of it.

Our first Papers made a quite different Appearance from any before in

the Province, a better Type and better printed [In MS is found: "Insert

these Remarks, in a Note."]: but some spirited Remarks of my Writing on

the Dispute then going on between Gov^r Burnet and the Massachusetts

Assembly, struck the principal People, occasion'd the Paper and the

Manager of it to be much talk'd of, and in a few Weeks brought them all

to be our Subscribers. Their Example was follow'd by many, and our

Number went on growing continually.--This was one of the first good

Effects of my having learnt a little to scribble. Another was, that the

leading Men, seeing a News Paper now in the hands of one who could also

handle a Pen, thought it convenient to oblige and encourage me. Bradford

still printed the Votes and Laws and other Publick Business. He had

printed an Address of the House to the Governor in a coarse blundering

manner; We reprinted it elegantly and correctly, and sent one to every

Member. They were sensible of the Difference, it strengthen'd the Hands

of our Friends in the House, and they voted us their Printers for the

Year ensuing.

Among my Friends in the House I must not forget Mr. Hamilton before

mentioned, who was then returned from England and had a Seat in it. He

interested himself for me strongly in that Instance, as he did in many

others afterwards, continuing his Patronage till his Death.[D] M^r

Vernon about this time put me in mind of the Debt I ow'd him: but did

not press me. I wrote him an ingenuous Letter of Acknowledgments, crav'd

his Forbearance a little longer which he allow'd me, and as soon as I

was able I paid the Principal with Interest and many Thanks.--So that

Erratum was in some degree corrected.--

[D] I got his Son once 500 £. [_Franklin's note._]

But now another Difficulty came upon me, which I had never the least

Reason to expect. Mr. Meredith's Father, who was to have paid for our

Printing House according to the Expectations given me, was able to

advance only one Hundred Pounds, Currency, which had been paid, and a

Hundred more was due to the Merchant; who grew impatient and su'd us

all. We gave Bail, but saw that if the Money could not be rais'd in

time, the Suit must come to a Judgment and Execution, and our hopeful

Prospects must with us be ruined, as the Press and Letters must be sold

for Payment, perhaps at half Price.--In this Distress two true Friends

whose Kindness I have never forgotten nor ever shall forget while I can

remember any thing, came to me separately[,] unknown to each other, and

without any Application from me, offering each of them to advance me all

the Money that should be necessary to enable me to take the whole

Business upon myself if that should be practicable, but they did not

like my continuing the Partnership with Meredith, who as they said was

often seen drunk in the Streets, and playing at low Games in Alehouses,

much to our Discredit. These two Friends were _William Coleman_ and

_Robert Grace_. I told them I could not propose a Separation while any

Prospect remain'd of the Merediths fulfilling their Part of our

Agreement. Because I thought myself under great Obligations to them for

what they had done and would do if they could. But if they finally

fail'd in their Performance, and our Partnership must be dissolv'd, I

should then think myself at Liberty to accept the Assistance of my

Friends. Thus the matter rested for some time. When I said to my

Partner, perhaps your Father is dissatisfied at the Part you have

undertaken in this Affair of ours, and is unwilling to advance for you

and me what he would for you alone: If that is the Case, tell me, and I

will resign the whole to you and go about my Business. No[,] says he, my

Father has really been disappointed and is really unable; and I am

unwilling to distress him farther. I see this is a Business I am not fit

for. I was bred a Farmer, and it was a Folly in me to come to Town and

put my Self at 30 Years of Age an Apprentice to learn a new Trade. Many

of our Welsh People are going to settle in North Carolina where Land is

cheap: I am inclin'd to go with them, and following my old Employment.

You may find Friends to assist you. If you will take the Debts of the

Company upon you, return to my Father the hundred Pound he has advanc'd,

pay my little personal Debts, and give me Thirty Pounds and a new

Saddle, I will relinquish the Partnership and leave the whole in your

Hands. I agreed to this Proposal. It was drawn up in Writing, sign'd and

seal'd immediately. I gave him what he demanded and he went soon after

to Carolina; from whence he sent me next Year two long Letters,

containing the best Account that had been given of that Country, the

Climate, Soil, Husbandry, etc. for in those Matters he was very

judicious. I printed them in the Papers, and they gave grate

Satisfaction to the Publick.

As soon as he was gone, I recurr'd to my two Friends; and because I

would not give an unkind Preference to either, I took half what each had

offered and I wanted, of one, and half of the other; paid off the

Company Debts, and went on with the Business in my own Name, advertising

that the Partnership was dissolved. I think this was in or about the

Year 1729 [July 14, 1730].--

About this Time there was a Cry among the People for more Paper-Money,

only 15,000£ being extant in the Province and that soon to be sunk. The

wealthy Inhabitants oppos'd any Addition, being against all Paper

Currency, from an Apprehension that it would depreciate as it had done

in New England to the Prejudice of all Creditors.--We had discuss'd this

Point in our Junto, where I was on the Side of an Addition, being

persuaded that the first small Sum struck in 1723 had done much good, by

increasing the Trade[,] Employment, and Number of Inhabitants in the

Province, since I now saw all the old Houses inhabited, and many new

ones building, where as I remember'd well, that when I first walk'd

about the Streets of Philadelphia, eating my Roll, I saw most of the

Houses in Walnut Street between Second and Front Streets with Bills on

their Doors, to be let; and many likewise in Chesnut Street, and other

Streets; which made me then think the Inhabitants of the City were

deserting it, one after another.--Our Debates possess'd me so fully of

the Subject, that I wrote and printed an anonymous Pamphlet on it,

entituled, _The Nature and Necessity of a Paper Currency_. It was well

receiv'd by the common People in general; but the Rich Men dislik'd it;

for it increas'd and strengthen'd the Clamour for more Money; and they

happening to have no Writers among them that were able to answer it,

their Opposition slacken'd, and the Point was carried by a Majority in

the House. My Friends there, who conceiv'd I had been of some Service,

thought fit to reward me, by employing me in printing the Money, a very

profitable Jobb, and a great Help to me.--This was another Advantage

gain'd by my being able to write[.] The Utility of this Currency became

by Time and Experience so evident, as never afterwards to be much

disputed, so that it grew soon to 55,000£ and in 1739 to 80,000£ since

which it arose during War to upwards of 350,000£. Trade, Building and

Inhabitants all the while increasing. Tho' I now think there are Limits

beyond which the Quantity may be hurtful.--

I soon after obtain'd, thro' my Friend Hamilton, the Printing of the New

Castle Paper Money, another profitable Jobb, as I then thought it; small

Things appearing great to those in small Circumstances. And these to me

were really great Advantages, as they were great Encouragements. He

procured me also the Printing of the Laws and Votes of that Government

which continu'd in my Hands as long as I follow'd the Business.--

I now open'd a little Stationer's Shop. I had in it Blanks of all

Sorts[,] the correctest that ever appear'd among us, being assisted in

that by my Friend Brientnal; I had also Paper, Parchment, Chapmen's

Books, etc. One Whitema[r]sh[,] a Compositor I had known in London, an

excellent Workman now came to me and work'd with me constantly and

diligently, and I took an Apprentice the Son of Aquila Rose. I began now

gradually to pay off the Debt I was under for the Printing-House. In

order to secure my Credit and Character as a Tradesman, I took care not

only to be in _Reality_ Industrious and frugal, but to avoid all

_Appearances_ of the Contrary. I drest plainly; I was seen at no Places

of idle Diversion; I never went out a fishing or Shooting; a Book,

indeed, sometimes debauch'd me from my Work; but that was seldom, snug,

and gave no Scandal: and to show that I was not above my Business, I

sometimes brought home the Paper I purchas'd at the Stores, thro' the

Streets on a Wheelbarrow. Thus being esteem'd an industrious thriving

young Man, and paying duly for what I bought, the Merchants who

imported Stationary solicited my Custom, others propos'd supplying me

with Books, I went on swimmingly.--In the mean time Keimer's Credit and

Business declining daily, he was at last forc'd to sell his

Printing-house to satisfy his Creditors. He went to Barbadoes, there

lived some Years, in very poor Circumstances.

His Apprentice David Harry, whom I had instructed while I work'd with

him, set up in his place at Philadelphia, having bought his Materials. I

was at first apprehensive of a powerful Rival in Harry, as his Friends

were very able, and had a good deal of Interest. I therefore propos'd a

Partnership to him; which he, fortunately for me, rejected with Scorn.

He was very proud, dress'd like a Gentleman, liv'd expensively, took

much Diversion and Pleasure abroad, ran in debt, and neglected his

Business, upon which all Business left him; and finding nothing to do,

he follow'd Keimer to Barbadoes; taking the Printing-house with him[.]

There this Apprentice employ'd his former Master as a Journeyman. They

quarrel'd often, Harry went continually behindhand, and at length was

forc'd to sell his Types, and return to his Country work in Pensilvania.

The Person that bought them, employ'd Keimer to use them, but in a few

years he died. There remain'd now no Competitor with me at Philadelphia,

but the old one, Bradford, who was rich and easy, did a little Printing

now and then by straggling Hands, but was not very anxious about it.

However, as he kept the Post Office, it was imagined he had better

Opportunities of obtaining News, his Paper was thought a better

Distributer of Advertisements than mine, and therefore had many more,

which was a profitable thing to him and a Disadvantage to me. For tho' I

did indeed receive and send Papers by Post, yet the publick Opinion was

otherwise; for what I did send was by Bribing the Riders who took them

privately: Bradford being unkind enough to forbid it: which occasion'd

some Resentment on my Part; and I thought so meanly of him for it, that

when I afterwards came into his Situation, I took care never to imitate

it.

I had hitherto continu'd to board with Godfrey who lived in Part of my

House with his Wife and Children, and had one Side of the Shop for his

Glazier's Business, tho' he work'd little, being always absorb'd in his

Mathematics.--Mrs. Godfrey projected a Match for me with a Relation's

Daughter, took Opportunities of bringing us often together, till a

serious Courtship on my Part ensu'd, the Girl being in herself very

deserving. The old Folks encourag'd me by continual Invitations to

Supper, and by leaving us together, till at length it was time to

explain. Mrs. Godfrey manag'd our little Treaty. I let her know that I

expected as much Money with their Daughter as would pay off my Remaining

Debt for the Printinghouse, which I believe was not then above a Hundred

Pounds. She brought me Word they had no such Sum to spare. I said they

might mortgage their House in the Loan Office.--The Answer to this after

some Days was, that they did not approve the Match; that on Enquiry of

Bradford they had been inform'd the Printing Business was not a

profitable one, the Types would soon be worn out and more wanted, that

S. Keimer and D. Harry had fail'd one after the other, and I should

probably soon follow them; and therefore I was forbidden the House, and

the Daughter shut up.--Whether this was a real Change of Sentiment, or

only Artifice, on a Supposition of our being too far engag'd in

Affection to retract, and therefore that we should steal a Marriage,

which would leave them at Liberty to give or with[h]old what they

pleas'd, I know not: But I suspected the latter, resented it, and went

no more. Mrs. Godfrey brought me afterwards some more favourable

Accounts of their Disposition, and would have drawn me on again: But I

declared absolutely my Resolution to have nothing more to do with that

Family. This was resented by the Godfreys, we differ'd, and they

removed, leaving me the whole House, and I resolved to take no more

Inmates. But this Affair having turn'd my Thoughts to Marriage, I look'd

round me, and made Overtures of Acquaintance in other Places; but soon

found that the Business of a Printer being generally thought a poor one,

I was not to expect Money with a Wife unless with such a one, as I

should not otherwise think agreable.--In the mean time, that

hard-to-be-govern'd Passion of Youth, had hurried me frequently into

Intrigues with low Women that fell in my Way, which were attended with

some Expence and great Inconvenience, besides a continual Risque to my

Health by a Distemper which of all Things I dreaded, tho' by great good

Luck I escaped it.--

A friendly Correspondence as Neighbours and old Acquaintances, had

continued between me and Mrs. Read's Family, who all had a Regard for me

from the time of my first Lodging in their House. I was often invited

there and consulted in their Affairs, wherein I sometimes was of

service.--I pity'd poor Miss Read's unfortunate Situation, who was

generally dejected, seldom chearful, and avoided Company. I consider'd

my Giddiness and Inconstancy when in London as in a great degree the

Cause of her Unhappiness; tho' the Mother was good enough to think the

Fault more her own than mine, as she had prevented our Marrying before I

went thither, and persuaded the other Match in my Absence. Our mutual

Affection was revived, but there were now great Objections to our Union.

That Match was indeed look'd upon as invalid, a preceding Wife being

said to be livin[g] in England; but this could not easily be prov'd,

because of the Distance[.] And tho' there was a Report of his Death, it

was not certain. The[n] tho' it should be true, he had left many Debts

which his Successor might be call'd [on] to pay. We venture['d] however,

over all these Difficulties, and I [took] her to Wife Sept. 1. 1730.[10]

None of the Inconveniencies happen[ed] that we had apprehended, she

prov'd a good and faithful Helpmate, assisted me much by attending the

Shop, we throve together, and have ever mutually endeavour'd to make

each other happy. Thus I corrected that great _Erratum_ as wel[l] as I

could.

About [th]is Time our Club meeting, not at a Tavern, but in a little

Room of Mr. Grace's set apart for that Purpose; a Proposition was made

by me that since our Books were often referr'd to in our Disquisitions

upon the Queries, it might be convenient to us to have them all together

where we met, that upon Occasion they might be consulted; and by thus

clubbing our Books to a common Library, we should, while we lik'd to

keep them together, have each of us the Advantage of using the Books of

all the other Members, which would be nearly as beneficial as if each

owned the whole. It was lik'd and agreed to, and we fill'd one End of

the Room with such Books as we could best spare. The Number was not so

great as we expected; and tho' they had been of great Use, yet some

Inconveniencies occurring for want of due Care of them, the Collection

after about a Year was separated, and each took his Books home again.

And now I sent on foot my first Project of a public Nature, [th]at for a

Subscription Library. [I] drew up the Proposals, got them put into Form

by our great Scrivener Brockden, and by the help of my Friends in the

Junto, procur'd Fifty Subscribers of 40/ each to begin with and 10/ a

Year for 50 Years, the Term our Company was to continue. We afterwards

obtain'd a Charter, the Company being increas'd to 100. This was the

Mother of all the N American Subscription Libraries now so numerous, is

become a great thing itself, and continually increasing.--These

Libraries have improv'd the general Conversation of the Americans, made

the common Tradesmen and Farmers as intelligent as most Gentlemen from

other Countries, and perhaps have contributed in some degree to the

Stand so generally made throughout the Colonies in Defence of their

Privileges.--[11]

* * * * *

This library afforded me the means of improvement by constant study, for

which I set apart an hour or two each day, and thus repair'd in some

degree the loss of the learned education my father once intended for me.

Reading was the only amusement I allow'd myself. I spent no time in

taverns, games, or frolicks of any kind; and my industry in my business

continu'd as indefatigable as it was necessary. I was indebted for my

printing-house; I had a young family coming on to be educated, and I had

to contend with for business two printers, who were established in the

place before me. My circumstances, however, grew daily easier. My

original habits of frugality continuing, and my father having, among his

instructions to me when a boy, frequently repeated a proverb of Solomon,

"Seest thou a man diligent in his calling, he shall stand before kings,

he shall not stand before mean men," I from thence considered industry

as a means of obtaining wealth and distinction, which encourag'd me,

tho' I did not think that I should ever literally _stand before kings_,

which, however, has since happened; for I have stood before _five_, and

even had the honour of sitting down with one, the King of Denmark, to

dinner.

We have an English proverb that says, "_He that would thrive, must ask

his wife_." It was lucky for me that I had one as much dispos'd to

industry and frugality as myself. She assisted me chearfully in my

business, folding and stitching pamphlets, tending shop, purchasing old

linen rags for the paper-makers, etc., etc. We kept no idle servants,

our table was plain and simple, our furniture of the cheapest. For

instance, my breakfast was a long time bread and milk (no tea), and I

ate it out of a twopenny earthen porringer, with a pewter spoon. But

mark how luxury will enter families, and make a progress, in spite of

principle: being call'd one morning to breakfast, I found it in a China

bowl, with a spoon of silver! They had been bought for me without my

knowledge by my wife, and had cost her the enormous sum of

three-and-twenty shillings, for which she had no other excuse or apology

to make, but that she thought _her_ husband deserv'd a silver spoon and

China bowl as well as any of his neighbors. This was the first

appearance of plate and China in our house, which afterward, in a course

of years, as our wealth increas'd, augmented gradually to several

hundred pounds in value.

I had been religiously educated as a Presbyterian; and tho' some of the

dogmas of that persuasion, such as _the eternal decrees of God_,

_election_, _reprobation, etc._, appeared to me unintelligible, others

doubtful, and I early absented myself from the public assemblies of the

sect, Sunday being my studying day, I never was without some religious

principles. I never doubted, for instance, the existence of the Deity;

that he made the world, and govern'd it by his Providence; that the most

acceptable service of God was the doing good to man; that our souls are

immortal; and that all crime will be punished, and virtue rewarded,

either here or hereafter. These I esteem'd the essentials of every

religion; and, being to be found in all the religions we had in our

country, I respected them all, tho' with different degrees of respect,

as I found them more or less mix'd with other articles, which, without

any tendency to inspire, promote, or confirm morality, serv'd

principally to divide us, and make us unfriendly to one another. This

respect to all, with an opinion that the worst had some good effects,

induc'd me to avoid all discourse that might tend to lessen the good

opinion another might have of his own religion; and as our province

increas'd in people, and new places of worship were continually wanted,

and generally erected by voluntary contribution, my mite for such

purpose, whatever might be the sect, was never refused.

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