CHAPTER III

ASSESSMENT OF LOSSES FOR SELECTED POTENTIAL CALIFORNIA EARTHQUAKES

A. INTRODUCTION

As part of a program that FEMA and its predecessor agencies have had

underway for a number of years, property loss and casualty estimates

were prepared in 1972 and 1973 for a number of potential maximum

credible earthquakes that could impact on the San Francisco and the

Los Angeles areas--North San Andreas (Richter magnitude 8.3), Hayward

(Richter magnitude 7.4), South San Andreas (Richter magnitude 8.3),

and Newport-Inglewood (Richter magnitude 7.5). These estimates have

now been updated as part of the current assessment.

Estimates of property loss and casualties are based on the expected

type and distribution of damage for each postulated earthquake as

determined by the size and location of the earthquake and the

distribution and character of the buildings and structures within the

affected area. Methodologies for estimates of this type are

approximate at best. Consequently, the figures shown below may vary

upward or downward by as much as a factor of two or three. This degree

of uncertainty does not affect the validity of the conclusions of this

report, however, since there are greater uncertainties in all other

aspects of emergency response planning.

B. PROPERTY LOSS ESTIMATES

The property loss estimates were obtained by first estimating the

total replacement dollar value of buildings and their contents,

multiplying them by percentage loss factors (inferred from the

anticipated strength of shaking in each county), and then summing to

obtain the aggregate loss. Included in the estimates are private as

well as Federal, State, and local government buildings, insured and

uninsured. Excluded from consideration is the replacement value of

transportation and communication facilities, dams, utility

installations, and special purpose structures (e.g., convention

centers and sports arenas). Also excluded is the potential damage

resulting from a major dam failure or the indirect dollar losses due

to such factors as higher unemployment, lower tax revenue, reduced

productivity, and stoppage of industrial production. Experience

indicates that indirect losses could be approximately equal to the

dollar amounts lost in buildings and their contents. The property loss

estimates for four postulated earthquakes on the faults listed below

are as follows.

TABLE 2

ESTIMATES OF PROPERTY LOSSES FOR REPRESENTATIVE EARTHQUAKES[1]

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Loss to Loss of

Building Contents Total Loss

Fault ($ in Billions) ($ in Billions) ($ in Billions)

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Northern San Andreas 25 13 38

Hayward 29 15 44

Newport-Inglewood 45 24 69

Southern San Andreas 11 6 17

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[1] Uncertain by a possible factor of two to three.

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C. CASUALTY ESTIMATES

Deaths and injuries in these earthquakes principally would occur from

failures of man-made structures, particularly older, multistory, and

unreinforced brick masonry buildings built before the institution of

earthquake-resistant building codes. Experience has shown that some

modern multistory buildings--constructed as recently as the late

1960's, but not adequately designed or constructed to meet the current

understanding of requirements for seismic resistance--are also subject

to failure. Consequently, the number of fatalities will be strongly

influenced by the number of persons within high-occupancy buildings,

capable of collapsing, or by failure of other critical facilities such

as dams. Additional imponderables are the degree of saturation of the

ground at the time of the event and the possibility of weather

conditions conducive to the spread of fire. A conflagration such as

occurred in the 1906 San Francisco earthquake, is not considered

likely to occur in any of the analyzed events, however, because of

improvements in fire resistance of construction and firefighting

techniques. Nonetheless, numerous smaller fires must be anticipated in

any of the analyzed events and a "Santa Ana type" wind could cause

serious problems.

An additional element of uncertainty in estimating casualties from

earthquake stems from not knowing where most of the population will be

at the time of the earthquake. In the early morning (i.e., 2:30 a.m.)

most people are at home, by far the safest environment during a

seismic emergency. At 2:00 in the afternoon, on the other hand, the

majority of people are at their places of employment and therefore

vulnerable to collapse of office buildings. Around 4:30 p.m. many more

people are in the streets and thus subject to injury due to falling

debris or failures of transportation systems. Consequently, depending

on the time of day, wide variations in the number of casualties can be

expected.

Following are estimates of dead and injured (requiring

hospitalization) for each of the four representative faults and for

the three time periods just discussed.

TABLE 3

ESTIMATES OF CASUALTIES[1]

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Fault Time Dead Hospitalized[2]

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Northern San Andreas 2:30 a.m. 3,000 12,000

2:00 p.m. 10,000 37,000

4:30 p.m. 11,000 44,000

Hayward 2:30 a.m. 3,000 13,000

2:00 p.m. 8,000 30,000

4:30 p.m. 7,000 27,000

Southern San Andreas 2:30 a.m. 3,000 12,000

2:00 p.m. 12,000 50,000

4:30 p.m. 14,000 55,000

Newport-Inglewood 2:30 a.m. 4,000 18,000

2:00 p.m. 21,000 83,000

4:30 p.m. 23,000 91,000

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[1] Uncertain by a possible factor of two to three.

[2] Injuries not requiring hospitalization are estimated to be

from 15 to 30 times the number of deaths.

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D. OVERVIEW OF OTHER TYPES OF DAMAGE

For this assessment, estimates of damage to substantial numbers of

different type facilities essential to the immediate response

capability were updated. Earthquakes associated with the same four

major fault systems identified earlier in this chapter were used as a

basis for these estimates. The types of facilities analyzed included

_hospitals_, _medical supply storages_, _blood banks_, and _custodial

care homes_, together with their essential services and personnel

resources. Although newer hospitals in California are being built

according to substantially improved seismic safety standards and

practices, older hospital facilities can be expected to be poorly

resistant to earthquakes.

Among residential buildings, single family homes are expected to

suffer structural damage and loss of contents. Damage to multifamily

dwellings--particularly older buildings--would, in all likelihood, be

more extensive. Analysis of expected damage indicates that temporary

housing for as many as 200,000 families might be needed--a requirement

calling for careful planning and exceptional management skills.

Schools are judged to be among the safest facilities exposed to the

earthquakes. Since passage of the Field Act in 1933, after the Long

Beach earthquake, school buildings in California have been

continuously improved to withstand seismic hazards.

As a result of continuing and substantial upgrading of design and

construction practices in the past 10 years, dams and reservoirs can

be expected to show an improved performance in an earthquake.

Nonetheless, on a contingency basis, one dam failure might be assumed

for each planning effort.

Realizing the fact that 84 key communications facilities, earth

stations, Department of Defense voice and data switches, commercial

transoceanic cable heads, Federal Telecommunications System switches,

and major direct distance dial switches are located within 55 miles of

either Los Angeles or San Francisco, damage must be expected to occur.

With this realization, priorities have been assigned to all critical

circuits transiting the key facilities, based on established criteria

of criticality of service continuity. _National warning systems

circuitry, command and control circuits, and circuits supporting

diplomatic negotiations_ (of which a high concentration exists in

California) are examples of those circuits carrying high-restoration

priority.

In the civil sector there would be 24 to 72 hours of minimal

communications, with a possible blackout of telephonic communications

in the area immediately following an earthquake. The commercial

carriers would institute network control procedures to regain control

of the situation as fast as possible.

The impact on transportation facilities in any of the four

hypothesized earthquakes could be massive. Since the magnitude and

severity is unprecedented in recent years, conclusions regarding

losses must be accepted as tentative. As in the case of hospitals,

however, the lessons learned in earthquakes during the past 10 years

are being incorporated in the design and construction of new

facilities.

In general, all major transportation modes would be

affected--_highways_, _streets_, _overpasses and bridges_, _mass

transit systems_, _railroads_, _airports_, _pipelines_, and _ocean

terminals_, although major variances in losses are expected among the

modes. From a purely structural standpoint, the more rigid or elevated

systems (such as railroads and pipelines) which cross major faults on

an east-west axis would incur the heaviest damage, with initial losses

approaching 100 percent. Other major systems (such as highways,

airports, and pile-supported piers at water terminals) have better

survivability characteristics and therefore would fare much better,

with damage generally in the moderate range of 15 to 30 percent. These

transportation facility loss estimates are stated in terms of

immediate post-quake effects. They do not reflect the impact of

priority emergency recovery efforts and expedient alternatives that

are available, some within hours, to aid in restoration of

transportation capacity. In addition, transportation systems generally

have an inherently significant degree of redundancy and flexibility.

Consequently, an unquantified but significant movement capability in

all transport modes is expected to survive. Finally, these loss

estimates do not take into account the question of availability of

essential supporting resources, particularly petroleum fuels,

electricity, and communications. In the initial response phase, these

could prove to be the most limiting factors in the capability of the

transportation system.

Business and industry would be affected by damage to office buildings,

plants, and other support facilities. Although the 1971 San Fernando

earthquake occurred on the margin of a largely suburban area,

industrial facilities incurred significant damage. For example,

several buildings of the kind commonly used for light industry or

warehouses suffered from collapsed roofs or walls. Generally, building

codes do not apply to special industrial facilities, and the ability

of these structures to resist earthquake shaking will depend largely

on the foresight of the design engineer. For example, a major

electrical power switching yard and a water filtration plant were

seriously damaged in the 1971 San Fernando earthquake.

About 10 percent of the population and industrial resources of the

Nation are located in California. Over 85 percent of these resources

(or about 8.5 percent of the Nation's total) are located in the 21

California counties that are subject to the possibility of damage from

a major earthquake. Much of the aerospace and electronics industry is

centered in California. For example, about 56 percent of the guided

missiles and space vehicles, 40 percent of the semiconductors, 25

percent of the electronic computer equipment, and approximately 21

percent of the optical instruments and lenses manufactured in the

Nation are manufactured in these 21 counties. The probability that all

these counties would be affected by one earthquake is extremely

remote; yet the significant concentration of key industries remains a

concern. For example, about 25 percent of the Nation's semiconductors

are manufactured in Santa Clara County, an area along the Northern San

Andres fault that suffered very heavy damage in the 1906 San Francisco

earthquake. Estimates of damage to these industrial facilities and the

resulting loss of production have not been made. Similarly, the

resulting impact of possible damage to national production has not

been adequately analyzed.

Federally regulated financial institutions were generically analyzed

to determine their ability to continue to promote essential services

in the event of a major earthquake like those that have been

postulated for this assessment. The conclusion reached thus far is

that large-magnitude earthquakes pose no significant or unanticipated

problems of solvency and liquidity for such institutions. The Federal

Reserve System and other regulatory entities have procedures in place

that are designed--and have been tested--specifically to provide for

the continued operation of financial institutions immediately

following an earthquake or other emergency.

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