CHAPTER VIII.

_Invention of Lotteries.—The First Lottery.—Employed by the

State.—Great Increase.—Eagerness to subscribe.—Evils of

Lotteries.—Suicide through them.—Superstition.—Insurances.—Spread

of Gambling.—Promises of Lotteries.—Humorous Episodes.—Legal

Interference.—Parliamentary Report.—Lottery Drawing.—Picture of

Morocco Men.—Their Great Evil.—Lottery Puffing.—Epitaph on a

Chancellor.—Abolition of Lotteries._

The history of lotteries is one of those anomalies which it is the

duty rather than the pleasure of the annalist to record. A minute

picture, however, of the progress of these institutions, is as

necessary to the financial annals of the Stock Exchange as it is to

the development of the social history of a people. Invented by the

Romans to enliven their festivities, they were to that luxurious

people a new excitement; and the prizes distributed to their guests

were in proportion to the grandeur of the giver. Fine estates,

magnificent vases, and beautiful slaves, with other and less

expensive prizes, gratified at once the pride of the founder and the

cupidity of the guest.

The application, however, of lotteries to the service of a state

originated at Genoa, the government of which established the

principle for its own benefit. The Church was not long in following

the example at Rome, where the inhabitants deprived themselves of

necessaries to share the chances which their excited imaginations

magnified a hundredfold.

The first on record in England was drawn in 1569. The harbors and

havens of the whole line of coast were out of repair, and the only

mode of procuring money was by lottery. The prizes were partly in

money and partly in silver plate, and the profits to be applied to

the above purpose. But the drawing was a very important task; and, as

400,000 lots were to be drawn, night and day for nearly four months

were the people kept in a state of excitement. The time occupied must

have been somewhat tedious; and, as this was the first lottery, and

there were but three offices in London, it is to be supposed that

the drawing of that period bore the same proportion to the drawing

at a later time, that the coaches then bore to the railroads now. In

1612, another lottery was allowed for the benefit of the Virginia

colonies, in which a tailor gained the largest prize of 4,000 crowns.

But thus early was it found that lotteries and demoralization went

hand in hand. Sanctioned by the state as a source of gain, they were

found equally profitable to private individuals; and the town teemed

with schemes which brought wretchedness and ruin in their train. In

March, 1620, however, they were suspended by an Order in Council;

but it was only a suspension, and the evil was once more revived by

Charles I., who, to assist a project of conveying water to London,

granted a lottery towards its expenses. That which the first Charles

allowed for so great a purpose, the second of the name allowed as a

boon to those whom he could reward in no other way. It was in vain

for censors to preach, divines to sermonize, or the House of Commons

to legislate. While there was the chance of a great gain for a small

risk, men ran in crowds to subscribe. Those who could not pay a large

sum found plenty of opportunities to gamble for a small amount, and

penny lotteries became common.[4] In 1694 they were again employed by

the state, William III. having appealed to the propensities of the

people, and raised one million by the sale of lottery-tickets, the

prizes of which were funded at four per cent. for sixteen years. The

voice of the moralist continued to be raised; and the public papers

show, that, directly the state sanctioned the nuisance, the evil

increased tenfold, and that schemes were introduced which were a loss

to all save the promoters. “What a run of lotteries we have had!”

says one. “With what haste they all put in their money! What golden

promises they made!”

The anecdotes connected with these abominations, the grim, grotesque

despair of the losers, and the eager delight of the gainers, was for

the time the great entertainment of the town. Men ran with eager

haste after the lotteries of merchandise; and “the people were

tickled,” says a pamphleteer, “with the proposals of prodigious

profits, when the proposers intended it only for themselves.” The

writer concludes somewhat vehemently:—“Indeed, the people have been

so damnably cheated, they have no need of dissuading, and their own

sufferings are sufficient to convince them it is their interest to

forbear.”

The system of lotteries sanctioned and employed by the legislature

was a terrible temptation to human nature. The chance, however

remote, of gaining a large sum by a small risk, with the feeling

of anxious and not unpleasing excitement, rendered lotteries a

favorite phase of English gambling; for the voice of the people had

not spoken so peremptorily the great truth, that the state must

not purchase a nation’s wealth at the price of a nation’s morals.

That which a government employs as an instrument of wealth, is

sure to be followed by the people to a lower extent, but in a more

mischievous manner. In 1772, lottery magazine proprietors, lottery

tailors, lottery stay-makers, lottery glovers, lottery hat-makers,

lottery tea merchants, lottery snuff-and-tobacco merchants, lottery

barbers,—where a man, for being shaved and paying threepence,

stood a chance of receiving £10,—lottery shoe-blacks, lottery

eating-houses,—where, for sixpence, a plate of meat and the chance

of sixty guineas was given,—lottery oyster-stalls,—where threepence

gave a supply of oysters and a remote chance of five guineas,—were

plentiful; and, to complete a catalogue which speaks volumes, at

a sausage-stall in a narrow alley was the important intimation

written up, that for one farthing’s worth of sausages, the fortunate

purchaser might realize a capital of five shillings. Quack doctors—a

class which formed so peculiar a feature in village life of old—sold

medicine at a high price, giving those who purchased it tickets in a

lottery purporting to contain silver and other valuable prizes.

The eagerness of the populace grew with the opportunity. The

newspapers teemed with proposals; and the rage for gambling reigned

uncontrolled. Every ravenous adventurer who could collect a few

articles advertised a lottery. Shopkeepers, compelled by the decrease

of business, took the hint, and disposed of their goods in lottery.

Ordinary business among the lower tradesmen was greatly suspended.

Purchasers refused to give the full price for that which might be

obtained for nothing. Large profits were procured upon worthless

articles; and in 1709, so great was the eagerness to subscribe to

a state lottery, that Mercers’ Hall was literally crowded with

customers, and the clerks were insufficient to record the influx

of names. It was, however, from those which were termed “little

goes,”—which drew the last penny from the pockets of the poor

man,—which saw the father gambling and the daughter starving, the

mother purchasing tickets and the child crying for bread,—that most

evil arose. The magistracy, not always the first to interfere, grew

alarmed, and announced their determination to put in practice the

penalties which, if earlier enforced, would have been beneficial,

but, unhappily, were incompetent to put down that which they might

easily have prevented. It was found, also, impossible to restrain in

private adventurers the wrong that the state sanctioned in public.

It was known that lotteries were injurious to morals and to manners;

it was known that crime followed in their wake; it was known that

misery and misfortune were their attendants; but the knowledge was

vain, and remonstrance useless, under the plea of the necessities of

the state.

Lotteries continued to be employed by ministers as an engine to draw

money from the pockets of the people, at a price alike disgraceful

to the government and demoralizing to all. The extent to which the

evil had reached may be inferred from the fact, that money was lent

on these as on any other marketable security; that, in 1751, upwards

of 30,000 tickets were pawned to the metropolitan bankers; and this,

when, to have an even chance for any prize, a purchaser must have

held seven tickets; and it was ninety-nine to one that, even if a

prize were drawn, it did not exceed £50.

Suicide through lotteries became common. The streets swarmed with

unhappy wretches, who, while they suffered for the past, were making

imaginary combinations for the future. All arts were resorted to.

Lucky numbers were foretold by cunning women, who, when their art

failed, shrouded themselves in their mysticism; and if fortune

favored them, paraded their prophecies to the public.

The most gross and revolting superstition was practised to discover

lucky numbers. Rites which surpassed the darkest imagination of a

Maturin, and ceremonies which appear like relics of the elder world,

were resorted to for the same purpose.

It was in vain that the smaller lotteries were put down; they only

gave way to an evil which preyed upon the very vitals of English

society. Insurance, an art upon which hundreds grew rich, while

hundreds of thousands grew poor, was commenced with terrible success.

Those who were unable to buy tickets, paid a certain sum to receive

a certain amount if a particular number came up a prize. A plan like

this was available for all, as the amount could be varied to the

means of the insurer.

It is almost impossible to describe the many iniquities, the

household desolation, the public fraud, and the private mischief,

which resulted from insuring. Wives committed domestic treachery;

sons and daughters ran through their portions; merchants risked the

gains of honorable trade. “My whole house,” wrote one, “was infected

with the lottery mania, from the head of it down to my kitchen-maid

and post-boy, who have both pawned some of their rags that they might

put themselves in fortune’s way.” The passions and prejudices of the

sex were appealed to. Lovers were to strew their paths with roses;

husbands were plentifully promised, and beautiful children were to

adorn their homes through the lottery. And all these glories were

promised when Adam Smith declared, as an incontrovertible fact, that

the world never had, and never would, see a fair lottery. So great

were the charms of insuring, while the chances were so small, that

respectable tradesmen, in defiance of the law, met for this illegal

purpose, on the following day to that on which some of their body had

been taken handcuffed before a magistrate. The agents were spread in

every country village, and the possession of a prize was an absolute

curse to the community. Its effects were witnessed alike in the shock

it gave to industry, and the love of gambling it spread among the

people. It is due to those whose voices were lifted up against these

abominations to say, that their appeals to the good feeling of the

government were incessant; but the state replied in that language

which is so unanswerable when held by a firm government, that the

necessities of the state overbalanced the evils of the lottery.

Nor could ignorance be pleaded of its fatal effects. The domestics of

the senators themselves purchased shares with their masters’ money;

and members of the lower and upper house were unable to resist the

fascinations of the game they condemned. The most subtle language was

not wanting to support the cause. Scripture was used to defend it;

and as the Bible was perverted by the supporters of the slave-trade,

and lately by the discoverers of the virtues of chloroform, so was

it now wrested to prove the antiquity and sanctity of lotteries. “By

lot,” they said, “it was determined which of the goats should be

offered to Aaron. By lot the land of Canaan was divided. By lot Saul

was marked out for the kingdom. By lot Jonah was discovered to be the

cause of the storm.”

There are many incidents, which, recorded in contemporary annals,

have been either overlooked or disregarded as insignificant. There

is, however, nothing insignificant connected with so important a

topic, and nothing ought to be overlooked on an evil which has eaten

to the very heart of society, and which may again be used by some

unscrupulous minister for some unscrupulous purpose. The declaration

of Sir Samuel Romilly, that “whenever the House voted a lottery, they

voted that the deserving should become depraved,” with the additional

assertion, that “the crimes committed would be chiefly bought off by

the paltry gain to the state coffers,” was entirely disregarded.

Let it be remembered that a chancellor declared “he could not

see that lotteries led to gambling,”—that though the Corporation

of London presented an earnest petition for their abolition, as

injurious to commerce and injurious to individuals,—that though Lord

Mansfield said the state exhibited the temptation and then punished

for the crime to which it tempted,—that though, on one occasion,

out of twenty-two convicts who left the country, eighteen commenced

their career with insuring,—that though forged notes were encouraged

from the carelessness with which lottery-office keepers received

and passed them,—that though it was iterated and reiterated that no

circumstances conduced so much to make bad wives and bad husbands,

bad children and bad servants,—that though men threw themselves into

the river from the infatuation of their wives,—though the plate of

respectable families was pledged to assist the mania,—that though the

poor-rates were increased, and the consumption of excisable articles

diminished, during the drawing,—that though the gambling and lottery

transactions of one individual only were productive of from ten to

fifteen suicides annually,—that though half a million sterling yearly

came from metropolitan servants,—that though four hundred fraudulent

lottery-offices were in London alone,—that though no revenue was

ever collected at so great an expense to the people,—that though

families pawned every thing they had, sold the duplicates, and were

reduced to poverty,—that though women forgot the sanctities of their

sex,—that though the parishes were crowded with applicants who had

reduced themselves by insurances,—that though perjury was common,

and small annuitants squandered their resources,—that although all

these pictures were drawn, and statements made, so publicly and so

prominently that they could not fail to reach even the obtuse ears

of a dominant ministry,—yet it was not until 1826 that the evil

was abolished. A similar pressure may recall the evil. It is of no

importance to argue that lotteries are forbidden, and that the morals

and the minds of the people are more regarded. Lotteries have been

repeatedly forbidden, but they have been invariably renewed when the

coffers of the state were low; and the morals of the people are a

minor point compared with the balance-sheet of the nation.

The melancholy history was occasionally enlivened by episodes, which

sometimes arose from the humor, and sometimes from the sufferings of

the populace. It is recorded as a fact, that, to procure the aid of

the blind deity, a woman to whom a ticket had been presented caused a

petition to be put up in church, in the following words:—“The prayers

of the congregation are desired for the success of a person engaged

in a new undertaking”; a singular contrast to others, who sought the

midnight gloom of a church-yard to secure them the good fortune so

eagerly craved. Romantic incidents often checkered the history. Old

bureaus with secret drawers, containing the magic papers which led to

an almost magic fortune, were purchased of brokers, or descended as

heirlooms.

The evils in country places were more vividly impressed on the mind

from the smallness of the population. In a village near town, a

benefit-club for the support of aged and infirm persons existed for

many years. Among the members was one who, in trying his luck, gained

£3,000. The effect was feverish and fatal to the peace of the little

community. The society formed to nourish the sick and clothe the

needy, was converted into a lottery-club. The quiet village, which

had hitherto vegetated in blessed peacefulness, rang with the sound

of prizes, sixteenths, and insurances. People carried their furniture

to the pawnbrokers, while others took their bedclothes in the depth

of winter to the same source. The money thus procured was thrown

away upon lotteries; and the prize of £3,000 was destructive to the

happiness of the place.

Up to the year 1780, although these many evils were well known,

insurances, and every species of gambling connected with the lottery,

were legal. But the malady grew so violent, that, after much urging,

a step was taken in the right direction. Insurances were declared

illegal, and prohibited under very heavy penalties. So many, however,

were imprisoned,—and perjury was not wanting for the sake of the

penalty,—that some check was necessary. A law, therefore, was

made, preventing any one from suing save the Attorney-General; and

some idea may be formed of the extent of the evil from the fact,

that, between 1793 and 1802, upwards of one thousand were punished

with imprisonment. But the determination to insure surpassed the

determination to punish. The officers of government were absolutely

defied. Blood, in defence of that which the law declared illegal,

was freely shed. So organized was the system, that two thousand

clerks, and seven thousand five hundred persons known as “Morocco

men,” with a numerous staff of armed ruffians, were attached to the

insurance-offices. Committees were held three times a week; measures

were invented to defeat the magistrates; money to an enormous extent

was used to bribe the constabulary; while to those who refused to be

bribed, a bold and insolent defiance was offered, with threats, which

the officers well knew would be executed at the risk, or even the

certain sacrifice, of life.

In 1805, Parliament again took cognizance of the evil. The reiterated

declarations of the press, the repeated assertion of members of

the senate, the universal voice of the country, coupled with the

notorious fact, that crime continued to follow the system, compelled

government to appoint a committee of the House to report upon it. The

attendance of all who could give any information upon the subject was

required, and a volume of evidence printed, which, though it must

have opened the eyes, could not open the hearts, of the ministers.

Time, instead of softening or subduing the misery, had extended

its ramifications into the highest, as it once had been confined

to the lowest, society. The middle class—ordinarily supposed to be

freest from vice—had gradually succumbed. The penniless miscreant

of one day became the opulent gambler of the next; and the drawing

of the lotteries might be marked by the aspect of the pawnbrokers’

shops, which overflowed with the goods of the laborer, with the

ornaments of the middle class, and with the jewels of the rich.

Servants went to distant places with the purloined property of their

masters, pledged it, and, destroying the tickets, insured in the

lottery. Manufacturers discharged those workmen who could not resist

the temptation. During the drawing of the prizes less labor was

done by the artisans. Housekeepers of the lower order were unable

to pay their taxes; money was begged from benevolent societies;

and men, pretending they were penniless, were fed and housed by

the parish while embarking in these chimerical schemes. Felons,

on the morning of an ignominious death, named lotteries as the

first cause; and often, if a dream pointed to a particular number,

crimes were committed to procure it, which led to transportation

instead of fortune. Individuals presented themselves to insure,

with such unequivocal marks of poverty in their appearance, that

even the office-keepers refused their money; and yet, such was the

indefatigable love of adventure, that many would come in at one door

as fast as they were shown out at the other.

“When I have caught a great many in a room together,” said one

witness, “I have found most of them poor women, and in their pockets

twenty or thirty, and even sixty, duplicates on one person. Their

pillows, their bolsters, their very clothes, were pledged, till they

were almost naked.”

“First,” said Mr. Sheridan, “they pawned ornaments and superfluities,

then their beds, the very clasps of their children’s shoes, the very

clothes of the cradle. The pawnbroker grew ashamed of his profession.”

A walk near the spot where the prizes were announced painfully

evinced the progress this terrible delusion had made, and the classes

to which it had extended.

Hundreds of wretched persons, the refuse of society, the very dregs

of the people, might be seen waiting with frightful eagerness until

their fate was decided. The courtesan was there, forgetting for a

time her avowed pursuit; the man who the night before had committed

some great crime; the pale artisan with his attenuated wife; the girl

just verging upon womanhood; the maid-servant, who had procured a

holiday to watch her fortune; weary forms and haggard faces, mingling

with the more robust and ruffianly aspects,—yet all bearing one

peculiarity, that of intense anxiety,—marked the purlieus of the

place where the lottery was drawn. The oath which shocked the ear,

the act which shocked the eye, the scurrilous language of the boy

ripe in mature iniquity, the scream of the child dragged from its

rest, to mingle in scenes it could not comprehend, formed a pictorial

group which Hogarth alone could have given to posterity, as an

evidence of civilization in the nineteenth century.

But it has been said, that the mischief was not confined to the

poorer classes. Persons of the first consequence entered into

insurances for a great amount. Instances are not wanting, in which

gentlemen of large landed property, guilty of no other extravagance,

lost all their cash, sold their estates, and died in the poor-house.

The “Morocco men,” so called from the red morocco pocketbooks

which they carried, were remarkable features in the lottery, half

a century ago. They began their lives as pigeons, they closed them

as rooks. They had lost their own fortunes in their youth, they

lost those of others in their age. Generally educated, and of bland

manners, a mixture of the gentleman and the debauchee, they easily

penetrated into the society they sought to destroy. They were seen

in the deepest alleys of Saint Giles, and were met in the fairest

scenes of England. In the old hall of the country gentleman, in the

mansion of the city merchant, in the butlery of the rural squire,

in the homestead of the farmer, among the reapers as they worked on

the hill-side, with the peasant as he rested from his daily toil,

addressing all with specious promises, and telling lies like truth,

was the morocco man found, treading alike the finest and the foulest

scenes of society. They whispered temptation to the innocent; they

hinted at fraud to the novice; they lured the youthful; they excited

the aged; and no place was so pure, and no spot so degraded, but,

for love of 7½ per cent., did the morocco man mark it with his

pestilential presence. No valley was so lonely, but what it found

some victim; no hill so remote, but what it offered some chance; and

so enticing were their manners, that their presence was sought, and

their appearance welcomed, with all the eagerness of avarice.

And little were they who dealt with these persons aware of the

characters with whom they trafficked. Of bland behaviour, but gross

habits, the nature of their influence on the unpolluted minds with

which they had to deal may be judged from the fact, that some of the

morocco men ended their days at Tyburn; that transportation was the

doom of others; and that the pillory was the frequent occupation of

many. To such men as these were the morals of the people exposed

through the lottery. Nor, if the opinion of a member of the senate

can be trusted, was the lottery-office keeper much better. “I know of

no class of persons in the country,” said Mr. Littleton, “excepting

hangmen and informers, on whom I should be less disposed to bestow

one word of commendation.”

The wonder is, not that the public was tempted so much, but that

it was seduced so little. Puffing, by the side of which the power

of a Mechi and a Moses waxes dim, was employed to assist the

contractor. Myriads of advertisements were circulated in the streets.

The newspapers, under all forms and phases, contained stories of

wonderful prizes. Horns were sounded; huge placards displayed; false

and seductive lures held out; houses hired for the sole purpose of

displaying bills; falsehoods fresh every day; and fortunes to be

had for nothing. Puffs, paragraphs, and papers circulated wherever

the ingenuity of man could contrive. The public thoroughfares were

blazoned by day and lighted by night with advertisements.

With such a picture of crime as has been presented to the reader,

he may not think the quiet satire of Mr. Parnell on the Chancellor

unmerited. He said that the following epitaph ought to be placed on

his grave:—

“Here lies the Right Honorable Nicholas Vansittart, once Chancellor

of the Exchequer, who patronized Bible Societies, built churches,

encouraged savings’ banks, and supported lotteries.”

The attention bestowed on the subject, the mass of intelligence

collected, the evidence given by competent parties, produced

considerable notice, and the report condemned the evil the committee

had examined.

“The foundation of the lottery,” it said, “is so radically vicious,

that under no system can it become an efficient source of gain, and

yet be divested of the evils and calamities of which it has proved so

baneful a source.

“Idleness, dissipation, and poverty are increased; sacred and

confidential trusts are betrayed; domestic comfort is destroyed;

madness often created; crimes subjecting the perpetrators to death

are committed.

“No mode of raising money appears so burdensome, so pernicious, and

so unproductive. No species of adventure is known where the chances

are so great against the adventurers; none where the infatuation is

more powerful, lasting, and destructive.

“In the lower classes of society, the persons engaged are, generally

speaking, either immediately or ultimately tempted to their ruin;

and there is scarcely any condition of life so destitute and so

abandoned, that its distresses have not been aggravated by this

allurement to gambling.”

Notwithstanding the strong nature of this report, the labors of the

committee were fruitless. Various attempts at amelioration were made,

but the evil was not finally abolished until the year 1826.

FOOTNOTES:

[4] Mr. J. B. Heath says of the early lotteries, in his valuable

volume entitled “Some Account of the Grocers’ Company,”—“There is not

one entry in the accounts to show that the prizes were ever paid,”

and quotes various documents to prove that they were very difficult

to procure. “The science of puffing,” adds this gentleman, “which in

our times has attained such perfection, was unknown at that period,

and in lieu of placards and advertisements, the more direct mode was

adopted of personal solicitation.”

Chronicles and characters of the stock exchange · 第 8 / 18 章