Before three in the afternoon, the whole of your furniture, broken and

whole, has been thrust, higglety-pigglety, into your new house, where

you find all things in the most chaotic state of confusion. Kitchen

things repose in the dining-room; drawing-room chairs are deposited in

the kitchen; and a huge chest of drawers stands in the vestibule, with

a shoulder thrust so far out into the _fair way_ as to render it almost

impossible to pass. The kitchen grate is only to be built in after six

o’clock in the evening, when the masons are released from their day’s

work; so there is no possibility of cooking any thing. A _provisional_

arrangement is therefore made on this point. You, and your wife, and

your children, and all your assistants, bivouac in some shabby parlour,

and regale yourselves (_absit elegantia_) with rolls and porter.

Henry, your eldest son, who has wrought like a Turk all day, leads

the feast with his coat off, and the scene can only be compared to a

rough-and-tumbling in the back woods of America. No ceremony as to

knives. Rolls, and even large loaves, are torn through the middle, and

large mouthfuls dug out from the mass by the thumb or forefinger. The

liquor goes round in some ordinary vessel, never before appropriated

to such a purpose, and all feeling of discomfort being stolen away by

the novelty and strong natural feeling of the occasion, the jest and

laugh abound. Even in the midst of all the disarray, great hopes and

expectations are expressed regarding the new mansion. Such capital high

ceilings! Such a broad elegant lobby! So different from that dismal

hole we have left! Or, if the ceilings are low, and the lobby narrow,

while in the former house they were the reverse, the contrast is drawn

in reference to some other points where superiority is indisputable,

while the demerits of the new abode are cast discreetly into shade,

only to be brought out and complained of at the approach of next

Candlemas. You either have left a good view from the windows, or you

are entering upon one. Suppose your former house, being in the centre

of the town, had hardly any view, then your wife thus comments upon

it:—“Such a dark confined place! Nothing to be seen from the windows,

but the opposite houses, or else the chimney-stalks and _old wives_.

Now, here we are quite in the country. The drawing-room commands Fife

and North Berwick Law, and even from the bed-rooms we catch a great

lump of the Dalmahoy hills. If we just step to the end of the house,

we are into the fields; and then we’ll be so very quiet here, compared

with what we were. Not a carriage or a cart passing from morning till

night. We’ll get some rest at last; and truth to tell, my health is

in great need of it. How truly delightful thus to get fairly out of

that black, smoky, noisy town, to a place where we can enjoy all the

pleasures of the country, and yet be within reach of every convenience

of the city! And just consider how much benefit the walk must be to

your own health. We formerly lived so near your place of business, that

you got no exercise at all, seeing that I never could prevail upon

you to take a walk on purpose. But here you _must_ walk, and the good

it must do you will be visible in a week’s time,”—&c. &c. &c. If the

case has been totally the reverse, you are addressed as follows:—“How

delightful to get fairly away from that cold, out-of-the-world,

dull place, and once more feel ourselves snug in the town! We’ve no

prospects here from the windows; but, ’deed, when folk have prospects,

I never see that they make much use of them. For my part, I never

looked out of the drawing-room windows once in the month; for what

are the Fife hills or North Berwick Law after one has once seen them?

[What philosophy we have here!] And then, what good did we get from the

garden? It was just a fash to keep right; and I’m sure, when we had

paid the gardener, we did not make a penny off the vegetables. Now,

here, although there be little prospect from any of the windows, we’re

at least a great deal better protected from the wind. If we have not a

garden of our own, have we not the green market almost at the door? And

such a weary distance you had to walk every day! No more of that now.

Here, when you want a walk, you can take one; and when you don’t like,

you can let it alone. Walks are very well, perhaps, in good summer

weather; but I’ve no idea of seeing you plash through a long dirty road

twice every day through the whole winter. Whenever we want either a

walk or a prospect, we’ll get it in the Queen Street gardens; for you

know Mrs —— has told me that we may have her key whenever we like. In

our old ill-contrived house, we had no place to put any thing off our

hand; not so much as a cupboard in the whole house; but now, you see,

we have as many presses as rooms, and a capital cellar for coals and

lumber. And how near we are here to all the best shops! If it were for

nothing but the convenience of getting tea-bread at a minute’s warning

from Mr Littlejohn, the baker, whenever any person calls upon us in the

evening, it would have been worth while to remove to this house. The

lass likewise tells me that there is a very obliging woman, quite at

hand, who keeps a mangle for the use of the neighbourhood, which will

be a great convenience to the family; and that she will take in hand to

supply us with milk or cream at any hour of the day,”—&c. &c. &c. Thus,

it will be observed, neither the spirit of discontent nor the spirit of

hope is ever without material for feeding its particular necessities.

You have now got fairly into your new house, bag and baggage. It is

after the manner, however, of a certain pound of comfits which a

carrier once brought from a city confectioner to a country customer.

The paper bag having proved insufficient in the journey, the contents

had dispersed themselves throughout all the other packages in the cart.

Every parcel, and bag, and box, had to be shaken clear of the lurking

carvy, till, the whole of the bulky articles having been discharged

and laid off, the little white particles were found at the bottom

mingled with straws, fragments of rope, and paper, and all other kinds

of trash. The whole having been swept out, however, the honest old

carrier brought them to the owner in a large platter, saying, with

the air of a man who has relieved his conscience of some uncommon

weight, “Here they are, mistress; ye hae them a’ for me.” Just like the

comfits are all your goods and chattels—your ox, and your ass, and your

children, and your every thing else—the whole are there; but in such a

state! Perhaps, to add to your distresses, you have to delay putting

the principal rooms to rights till the painters have to be with you.

This, of course, adjourns the termination of your agonies _sine die_.

Perhaps, about three months after, when you have battled the rascals

out of one room into another, much after the manner of the siege of St

Sebastian, you get at last into the enviable attitude “as you were,”

resolving of course never again to remove as long as you live, but

still as ready before next 2d of February to take that step as ever.

FOOTNOTES:

[3] A ceremony in the law of Scotland, by which a man becomes invested

with a piece of land or house property.

FALLACIES OF THE YOUNG.

“DEBTORS AND CREDITORS.”

The common feeling respecting debtors and creditors is very erroneous,

and, as is common with popular fallacies, it imposes with double

force upon the young and inexperienced. Debtors are represented in

all works of fiction, and in the ordinary language of a large portion

of society, as a set of amiable, unfortunate, and most interesting

persons: Creditors, on the other hand, as an unmingled generation of

execrable wretches, with a hardness of heart that would not disgrace

an executioner, and indeed only one remove from another stony class of

men, the much misrepresented jailers. Now, the person who writes this

article has known many debtors and creditors, and he can say that, in

by far the most of cases, the latter were the better class of men. He

alludes, of course, not to commercial men at large, who are in their

own persons, in general, as much of the one thing as the other, but to

cases where the creditor is a tradesman, and the debtor a customer;

that is, where the debt is not incurred in the intercourse of business,

but for the personal use and benefit of the debtor. In these cases,

so far from the creditor being an unfeeling and relentless tyrant, as

he is generally represented, he is only the indignant victim of the

imprudence or guilt of the debtor. The latter may be an amiable and

interesting person, for we often find these characteristics united

to consummate folly and disregard of the rights of others. But the

young must beware how they set down debtors, in a class, as purely

estimable and entitled to sympathy, while they at the same time look

upon creditors as only ruthless persecutors, worthy of the bitterest

execration. They may depend upon it, that no notion could be more

erroneous, no error more apt to be fatal to them in their course

through life. They must be informed that to incur debt for their own

gratifications, without the ability to discharge it, is just another

thing for selling themselves as slaves to their creditors. After doing

so, they are no longer entirely free: part of themselves becomes the

property of another, and thus they lose the respect of the world,

which cannot see one man indulge in enjoyments at the expense of his

fellow, without thinking of him very meanly. The incurring of debt for

personal gratification is odious, for many reasons. In the first place,

it violates that rule of nature which appoints every man to work for

himself, and only enjoy as he works. It also tends to occasion the

ruin of innocent persons. Creditors are not invariably rich, as one

would suppose them to be, from reading novels. They are more frequently

poor, industrious persons, who, in losing money by their debtors, are

apt to be made debtors themselves, and thereby ruined. In fact, the

case stands generally thus: An idle or extravagant person procures

support for his bad appetites, and is enabled to show himself off as

a very fine fellow, at the expense of a humble-minded honest trader,

who confines himself constantly to his business, and forbids himself

almost every indulgence, in order that he may be able to pay every

one to whom _he_ is indebted, and discharge all the other duties of a

good citizen. Now, if young people will bring their naturally generous

feelings to bear upon this point, they will see that the debtor,

and not the creditor, is alone worthy of execration. And they may

be assured, that, where creditors show a severity to their debtors,

it is generally either merited by the latter, or is dictated by a

justifiable consideration of the danger into which they are thrown by

the non-payment of the money which is their due, and which they may be

owing in their turn to some other person.

In every rule there are exceptions; but it is necessary to guard

against the breaking down of _great rules_ by allowing for _trifling

exceptions_. Because good men sometimes incur debt, and become

insolvent, through no fault of theirs, we must not infringe upon the

majesty of the great maxim, that debt ought to be paid, and that its

non-payment is an evil. Young people, if they wish to prosper in the

world, will do well not to excuse all contraction of debt for the sake

of the few who contract it innocently. They must have it impressed

forcibly upon their minds, that every pleasure in which they indulge

themselves, without the reasonable prospect of paying for it, though it

be but to the amount of one penny, is a step in error, and apt to be

the beginning of their destruction. They must have it impressed upon

their minds, that no man of good feelings can enjoy the least comfort,

if he be not conscious of working for, or being honestly come into

the possession of, fully as much as he spends. To persist in living

beyond our incomes, is to live a life of dishonesty; and to subsist on

the industry of relatives, as is sometimes the case with the idle and

the dissolute, is worse still, for it involves an excessive meanness

of spirit, ingratitude, and hard-heartedness—thus adding depth to the

crime, and will be sure to be visited some day with feelings of anguish

and remorse.

A predominating error among the junior classes of society, is a

disinclination to wait for a short time till they be enabled to compete

in the enjoyment of luxuries with others they see around them, and

who, it is more than probable, have toiled long and painfully before

they arrived at their present apparently prosperous condition. This

impatience of reaching a certain height in the ladder of fortune,

without taking deliberation to mount a number of preliminary and

difficult steps, cannot, indeed, be sufficiently reprehended, where

it occurs, as it leads to that fatal resource of incurring debts

never to be paid, and that supposed harshness of creditors, which a

disordered process of reasoning brings into view. I would here tenderly

admonish the youthful part of the community to refrain from indulgences

they cannot honestly command. Let them believe one who has had some

experience, when he tells them that there is not the least chance

of the world running away from them; that the present generation of

grown men will not consume _all_ earthly enjoyments, but will leave a

boundless variety of everything which can please the senses, or gratify

an honourable ambition. They need, therefore, be in no hurry whatever,

and take time to build their fortune on a firm and secure basis. The

rising generation cannot lay these things sufficiently to heart. They

cannot be sufficiently taught, that suffering under the consequences of

imprudently-incurred debts does not necessarily make them heroes—is not

entitled to unmingled sympathy, no more than a robber at the gallows

is a martyr; but that, while pity is perhaps due to them, as to all

who err in this frail world, the larger share of sympathy ought to be

bestowed on their unfortunate victims, the creditors, whose families

may be suffering from their criminal follies, and who are apt to be by

far the better and honester men.

GENERAL INVITATIONS.

“Pray, do call in an easy way some evening, you and Mrs Balderstone;

we are sure to be at home, and shall be most happy to see you.” Such

is the kind of invitation one is apt to get from considerably intimate

acquaintances, who, equally resolved against the formality and the

expense of a particular entertainment on your account, hope to avoid

both evils by making your visit a matter of accident. If you be a man

of some experience, you will know that all such attempts to make bread

and cheese do that which is more properly the business of a pair of

fowls, end in disappointment; and you will, therefore, take care to

wait till the general invitation becomes a particular one. But there

are inexperienced people in this world who think every thing is as it

seems, and are apt to be greatly deceived regarding this accidental

mode of visiting. For the sake of these last, I shall relate the

following adventure:—

I had been remarkably busy one summer, and, consequently, obliged to

refuse all kinds of invitations, general and particular. The kind

wishes of my friends had accumulated upon me somewhat after the manner

of the tunes frozen up in Baron Munchausen’s French horn; and it seemed

as if a whole month would have been necessary to thaw out and discharge

the whole of these obligations. A beginning, however, is always

something; and, accordingly, one rather splashy evening in November, I

can’t tell how it was, but a desire came simultaneously over myself and

Mrs Balderstone—it seemed to be by sympathy—of stepping out to see Mr

and Mrs Currie, a married pair, who had been considerably more pressing

in their general invitations than any other of our friends. We both

knew that there was a cold duck in the house, besides a bit of cheese

just sent home by Nicholson, and understood to be more than excellent.

But, as the old Scots song says, the _tid_ had come over us, and

forth we must go. No sooner said than done. Five minutes more saw us

leaving our comfortable home, my wife carrying a cap pinned under her

cloak, while to my pocket was consigned her umbrageous comb. As we

paced along, we speculated only on the pleasure which we should give

to our kind friends by thus at last paying them a visit, when perhaps

all hope of our ever doing so was dead within them. Nor was it possible

altogether to omit reflecting, like the dog invited by his friend to

sup, upon the entertainment which lay before us; for certainly on such

an occasion the fatted calf could hardly expect to be spared.

Full of the satisfaction which we were to give and receive, we were

fully into the house before we thought it necessary to inquire if any

body was at home. The servant girl, surprised by the forward confidence

of our entrée, evidently forgot her duty, and acknowledged, when she

should have denied, the presence of her master and mistress in the

house. We were shown into a dining-room as clean, cold, and stately as

an alabaster cave, and which had the appearance of being but rarely

lighted by the blaze of hospitality. My first impulse was to relieve

my pocket, before sitting down, of the comb, which I thought was now

about being put to its proper use; but the chill of the room stayed my

hand. I observed, at the same time, that my wife, like the man under

the influence of Eolus in the fable, manifested no symptom of parting

with her cloak. Ere we could communicate our mutual sensations of

incipient disappointment, Mrs Currie entered with a flurried, surprised

air, and made a prodigious effort to give us welcome. But, alas! poor

Mr Currie; he had been seized in the afternoon with a strange vertigo

and sickness, and was now endeavouring, by the advice of Dr Boak, to

get some repose. “It will be _such_ a disappointment to him when he

learns that you were here, for he would have been so happy to see

you. We must just entertain the hope, however, to see you some other

night.” Although the primary idea in our minds at this moment was

unquestionably the _desperatio cibi_—the utter hopelessness of supper

in this quarter—we betrayed, of course, no feeling but sympathy in

the illness of our unfortunate friend, and a regret for having called

at so inauspicious a moment. Had any unconcerned person witnessed

our protestations, he could have formed no suspicion that we ever

contemplated supper, or were now in the least disappointed. We felt

anxious about nothing but to relieve Mrs Currie, as soon as possible,

of the inconvenience of our visit, more especially as the chill of

the room was now piercing us to the bone. We therefore retired, under

a shower of mutual compliments and condolences, and “hopes,” and

“sorries,” and “have the pleasures;” the door at last slamming after us

with a noise which seemed to say, “How very glad I am to get quit of

you!”

When we got to the street, we certainly did not feel quite so mortified

as the dog already alluded to, seeing that we had not, like him, been

tossed over the window. But, still the reverse of prospect was so very

bitter, that for some time we could hardly believe that the adventure

was real. By this time we had expected to be seated snug at supper,

side by side with two friends, who, we anticipated, would almost expire

with pleasure at seeing us. But here, on the contrary, we were turned

out upon the cold inhospitable street, without a friend’s face to cheer

us. We still recollected that the cold duck remained as a fortress to

fall back upon; but, being now fairly agog in the adventure, the idea

of returning home, _re infecta_, was not to be thought of. Supper we

must have in some other house than our own, let it cost what it may.

“Well,” said Mrs Balderstone, “there are the Jacksons! They live not

far from this—suppose we drop in upon them. I’m sure we have had enough

of invitations to their house. The very last time I met Mrs Jackson

on the street, she told me she was never going to ask us again—we had

refused so long—she was going, she said, just to let us come _if_

we liked, and _when_ we liked.” Off we went, therefore, to try the

Jacksons.

On applying at the door of this house, it flew open, as it were, by

enchantment, and the servant girl, so far from hesitating like the

other, seemed to expect no question to be asked on entrée. We moved

into the lobby, and inquired if Mr and Mrs Jackson were at home,

which was answered by the girl with a surprised affirmative. We now

perceived, from the pile of hats and cloaks in the lobby, as well as

a humming noise from one of the rooms, that the Jacksons had a large

company, and that we were understood by the servant to be part of

it. The Jacksons, thought we (I know my wife thought so, although I

never asked), give _some_ people particular invitations. Her object

was now to make an honourable retreat, for, although my dress was not

entirely a walking one, and my wife’s cap was brought with the prospect

of making an appearance of dress, we were by no means fit to match

with those who had dressed on purpose for the party, even although we

were asked to join them. Just at this moment, Mrs Jackson happened to

cross the lobby, on hospitable thoughts intent, and saw us, than whom,

perhaps, she would rather have seen a basilisk. “Oh, Mrs Balderstone,

how do you do? How are you, Mr Balderstone? I’m so delighted that you

have come in this easy way at last. A few of the neighbours have just

dropped in upon us, and it will be so delightful if you will join them.

Come into this room and take off your bonnet; and you, Mr Balderstone,

just you be so good as step up to the drawing-room. You’ll find numbers

there that you know. And Mr Jackson will be so happy to see you,”—&c.

All this, however, would not do. Mrs Balderstone and I not only felt

a little hurt at the want of speciality in our invitations to this

house, but could not endure the idea of mingling in a crowd better

dressed and more regularly invited than ourselves. We therefore begged

Mrs Jackson to excuse us for this night. We had just called in an easy

way in passing, and, indeed, we never attended ceremonious parties

at any time. We would see her some other evening, when she was less

engaged—that is to say, “we would rather see you and Mr Jackson at

Jericho than darken your doors again.” And so off we came, with the

blandest and most complimentary language upon our tongues, and the most

piqued and scornful feelings in our hearts.

Again upon the street—yea, once again. What was to be done now? Why,

said Mrs Balderstone, there is excellent old Mrs Smiles, who lives

in the next street. I have not seen her or the Misses Smiles for six

months; but the last time they were so pressing for us to return their

visit (you remember they supped with us in spring), that I think we

cannot do better than take this opportunity of clearing scores.

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