Total $89,950,000

=A Splendid Fall.=--The fall of 1913 was exceedingly favourable to the

farmer of Western Canada. The weather made it possible to harvest and

thresh in the minimum of time, and in some cases permitted a start on

fall ploughing early in September, in many parts continuing until

December 1st. Owners of traction engines took advantage of clear nights

to plough, the powerful headlights throwing a brilliant light across the

fields. The men worked in relays, and it was frequently midnight before

the big outfits quit.

[Illustration: Beginning a home in the prairie--house and table "lands"

are built on cement foundation.]

[Illustration: Sizing up quantity of hay per acre he would get from his

hayfield.]

[Illustration: Starting from town with loads of posts for pasture

fence.]

=Mixed Farming.=--Mixed farming is yielding large profits to those who

work intelligently along the lines of intensive farming. In addition to

wheat, oats, barley, and flax--alfalfa and other fodder crops are grown,

and in some places corn.

Every variety of vegetable grows abundantly and sugar beets are a

moneymaker. Stock-raising is an important branch of mixed farming, and

hogs and sheep are commanding high prices, the demand greatly exceeding

the supply.

=Sheep.=--The sheep industry in Western Canada pays exceedingly well. In

the early days--but a few short years ago--a district south of the

Canadian Pacific Railway from Swift Current to Maple Creek was stocked

with sheep, and several large ranches made money, but with the onrush of

settlement these ranches have been vacated and are now given up to

successful grain growing. However, the farmers who now cross the

boundary to purchase the best Montana breeds and take them to their

farms, in every case report a success as great as that in grain growing.

Although no country could be better fitted for sheep raising, and

numerous successes have been made, Western Canada imports much of its

mutton.

=Profits in Horse Raising.=--The raising of horses is receiving increasing

attention. Here also a rare opportunity for profit exists, for the

market is woefully unsupplied.

=Dairying= offers splendid opportunities for profit. In the rapidly

growing cities and towns there is a demand for milk, cream, and butter.

Creameries and cheese factories are established at accessible points.

The feeding of cattle is nominal.

=Poultry Products= can be readily marketed, and poultry raisers have done

remarkably well. No one knows better than the farmer's wife the saving

effected by having a flock of hens, some turkeys, geese and ducks, and

the cost of feed is not noticed.

=Hog Raising.=--Hog-raising has equal advantages with grain growing. A

large quantity of pork that should be supplied at home is now shipped

in. Barley, the best staple for hog raising, is easily grown and yields

heavily. Alfalfa can be grown with little trouble, and with two crops in

a season, and three tons to the acre to a crop, it will play an

important part in the hog industry of the future. The Canadian field pea

and the rape, also are good feed and produce the very best of pork.

Chas. Reid, of Swift Current, who sold a thousand dollars' worth of pork

last summer, and then had considerable on hand, has demonstrated that

hogs pay better than straight grain raising. He has an income from his

farm the whole year round.

A farmer near Moose Jaw sold some hogs for $130.00. To the question,

"What did they cost?" he answered: "Really nothing. I bought one sow; I

have kept two, and I have three to kill for my own use. Of course we had

skim milk and buttermilk, and I fed some chop, but what is left is worth

all I paid out. I call the $130.00 clear profit."

It is the same story in all parts of Manitoba, Saskatchewan, and

Alberta. A little attention, plenty of such grain as would go to waste,

some shelter, and that's all. Last year many farmers went into

hog-raising extensively, and it saved many of them from financial

embarrassment; for when money was not obtainable at the banks, farmers

having marketable hogs sold them with handsome profit. Several made from

$1.00 to $1.20 per bushel for wheat by feeding it to hogs.

=Butter and Eggs.=--Large sums are spent regularly in United States

markets for butter and eggs to supply the cities and towns of Western

Canada, and large quantities of butter are imported from New Zealand.

Not only is the demand in the towns, but many wheat-raisers purchase

these commodities when they might produce them on their own farms at

trifling cost.

William Elliott, near Moose Jaw, has eight cows and eighty hens. In less

than eight months, his butter and eggs sold for more than $500. All the

groceries and the children's clothing and boots, are paid for with

butter and egg money.

W. H. Johnston, five miles south of Moose Jaw, has thirty cows and milks

an average of twenty-five. His gross receipts last summer were from $600

to $700 per month, of which $300 was profit. He grows his own feed,

principally oats and hay, and has no worries over harvesting or grain

prices.

=Truck Gardening.=--Long days of abundant sunshine from May to September,

and adequate moisture in the spring and early summer permit of a wide

variety of products. The soil is rich and warm, and easily worked. Close

attention to cultivation has resulted in record yields of vegetables and

small fruits, which bring good prices in the cities.

A farmer within five miles of Moose Jaw, who sold vegetables at the city

market last year realized more than $300 between August 1, and October

30. He had half an acre in carrots, cabbage, cauliflower, radishes,

beans, lettuce and onions, and half an acre in potatoes and turnips. His

own table was supplied all summer and enough vegetables were put in the

cellar to supply him during the winter and seed potatoes in the spring.

[Illustration: R. P. O. Uwell's old home, Clover Bar, Alberta. This old

home is now replaced by one of more modern structure.]

[Illustration: A comfortable modern home in Western Canada, the old home

now used as a granary. William Hamilton--Pioneer.]

[Illustration: Segar Wheeler's residence "Rosthern," Sask. is a fair

type of many homes in the Canadians.]

=Corn Can Be Grown on Canadian Prairies.=--Manitoba is producing corn,

chiefly for feed. On September 28, corn nine feet high had developed to

the dough stage, and the crop would easily exceed twenty tons to the

acre. There are also scattered fields of corn in Saskatchewan and

Alberta.

Corn is successfully grown in the northern part of Minnesota in similar

soil and under the same climatic condition, and there is no apparent

reason why like results should not be secured in Western Canada. Many

American farmers of experience believe the corn belt is extending

northward.

=Alfalfa= is an assured crop in many parts of Western Canada and is

destined to be the leading forage crop. In a recent competition

forty-three entries were made, and every field was one of which farmers

of the older alfalfa countries might be proud. In southern Alberta

alfalfa is a success; at Edmonton it grows abundantly. Battleford,

Prince Albert, Regina, Indian Head, Lacombe, Brandon, and in many other

districts alfalfa is grown.

=Post Offices.=--Throughout the settled portions of Western Canada are

found post offices at which mails are delivered regularly, thus bringing

Eastern friends within a few days' reach of those who have gone forward

to make homes under new but favourable conditions on the fertile lands

of the West. Last year hundreds of new post offices were established,

many of them at points remote from the railway, but all demanded by new

settlements made during the year.

=Roads and Bridges.=--It is said to be the policy of the Canadian

Government to do everything possible for the welfare of the settler,

whether in accessible new town or remote hamlet. This solicitude is

shown in every branch dealing with the organizing of new districts.

Bridges have been built, roads constructed, the district policed, and a

dozen other conveniences provided. Is it any wonder that with the

splendid, high-yielding land, free to the homesteader or open to

purchase at reasonable prices from railway and land companies, the

Canadian immigration records for 1913 were so high?

=Land Laws=.--Canada's land laws were formed after the United States had

applied its methods to the free lands of the West, and embody the best

United States provisions. They are so framed as not to bear heavily on

the settler, whose interests are carefully watched, and are liberally

administered. After several years' trial they have proved satisfactory.

Titles, or patents, come from the Crown, and on being registered in a

Land Titles Office these patents secure a transfer.

Taxes outside of cities, towns, and the larger municipalities, are

merely nominal and are devoted entirely to the improvement of roads, to

educational purposes, to the payment of salaries, and to the erection

of public buildings. At least 50 per cent of these costs, and in small

struggling communities, 60 per cent or more, is paid by the Government

out of the fund produced by the sale of school lands, one-eighth of the

country having been reserved for that purpose.

=The Banks of Canada.=--The close of 1913 has brought the usual bank

statements accompanied by the addresses of the presidents and general

managers of these institutions. They deal with economic matters first

hand, and show in striking manner the prosperity of the country. Those

who know anything of Canadian banking methods know the stability of

these institutions, and the high character of the men in charge of them.

Mr. Coulson, of the Canadian Bank of Commerce says:

"We have had a good harvest. The yield has been generally

good, and the quality on the average has never been

surpassed. This has been especially so in the Western

Provinces, and the unusually favourable weather and abundant

transportation facilities afforded by the railroads enabled

the movement of grain to be made rapidly."

=Canada's New Bank Act.=--During 1913 the decennial revision of the Bank

Act took place. Among important changes were:

The establishment of the Central Gold Reserves. Authority to lend to

farmers on their threshed grain.

The provision which enables a bank to lend to a farmer on the security

of his threshed grain is extensively utilized. This class of loan is

regarded as a moral risk, and banks still depend more upon the character

of the borrower than upon the security.

=What Bank Managers Have to Say.=--Mr. Balfour, manager of the Union Bank

of Canada:

"The railway companies have carried out the grain from the

Western Provinces this year in a very satisfactory manner."

Mr. John Galt, president of the Union Bank of Canada:

"Speaking generally, the crop results have been satisfactory.

In the three great wheat growing provinces this has been a

banner year. Not only has the yield been large, but the

average quality has never been equalled, and the cost of

harvesting has been unusually low, owing to the magnificent

weather. This has, to some extent, offset the low prices

which prevailed. The railways have done splendid work in

handling the crop.

"There is a marked increase in the number of livestock.

Farmers are becoming more fully alive to the advantages they

derive from this source and are realizing that their

borrowing credit is greatly enhanced if they can show a good

proportion of cattle in their assets, and banks should look

with favour on loans for the purchase and handling of

livestock."

Robert Campbell, general manager of the Northern Crown Bank, gives

strong testimony of the wealth of Western Canada:

"It is important at a time like the present for every

business concern, financial or otherwise, to show by its

statement that collections have been good. We may

congratulate ourselves upon the showing we have made in this.

Notwithstanding that we have made new loans amounting to

millions of dollars since the crop was harvested, our old

loans have been paid off so rapidly that our liquid assets

were not reduced.

"This state of affairs is attributable to the fine weather we

have experienced in the West, which enabled the farmers to

harvest their grain early and quickly and to the unusual

rapidity with which the crop was moved by the railway

companies."

[Illustration: Corn is not generally grown in Western Canada, but this

320 acres shows a splendid yield, and considerable is now grown for

fodder.]

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