Mary Moser was the only daughter of George Michael Moser, R.A.,

goldchaser and enameller, and the first Keeper of the Royal Academy of

Arts in London. His daughter was a very distinguished flower-painter,

and was the only lady besides Angelica Kauffman who was ever elected

an Academician: she became afterwards Mrs. Lloyd. Miss Moser, says

Smith, in his _Life of Nollekens_, was somewhat precise, but was at

times a most cheerful companion: he has printed three of her letters,

two to Mrs. Lloyd, the wife of the gentleman to whom she herself was

afterwards married; and the other to Fuseli, while in Rome, of whom she

was said to have been an admirer. In one to the former, alluding to

the absurd fashions of the beginning of the reign of George the Third,

she says:--"Come to London and admire our plumes; we sweep the skies!

a duchess wears six feathers, a lady four, and every milkmaid one at

each corner of her cap. Fashion is grown a monster: pray tell your

operator that your hair must measure three-quarters of a yard from the

extremity of one wing to the other." The second letter is chiefly on

Lord Chesterfield's Advice to his Son: she says to her friend, "If you

have read Lord Chesterfield's Letters, give me your opinion of them,

and what you think of his Lordship: for my part, I admire wit and adore

good manners, but at the same time I should detest Lord Chesterfield,

were he alive, young, and handsome, and my lover, if I supposed, as

I do now, his wit was the result of thought, and that he had been

practising the graces in the looking-glass." In her letter to Fuseli,

she gives this account of the Exhibition of the Royal Academy in the

year 1770:--"Reynolds was like himself in pictures which you have seen;

Gainsborough beyond himself in a portrait of a gentleman in a Vandyck

habit; and Zoffany superior to everybody in a portrait of Garrick in

the character of Abel Drugger, with two figures, Subtle and Face. Sir

Joshua agreed to give a hundred guineas for the picture; Lord Carlisle

had an hour after offered Reynolds twenty to part with it, which the

Knight generously refused, resigned his intended purchase to the Lord,

and the emolument to his brother artist. He is a gentleman! Angelica

made a very great addition to the show, and Mr. Hamilton's picture of

Briseis parting from Achilles was very much admired; the Briseis in

taste, _à l'antique_, elegant and simple. Cotes, Dance, Wilson, &c., as

usual."

Mary Moser decorated an entire room with flowers at Frogmore for Queen

Charlotte, for which she received 900_l._; the room was called Miss

Moser's room. After her marriage, she practised only as an amateur; she

died at an advanced age in 1819. When West was re-instated in the chair

of the Royal Academy, in 1803, there was one voice for Mrs. Lloyd,

and when Fuseli was taxed with having given it, he said, according to

Knowles, his biographer, "Well, suppose I did; she is eligible to the

office; and is not one old woman as good as another?" West and Fuseli

were ill-according spirits.

[Illustration: An Old Maid on a Journey. The Eccentric Miss Banks.]

The Eccentric Miss Banks.

Oddities of dress were half-a-century ago much oftener to be seen

than in the present day; or, rather, their singularities were more

grotesque than the peculiarities of the present day. John Thomas

Smith, writing in 1818, says--"It is scarcely possible for any person

possessing the smallest share of common observation to pass through

the streets in London without noticing what is generally denominated

_a character_, either in dress, walk, pursuits, or propensities." At

the head of his remarks on the eccentricity of some of their dresses

he places Miss Sophia Banks, Sarah, the sister of Sir Joseph, who

was looked after by the eye of astonishment wherever she went, and

in whatever situation she appeared. Her dress was that of the _Old

School_; her Barcelona quilted petticoat had a hole on either side for

the convenience of rummaging two immense pockets, stuffed with books

of all sizes. This petticoat was covered with a deep stomachered gown,

sometimes obscuring the pocket-holes, similar to many of the ladies

of Bunbury's time, which he has introduced into his prints. In this

dress she might frequently be seen walking, followed by a six-foot

servant with a cane almost as tall as himself. Miss Banks, for so that

lady was called for many years, was frequently heard to relate the

following curious anecdote of herself: after making repeated inquiries

of the wall-vendors of halfpenny ballads for a particular one which she

wanted, she was informed by the claret-faced woman who strung up her

stock by Middlesex Hospital gates, that if she went to a printer's in

Long Lane, Smithfield, probably he might supply her ladyship with what

her ladyship wanted. Away trudged Miss Banks through Smithfield: but

before she entered Mr. Thompson's shop, she desired her man to wait

for her at the corner, by the plum-pudding stall. "Yes, we have it,"

was the printer's answer to her interrogative. He then gave Miss Banks

what is called a book, consisting of many songs. Upon her expressing

her surprise when the man returned her eightpence from her shilling,

and the great quantity of songs he had given her, when she only

wanted one--"What, then!" observed the man, "are you not one of our

characters? I beg your pardon."

This lady and Lady Banks, out of compliment to Sir Joseph, who had

been deeply engaged in the production of wool, had their riding-habits

made of his produce, in which dresses the two ladies at one period on

all occasions appeared. Indeed, so delighted was Miss Banks with this

_overall_ covering, that she actually gave the habit-maker orders

for three at a time, and they were called _Hightum_, _Tightum_, and

_Scrub_. The first was her best, the second her second-best, and the

third her every-day one.

Once when Miss Banks and her sister-in-law visited a friend with whom

they were to stay several days, on the evening of their arrival they

sat down to dinner in their riding-habits. Their friend had a large

party after dinner to meet them, and they entered the drawing-room in

their riding-habits. On the following morning they again appeared in

their riding-habits; and so on, to the astonishment of every one, till

the conclusion of their visit.

Although Miss Banks paid great attention to many persons, there were

others to whom she was wanting in civility. A great genius, who had

arrived a quarter-of-an-hour before the time specified on the card

for dinner, was shown into the drawing-room, where Miss Banks was

putting away what are sometimes called _rattletraps_. When the visitor

observed, "It is a fine day, ma'am," she replied, "I know nothing at

all about it. You must speak to my brother upon that subject when you

are at dinner." Notwithstanding the very singular appearance of Miss

Banks, she was, when in the prime of life, a fashionable whip, and

drove four-in-hand. Miss Banks died in 1818.

Thomas Cooke, the Miser of Pentonville.

At No. 16, Winchester Place, now No. 64, Pentonville Road, lived, for a

period of fifteen years, Thomas Cooke, a notorious miser, who heaped up

wealth by the most ungenerous means and servility of behaviour:

Gold banished honour from his mind,

And only left the name behind.

He was born about 1725 or 1726, at Clewer, near Windsor, and was the

son of an itinerant fiddler. He was left to the care of a grandmother,

who resided at Swannington, near Norwich. He obtained employment in a

factory, where the leading trait of his character manifested itself.

His companions in labour clubbed a portion of their week's earnings to

form a mess. This Cooke declined, and determined to live more cheaply;

and when others went to dine, he went to the side of a neighbouring

brook, and made breakfast and dinner one meal, which consisted of

a halfpenny loaf, an apple, and a draught of water from the brook,

taken up on the brim of his cap. His economy so far seems to have been

judicious, as it enabled him to pay a boy who was an usher in the

village school to instruct him in the rudiments of education.

When he arrived at manhood, he obtained employment as porter to a

drysalter and paper-maker at Norwich; he was next made a journeyman,

with increased wages. He then, through his master, got an appointment

in the Excise, in a district near London; and his master also gave

him a letter of introduction to a sugar-baker in the metropolis.

After a tedious journey by waggon, he reached London, with only eight

shillings in his pocket. There was some delay and expense before he

could act as an exciseman, and his immediate necessities compelled him

to take the situation of porter to the sugar-baker. He then became a

journeyman, and by his parsimonious habits saved money enough to pay

the preliminary expenses, and was enabled to assume the office to which

he had so long aspired.

He was then appointed to inspect a paper-mill at Tottenham, where he

closely watched a new process in paper-making. During Cooke's official

visits to this mill the owner died, and his widow resolved to carry

on the business with the aid of a foreman. Cooke had noted here many

infractions of the law, which, designedly or otherwise, were daily

taking place; and having summed up the penalties incurred thereby,

which he set off against the value of the concern, he privately

informed the widow that he had complained of these malpractices, and

told her that if the fines were levied, they would amount to double

the value of the property she possessed, and reduce her to want and

imprisonment. This he followed up by an overture of marriage, and

assured the lady that he only knew of the frauds of her establishment.

The widow consented to become his wife when the appointed days of

mourning for her first husband had expired. To this Cooke agreed, but

lest she might prove fickle, he required of her a promise in writing.

On his marriage, Cooke became possessed of her property, which was

considerable, together with the lease of the mills at Tottenham.

He next purchased a large sugar-baker's business in Puddle Dock. His

parsimony now became extreme: he kept no table, but obtained the

greater part of his daily food by well-timed visits to persons of his

acquaintance. He had good conversational powers, and these he usually

turned to his profit. Sometimes, when walking the streets, he fell

down in a pretended fit, opposite to the house of one whose bounty

he sought. No humane person could well refuse admission to a man in

apparent distress and of respectable appearance, whose well-powdered

wig and long ruffles induced a belief that he was some decayed citizen

who had seen better days. For the assistance thus kindly given he

would express his gratitude in the most energetic manner. He would ask

for a glass of water, but if wine was offered, he said, "No, he never

drank anything but water;" but when pressed by his kind host, would

take it, and exclaim, "God bless my soul, sir, this is very excellent

wine! Pray, sir, who is your wine merchant? for indeed, to tell you the

truth, it was the difficulty of getting good wine that caused me to

leave it off entirely." Upon invitation, he would take another glass,

and thanking his host, depart. A few days after, he would call at the

house of his kind entertainer just at dinner-time, professedly to thank

him for having saved his life, and on being invited to dine would at

first demur, urging that "My gruel is waiting for me at home." On

sitting down to dinner he would take notice of the children; and after

great pretended kindness, would say to the mother, "God bless them,

pretty dears. Pray, madam, will you have the goodness to give me all

their names in writing?" Thus artfully did he contrive to make his

kind entertainers think that he designed to do some good thing for

their children; and they now sought the continuance of his friendship

by occasional presents of game or a dozen or two of the wine he had so

much approved.

Many persons were in this way made the victims of Cooke's sophistries.

By these gifts, his housekeeping expenses were reduced to fifteen-pence

a day, and it was sinful extravagance if they reached two shillings.

Such comestibles as he could not consume, he disposed of to the

dealers and others. He drank only water, but as for the "gormandizing,

gluttonous maids, they could not drink, not they, what he did; nothing

would serve them but table-beer." This he kept in his front parlour,

with a lock-tap to it, of which he held the key, and at meal-times he

drew exactly half-a-pint for each woman.

With all his rigid economy, Cook found, to his great grief, that by

his sugar-bakery he had lost 500_l._ in twelve months. To amend this

state of affairs, and to discover some of the secrets of the trade,

he invited several sugar-bakers to dine with him, and plying them

well with wine, wheedled out of the persons in business the coveted

information. His wife was alarmed at this seeming extravagance, but

he silenced her scruples by telling her he would "suck as much of the

brains" of some of the fools as would amply repay them.

Having retired from business, he resided for a time at the Angel Inn,

Islington, from whence he removed to Winchester Place. The plot of

garden-ground in the rear he sowed with cabbage-seed, and with his own

hands manured it. To obtain the manure, he would, on moonlight nights,

go out with a shovel and basket and take up the horse-dung which lay

in the City Road. This scheming obtained for him the name of "Cabbage

Cooke."

The only luxury he allowed his wife was a small quantity of table-beer;

and by his general mal-treatment he caused her so much grief that

she died of a broken heart. Soon after his wife's death, he paid his

addresses to several rich widows, but none would listen to his suit,

especially as he desired all their property should be made over to him.

Cooke was fond of horse-racing, and contrived to be present at Epsom

races at the expense of some of his acquaintances. He once had a horse;

but finding it too expensive to keep at livery, for this purpose he

converted the kitchen of his house into a stable, and he used to curry

and fodder the horse with his own hands.

During his fifteen years' residence in Winchester Place, he never once

painted the house inside or outside, nor would he allow the landlord

to paint it. He was then served with legal notice to quit; this he

disregarded. At last he so implored the landlord not to turn him into

the street, that he consented to allow him time to provide himself with

a house, and this in presence of an associate whom he brought purposely

in the room. The landlord then had him served with an ejectment; but

upon the case being brought to trial, Cooke brought forward in evidence

the witness to the promise of the landlord, who was accordingly

nonsuited. The landlord, however, brought another action, in which he

succeeded; and Cooke removed to No. 85, White Lion Street, Pentonville.

Sickness and old age now compelled Cooke to seek medical advice, when

he obtained, by some artifice, a patient's dispensary letter; but his

cheat was discovered. Cooke's principle was, "No cure, no pay;" and

when a physician, to whom he had been very troublesome, told him he

could do nothing more for him, he said, "Then give me back my money,

sir. Why did you rob me of my money, unless you meant to cure me?"

Yet Cooke was a professing Christian, and a regular attendant at the

ordinances of religion, and he seldom failed to receive the sacrament.

He died August 26th, 1811, at the age of eighty-six, and was buried on

the 30th at St. Mary's, Islington. Some of the mob threw cabbage-stalks

on his coffin as it was lowered into the grave.

The wealth that Cooke had amassed during his long life-time, by

meanness, artifice, and pretended poverty, amounted to the large sum

of 127,205_l._ in the Three per cent. Consols. During his lifetime his

charities were but few. But, as if to atone for a life of avarice, he

left by will the bulk of his riches to several charitable societies,

and a few trifling legacies to individuals.

Thomas Cooke, the Turkey Merchant.

This eccentric gentleman was resident at Constantinople as a merchant

at the time Charles XII. of Sweden was in Turkey, in 1714, and

contributed in a very munificent manner to the relief of the royal

prisoner. Mr. Cooke well knew the Divan wished to get rid of the king,

their prisoner, who always pleaded poverty and inability to pay his

debts; and they having lent him money, were afraid to lend him any

more. He, however, devised a scheme to assist him, and applied to the

Lord High Treasurer, who heard the proposal with great satisfaction,

but was surprised to be told, "Your excellency must find the money." To

this he answered, by a very natural question, "How will you ever pay

us?" Mr. Cooke replied, they were building a mosque, and would stand in

need of lead to cover it, which he would engage to supply. Next morning

the proposal was accepted, and the arrangements concluded.

Mr. Cooke then treated with the King of Sweden, and offered him a

certain sum of money upon condition of being repaid in copper, the

exportation of which from Sweden had been for some time prohibited,

at a stipulated price. The offer was accepted, and the money paid to

the king by the hands of La Mortraye, the well-known author of several

volumes of _Travels_; and Mr. Cooke received an order upon the states

of Sweden to be paid in copper, which he sold to a house in that

kingdom, at an advance of 12,000_l._ sterling upon the first cost,

besides the profit he obtained upon the sale of his lead. The money

lent was not sufficient for the king's liberation; he stayed in Turkey

till he had nothing left but a knife and fork. Upon hearing of the

king's situation, Mr. Cooke one day surprised him with a present of his

whole sideboard of plate; and for this conduct towards their sovereign

his name was idolized by the Swedes.

Mr. Cooke was for many years in the commission of the peace for the

county of Middlesex, and was three years governor of the Bank of

England. He was a man of singular character, very shrewd, but highly

esteemed, particularly for his unbounded munificence. Having made his

will, whereby he had bequeathed 1,000_l._ to the clerks of the Bank, he

resolved on being his own executor, and to give them the money in his

lifetime. Accordingly, in the month of February, preceding his death,

he sent a note of 1,000_l._ to the governor of the Bank, requesting

that it might be distributed among the clerks, in the proportion of one

guinea for every year that each person had been in their service, and

the remaining 3_l._ to the porters.

Mr. Cooke died at Stoke Newington, 12th of August, 1752, aged eighty.

By his own directions he was attended to the grave by twelve poor

housekeepers belonging to a box-club at Stoke Newington, of which he

had long been a generous and useful member. To each man he bequeathed

a guinea and a suit of clothes, and as much victuals and drink as he

chose; but if either of the legatees got fuddled he was to forfeit his

legacy, and was only to receive half-a-crown for his day's work. Mr.

Cooke's corpse was wrapped in a clean blanket, sewed up, and, being put

into a common coffin, was conveyed, with the above attendants, in three

coaches, to the grave close to a stile, near Sir John Morden's College,

on Blackheath, of which he was a trustee. The corpse was then taken out

of the coffin, which was left in the college for the first pensioner

it would fit, and buried in a winding-sheet upright in the ground,

according to the Eastern custom.

Cooke's widow maintained the same benevolent character with himself,

and died at Stoke Newington, January 15th, 1763. They had issue two

daughters, both of whom died before their father.

"Lady Lewson," of Clerkenwell.

In Cold Bath Square, for the space of ninety years, lived Mrs. Lewson,

commonly called "Lady Lewson," from her very eccentric manner of dress.

She was born in the year 1700, in the reign of William and Mary, in

Essex Street, Strand, of respectable parents named Vaughan; and she was

married at an early age to Mr. Lewson, a wealthy gentleman, then living

in Cold Bath Square, in the house wherein she subsequently continued to

reside. She became a widow at the age of twenty-six, having only one

daughter living at the time. She was left by her husband in affluent

circumstances; she preferred to continue single, and remained so,

although she had many suitors. When her daughter married, Mrs. Lewson

was left alone, and being of retired habits, she rarely went out, or

permitted the visits of any person. During the last thirty years of

her life, she kept only one servant, an old woman, who died after a

servitude of twenty years: she was succeeded by her grand-daughter, who

marrying, was replaced by an old man, who attended the different houses

in the Square to go of errands, clean shoes, &c. "Lady Lewson" took

this man into her house, and he acted as her steward, butler, cook,

and housemaid; and with the exception of two old lapdogs and a cat, was

her only companion.

The house in which she lived was large and elegantly furnished; the

beds were kept constantly made, although they had not been slept in

for about thirty years. Her apartment was only occasionally swept out,

and never washed; and the windows were so encrusted with dirt, that

they hardly admitted a ray of light. She used to tell her acquaintances

that if the rooms were washed, it might be the occasion of her catching

cold; and as to cleaning the windows, many accidents happened through

that ridiculous practice--the glass might be broken, the person who

cleaned them might be injured, and the expense would fall upon her.

There was a large garden in the rear of the house, which she kept in

good order; and here, when the weather was fine, she sometimes sat and

read, or chatted of times past with such of her acquaintances as she

could be persuaded to admit. She seldom visited, except at the house

of a grocer in Cold Bath Square, with whom she dealt. She had survived

many years every relative, and was thus left to indulge her odd tastes.

She was so partial to the fashions that prevailed in her youthful days,

that she never changed the manner of her dress from that worn in the

time of George I., being always decorated

With ruffs, and cuffs, and fardingales.

She always wore powder, with a large _tache_, made of horsehair, upon

her head, over which the hair was turned, and she placed the cap, which

was tied under her chin, and three or four rows of curls hung down

her neck. She generally wore a silk dress, with a long train, a deep

flounce all round, and a very long waist; her gown was very tightly

laced up to her neck, round which was a ruff or frill; the sleeves came

down below the elbows, and to each of them four or five large cuffs

were attached; a large bonnet, quite flat, high-heeled shoes, a large

black silk cloak trimmed with lace, and a gold-headed cane, completed

her every-day costume for eighty years; in which dress she occasionally

walked round the Square. She never washed herself, because she thought

those persons who did so were always taking cold, or engendering some

dreadful disorder; her method was to besmear her face and neck all over

with hog's-lard, because that was soft and lubricating; and because she

wanted a little colour on her cheeks, she bedaubed them with rose-pink.

Her manner of living was very methodical: she would only drink tea out

of one cup, and always sat in her favourite chair. She enjoyed good

health, and entertained the greatest aversion to medicine. At the age

of eighty-three, she cut two new teeth, and she was never troubled with

tooth-ache. She lived in five reigns, and had the events of the year

1715 (the Scottish Rebellion) fresh in her recollection.

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