Edwin started. "Oh!" he exclaimed. "Is it ready?"

"Yes. Waiting."

"Are you going to your office now?"

"Yes."

Edwin hesitated. "It won't take a minute, I suppose. I'll slip along

in two jiffs. I'll be there almost as soon as you are."

"Bring a receipt stamp," said the man, and resumed his way.

He was the secretary of the Bursley and Turnhill Permanent 50 pounds

Benefit Building Society, one of the most solid institutions of the

district. And he had been its secretary for decades. No stories of the

defalcation of other secretaries of societies, no rumours as to the

perils of the system of the more famous Starr-Bowkett Building

Societies, ever bred a doubt in Bursley or Turnhill of the eternal

soundness of the Bursley and Turnhill Permanent 50 pounds Benefit

Building Society. You could acquire a share in it by an entrance fee of

one shilling, and then you paid eighteen-pence per week for ten years,

making something less than 40 pounds, and then, after an inactive period

of three months, the Society gave you 50 pounds, and you began therewith

to build a house, if you wanted a house, and, if you were prudent, you

instantly took out another share. You could have as many shares as you

chose. Though the Society was chiefly nourished by respectable artisans

with stiff chins, nobody in the district would have considered

membership to be beneath him. The Society was an admirable device for

strengthening an impulse towards thrift, because, once you had put

yourself into its machinery, it would stand no nonsense. Prosperous

tradesmen would push their children into it, and even themselves. This

was what had happened to Edwin in the dark past, before he had left

school. Edwin had regarded the trick with indifference at first,

because, except the opening half crown, his father had paid the

subscriptions for him until he left school and became a wage-earner.

Thereafter he had regarded it as simple parental madness.

His whole life seemed to be nothing but a vista of Friday evenings on

which he went to the Society's office, between seven and nine, to `pay

the Club.' The social origin of any family in Bursley might have been

decided by the detail whether it referred to the Society as the

`Building Society' or as `the Club.' Artisans called it the Club,

because it did resemble an old-fashioned benefit club. Edwin had

invariably heard it called `Club' at home, and he called it `Club,' and

he did not know why.

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