FAILURES AND HOPES DEFERRED, AND CONSEQUENCES.

Now, it chanced that, about the time of which I write, a noted bank

failed, and a considerable sum of money which had been temporarily

deposited in it by the committee of the Sailors' Home at Wreckumoft was

lost.

This necessitated retrenchment. All the salaries of officials were

lowered--among them Kenneth's, although the directors assured him that

it would be again raised as soon as the Institution recovered from the

shock of this loss.

Meanwhile, however, the secretary was compelled to postpone his marriage

indefinitely.

Perhaps the shortest way to convey a correct idea of the dire effects of

this failure to my reader will be to detail several conversations that

took place in regard to it by various parties.

Conversation first was held between the head cook and head waiter of the

Sailors' Home. These worthies were seated on one of the dressers in the

kitchen of the establishment;--and a wonderful kitchen it was, with

culinary implements so huge as to suggest the idea of giant operators.

There was a grate that might have roasted an ox whole. There were pots

big enough to have boiled entire sheep, caldrons of soup that a little

boy might have swum in, rolls and loaves that would, apparently, have

made sandwiches for an army, and cups and saucers, plates and dishes

that might have set up any reasonable man for life in the crockery line.

But the most astounding vessels in that amazing place were the tea-pot

and coffee-pot of the establishment. They stood side by side like giant

twins; each being five feet high by a yard in diameter, and the pounds

of tea and gallons of water put into these pots night and morning for

tea and breakfast seemed almost fabulous. (See note 1.)

"It's werry unfortinet, werry," said the presiding spirit of this

region.

"So 'tis," observed the head waiter.

"Werry hard, too," said the cook, "on a man like me, with a wife and six

childer, to have his wages docked."

"So 'tis--even for a man with a wife and four child'n like me," said the

head waiter; "but it comes hardest on the secretary, poor feller. He

was just a-goin' to get spliced, an' there he's 'bliged to put it off.

He's such a good feller too."

"Ah--it's werry hard," said the cook.

"Werry," said the head waiter.

Having shaken their heads in concert, these worthies dropped the subject

as being an unpleasant one.

In Mr Stuart's drawing-room, referring to the same subject, Miss

Penelope Stuart said to Mr George Stuart--

"Well, I'm sure, George, it seems to me that it would be only right and

proper to forgive poor Kenneth, not that he's done anything exactly

wrong, but forgiveness is a Christian duty, whether it's an enemy you've

hurt, or a friend who has hurt you, that--that, how could he help it,

you know, brother, now do be reasonable, and only think of the poor boy

having to part with that great cart-horse--though it'll be the death of

him some day whether he parts with it or not, for it's a dreadful

creature, and Dan too--I'm sure the perplexities people are put to by

banks failing. Why don't people prevent them from failing? But the

worst is his marriage being put off, and it so near. I do think,

brother, you might take him back and--"

"Pray hold your tongue, Peppy," said Mr Stuart, who was attempting to

read the _Times_, "I'm not listening to you, and if you are pleading for

my son Kenneth, let me say to you, once for all, that I have done with

him for ever. I would not give him a sixpence if he were starving."

"Well, but," persevered the earnest Miss Peppy, "if he were to repent,

you know, and come and ask pardon, (dear me, where are those scissors?

ah, here they are), surely you would not refuse, (the thimble next--what

a world of worries!) to--to give him--"

"Peppy, I have stated my sentiments, pray do not trouble me further in

regard to this matter. _Nothing_ can move me."

Miss Peppy sighed, and retired to pour her regrets into the sympathetic

ear of Mrs Niven.

Gaff sat in the chimney-corner of the "Boodwar" smoking his pipe and

staring at Shrieky, which, having survived the voyage home, had been

hung up in a cage in the little window, and was at that time engaged in

calling loudly for Squeaky, who, having also survived the voyage, was

grubbing up stones and mud at the front door. Mrs Gaff was seated

opposite to him, with Tottie's head in her lap; for she still solaced

herself by smoothing her hair. Billy was sitting on one of the six

chairs whittling a piece of wood.

"It's a bad business," said Gaff; "bad for everybody consarned; but wust

for Mr Stuart."

"An' his man," said Billy.

"And Susan," said Tottie.

"Gaff," said Mrs Gaff, "it's my advice to you to go up to the bank, ask

them for a thousand pounds, (if they have as much in the shop at the

time, if not, ye can take what they have, and call again for the rest),

give it all to Miss Lizzie Gordon, and tell her to go and get married

right off. We won't miss it, Gaff. In fact it seems to me that the

more we give away the more we have to give. It's an _awful_ big fortin'

we've comed into. But that's what I advise."

"I doubt she wouldn't take it," said Gaff.

"Oh yes, she would," cried his better half.

Billy and Tottie being of the same opinion, Gaff laid aside his pipe,

got out the tea-caddy, from which he took his cheque-book, and made

Tottie write out a cheque for 1000 pounds, payable to Miss Lizzie

Gordon.

"She deserves it well o' me," observed Gaff, as he slowly printed his

signature on the cheque, "for she gave me the Noo Testament, that's bin

o' more valley to me than thousands o' gold an' silver--God bless her."

The cheque was taken up and presented by Gaff on the following morning,

but to the honest man's dismay, Lizzie declined it positively, though

she accompanied her refusal with many earnest expressions of gratitude,

and kissed the seaman's hard hand at parting.

Gaff returned to the "Boodwar," lit his German pipe with the cheque, and

said, "I _knowed_ she wouldn't tak' it--dear girl."

Kenneth was standing in the bower at the foot of my garden, looking

pensively on the distant landscape, which was bathed in the rich glow of

the setting sun. His right arm embraced the slender waist of Lizzie--

his left encircled the shoulder of Emmie Graham.

"We must have patience, darling," said Kenneth, with an effort at

cheerfulness.

"Our hopes were as bright as that lovely sky some days ago," said

Lizzie.

While she was speaking the sun descended behind a bank of heavy clouds.

"And thus have our hopes gone down," murmured Kenneth sadly.

"But, uncle," observed Emmie, "the sun is still shining behind the

clouds."

"Thank you, Emmie, for the comforting word," said Lizzie, "and our sun

is indeed shining still."

The trio left off contemplating the sky, and returned in improved

spirits to Bingley Hall, where my strong-minded wife had just delivered

herself of the following oration:--

"It's of no use talking to me," (she was right; I never found it to be

of the least use to talk to her.) "Old Stuart is a monster--nobody will

convince me to the contrary. I only wish I had the making of the laws,

and I would have powerful cures got up for such as he. And his

brother-in-law is no better--Crusty indeed, bad though it is, the name

is too good for him. Don't interrupt me. He is _not_ like many of his

neighbours, for he has had no provocation. The captain of dragoons has

turned out a very good husband, and poor Bella is as happy with him as

such a flirt could expect to be."

I ventured to remark at this point that my wife was wandering from the

subject from which she started, but she became extremely angry, and

finally put me down and snuffed me out by assuring me that I had been

born at least a generation before my time.

Dan Horsey sat on the dresser of my kitchen, switching his boot with a

riding-whip, and looking at Susan with an extremely melancholy

expression of countenance. Susan was cleaning a silver tea-pot--her

usual occupation when Dan was present. Cook--now resigned to her fate--

was sighing and peeling potatoes in the scullery.

"Och! darlint, me heart's heavier than a cart o' coals," said Dan.

"Bucephalus is to be sowld next week, and I'm to quit in a month!"

Susan sighed.

"To be sure, I'd aisy git another place, but in the meantime that'll put

off our weddin', jewel, till I don' know when."

Susan sighed again, and Dan hit his boot somewhat smartly, as if he were

indignant with Fate.

"But it's wus," continued Dan, "for masther an' Miss Gordon than for us,

darlint--there, now, don't toss yer head, mavourneen, ye know we can git

spliced av we like whenever I git a noo sitiwation; but masther can't

well throw up the wan he's got, an' yit it won't kape him an' his wife.

Och! worse luck! Av we could only diskiver a goold mine now, or

somethin' o' that sort."

"Well, I _am_ sorry for them," said Susan, with another sigh; "an' I'm

sure I hope that we'll get over our troubles, all of us, though I don't

see very well how."

"Arrah! now, don't look so blue, me angel," said Dan, rising and putting

his arm round Susan. "Me heart is lighter since I comed here and saw

yer sweet face. Sure there's midcine in the glance o' yer purty blue

eye. Come now, cheer up, an' I'll ventur a prophecy."

"What may that be?" asked Susan with a smile.

"That you and I shall be spliced before two months is out. See if we

won't."

Susan laughed; but Dan stoutly asserted that his prophecies always came

true, and then, saying that he was the bearer of a letter to Miss Peppy,

he bade Susan adieu, and took himself off.

I turn now to Miss Puff, who happened about this time to be on a visit

to us. She was seated one forenoon alone in the dining-room of Bingley

Hall, when a loud ring came to the door-bell; a quick step was heard on

the stair, and next moment the dining-room door burst open, and my son

Gildart rushed into the room.

Gildart was wonderfully changed since the day he had sailed for China.

He had grown tall and stout. Moreover he had whiskers--not very bushy,

perhaps, but, undeniable whiskers.

"Hallo! Puff!" he exclaimed, rushing towards his old friend with the

intention of kissing her; but when Miss Puff rose to receive him, he

felt constrained to check himself.

"Why, how you are grown, and _so_ changed!" he said, shaking her hand

warmly.

Miss Puff was indeed changed, so much so that her old friends who had

not seen her for some time could scarcely have known her. She was no

longer fat and inane. Her figure had become slim and graceful; her face

had become expressive and remarkably pretty, and her manners were those

of a well-bred and self-possessed lady. Gildart felt that he could no

more have taken the liberties he had ventured on in former years than he

could have flown.

He soon became very chatty, however, and speedily began to question her

in regard to his father and mother, (who, she told him, were not at

home), and old friends.

"And what of my friend Kenneth Stuart?" said he.

"He is well, poor fellow," replied Miss Puff; "but he is in unhappy

circumstances just now."

Here she related the circumstances of the bank failure, and the evil

consequences that followed, and were still pending over Kenneth and many

of their other friends in Wreckumoft.

"That's a sad business," said Gildart; "but I don't see how it can be

mended. I fear me it is a case of `grin and bear it.' And your aunt,

Miss Puff, what of the adorable Miss Flouncer?"

"She is now Lady Doles."

"You _don't_ say so! Well, I had given Sir Richard credit for more

sense. How long is it since they married?"

"About two years."

"Is Sir Richard dead?"

"No, why should you think so?"

"Because if it had been me, I should have succumbed in three months.

It's an awful thing to think of being married to a she-griffin."

"She is my aunt, Mr Bingley," said Miss Puff.

"Ah, to be sure, forgive me. But now I must go and search for my

father. Adieu. Miss Puff--_au revoir_."

Gildart left the room with a strange sensation of emptiness in his

breast.

"Why, surely--it _cannot_ be that I--I--am in love with that girl, that

stupid, fat--but she's not stupid and not fat _now_. She's graceful and

intelligent and pretty--absolutely beautiful; why, botheration, I _am_

in love or insane, perhaps both!"

Thus soliloquising my son entered my study.

The last conversation that I shall record, took place between Mr Stuart

senior and Colonel Crusty. It occurred about two weeks after those

conversations that have just been narrated. The colonel had been

suddenly summoned to see his brother-in-law, "on his death-bed,"--so the

epistle that summoned him had been worded by Miss Peppy.

That dinner at which these two friends had enjoyed themselves so much

happened to disagree with Mr George Stuart, insomuch that he was thrown

into a bilious fever--turned as yellow as a guinea and as thin as a

skeleton. He grew worse and worse. Wealth was at his command--so was

everything that wealth can purchase; but although wealth procured the

best of doctors in any number that the patient chose to order them, it

could not purchase health. So Mr Stuart pined away. The doctors shook

their heads and gave him up, recommending him to send for his clergyman.

Mr Stuart scorned the recommendation at first; but as he grew worse he

became filled with an undefinable dread, and at last did send for his

pastor. As a big cowardly boy at school tyrannises over little boys and

scoffs at fear until a bigger than he comes and causes his cheek to

blanch, so Mr Stuart bullied and scorned the small troubles of life,

and scoffed at the anxieties of religious folk until death came and

shook his fist in his face; then he succumbed and trembled, and

confessed himself, (to himself), to be a coward. One result of the

clergyman's visit was that Mr Stuart sent for Colonel Crusty.

"My dear Stuart," said the colonel, entering the sick man's room and

gently taking his wasted hand which lay outside the counterpane, "I am

distressed to find you so ill; bless me, how thin you are! But don't

lose heart. I am quite sure you have no reason to despond. A man with

a constitution like yours can pull through a worse illness than this.

Come, cheer up and look at the bright side of things. I have seen men

in hospital ten times worse than you are, and get better."

Mr Stuart shook, or rather rolled, his head slowly on the pillow, and

said in a weak voice--

"No, colonel, I am dying--at least the doctors say so, and I think they

are right."

"Nonsense, my dear fellow," returned the colonel kindly, "doctors are

often mistaken, and many a man recovers after they have given him up."

"Well, that may be or it may not be," said Mr Stuart with a sudden

access of energy, "nevertheless I believe that I am a dying man, and I

have sent for you on purpose to tell you that I am an ass--a consummate

ass."

"My dear Stuart," remonstrated the colonel, "really, you are taking a

very warped view of--"

"I--am--an--ass," repeated the sick man, interrupting his friend; "more

than that, _you_ are an ass too, colonel."

The colonel was a very pompous and stately man. He had not been

honoured with his true title since he left school, and was therefore a

good deal taken aback by the plain-speaking of his friend. He

attributed the words, however, to the weak condition of Mr Stuart's

mind, and attempted to quiet him, but he would not be quieted.

"No, no, colonel; it's of no use trying to shut our eyes to the fact.

You and I have set our hearts on the things of this world, and _I_ have

now come to see that the man who does that is a fool."

"My dear fellow," said the colonel soothingly, "it is bodily weakness

that induces you to think so. Most people speak thus when they are

seriously ill; but they invariably change their opinion when they get

well again."

"You are wrong, colonel. I am now convinced that they do _not_ change

their opinions. They may change their _wills_, but their opinions

_must_ remain the same. The conclusion which I have now come to has

been forced upon me by cool, logical reasoning; and, moreover, it has

more than once flashed upon me in the course of my life, but I shut my

eyes to it. The approach of death has only opened them to see _very_

clearly what I was more than half aware of before. Do not suppose that

I make this confession of my folly to you in order to propitiate the

Deity. I do not for a moment expect that the God whom I have neglected

all my life can be humbugged in this way. No, I have deliberately cast

Him off in time past, and I recognise it as my due that He should cast

_me_ off now. It is too late to repent, so I suppose that there is no

hope for me."

Mr Stuart paused here a few minutes. The shade of doubt expressed in

his last words was occasioned by the recollection of the clergyman's

assurance that it was _never_ too late to repent; that the finished work

of Jesus Christ, (which leaves nothing for a man to do but to "believe

and live"), would avail the sinner at the latest hour.

The colonel sat gazing at his friend in silence. Presently the sick man

resumed as though he had not paused:--

"Therefore what I say to you now is not intended as a propitiatory

offering, but is the result of clear and calm conviction. Now listen to

me, for I feel getting weak. Let me entreat you to forgive your

daughter. Will you take that entreaty into earnest consideration? I do

not ask you to promise. It is folly to make men promise what they don't

want to do. The chances are that they'll break the promise. I only ask

you to take this subject into your serious consideration. It is the

request of a dying man. Will you grant it?"

The colonel coughed, and looked troubled.

"Colonel," said Mr Stuart, "I have forgiven Kenneth--that is to say, we

are reconciled; for I can scarcely be said to forgive one who never

offended me. The gladness that has ensued on that reconciliation is

worth more to me than all the gold I ever made."

"Stuart," said the colonel, somewhat suddenly, "I'll do what you ask."

"Thank you; you're a good fellow. Squeeze my hand--there now, go away;

I'll sleep for a little. Stay, perhaps, I may never waken; if so,

farewell. You'll find a fire in the library if you choose to wait till

it's over. God bless you."

The sick man turned on his side with a sigh, and fell into a sleep so

deep and quiet that the colonel left the room with some uncertainty as

to whether his friend were still in the land of the living.

------------------------------------------------------------------------

Note 1. If the reader would see a somewhat similar kitchen, let him

visit the Sailors' Home, Well Street, London Docks.

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