[Illustration: Type II Masonry and Wood]
The second type of dwelling which is next in vogue has exterior walls
of stone, brick, concrete, or terra-cotta, and interior floors,
partitions, and roof of wooden frame construction. These are very
slightly more fireproof than the wooden frame structure, and as a
class they are more costly in the beginning, but require less expense
in up-keep. They resist attack from external fires better than the
wooden frame building, but if the fire starts within, they will burn
just as readily. Although the fire loss per year of this class is not
nearly as great as for the first type, yet it must be appreciated that
there are not so many of them. The chief advantage of the masonry house
of this second type lies in the lowered cost of up-keep, longer life,
and saving of heating-fuel in the winter. A great deal of literature
has been circulated by brick, cement, and hollow terra-cotta tile
manufacturers by which the public has been educated to believe that
this type of structure is much more fire-resisting than it is. Of
course this campaign of education was intended to stimulate interest in
their product, and it had no unselfish motive back of it. The result of
this propaganda is evident in the public belief that such houses are
fireproof houses, while as a matter of fact they are not.
[Illustration: Type II · Masonry walls · Interior·Wood]