CHAPTER XXII.

MR. HEATHERFORD RUINED.

“Beggars! Ruined!” repeated Mollie, with a wondering intonation, as if

she could not really comprehend the meaning of the words.

She had known that her father had lost a great deal of money; that

he had been greatly distressed over business complications; but,

notwithstanding, their every want had been supplied—every comfort and

luxury had been theirs up to this time, and she had no more conception

of the meaning of the word poverty, from a practical standpoint, than an

unreasoning child.

“Yes, dear,” Mr. Heatherford responded to her exclamation; “my last

venture has failed—collapsed—and I am, so to speak, ruined. Oh, my

darling, I could bear it for myself, but to have your life blighted

at the time when it should be the brightest—to have all your future

prospects blasted—crushes me to the earth.”

Mollie lifted one white hand and laid it caressingly against her father’s

cheek.

“Hush, dearie! Do not talk like that,” she said in a tone of gentle

reproof; “you make me feel ashamed, to be regarded as such a tender

exotic.” Then she inquired gravely: “What was this ‘last venture’ to

which you refer?”

The man glanced curiously up at her; then, taking her hand from his

cheek, he drew it around to his lips and kissed it.

“Never mind, Goldenrod, what it was; you would not understand it if I

should tell you,” he said evasively.

“All the same, I want you to tell me, if you please, papa, and I will try

to understand,” Mollie returned, with quiet decision, adding: “I have

heard you speak of it to Mr. Temple, and I have a curiosity to know more

about it.”

“Well, it was connected with—stocks,” Mr. Heatherford reluctantly

admitted, and changing color slightly.

“Oh! was it ‘trading in futures,’ as I heard Phil express it one day,

when you were all discussing stocks?” questioned Mollie.

Her companion bent a glance of surprise upon her.

“Well, yes; something of that kind,” he said, while a bitter smile curled

his lips.

“Did—did you lose very much that way, papa?”

“Several thousands, although three years ago I should have regarded the

amount as but a drop out of the bucket; but now, since it has taken

almost my last dollar, it seems a great deal,” the unhappy man replied,

with a sigh.

“Papa, excuse me,” and the girl flushed vividly as she spoke, “but isn’t

‘dealing in futures’ a—one way of gambling? Of course, I do not know much

about such things, but I listened quite attentively one day when you were

talking with Mr. Temple—I think he was explaining some method in which he

was interested—and it seemed to me very much like a game of chance.”

“It is, my darling,” said Mr. Heatherford, with a flush of shame, “and I

have always said that it is a disreputable business, and thousands of men

are annually ruined by it, homes are made desolate, while half the cases

of suicide in the world result from the despair which just such ruin as

now stares me in the face entails.”

“Oh, papa!” sharply cried the fair girl, and growing deathly pale, while

she searched his face with a look of horror in her eyes. The man drew her

arm around his neck and held it there with a grip which seemed to her

startled heart to indicate that he was clinging to her for salvation from

the very despair of which he had spoken. But he did not appear to heed

her cry and continued with the same hopeless note in his tone, and with

something of scorn, also:

“I would never have believed, even a year ago, that I could ever sink to

such a level; for I had only contempt for such measures and for men who

have made their fortunes in that way; but when I found everything going

against me and my resources fast dwindling to nothing, I grew wild to

retrieve myself, chiefly for your sake, however. I could not endure the

thought that you, who had always had every wish gratified—who had known

nothing but luxury, and floated upon the topmost wave of prosperity—you

who are so fitted to shine in society, should be reduced to poverty, and

so, at Mr. Temple’s suggestion, I ventured my last dollar on one throw,

and—have lost.”

“Papa, did Mr. Temple advise you to do this?” questioned Mollie, with a

start of surprise.

“Yes, and that is not the worst of it, either,” the man bitterly

returned. “However, that fact does not excuse me for having yielded to

such advice.”

“What do you mean by saying, ‘that is not the worst of it?’” queried

Mollie, who had caught the peculiar flash that leaped into his eyes as he

said it.

“Don’t ask me, dear,” he returned, with a sudden compression of his lips.

“I should not have said that—it escaped me unawares.”

“Never mind; tell me everything, papa,” the girl persisted, and

determined to get to the bottom of the matter, “even if you have lost all

your money, you haven’t lost me, and I am egotistical enough to fancy

that I am more to you than fortune.”

“Indeed, you are, my darling; more than many fortunes!” Richard

Heatherford cried as he snatched her to his breast and covered her face

with kisses. “Oh, Goldenrod, my life would not be worth living without

you!”

“And it will be worth living with me, papa—oh, papa!” Mollie murmured as

she clung to him, her eyes fastened upon his face with a nameless fear in

their blue depths that smote him to the soul.

“Mollie!” he gasped as her meaning flashed upon him, “surely you did

not think I would be guilty of that! No, no, Buttercup—my one priceless

treasure, as long as God wills, my life will be very precious to me for

your sake. When I said that half the suicides in the world were caused by

just such despair as mine, I had no thought of anything like that. Do not

fear, love, I could never be such a coward.”

The beautiful girl stood up tall and straight, her face now shining with

love and happiness.

“Then, since we are all in all to each other, why should we be

discouraged—why grieve for what you have lost?” she cried in a voice

that had a strange, exultant thrill in its sweetness. “Who cares for

luxury, for society’s smile or frown, or to ride upon the topmost wave

of prosperity? I do not, papa, truly, and, to be frank with you, I have

long dreaded the time when you would expect me to take a prominent place

in society. It all seems very hollow and unsatisfying to me, and, during

the last four years, while I have been studying so hard, I have dreamed

fond dreams of some time putting my knowledge to some practical use.

Now, dearest, do not let us look back with a single regret—you are in

the prime of life; I am young and strong. I have a good education and

I know I can turn it to some account, so let us begin life together,

find some cozy nook in which to make a simple home. I will apply at once

for a position to teach—I have some fine vouchers from those Heidelberg

professors, you know—and, after you have had time to pull yourself

together a little, perhaps something in the way of business will commend

itself to you.”

Mr. Heatherford had listened to his daughter with ever-increasing wonder,

and when she concluded he regarded her with undisguised astonishment,

mingled with admiration. It was a revelation and an inspiration to him to

find the beautiful and delicately reared girl so thoroughly practical,

so brave and unselfish, in view of what had seemed a most appalling

situation, and he was also deeply moved.

“Mollie!” he tremulously exclaimed as he held out both hands to her,

“what a dear little comforter you are! You are a veritable staff of

pure and solid gold, and you have lifted a load from my heart that was

well-nigh crushing me. I thought it would break your heart to give up

our beautiful home in New York, our summer place in Newport, the horses

and carriages, rich dresses, and the thousand and one pretty things

which you have always been accustomed to. But you have proved yourself

a noble-hearted heroine, and I am prouder of you than if you had been

crowned a queen. Mollie, it seems incredible, but my heart has not been

so light for many months. I am happy, in spite of all,” and the proud,

long-tried man dropped his head upon his daughter’s shoulder, while a sob

of infinite relief burst from his surcharged and grateful heart.

Mollie’s lovely eyes were swimming in tears, but she bravely blinked them

away, while a clear and silvery laugh rippled over her red lips.

“Papa,” she said, while she softly smoothed the hair away from his

temple, “do you remember that boy who saved the train from being wrecked

near New Haven, four years ago, to whom you sent the check?”

“Yes, dear; but what makes you think of him at this time?” inquired Mr.

Heatherford, and, looking up with sudden interest, for he had not thought

of the incident for a long while.

Mollie flushed brightly as she replied:

“He does seem rather irrelevant to the subject, I know; but I remember

that I thought he must have been the happiest fellow in the world to have

been such a hero at that time. You know I have always been something of

a worshiper of brave and noble deeds, and to be regarded as a ‘hero’ has

been to set one on a pinnacle, in my estimation. And now you have called

me a ‘heroine,’ and I am proud and happy, even though I have done nothing

to deserve the praise except to speak a few comforting words to my own

dear father.”

“A few comforting words!” repeated Mr. Heatherford, in unsteady tones.

“My child, do you so underestimate what you have done? You have shown

to-day that spirit of utter self-abnegation which alone animates all

heroes, and you can never realize how much it means to me, for you have

inspired me with new life and fresh courage. God bless you, my precious

daughter!”

He kissed her tenderly, almost reverently, on the lips, and truly felt

that God had indeed been good to him—even though he had been stripped of

every dollar in the world—in leaving him this brave, pure, and loving

girl to live for.

Both were too deeply moved for speech for a few moments; but Mollie

finally disengaged herself from her father’s embrace, and, forcing him

back into his chair, drew another for herself to his side.

“Now, papa, let us get down to the practical again,” she observed, with a

smile, “for I want you to explain this business a little more fully to

me. Will there be any debts?”

Mr. Heatherford’s eyes actually gleamed with amusement at the question,

for he could scarcely believe that Mollie realized the import of the word.

“No, dear,” he returned; “I think not. Of course, I shall give up

everything, and my real estate, though heavily mortgaged, together with

what personal property I hold, will, I am sure, be sufficient to meet all

my obligations.”

“That is lovely!” said Mollie, with animation, “for a lot of debts

would have made our burdens so much heavier for the future; besides,

no opprobrium will rest upon our name if you do not have to fail. You

needn’t laugh, papa”—as she caught his smile—“for I really am not such an

ignoramus as you might think. But I suppose it will be best for us to get

away from this expensive hotel as soon as possible.”

“Yes, and we must go back to New York immediately, for it will be

necessary to notify my creditors and make arrangements to settle with

them.”

“All right, dearie; I can be ready to leave this very evening, if you

wish,” said Mollie briskly, and her father wondered more and more as the

reserve force of this tenderly nurtured girl was made manifest to him.

“I think we will wait until to-morrow night, and go by boat, for I have

to see Mr. Temple again before I leave,” Mr. Heatherford replied, and his

face hardened suddenly as he spoke the man’s name.

“Ah!” said Mollie, who was quickly observant of the change in him, “and

that reminds me that you have not yet told me what you meant by ‘the

worst,’ in connection with Mr. Temple.”

“Sweetheart, I should never have spoken as I did—that was an unfortunate

slip,” her father replied, and feeling that, if Mollie was ever to assume

closer relations with the Temple family, it were better that she did not

know too much.

“But, having made the ‘slip,’ papa, and aroused my curiosity, it leaves

me to imagine all sorts of dreadful things if I am kept in the dark,”

she persisted, adding: “Besides, I have realized of late that something

was wrong in connection with the Temples, and wondered what could have

occasioned the change in their manner toward us.”

“Well, then, perhaps it will be best, having said so much, to tell you

that the money which I have recently lost has all gone into Mr. Temple’s

pockets.”

“Papa! Are you sure? And he advised you to make this venture!” cried

Mollie, aghast at such apparent treachery.

“Yes, there can be no doubt about it, though I learned the fact only this

morning, and that was what hurt me most.”

“I should think so, indeed. And he has pretended to be your friend—has

even entertained you in his own home while leading you on!” exclaimed the

indignant girl, with blazing eyes, her face and tone expressing infinite

scorn. “Truly it has been the tragedy of the ‘spider and the fly’ enacted

in real life!”

“Do not forget, dear, that the unwary ‘fly’ deserves his share of

condemnation for having allowed himself to be so hoodwinked,” said

Mr. Heatherford, with a bitterness which betrayed how keen was his

mortification at having become entangled in the net which had ruined him.

“Oh! but one would never dream of being so ‘wounded in the house of one’s

friends,’” retorted Mollie, with supreme contempt.

“And yet a great deal of Mr. Temple’s money, I am told, has been acquired

by these doubtful methods. It is said that he got a fine start in some

Western mines, after which he went to San Francisco, where he established

himself as a banker. After he came to Boston he also put out his sign as

a ‘banker,’ but I learned to-day that he has another office in the city

where he operates in the dark in a different business, and that many a

man is stripped of his last dollar by him.”

“How dreadful!” said Mollie, with an expression of disgust.

“It was to this office that I was taken and introduced to a gentleman

with whom, Mr. Temple informed me, he had long had successful dealings.

He spoke only truth, however, for it turns out that the man is his own

agent.”

“Oh, papa! that is worse and worse!” cried his listener, aghast. “I never

would have dreamed of anything so dishonorable of him—he has always

seemed a perfect gentleman.”

“Yes, and yet there have been times when I have observed a cruel look in

his eyes and about his mouth,” said Mr. Heatherford. “Of course, I have

never known anything about the man until within the last few years, but

I supposed him to be at least a gentleman. However, the lesson he has

taught me, though dearly paid for, has, I trust, been salutary, while it

has also revealed to me the fact that I possess a hundredfold richer mine

of wealth and heart of gold in you, my darling, than I ever dreamed was

mine.”

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