The success of these and previous efforts at the building of model

tenements has had the desired effect of encouraging other attempts in

the same direction. They represent the best that can be done in fighting

the slum within the city. Homewood, the City and Suburban Homes

Company's settlement in the country, stands for the way out that must

eventually win the fight. That is the track that must be followed, and

will be when we have found in rapid transit the key to the solution of

our present perplexities. "In the country" hardly describes the site of

the colony. It is within the Greater City, on Long Island, hardly an

hour's journey by trolley from the City Hall, and only a short walk from

the bay. Here the company has built a hundred cottages, and has room for

two or three hundred more. Of the hundred houses, seventy-two had been

sold when I was there last winter. They are handsome and substantial

little houses, the lower story of brick, the upper of timber and

stucco, each cottage standing in its own garden. The purchaser pays for

the property in monthly payments extending over twenty years. A plan of

life insurance, which protects the family and the company alike in the

event of the death of the bread-winner, is included in the arrangement.

The price of the cottages which so far have found owners has averaged

about $3100, and the monthly installment, including the insurance

premium, a trifle over $25. It follows that the poorest have not moved

to Homewood. Its settlers include men with an income of $1200 or $1500 a

year,--policemen, pilots, letter carriers, clerks, and teachers. This is

as it should be. They represent the graduating class, as it were, from

the city crowds. It is the province of the philanthropic tenement to

prepare the next lot for moving up and out. Any attempt to hasten the

process by taking a short cut could result only in failure and

disappointment. The graduating class is large enough, however, to

guarantee that it will not be exhausted by one Homewood. Before the

houses were contracted for, without advertising or effort of any kind to

make the thing known, more than eight hundred wage earners had asked to

have their names put on the books as applicants for suburban homes.

Others had built model tenements and made them pay, but it was left to

Mr. D. O. Mills to break ground in the field which Lord Rowton had

filled with such signal success in London. The two Mills Houses, in

Bleecker and Rivington streets, are as wide a departure as could well be

imagined from the conventional type of lodging houses in New York. They

are large and beautiful structures, which, for the price of a cot in one

of the Bowery barracks, furnish their lodgers with as good a bed in a

private room as the boarder in the Waldorf-Astoria enjoys. Indeed, it is

said to be the very same in make and quality. There are baths without

stint, smoking and writing rooms and games, and a free library; a

laundry for those who can pay for having their washing done, and a

separate one for such as prefer to do it themselves. There is a

restaurant in the basement, in which a regular dinner of good quality is

served at fifteen cents. The night's lodging is twenty cents. The

dearest Bowery lodging houses charge twenty-five cents. The bedrooms

are necessarily small, but they are clean and comfortable, well lighted

and heated. The larger house, No. 1, in Bleecker Street, has room for

1554 guests; No. 2, in Rivington Street, for 600. Though this represents

more than twelve per cent, of the capacity of all the cheap lodging

houses in the city, both have been filled since they were opened, and

crowds have often been turned away. The Bowery "hotels" have felt the

competition. Their owners deny it, but the fact is apparent in efforts

at improvements with which they were not justly chargeable before. Only

the lowest, the ten-cent houses, are exempt from this statement. These

attract a class of custom for which the Mills Houses do not compete. The

latter are intended for the large number of decent mechanics, laborers,

and men of small means, hunting for work, who are always afloat in a

large city, and who neither seek nor wish charity. The plan and purpose

of the builder cannot be better put than in his own words at the opening

of the first house.

"No patron of the Mills Hotel," he said, "will receive more than he pays

for, unless it be my hearty goodwill and good wishes. It is true that I

have devoted thought, labor, and capital to a very earnest effort to

help him, but only by enabling him to help himself. In doing the work on

so large a scale, and in securing the utmost economies in purchases and

in administration, I hope to give him a larger equivalent for his money

than has hitherto been possible. He can, without scruple, permit me to

offer him this advantage; but he will think better of himself, and will

be a more self-reliant, manly man and a better citizen, if he knows that

he is honestly paying for what he gets."

Mr. Mills's faith that the business of housing the homeless crowds in

decency and comfort could be made to pay just as well as that of housing

families in model tenements has been justified. Besides providing a fund

sufficient for deterioration and replacement, the two houses have made a

clear three per cent. profit on the investment of $1,500,000 which they

represent. Beyond this, they have borne, and will bear increasingly,

their own hand in settling with the saloon, which had no rival in the

cheerlessness of the cheap lodging house or the boarding house back

bedroom. Every philanthropic effort to fight it on that ground has drawn

renewed courage and hope from Mr. Mills's work and success.

While I am writing, subscriptions are being made to the capital stock of

a Woman's Hotel Company, that will endeavor to do for the

self-supporting single women of our own city what Mr. Mills has done for

the men. It is proposed to erect, at a cost of $800,000, a hotel capable

of sheltering over 500 guests, at a price coming within reach of women

earning wages as clerks, stenographers, nurses, etc. The number of women

whose needs an establishment of the kind would meet is said to exceed

40,000. The Young Women's Christian Association alone receives every

year requests enough for quarters to fill a score of such hotels, and

can only refer the applicants to boarding houses. Experience in other

cities shows that a woman's hotel or club can be managed and made

profitable, and there seems to be little doubt that New York will be the

next to furnish proof of it. It was the dream of A. T. Stewart, the

merchant prince, to do this service for his city, just as he planned

Garden City for a home colony for his clerks. It came out differently.

The Long Island town became a cathedral city, and the home of wealth and

fashion; his woman's hoarding house a great public hotel, far out of the

reach of those he sought to benefit. It may be that the success of the

banker's philanthropy will yet realize the dream of the merchant before

the end of the century that saw his wealth, his great business, his very

name, vanish as if they had never been, and even his bones denied, by

ghoulish thieves, a rest in the grave. I like to think of it as a kind

of justice to his memory, more eloquent than marble and brass in the

empty crypt. Mills House No. 1 stands upon the site of Mr. Stewart's old

home, where he dreamed his barren dream of benevolence to his kind.

Of all these movements the home is the keynote. That is the cheerful

sign that shows light ahead. To the home it comes down in the end,--good

government, bad government, and all the rest. As the homes of a

community are, so is the community. New York has still the worst housing

system in the world. Eight fifteenths of its people live in tenements,

not counting the better class of flats, though legally they come under

the definition. The blight of the twenty-five-foot lot remains, with the

double-decker. But we can now destroy what is not fit to stand; we have

done it, and our republic yet survives. The slum landlord would have had

us believe that it must perish with his rookeries. We knew that to build

decently improved a neighborhood, made the tenants better and happier,

and reduced the mortality. Model tenement house building is now proving

daily that such houses can be built safer and better every way for less

money than the double-decker, by crossing the lot line. The dark hall is

not a problem in the tenement built around a central court, for there is

no common hall. The plan of the double-decker is shown to be wasteful of

space and wall and capital. The model tenement pays, does not

deteriorate, and keeps its tenants. After the lapse of ten years, I was

the other day in Mr. A. T. White's Riverside Buildings in Brooklyn,

which are still the best I know of, and found them, if anything, better

houses than the day they were built. The stone steps of the stairways

were worn: that was all the evidence of deterioration I saw. These, and

Mr. White's other block of buildings on Hicks Street, which was built

more than twenty years ago,--occupied, all of them, by distinctly poor

tenants,--have paid their owner over five per cent. right along.

Practically, every such enterprise has the same story to tell. Dr. Gould

found that only six per cent. of all the great model housing operations

had failed to pay. All the rest were successful. That was the showing of

Europe. It is the same here. Only the twenty-five-foot lot is in the way

in New York.

[Illustration: EVENING IN ONE OF THE COURTS IN MILLS HOUSE No. 1]

It will continue to be in the way. A man who has one lot will build on

it: it is his right. The state, which taxes his lot, has no right to

confiscate it by forbidding him to make it yield him an income, on the

plea that he might build something which would be a nuisance. But it can

so order the building that it shall not be a nuisance: that is not only

its right, but its duty. The best which can be made out of a

twenty-five-foot lot is not good, but even that has not been made out of

it yet. I have seen plans drawn by two young women architects in this

city, the Misses Gannon and Hands, and approved by the Building

Department, which let in an amount of light and air not dreamed of in

the conventional type of double-decker, while providing detached stairs

in a central court. It was not pretended that it was an ideal plan,--far

from it; but it indicated clearly the track to be followed in dealing

with the twenty-five-foot lot, seeing that we cannot get rid of it. The

demand for light and air space must be sharpened and rigidly held to,

and "discretion" to cut it down on any pretext must be denied, to the

end of discouraging at least the building of double-deckers by the

speculative landlord who has more than one lot, but prefers to build in

the old way, in order that he may more quickly sell his houses, one by

one.

With much evidence to the contrary in the big blocks of tenements that

are going up on every hand, I think still we are tending in the right

direction. I come oftener, nowadays, upon three tenements built on four

lots, or two on three lots, than I used to. Indeed, there was a time

when such a thing would have been considered wicked waste, or evidence

of unsound mind in the builder. Houses are built now, as they were then,

for profit. The business element must be there, or the business will

fail. Philanthropy and five per cent. belong together in this field; but

there is no more reason for allowing usurious interest to a man who

makes a living by providing houses for the poor than for allowing it to

a lender of money on security. In fact, there is less; for the former

draws his profits from a source with which the welfare of the

commonwealth is indissolubly bound up. The Tenement House Committee

found that the double-deckers yield the landlord an average of ten per

cent., attack the home, and are a peril to the community. Model

tenements pay a safe five per cent., restore the home, and thereby

strengthen the community. It comes down, then, as I said, to a simple

question of the per cent. the builder will take. It should help his

choice to know, as he cannot now help knowing, that the usurious profit

is the price of good citizenship and human happiness, which suffer in

the proportion in which the home is injured.

The problem of rent should be solved by the same formula, but not so

readily. In the case of the builder the state can add force to

persuasion, and so urge him along the path of righteousness. The only

way to reach the rent collector would be for the municipality to enter

the field as a competing landlord. Doubtless relief could be afforded

that way. The Tenement House Committee found that the slum landlord

charged the highest rents, sometimes as high as twenty-five per cent. He

made no repairs. Model tenement house rents are lower, if anything, than

those of the double-decker, with more space and better accommodations.

Such a competition would have to be on a very large scale, however, to

avail, and I am glad that New York has shown no disposition to undertake

it yet. I would rather we, as a community, learned first a little more

of the art of governing ourselves without scandal. Present relief from

the burden that taxes the worker one fourth of his earnings for a roof

over his head must be sought in the movement toward the suburbs that

will follow the bridging of our rivers, and real rapid transit. On the

island rents will always remain high, on account of the great land

values. But I have often thought that if the city may not own new

tenements, it might with advantage manage the old to the extent of

licensing them to contain so many tenants on the basis of the air space,

and no more. The suggestion was made when the tenement house question

first came up for discussion, thirty years ago, but it was rejected

then. The same thing is now proposed for rooms and workshops, as the

means of getting the best of the sweating nuisance. Why not license the

whole tenement, and with the money collected in the way of fees pay for

the supervision of them by night and day? The squad of sanitary

policemen now comprises for the Greater City some ninety men. Forty-one

thousand tenements in the Borough of Manhattan alone, at three dollars

each for the license, would pay the salaries of the entire body, and

leave a margin. Seeing that their services are going exclusively to the

tenements, it would not seem to be an unfair charge upon the landlords.

The home is the key to good citizenship. Unhappily for the great cities,

there exists in them all a class that has lost the key or thrown it

away. For this class, New York, until three years ago, had never made

any provision. The police station lodging rooms, of which I have spoken,

were not to be dignified by the term. These vile dens, in which the

homeless of our great city were herded, without pretense of bed, of

bath, of food, on rude planks, were the most pernicious parody on

municipal charity, I verily believe, that any civilized community had

ever devised. To escape physical and moral contagion in these crowds

seemed humanly impossible. Of the innocently homeless lad they made a

tramp by the shortest cut. To the old tramp they were indeed ideal

provision, for they enabled him to spend for drink every cent he could

beg or steal. With the stale beer dive, the free lunch counter, and the

police lodging room at hand, his cup of happiness was full. There came

an evil day, when the stale beer dive shut its doors and the free lunch

disappeared for a season. The beer pump, which drained the kegs dry and

robbed the stale beer collector of his ware, drove the dives out of

business; the Raines law forbade the free lunch. Just at this time

Theodore Roosevelt shut the police lodging rooms, and the tramp was

literally left out in the cold, cursing reform and its fruits. It was

the climax of a campaign a generation old, during which no one had ever

been found to say a word in defense of these lodging rooms; yet nothing

had availed to close them.

The city took lodgers on an old barge in the East River, that winter,

and kept a register of them. We learned something from that. Of nearly

10,000 lodgers, one half were under thirty years old and in good

health,--fat, in fact. The doctors reported them "well nourished." Among

100 whom I watched taking their compulsory bath, one night, only two

were skinny; the others were stout, well-fed men, abundantly able to do

a man's work. They all insisted that they were willing, too; but the

moment inquiries began with a view of setting such to work as really

wanted it, and sending the rest to the island as vagrants, their number

fell off most remarkably. From between 400 and 500 who had crowded the

barge and the pier sheds, the attendance fell on March 16, the day the

investigation began, to 330, on the second day to 294, and on the third

day to 171; by March 21 it had been cut down to 121. The problem of the

honestly homeless, who were without means to pay for a bed even in a

ten-cent lodging house, and who had a claim upon the city by virtue of

residence in it, had dwindled to surprisingly small proportions. Of 9386

lodgers, 3622 were shown to have been here less than sixty days, and 968

less than a year. The old mistake, that there is always a given amount

of absolutely homeless destitution in a city, and that it is to be

measured by the number of those who apply for free lodging, had been

reduced to a demonstration. The truth is that the opportunity furnished

by the triple alliance of stale beer, free lunch, and free lodging at

the police station was the open door to permanent and hopeless vagrancy.

A city lodging house was established, with decent beds, baths, and

breakfast, and a system of investigation of the lodger's claim that is

yet to be developed to useful proportions. The link that is missing is a

farm school, for the training of young vagrants to habits of industry

and steady work, as the alternative of the workhouse. Efforts to forge

this link have failed so far, but in the good time that is coming, when

we shall have learned the lesson that the unkindest thing that can be

done to a young tramp is to let him go on tramping, and when magistrates

shall blush to discharge him on the plea that "it is no crime to be poor

in this country," they will succeed, and the tramp also we shall then

have "druv into decency." When I look back now to the time, ten or

fifteen years ago, when, night after night, with every police station

filled, I found the old tenements in the "Bend" jammed with a reeking

mass of human wrecks that huddled in hall and yard, and slept, crouching

in shivering files, all the way up the stairs to the attic, it does seem

as if we had come a good way, and as if all the turmoil and the bruises

and the fighting had been worth while.

IV

THE TENANT

We have considered the problem of the tenement. Now about the tenant.

How much of a problem is he? And how are we to go about solving his

problem?

The government "slum inquiry," of which I have spoken before, gave us

some facts about him. In New York it found 62.58 per cent. of the

population of the slum to be foreign-born, whereas for the whole city

the percentage of foreigners was only 43.23. While the proportion of

illiteracy in all was only as 7.69 to 100, in the slum it was 46.65 per

cent. That, with nearly twice as many saloons to a given number, there

should be three times as many arrests in the slum as in the city at

large need not be attributed to nationality, except indirectly in its

possible responsibility for the saloons. I say "possible" advisedly.

Anybody, I should think, whose misfortune it is to live in the slum

might be expected to find in the saloon a refuge. I shall not quarrel

with the other view of it. I am merely stating a personal impression.

The fact that concerns us here is the great proportion of the

foreign-born. Though the inquiry covered only a small section of a

tenement district, the result may be accepted as typical.

We shall not, then, have to do with an American element in discussing

this tenant, for even of the "natives" in the census, by far the largest

share is made up of the children of the immigrant. Indeed, in New York

only 4.77 per cent. of the slum population canvassed were shown to be of

native parentage. The parents of 95.23 per cent. had come over the sea,

to better themselves, it may be assumed. Let us see what they brought

us, and what we have given them in return.

The Italians were in the majority where this census taker went. They

were from the south of Italy, avowedly the worst of the Italian

immigration which in the eight years from 1891 to 1898 gave us more than

half a million of King Humbert's subjects. The exact number, as

registered by the Emigration Bureau, was 502,592. In 1898, 58,613 came

over, 36,086 of them with New York as their destination. The official

year ends with June. In the six months from July 1 to December 31, the

immigrants were sorted out upon a more intelligent plan than previously.

The process as applied to the 30,470 Italians who were landed during

that term yielded this result: from northern Italy, 4762; from southern

Italy, 25,708. Of these latter a number came from Sicily, the island of

the absentee landlord, where peasants die of hunger. I make no apology

for quoting here the statement of an Italian officer, on duty in the

island, to a staff correspondent of the "Tribuna" of Rome, a paper not

to be suspected of disloyalty to United Italy. I take it from the

"Evening Post:"--

"In the month of July I stopped on a march by a threshing floor where

they were measuring grain. When the shares had been divided, the one who

had cultivated the land received a single _tumolo_ (less than a half

bushel). The peasant, leaning on his spade, looked at his share as if

stunned. His wife and their five children were standing by. From the

painful toil of a year this was what was left to him with which to feed

his family. The tears rolled silently down his cheeks."

These things occasionally help one to understand. Over against this

picture there arises in my memory one from the Barge Office, where I had

gone to see an Italian steamer come in. A family sat apart, ordered to

wait by the inspecting officer; in the group an old man, worn and

wrinkled, who viewed the turmoil with the calmness of one having no

share in it. The younger members formed a sort of bulwark around him.

"Your father is too old," said the official.

Two young women and a boy of sixteen rose to their feet at once. "Are

not we young enough to work for him?" they said. The boy showed his

strong arms.

It is charged against this Italian immigrant that he is dirty, and the

charge is true. He lives in the darkest of slums, and pays rent that

ought to hire a decent flat. To wash, water is needed; and we have a law

which orders tenement landlords to put it on every floor, so that their

tenants may have the chance. And it is not yet half a dozen years since

one of the biggest tenement house landlords in the city, the wealthiest

church corporation in the land, attacked the constitutionality of this

statute rather than pay a couple of hundred dollars for putting water

into two old buildings, as the Board of Health had ordered, and came

near upsetting the whole structure of tenement house law upon which our

safety depends. He is ignorant, it is said, and that charge is also

true. I doubt if one of the family in the Barge Office could read or

write his own name. Yet would you fear especial danger to our

institutions, to our citizenship, from these four? He lives cheaply,

crowds, and underbids even the Jew in the sweatshop. I can myself

testify to the truth of these statements. Only this spring I was the

umpire in a quarrel between the Jewish tailors and the factory inspector

whom they arraigned before the Governor on charges of inefficiency. The

burden of their grievance was that the Italians were underbidding them

in their own market, which of course the factory inspector could not

prevent. Yet, even so, the evidence is not that the Italian always gets

the best of it. I came across a family once working on "knee-pants."

"Twelve pants, ten cents," said the tailor, when there was work. "Ve

work for dem sheenies," he explained. "Ven dey has work, ve gets some;

ven dey hasn't, ve don't." He was an unusually gifted tailor as to

English, but apparently not as to business capacity. In the Astor

tenements, in Elizabeth Street, where we found forty-three families

living in rooms intended for sixteen, I saw women finishing "pants" at

thirty cents a day. Some of the garments were of good grade, and some of

poor; some of them were soldiers' trousers, made for the government; but

whether they received five, seven, eight, or ten cents a pair, it came

to thirty cents a day, except in a single instance, in which two women,

sewing from five in the morning till eleven at night, were able, being

practiced hands, to finish forty-five "pants" at three and a half cents

a pair, and so made together over a dollar and a half. They were

content, even happy. I suppose it seemed wealth to them, coming from a

land where a Parisian investigator of repute found three lire (not quite

sixty cents) _per month_ a girl's wages.

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