T. C.

The generous words were blurred to her eyes by the tears that sprang

into them. But she could only write in answer:--

"Please do not come; I have made up my mind. As long as this trouble

is hanging over us, I cannot see you. And if father is unfortunate,

all is over between us."

She brought his letter to her mother, and told her what she had written

in reply. Her mother was thoughtful a while before she said, with a

sigh, "Well, I hope you've begun as you can carry out, Pen."

"Oh, I shall not have to carry out at all. I shall not have to do

anything. That's one comfort--the only comfort." She went away to her

own room, and when Mrs. Lapham told her husband of the affair, he was

silent at first, as she had been. Then he said, "I don't know as I

should have wanted her to done differently; I don't know as she could.

If I ever come right again, she won't have anything to feel meeching

about; and if I don't, I don't want she should be beholden to anybody.

And I guess that's the way she feels."

The Coreys in their turn sat in judgment on the fact which their son

felt bound to bring to their knowledge.

"She has behaved very well," said Mrs. Corey, to whom her son had

spoken.

"My dear," said her husband, with his laugh, "she has behaved TOO well.

If she had studied the whole situation with the most artful eye to its

mastery, she could not possibly have behaved better."

The process of Lapham's financial disintegration was like the course of

some chronic disorder, which has fastened itself upon the constitution,

but advances with continual reliefs, with apparent amelioration, and at

times seems not to advance at all, when it gives hope of final recovery

not only to the sufferer, but to the eye of science itself. There were

moments when James Bellingham, seeing Lapham pass this crisis and that,

began to fancy that he might pull through altogether; and at these

moments, when his adviser could not oppose anything but experience and

probability to the evidence of the fact, Lapham was buoyant with

courage, and imparted his hopefulness to his household. Our theory of

disaster, of sorrow, of affliction, borrowed from the poets and

novelists, is that it is incessant; but every passage in our own lives

and in the lives of others, so far as we have witnessed them, teaches

us that this is false. The house of mourning is decorously darkened to

the world, but within itself it is also the house of laughing. Bursts

of gaiety, as heartfelt as its grief, relieve the gloom, and the

stricken survivors have their jests together, in which the thought of

the dead is tenderly involved, and a fond sense, not crazier than many

others, of sympathy and enjoyment beyond the silence, justifies the

sunnier mood before sorrow rushes back, deploring and despairing, and

making it all up again with the conventional fitness of things.

Lapham's adversity had this quality in common with bereavement. It was

not always like the adversity we figure in allegory; it had its moments

of being like prosperity, and if upon the whole it was continual, it

was not incessant. Sometimes there was a week of repeated reverses,

when he had to keep his teeth set and to hold on hard to all his

hopefulness; and then days came of negative result or slight success,

when he was full of his jokes at the tea-table, and wanted to go to the

theatre, or to do something to cheer Penelope up. In some miraculous

way, by some enormous stroke of success which should eclipse the

brightest of his past prosperity, he expected to do what would

reconcile all difficulties, not only in his own affairs, but in hers

too. "You'll see," he said to his wife; "it's going to come out all

right. Irene'll fix it up with Bill's boy, and then she'll be off

Pen's mind; and if things go on as they've been going for the last two

days, I'm going to be in a position to do the favours myself, and Pen

can feel that SHE'S makin' a sacrifice, and then I guess may be she'll

do it. If things turn out as I expect now, and times ever do get any

better generally, I can show Corey that I appreciate his offer. I can

offer him the partnership myself then."

Even in the other moods, which came when everything had been going

wrong, and there seemed no way out of the net, there were points of

consolation to Lapham and his wife. They rejoiced that Irene was safe

beyond the range of their anxieties, and they had a proud satisfaction

that there had been no engagement between Corey and Penelope, and that

it was she who had forbidden it. In the closeness of interest and

sympathy in which their troubles had reunited them, they confessed to

each other that nothing would have been more galling to their pride

than the idea that Lapham should not have been able to do everything

for his daughter that the Coreys might have expected. Whatever

happened now, the Coreys could not have it to say that the Laphams had

tried to bring any such thing about.

Bellingham had lately suggested an assignment to Lapham, as the best

way out of his difficulties. It was evident that he had not the money

to meet his liabilities at present, and that he could not raise it

without ruinous sacrifices, that might still end in ruin after all. If

he made the assignment, Bellingham argued, he could gain time and make

terms; the state of things generally would probably improve, since it

could not be worse, and the market, which he had glutted with his

paint, might recover and he could start again. Lapham had not agreed

with him. When his reverses first began it had seemed easy for him to

give up everything, to let the people he owed take all, so only they

would let him go out with clean hands; and he had dramatised this

feeling in his talk with his wife, when they spoke together of the

mills on the G. L. & P. But ever since then it had been growing harder,

and he could not consent even to seem to do it now in the proposed

assignment. He had not found other men so very liberal or faithful

with him; a good many of them appeared to have combined to hunt him

down; a sense of enmity towards all his creditors asserted itself in

him; he asked himself why they should not suffer a little too. Above

all, he shrank from the publicity of the assignment. It was open

confession that he had been a fool in some way; he could not bear to

have his family--his brother the judge, especially, to whom he had

always appeared the soul of business wisdom--think him imprudent or

stupid. He would make any sacrifice before it came to that. He

determined in parting with Bellingham to make the sacrifice which he

had oftenest in his mind, because it was the hardest, and to sell his

new house. That would cause the least comment. Most people would

simply think that he had got a splendid offer, and with his usual luck

had made a very good thing of it; others who knew a little more about

him would say that he was hauling in his horns, but they could not

blame him; a great many other men were doing the same in those hard

times--the shrewdest and safest men: it might even have a good effect.

He went straight from Bellingham's office to the real-estate broker in

whose hands he meant to put his house, for he was not the sort of man

to shilly-shally when he had once made up his mind. But he found it

hard to get his voice up out of his throat, when he said he guessed he

would get the broker to sell that new house of his on the water side of

Beacon. The broker answered cheerfully, yes; he supposed Colonel

Lapham knew it was a pretty dull time in real estate? and Lapham said

yes, he knew that, but he should not sell at a sacrifice, and he did

not care to have the broker name him or describe the house definitely

unless parties meant business. Again the broker said yes; and he

added, as a joke Lapham would appreciate, that he had half a dozen

houses on the water side of Beacon, on the same terms; that nobody

wanted to be named or to have his property described.

It did, in fact, comfort Lapham a little to find himself in the same

boat with so many others; he smiled grimly, and said in his turn, yes,

he guessed that was about the size of it with a good many people. But

he had not the heart to tell his wife what he had done, and he sat

taciturn that whole evening, without even going over his accounts, and

went early to bed, where he lay tossing half the night before he fell

asleep. He slept at last only upon the promise he made himself that he

would withdraw the house from the broker's hands; but he went heavily

to his own business in the morning without doing so. There was no such

rush, anyhow, he reflected bitterly; there would be time to do that a

month later, probably.

It struck him with a sort of dismay when a boy came with a note from a

broker, saying that a party who had been over the house in the fall had

come to him to know whether it could be bought, and was willing to pay

the cost of the house up to the time he had seen it. Lapham took

refuge in trying to think who the party could be; he concluded that it

must have been somebody who had gone over it with the architect, and he

did not like that; but he was aware that this was not an answer to the

broker, and he wrote that he would give him an answer in the morning.

Now that it had come to the point, it did not seem to him that he could

part with the house. So much of his hope for himself and his children

had gone into it that the thought of selling it made him tremulous and

sick. He could not keep about his work steadily, and with his nerves

shaken by want of sleep, and the shock of this sudden and unexpected

question, he left his office early, and went over to look at the house

and try to bring himself to some conclusion here. The long procession

of lamps on the beautiful street was flaring in the clear red of the

sunset towards which it marched, and Lapham, with a lump in his throat,

stopped in front of his house and looked at their multitude. They were

not merely a part of the landscape; they were a part of his pride and

glory, his success, his triumphant life's work which was fading into

failure in his helpless hands. He ground his teeth to keep down that

lump, but the moisture in his eyes blurred the lamps, and the keen pale

crimson against which it made them flicker. He turned and looked up,

as he had so often done, at the window-spaces, neatly glazed for the

winter with white linen, and recalled the night when he had stopped

with Irene before the house, and she had said that she should never

live there, and he had tried to coax her into courage about it. There

was no such facade as that on the whole street, to his thinking.

Through his long talks with the architect, he had come to feel almost

as intimately and fondly as the architect himself the satisfying

simplicity of the whole design and the delicacy of its detail. It

appealed to him as an exquisite bit of harmony appeals to the unlearned

ear, and he recognised the difference between this fine work and the

obstreperous pretentiousness of the many overloaded house-fronts which

Seymour had made him notice for his instruction elsewhere on the Back

Bay. Now, in the depths of his gloom, he tried to think what Italian

city it was where Seymour said he had first got the notion of treating

brick-work in that way.

He unlocked the temporary door with the key he always carried, so that

he could let himself in and out whenever he liked, and entered the

house, dim and very cold with the accumulated frigidity of the whole

winter in it, and looking as if the arrest of work upon it had taken

place a thousand years before. It smelt of the unpainted woods and the

clean, hard surfaces of the plaster, where the experiments in

decoration had left it untouched; and mingled with these odours was

that of some rank pigments and metallic compositions which Seymour had

used in trying to realise a certain daring novelty of finish, which had

not proved successful. Above all, Lapham detected the peculiar odour

of his own paint, with which the architect had been greatly interested

one day, when Lapham showed it to him at the office. He had asked

Lapham to let him try the Persis Brand in realising a little idea he

had for the finish of Mrs. Lapham's room. If it succeeded they could

tell her what it was, for a surprise.

Lapham glanced at the bay-window in the reception-room, where he sat

with his girls on the trestles when Corey first came by; and then he

explored the whole house to the attic, in the light faintly admitted

through the linen sashes. The floors were strewn with shavings and

chips which the carpenters had left, and in the music-room these had

been blown into long irregular windrows by the draughts through a wide

rent in the linen sash. Lapham tried to pin it up, but failed, and

stood looking out of it over the water. The ice had left the river,

and the low tide lay smooth and red in the light of the sunset. The

Cambridge flats showed the sad, sodden yellow of meadows stripped bare

after a long sleep under snow; the hills, the naked trees, the spires

and roofs had a black outline, as if they were objects in a landscape

of the French school.

The whim seized Lapham to test the chimney in the music-room; it had

been tried in the dining-room below, and in his girls' fireplaces

above, but here the hearth was still clean. He gathered some shavings

and blocks together, and kindled them, and as the flame mounted gaily

from them, he pulled up a nail-keg which he found there and sat down to

watch it. Nothing could have been better; the chimney was a perfect

success; and as Lapham glanced out of the torn linen sash he said to

himself that that party, whoever he was, who had offered to buy his

house might go to the devil; he would never sell it as long as he had a

dollar. He said that he should pull through yet; and it suddenly came

into his mind that, if he could raise the money to buy out those West

Virginia fellows, he should be all right, and would have the whole game

in his own hand. He slapped himself on the thigh, and wondered that he

had never thought of that before; and then, lighting a cigar with a

splinter from the fire, he sat down again to work the scheme out in his

own mind. He did not hear the feet heavily stamping up the stairs, and

coming towards the room where he sat; and the policeman to whom the

feet belonged had to call out to him, smoking at his chimney-corner,

with his back turned to the door, "Hello! what are you doing here?"

"What's that to you?" retorted Lapham, wheeling half round on his

nail-keg.

"I'll show you," said the officer, advancing upon him, and then

stopping short as he recognised him. "Why, Colonel Lapham! I thought

it was some tramp got in here!"

"Have a cigar?" said Lapham hospitably. "Sorry there ain't another

nail-keg."

The officer took the cigar. "I'll smoke it outside. I've just come

on, and I can't stop. Tryin' your chimney?"

"Yes, I thought I'd see how it would draw, in here. It seems to go

first-rate."

The policeman looked about him with an eye of inspection. "You want to

get that linen window, there, mended up."

"Yes, I'll speak to the builder about that. It can go for one night."

The policeman went to the window and failed to pin the linen together

where Lapham had failed before. "I can't fix it." He looked round once

more, and saying, "Well, good night," went out and down the stairs.

Lapham remained by the fire till he had smoked his cigar; then he rose

and stamped upon the embers that still burned with his heavy boots, and

went home. He was very cheerful at supper. He told his wife that he

guessed he had a sure thing of it now, and in another twenty-four hours

he should tell her just how. He made Penelope go to the theatre with

him, and when they came out, after the play, the night was so fine that

he said they must walk round by the new house and take a look at it in

the starlight. He said he had been there before he came home, and

tried Seymour's chimney in the music-room, and it worked like a charm.

As they drew near Beacon Street they were aware of unwonted stir and

tumult, and presently the still air transmitted a turmoil of sound,

through which a powerful and incessant throbbing made itself felt. The

sky had reddened above them, and turning the corner at the Public

Garden, they saw a black mass of people obstructing the perspective of

the brightly-lighted street, and out of this mass a half-dozen engines,

whose strong heart-beats had already reached them, sent up volumes of

fire-tinged smoke and steam from their funnels. Ladders were planted

against the facade of a building, from the roof of which a mass of

flame burnt smoothly upward, except where here and there it seemed to

pull contemptuously away from the heavy streams of water which the

firemen, clinging like great beetles to their ladders, poured in upon

it.

Lapham had no need to walk down through the crowd, gazing and

gossiping, with shouts and cries and hysterical laughter, before the

burning house, to make sure that it was his.

"I guess I done it, Pen," was all he said.

Among the people who were looking at it were a party who seemed to have

run out from dinner in some neighbouring house; the ladies were

fantastically wrapped up, as if they had flung on the first things they

could seize.

"Isn't it perfectly magnificent!" cried a pretty girl. "I wouldn't

have missed it on any account. Thank you so much, Mr. Symington, for

bringing us out!"

"Ah, I thought you'd like it," said this Mr. Symington, who must have

been the host; "and you can enjoy it without the least compunction,

Miss Delano, for I happen to know that the house belongs to a man who

could afford to burn one up for you once a year."

"Oh, do you think he would, if I came again?"

"I haven't the least doubt of it. We don't do things by halves in

Boston."

"He ought to have had a coat of his noncombustible paint on it," said

another gentleman of the party.

Penelope pulled her father away toward the first carriage she could

reach of a number that had driven up. "Here, father! get into this."

"No, no; I couldn't ride," he answered heavily, and he walked home in

silence. He greeted his wife with, "Well, Persis, our house is gone!

And I guess I set it on fire myself;" and while he rummaged among the

papers in his desk, still with his coat and hat on, his wife got the

facts as she could from Penelope. She did not reproach him. Here was

a case in which his self-reproach must be sufficiently sharp without

any edge from her. Besides, her mind was full of a terrible thought.

"O Silas," she faltered, "they'll think you set it on fire to get the

insurance!"

Lapham was staring at a paper which he held in his hand. "I had a

builder's risk on it, but it expired last week. It's a dead loss."

"Oh, thank the merciful Lord!" cried his wife.

"Merciful!" said Lapham. "Well, it's a queer way of showing it."

He went to bed, and fell into the deep sleep which sometimes follows a

great moral shock. It was perhaps rather a torpor than a sleep.

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