pushing it through because of the handsome fee she will give him, and
then, in the following week, she must put on her best frocks and best
behaviour and take a 'sleeper' on the nine twenty-five from Euston to
Glasgow."
"What an adventure!" remarked the handsome woman before him.
"Of course. But we are out for big money this time, remember."
"You have examined the whole affair, I suppose, and considered it from
every standpoint--eh?"
"Of course I have. As far as I can discover, there is no flaw in our
armour. This young solicitor is newly married, and is much gratified
that the wealthy Mrs. Morrison should take such notice of his young
wife. But you know Ena well enough to be sure that she plays the game
all right. She's the rich widow to the very letter, and talks about her
'dear husband' in a manner that is really pathetic. She declares that
they were such a devoted couple."
"Yes. Ena can play the game better than any woman in England," agreed
his wife. "Have some tea?"
"No; it's too hot," he replied. "Get me some lemonade."
And she rose, and presently brought him a glass of lemonade. She
preferred to wait upon him, for she was always suspicious of the maids
trying to listen to their conversation, which, however, was discreet and
well guarded.
That night at about half-past nine, husband and wife having dined
together _tete-a-tete_--being waited on by the smart young Italian
footman--Ena Pollen was ushered into the drawing-room.
"Oh! Welcome back, dear!" cried Mrs. Braybourne, jumping up and
embracing her friend, making pretence, of course, before the servant.
"Sit down. I had no idea you were in London! I thought you were
somewhere in the wilds of Wales."
Then, when the door had closed, her attitude altered to one of deep
seriousness.
"Well," she said, "according to Bernie, everything goes well, doesn't
it?"
"Excellently," replied the other. "You see in me Mrs. Augusta Morrison,
widow, of Carsphairn, New Galloway, who is in London on a visit to her
friend, Ena Pollen, and who is about to be passed as a first-class
life!" And she laughed, the other two smiling grimly.
"I congratulate you upon finding that young solicitor. What's his
name?"
"Emery--just getting together a practice and looking out for the big
commission on the first of my premiums," she said. "We've met those
before. Do you recollect that fellow Johnson-Hughes? Phew! what an
ass!"
"But he was over head and ears in love with you, my dear Ena," said
Boyne, "and you know it."
"Don't be sarcastic, Bernie!" she exclaimed, with a pout. "Whether he
was in love with me or not, it doesn't matter. We brought off the
little affair successfully, and we all had a share of the pickings. In
these post-war profiteering days it is only by callous dishonour and
double-dealing one can make both ends meet. It begins in the Cabinet
and ends with the marine store dealer. Honesty spells ruin. That's my
opinion."
"I quite agree," Lilla declared. "If we had all three played a straight
game, where should we be now?"
"Living in Bridge Place," remarked Boyne, whereat the two women laughed
merrily.
* * * * *
That night Marigold met Gerald at Mark Lane Station, and they travelled
westward together on the way home. In the Underground train they
chatted about the mystery of Bridge Place, but amid the crush and
turmoil of home-going City workers they could say but little.
Marigold had been again to see her deaf aunt, who was still unsuspicious
of the strange state of affairs in her master's humble home.
Gerald was next day compelled to accompany his principal up north to a
conference upon food prices, and for ten days he remained away.
Therefore Marigold could only watch and wait.
She went to Bridge Place several times, and saw Mr. Boyne there. He was
always cheerful and chatty. About him there seemed nothing really
suspicious. Indeed, when she considered it all, she began to wonder
whether she had not made a fool of herself.
*CHAPTER IV*
*PROGRESS OF THE PLOT*
In the dull, sombre consulting-room of Sir Humphrey Sinclair in Queen
Anne Street, Cavendish Square--a room with heavy mahogany furniture,
well-worn carpet, a big writing-table set in the window, and an
adjustable couch against the wall--sat the pseudo Mrs. Augusta Morrison,
who desired to insure her life.
At the table sat the great physician, a clean-shaven, white-haired man,
in large, round, gold-rimmed spectacles. He was dressed in a grey
cashmere suit--for the weather was unbearably hot that morning--and,
truth to tell, he was longing for his annual vacation at his pretty
house by the sea at Frinton.
In the medical world Humphrey Sinclair had made a great name for
himself, and had had among his patients various European royalties,
besides large numbers of the British aristocracy and well-known people
of both sexes. Quiet mannered, soft spoken, and exquisitely polite, he
was always a favourite with his lady patients, while Lady Sinclair
herself moved in a very good set.
Having arranged a number of papers which the Universal had sent to him,
he took one upon which a large number of questions were printed with
blank spaces for the proposer's replies. Then, turning to her, he said,
with a smile:
"I fear, Mrs. Morrison, that I shall be compelled to ask you a number of
questions. Please understand that they are not merely out of curiosity,
but the company claim a right to know the family and medical history of
any person whose life they insure.
"I perfectly understand, Sir Humphrey," replied the handsome woman.
"Ask me any questions you wish, and I will try to reply to them to the
best of my ability."
"Very well," he said. "Let's begin." And he commenced to put to her
questions regarding the date of her birth, the cause of the deaths of
her father and her mother, whether she had ever suffered from this
disease or that, dozens of which were enumerated. And so on.
For nearly half an hour the great doctor plied her with questions which
he read aloud from the paper, and then wrote down her replies in the
spaces reserved for them.
Never once did she hesitate--she knew those questions off by heart,
indeed, and had her replies ready, replies culled from a budget of
information which during the past three months had been cleverly
collected. Truth to tell, she was replying quite accurately to the
questions, but only so far as Mrs. Morrison of Carsphairn was concerned.
The medical history she gave was correct in every detail concerning Mrs.
Morrison.
But, after all, was not the proposal upon the life of Mrs. Morrison, and
did not the famous physician believe her to be the widow of Carsphairn?
Sir Humphrey asked her to step upon the weighing machine in the corner
of the room, and afterwards he measured her height and wrote it down
with a grunt of satisfaction.
Then, after further examination, and putting many questions, he reseated
himself, and turned to the page upon which his own private opinion was
to be recorded.
"I hope you don't find much wrong with me?" asked the lady, with a
little hesitation.
"No, my dear madam--nothing that I can detect," was the physician's
reply as he gazed at her through his big glasses. "Of course, my
colleague, Doctor Hepburn, may discover something. I shall have to ask
you to call upon him."
"When?"
"Any time you care to arrange. To-day--if you like. He may be at home.
Shall I see?"
"I do so wish you would, Sir Humphrey," Ena said. "I want to get back
to Scotland, as I have to go to Ardlui next week."
The great doctor took the telephone at his elbow, and was soon talking
to Doctor Hepburn, with whom he arranged for the lady to call in an
hour.
Then Sir Humphrey scribbled the address in Harley Street on a slip of
paper, and with a few polite words of reassurance, rang his bell, and
the man-servant conducted her out.
"An exceptionally pretty woman," grunted old Sir Humphrey to himself
when she had gone. "Highly intelligent, and a first-class life."
And he sat down to record his own private views as to the physical
condition of the person proposed for insurance.
Ena idled before the shop windows in Oxford Street for three-quarters of
an hour, and then took a taxi to Harley Street, where she found Doctor
Stanley Hepburn, a short, stout, brown-bearded man of rather abrupt
manner.
In his smart, up-to-date consulting-room he put the same questions to
her, wearying as they were, and parrot-like she answered them.
"Truly, I'm having a busy morning, doctor," she remarked, with a sigh,
laughing at the same time.
"Apparently," he said, smiling. "I must apologise for bothering you
with all these questions. Sir Humphrey has, no doubt, gone through them
all."
"He has."
"Well, never mind. Forgive me, and let's get along," he said briskly.
And he proceeded with question after question. At last, after an
examination exactly like that conducted by Sir Humphrey, Doctor Hepburn
reseated himself at his table, and said:
"Well, Mrs. Morrison, I don't think I need keep you any longer."
"Are you quite satisfied with me?" she asked boldly.
He was silent for a few seconds.
"As far as I myself am concerned I see no reason whatever why the
company should not accept the risk," was his reply. "Of course, I don't
know the nature of Sir Humphrey's report; but I expect it coincides with
my own. I can detect nothing to cause apprehension, and, in normal
circumstances, you should live to quite old age."
"Thanks! That is a very agreeable piece of information," she said.
Then, his waiting-room being crowded--for he had given her a special
appointment--he rose and, bowing, dismissed her, saying:
"I shall send in my report to the company to-night, therefore the matter
should go through without delay."
Afterwards, as she walked along Harley Street, a great weight having
been lifted from her mind, she hailed a taxi and drove back to her
pretty flat in Upper Brook Street, where a dainty lunch awaited her.
To answer frankly and correctly those questions had been an ordeal.
Those queries were so cleverly arranged that if, after death, the
replies to any of them are found to be false the company would be able
to resist the claim upon it. To give a true and faithful account of
your parents' ailments and your own illnesses is difficult enough, but
to give an equally true account of those of another person is extremely
difficult and presents many pitfalls. And none knew that better than
Ena Pollen.
After lunch, she rested for an hour, as was her habit in summer, and
then she took a taxi to Pont Street, where she had tea with Lilla
Braybourne.
To her she related her adventures among the medicos, adding:
"All is serene! There's nothing the matter with Mrs. Morrison of
Carsphairn! She's in excellent health and may live to be ninety. Hers
is a first-class life!"
"Bernie predicted it," said the wife of the humble insurance agent of
Hammersmith. "You were passed fit in the Fitzgerald affair--you
recollect."
"Yes," snapped the handsome woman. "What a pity the sum wasn't five
thousand instead of five hundred."
"I agree. But we didn't then realise how easy was the game. Now we
know--a few preliminary inquiries, a plausible tongue--which, thanks to
Heaven, you've got, Ena--a few smart dresses, and a knowledge of all the
devious ways of insurance and assignments--and the thing is easy."
"Well, as far as we've gone in this matter all goes well--thanks to
Bernie's previous inquiries regarding the good lady of Carsphairn."
"She's a bit of a skinflint, I believe. Can't keep servants. She has a
factor who is a very close Scot, and things at Carsphairn are usually in
a perturbed condition," Lilla said. "Bernie has gone back to Bridge
Place. What an awful life the poor dear leads! Fancy having to live
with that deaf old woman Felmore!"
"Yes. But isn't it part of the game? By living in Hammersmith, and
being such a hard-working, respectable man, he acquires a lot of very
useful knowledge."
"Quite so; but it must be very miserable there for him."
"He doesn't mind it, he says," was the reply. "It brings money."
"It certainly does that," said Lilla. "When shall you go north? Will
you wait till the policy is issued?"
"I think not. The sooner I meet Mrs. Morrison the better. Don't you
agree?"
"Certainly. What does Bernie say?"
"That's his view," answered Ena. "So I shall go to Scotland at the end
of the week. I shall stay at the Central, in Glasgow, for a night or
two, and then on to Loch Lomond."
"Bernie has heard from one of his secret sources of information that the
widow is leaving Carsphairn three days earlier than she intended. She
goes to visit a niece who lives in Crieff, and then on to Ardlui."
"I've been to Ardlui before--on a day trip from Glasgow up the Loch,"
Ena said. "A quiet, remote little place, with an excellent hotel right
at the extreme end of the Loch, beyond Inversnaid."
"Then you'll go north without waiting for the policy?"
"Yes. Letters will come to me addressed care of myself, and Bernie will
send them on. As soon as I have notice that the company will accept me,
I'll pay the premium. I've already opened a little account in the name
of Augusta Morrison, so that I can send them a cheque. In the
meanwhile, we need lose no time."
"And yet I don't think we ought to rush it unduly, do you?" asked Lilla.
"Oh! we shan't do that, my dear Lilla. There's a lot to be done in the
matter of inspiring confidence. Perhaps dear Augusta will not take to
me. What then?"
"You always know how to make yourself pleasant, Ena. She'll take to
you, never fear!"
"According to the reports we've had about her, she's rather
discriminating in her friendships," said the handsome woman, smiling
grimly.
"Well, I rather wish I were coming with you for a fortnight on Loch
Lomond," said Lilla.
"No, my dear, you have no place in the picture at present. Much as I
would like your companionship, you are far better here at home."
"Yes, I suppose you are right!" answered her friend, sighing. "But I
long for Scotland in these warm summer days."
"Get Bernie to take you to the seaside for a bit. There's nothing urgent
doing just now."
"Bernie is far too busy in Hammersmith, my dear," Lilla laughed. "He
wouldn't miss his weekly round for worlds. Besides, he's got some
important church work on--helping the vicar in a series of mission
meetings."
"Bernie is a good Churchman, I've heard," said Ena.
"Of course. That, too, is part of the big bluff. The man who carries
round the bag every Sunday is always regarded as pious and upright. And
Bernie never loses a chance to increase his halo of respectability."
Ena remained at Pont Street for about half an hour longer, and then,
returning to her own flat, she set about sorting out the dresses she
would require for Scotland, and assisted her elderly maid to pack them.
Afterwards she returned into her elegant little drawing-room and seated
herself at the little writing-table, where she consulted a diary. Then
she wrote telegrams to the hotels at Glasgow and at Ardlui, engaging
rooms for dates which, after reflection, she decided upon.
Ena Pollen was a woman of determination and method. Her exterior was
that of a butterfly of fashion, careless of everything save her dress
and her hair, yet beneath the surface she was calm, clever, and
unscrupulous, a woman who had never loved, and who, indeed, held the
opposite sex in supreme contempt. The adventure in which she was at
that moment engaged was the most daring she had ever undertaken. The
unholy trio had dabbled in small affairs, each of which had brought them
profit, but the present undertaking would, she knew, require all her
tact and cunning.
The real Mrs. Augusta Morrison, the widow of Carsphairn, was one of
Boyne's discoveries, and by judicious inquiry, combined with other
investigations which Ena herself had made, they knew practically
everything concerning her, her friends, and her movements. The
preliminaries had taken fully three months, for prior to going to
Llandudno, there to assume the widow's identity, Ena had been in secret
to New Galloway, and while staying at the Lochinvar Arms, at Dairy, she
had been able to gather many facts concerning the rich widow of
Carsphairn, a copy of whose birth and marriage-certificate she had
obtained from Somerset House.
After writing the telegrams, she took a sheet of notepaper and wrote to
Mr. Emery in Manchester, telling him that she had passed both doctors,
and asking him to hurry forward the policy.
"_My movements during the next fortnight or so are a little uncertain,"
she wrote, "but please always address me as above, care of my friend,
Mrs. Pollen. Please give my best regards to your dear wife, and accept
the same yourself .--Yours very sincerely,_ AUGUSTA MORRISON."
Three nights later, Ena left Euston in the sleeping-car for Glasgow,
arriving early next morning, and for a couple of days idled away the
time in the great hotel, the Central, eagerly awaiting a telegram.
At last it came.
The porter handed it to her as she returned from a walk. She tore it
open, and when she read its contents, she went instantly pale.
The message was disconcerting, for instead of giving information
regarding the movements of the woman she had been impersonating, it
read:
"_Remain in Glasgow. Am leaving to-night. Will be with you in morning.
Urgent_.--BERNARD."
What could have happened? A hitch had apparently occurred in the
arrangements, which had been so thoroughly discussed and every detail
considered.
It was then six o'clock in the evening. Boyne could not be there until
eight o'clock on the following morning. She glanced bewildered around
the busy hall of the hotel, where men and women with piles of luggage
were constantly arriving and departing.
"Why is he not more explicit?" she asked herself in apprehension.
What could have happened? she wondered. For yet another fourteen hours
she must remain in suspense.
Suddenly, however, she recollected that she could telephone to Lilla,
and she put through a call without delay.
Half an hour later she spoke to her friend over the wire, inquiring the
reason of Boyne's journey north.
"My dear, I'm sorry," replied Lilla in her high-pitched voice, "but I
really cannot tell you over the 'phone. It is some very important
business he wants to see you about."
"But am I not to go to Ardlui?" asked Ena.
"I don't know. Bernie wants to see you without delay--that's all."
"But has anything happened?" she demanded eagerly.
"Yes--something--but I can't tell you now. Bernie will explain. He'll
be with you in Glasgow early to-morrow morning."
"Is it anything very serious?"
"_I think it may be--very!_" was Lilla's reply; and at that moment the
operator cut off communication with London, the six minutes allowed
having expired.
*CHAPTER V*
*CONTAINS A NOTE OF ALARM*
Ena Pollen was on the platform when the dusty night express from London
ran slowly into the Caledonian Station, at Glasgow.
Bernard Boyne, erect and smartly-dressed, stepped out quickly from the
sleeping-car, to be greeted by her almost immediately.
"What's happened?" she demanded anxiously beneath her breath.
"I can't tell you here, Ena. Wait till we're in the hotel," he replied.
She saw by his countenance that something was amiss.
Together they walked from the platform into the hotel, and having
ascended in the lift to her private sitting-room, the man flung himself
into a chair, and said:
"A very perilous situation has arisen regarding the Martin affair!"
"The Martin affair!" she gasped, instantly pale to the lips. "I always
feared it. That girl, Celine Tenot, had some suspicion, I believe."
"Exactly. She was your maid, and you parted bad friends. It was
injudicious."
"Where is she now, I wonder?"
"At her home in Melun, near Paris. You must go at once to Paris, and
ask her to meet you," Boyne said.
"To Paris?" she cried in dismay.
"Yes; not a second must be lost. Inquiries are on foot. I discovered
the situation yesterday, quite by accident."
"Inquiries!" she cried. "Who can be making inquiries?"
"Some friend of that girl--a Frenchman. He has come over here to find
me."
"To find you! But she only knew you under the name of Bennett!"
"Exactly. In that is our salvation," he said, with a grin. "But the
affair is distinctly serious unless we can make peace with Celine, and
at the same time make it worth her while to withdraw this inquiry. No
doubt she's looking forward to a big reward for furnishing information."
"But why can't we give her the reward--eh?" asked the shrewd, red-haired
woman quickly.
"That's exactly my argument. That is why you must leave this present
little matter, turn back to Celine, and make it right with her."
"How much do you think it will cost?"
Bernard Boyne shrugged his shoulders.
"Whatever it is, we must pay," he replied. "We can't afford for this
girl to remain an enemy--and yours especially."
"Of course not," Ena agreed. "What is her address?"
Boyne took a slip of paper from his pocket-book and handed it to the
handsome woman.
"But what excuse can I possibly make for approaching her?" she asked
bewildered.
"Pretend you've come to Paris to offer to take her into your service
again," Boyne suggested. "She will then meet you, and you can express
regret that you sent her away so suddenly, and offer to make
reparation--and all that."
"There was an object in sending her away so peremptorily. You know what
it was, Bernie."
"I know, of course. She might have discovered something then. You
adopted the only course--but, unfortunately, it has turned out to have
been a most injudicious one, which may, if we are not very careful and
don't act at once, lead to the exposure of a very nasty
circumstance--the affair of old Martin."
"I quite see," she said. "I'll go to Paris without delay."
"You'll stay at the Bristol, as before, I suppose?"
"Yes. I will ask her to come and see me there."
Boyne hesitated.
"No. I don't know whether it would not be better for you to go out to
Melun for the day and find her there," he queried. "Remember, you must
handle the affair with the greatest delicacy. You've practically got to
pay her for blackmail which she has not sought."
"That's the difficulty. And the sum must be equal, if not more, to that
which she and her French friend who has come over here to seek and
identify you hope to get out of it by their disclosures. Oh! yes," she
said, "I quite see it all."
"I admit that the situation which has arisen is full of peril, Ena,"
remarked the man seated before her, "but you are a clever woman, and
with the exercise of tact and cunning, in addition to the disbursement
of funds, we shall undoubtedly be able to wriggle out--as we always do."
"Let's hope so," she said, with a sigh. "But what about Ardlui and Mrs.
Morrison?"
"Your visit to Paris is more important at the moment. You must lose no
time in getting there. Before I left London, I instructed my bank to
send five thousand pounds to you at the head office of the Credit
Lyonnais. You will be able to draw at once when you get there, and it
will give you time to get more money if you deem it wise to pay any
bigger sum."
"Really, you leave nothing undone, Bernie.
"Not when danger arises, my dear Ena," he laughed. "In the meantime,
I'll have to remain very low. That infernal Frenchman may be watching
Lilla with the idea that I might visit Pont Street. But I shan't go near
her again till the danger is past."
"Then I'd better get away as soon as possible," she said. "I can be in
London this evening, and cross to Paris by the night mail."
"Yes," he replied. "Don't waste an instant in getting in touch with
her. Have a rest in Paris, and then go to Melun. You can be there
to-morrow afternoon."
"Shall you go back to London with me?"
"No. Better not be seen together," he said. "Let us be discreet. You
can go by the ten o'clock express, which will just give you time to
cross London to Victoria and catch the boat train, and I'll leave by the
next express, which goes at one. The less we are together at present the
better."
"I agree entirely," Ena said, with a sigh. "But this affair will, I
see, be very difficult to adjust."
"Not if you keep your wits about you, Ena," he assured her. "It isn't
half so difficult as the arrangements you made with that pious old
fellow Fleming. Don't you recollect how very near the wind we were all
sailing, and yet you took him in hand and convinced him of your
innocence."