Mathers said he was to understand that. He added with a shaking voice--

"I did it to give you pleasure, sir--on my honour."

The Doctor looked at Mathers minimus much puzzled.

"It is hard to conceive that even an immature mind, such as you possess,

could suppose that pleasure would result to any intelligent being from

so pitiful and indecent an achievement," he said. "The boy who tore this

wretched bird from its last resting-place and set it up to caricature

the entire race of _Psittacus erythacus_---- However, this is no time

to investigate your conduct, Mathers. You will join me after evening

school in the study."

Then he looked at the parrot again and cleared his throat. Mathers

slunk away to his seat, and as he did so, suddenly the Doctor started

and seemed to 'point,' like a sporting dog. I think he had discovered

there was more than met the eye about the parrot. He called up

Macmullen, who happened to catch his gaze, and told him to take 'Joe' to

the gardener.

"Direct Smith to place these remains in the spot I originally selected,"

he said; "and if anybody ventures to disturb them again the consequences

will be exceedingly serious. Now go to your classes."

He waved his hand, and Macmullen took the parrot, and nobody ever saw it

again. But to this day Mathers swears that Smith never buried him. He

believes that in some secret place in his house the gardener has 'Joe'

in a glass case; because, very truly, he says that no ordinary gardener

would be likely to resist the temptation of having a rare and beautiful

bird to decorate his house. Besides, the glass eyes. Also it is well

known that Dr. Dunstan never goes into the gardener's house; which is

really the entrance lodge to Merivale, and is full of Smith's wife and

children. So I dare say Bunny is right there.

He told me afterwards that Dunstan was very cold, but not actively angry

in the evening. Mathers said that the Doctor didn't seem to attach any

importance to the fact that he'd stuffed 'Joe' to give him a great and

sudden pleasure. Instead, he evidently thought that Bunny had done a

rather daring thing to please himself.

"'Unseemly' was the word he used," said Mathers to me. "He seemed to

think it was not a case for much punishment; but, all the same, he has

told me to write out the article on the stuffer's art from the

_Encyclopaedia Britannica_, which is rather rot, because I shall

certainly never want to stuff anything again in this world. I couldn't

tell him all I'd been through to do it, because he'd got a sort of

beastly idea that I _liked_ doing it; though you know that it was

nothing of the sort. On the whole it has left him against me, and he

seems to take a good deal of credit to himself for not making a lot more

row about it. But whether he's going to let it rankle in his mind, so

that I may suffer for it more or less till the end of the term, or

whether, when I've done the impot., he'll feel as usual--just neither

for me nor against me--I can't say yet. He might have tried to look at

it from my point of view."

"You could hardly expect him to do that: masters never do," I said.

"It's all the worse for him, anyway," answered Mathers minimus. "To

rebury the parrot was a slight on me in a way; because whether he liked

it or not he could have seen at a glance the hours and hours of awful

trouble, and the fearful expense it must have been to me. The eyes

alone were three shillings; and nobody in this world ever threw away

valuable money in such a cruel manner. Besides, if it had gone off well

and he'd taken it as I meant it, I fully intended other good surprises

for him."

"You'd better not surprise him again for a jolly long time," I said.

"He doesn't much like surprises--people don't when they grow up. They

have a footling way of preferring everything to drag on in a tame and

dull manner. My father hates telegrams, for instance."

"I had fully meant to get Johnson to bring him another and a better

parrot," said Mathers. "Even a pair of parrots might have been

arranged; and they would have made a nest about April, and laid eggs,

and there would gradually have been parrots for all his daughters; and

he could have taught them what he liked, even to the extent of Latin;

for it is well known that a parrot will learn anything. But it's all

over now. Never again will I try to give him pleasure--or anybody else

either. Why, even Milly hasn't pitied me much--just because it's all a

failure; whereas if he'd taken it in a manly way, and thanked me before

the school, and, perhaps, given us a half-holiday or something and sent

the parrot off at once to be measured for a glass case--how different it

all would have been! Nobody would have called me 'body-snatcher' then;

whereas now I shall be called that for life."

Which was all true enough in its way, and he was called 'body-snatcher'

for ever more. Whereas, to show what mistakes happen, I'd done that

part--simply as a friend.

*THE BANKRUPTCY OF BANNISTER*

*No. III*

*THE BANKRUPTCY OF BANNISTER*

*I*

I am Bannister, and what happened to me was a very gradual thing at

first; but it grew and grew until finally something had to be done, and

that something was called 'bankruptcy.'

Curiously enough I had heard the word before at home. In fact, as I

told Gideon, who kindly let me explain my position to him, my father had

once been bankrupted; and when he was a bankrupt my mother cried a good

deal and my father talked about 'everlasting disgrace' and 'a

bloodthirsty world,' and something in the pound. And then there came a

day when my father told my mother gladly that he had been discharged,

whatever that was, and my mother seemed much pleased. In fact, she

said, "Thank God, Gerald!" and they had a bottle of champagne for lunch.

It was in holidays, and I heard it all, and tasted the champagne, and

didn't like it.

So, remembering this, when Gideon talked of me being a bankrupt, I said,

"All right, and the sooner the better."

As I say, one gets hard up very gradually, and the debts seem nothing in

themselves; but when, owing to chaps bothering, you go into it all on

paper you may often be much surprised to find how serious things are

taken altogether.

What I found was that my pocket-money was absolutely all owed for about

three terms in advance, and that Steggles, who lent me a shilling upon a

thing called a mortgage, the mortgage being my bat, was not going to

give up my bat, which was a spliced bat and cost eight shillings and

sixpence. He said what with interest and one thing and another his

shilling had gained six shillings more, and that if he didn't take the

bat at once he would be out of pocket. So he took it, and he played

with it in a match and got a cluck's egg, and I was jolly glad. Then

the tuck-woman, who is allowed to come up to the playground after school

with fruit and sweets and suchlike, was owed by me seven shillings and

fourpence, and she wouldn't sell anything more to me, and asked me

rather often to pay the money. I told her that all would be paid sooner

or later, and she seemed inclined not to believe it. Other debts were

one and six owed to Corkey minimus for a mouse that he said was going to

have young mice, but it didn't, and he had consented to take ninepence

owing to being mistaken. Tin Lin Chow, the Chinese boy, was owed four

shillings and threepence for a charm. It was a good enough charm, made

of ivory and carved into a very hideous face. All the same, it never

had done me much good, for here I was bankrupted six months after buying

it, and the charm itself not even paid for.

There was a lot of other small debts--some merely a question of pens and

caterpillars; but they all mounted up, and so I felt something must be

done, because being in such a beastly mess kept me awake a good deal at

night thinking what to do.

Therefore I went to Gideon, who is a Jew, and very rich, and well known

to lend money at interest. He is first in the whole school for

arithmetic, and his father is a diamond merchant and a banker, and many

other things that bring in enormous sums of money. Gideon has no side,

and he is known to be absolutely fair and kind even to the smallest

kids. So I went to him and I said--

"Please, Gideon, if it won't be troubling you, I should like to speak to

you about my affairs. I am very hard up, in fact, and fellows are being

rather beastly about money I owe them."

"I'm afraid I can't finance you, Bannister," said Gideon awfully kindly.

"My money's all out at interest just now, and, as a matter of fact, I'm

rather funky about some of it."

"I don't want you to finance me," I said; "and that would be jolly poor

fun for you anyway, because I've got nothing, and never shall have in

this world, as far as I can see. I only want you to advise me. I'm

fourteen and three-quarters, and when I was twelve and a half my father

got into pretty much the same mess that I'm in now; and he got out again

with ease, and even had champagne afterwards, by the simple plan of

being bankrupt."

"It's not always an honourable thing--I warn you of that," said Gideon.

"I'm sure it was perfectly honourable in my father's case," I said,

"because he's a frightfully honourable man. And I am honourable, too,

and want to do what is right and proper as soon as possible."

"Why don't you write to your father?" asked Gideon.

"Because he once warned me--when he was being bankrupted, in fact--that

if ever I owed any man a farthing he would break my neck, and my mother

said at the same time--blubbing into a handkerchief as she said it--that

she would rather see me in my coffin than in the bankruptcy court. All

the same, they both cheered up like anything after it was all over, and

father said he should not hesitate to go through it all again if

necessary; but, still, I wouldn't for the world tell them what I've

done. In fact, they think that I have money in hand and subscribe to

the chapel offertories, and do all sorts of good with my ten bob a term;

whereas the truth is that I have to pay it all away instantly on the

first day of the term, and have had to ever since two terms after I

first came."

"What you must do, then, is to go bankrupt," said Gideon thoughtfully.

"Yes," I said, "that's just the whole thing. How do you begin?"

"Generally other people begin," said Gideon. "Creditors, as a rule, do

what they think will pay them best. Sometimes they will show great

patience, if they think it is worth while, and sometimes they won't. My

father has told me about these things. He has had to bankrupt a few

people in his time, though he's always very sorry to do it."

"In my case nobody will show patience, because it's gone on too long," I

said. "In fact, the only one who has got anything out of me for three

terms is Steggles, who has taken my bat."

"He has foreclosed on a mortgage. He was quite within his rights for

once," said Gideon, who rather hated Steggles, because Steggles always

called him 'Shylock junior.'

"To begin," continued Gideon, "two things generally happen, I believe;

there is a meeting of creditors, and soon afterwards the bailiffs come

in."

"I remember my father mentioning bailiffs wildly to my mother," I said,

"but I don't think they ever came in; if they did, I never saw them."

"Then no doubt the meeting of creditors decided against it; and a

meeting of creditors is what you'd better have," declared Gideon. "Tell

everybody you owe money to that there is to be a meeting in the gym. on

Thursday evening to go into the affair. I will be there, if you like,

as I understand these things pretty well."

I thanked Gideon very much indeed and asked him if he could tell what

happened next after the meeting.

"The claims are put in against you," he explained, "and then you say

what you've got to say, and give a reason why you can't pay; and then

your assets are stated."

"What are assets?" I asked.

"What you've got to pay with, or what you hope to have in course of

time."

"I've got nothing at all," I said, "and never shall have until I'm old

enough to go into an office and earn money."

"Then the assets will be nil," said Gideon. "But they can't be

absolutely nil in your case. For instance, you have a watch, and you

have that Chinese charm you bought from Tin Lin Chow and various other

things, including the green lizard you found on the common last

Saturday, if it's still alive."

"I can't give up the watch," I said, "it isn't mine. It's only lent to

me by my mother. The lizard died yesterday, I'm sorry to say, owing to

not liking captivity."

"Well, at any rate, the thing is to declare something in the pound,"

Gideon told me.

"It may be," I said, "but first get your pound. You can't declare

anything in the pound if you haven't got a pound. At least, I don't see

how."

He seemed doubtful about that and changed the subject.

"Anyway, I'll be at the meeting of creditors," he promised; and I felt

sure he would be, because Gideon was never known to lie.

*II*

A good deal happened before the meeting of creditors. Among other

things I went down three places in my form, because my mind was so much

occupied with going bankrupt; and I also got into a beast of a row with

the Doctor, which was serious, and might have been still more serious if

he had insisted on knowing the truth. It was at a very favourite lesson

of the Doctor's--namely, the Scripture lesson, and, as a rule, he simply

takes the top of the class and leaves the bottom pretty much alone,

because at the top are Macmullen and Richmond and Prodgers, all fliers

at Scripture, and their answers give the Doctor great pleasure; and at

the bottom are me and Willson minor and West and others, and our answers

don't give him any pleasure at all. But sometimes he pounces down upon

us with a sudden question, to see if we are attending; and he pounced

down upon me, to see if I was attending, and I was not, because my mind

was full of the meeting of creditors, who were more important to me for

the minute than the people in the Old Testament.

So when the Doctor suddenly said, "Tell us what you know of Gideon,

Bannister, if you please," I clean forgot there was more than one

Gideon, and said--

"Gideon is an awfully decent sort, sir, and he has advised me to offer

something in the pound."

Naturally the Doctor did not like this. In fact, he liked it so little

that he made me go straight out of the class and wait for him in his

study. Then he caned me for insolence, combined with irreverence, and

made me write out about Gideon and the dew upon the fleece twenty-four

times; which I did.

I also asked our Gideon if he was by any chance related to the Bible

Gideon, and he said that it was impossible to prove that he was not, and

that it was also impossible to prove that he was. In any case, he said,

such things did not trouble him, though a friend of his father's,

wanting to prove that he was related to a man who died in the year 734

A.D., went to a place called the Herald's Office and gave them immense

sums of money, and they proved it easily. He said also that it was a

jolly good thing the Doctor did not ask for particulars, because if he

had known that I was a bankrupt and just about to offer something in the

pound, he would probably have expelled me on the spot.

Gideon asked me if I had done anything about the bankruptcy, and I told

him privately that I had. But I did not tell him what. I had, in fact,

taken a desperate step and written a letter to my grandmother. I marked

it "Private" in three places, and begged her, on every page, not to tell

my father; because my father was her son, and he had often told me that

if I wrote to her for money he would punish me in a very terrible

manner, How, he never mentioned, but he meant it, and so I had to make

my grandmother promise not to tell him. I wrote the letter seven or

eight times before I got it up to the mark, then I borrowed one of

Foster's envelopes, already stamped with pink stamps for writing home,

and sent it off. It was the best letter I ever wrote, or ever shall

write, and this is how it went--

"MY DEAR GRANDMOTHER,

"I write this line, though very busy, to hope that you are exceedingly

well and enjoying the fine weather. I hope your lovely, little clever

dog, 'Fido,' is well also. I never see such a clever and beautiful dog

anywhere else. My parents write to me that they are well. I am quite

well. At least, I am quite well in body, though I have grown rather

thin lately through not being able to eat enough food. This is not the

fault of the food. It is my _mind_. You will be very sorry to hear,

dear grandmother, that I am a bankrupt. I hope you may never know what

it is to be one, for it is very terrible, especially if you are

honourable and honest, as I am, owing to the books you always give me so

very kindly at Christmas. To be a bankrupt is to be called upon at any

moment to have to pay something in the pound, and this is a dreadful

position, but even more dreadful in my case than in some others. For

instance, when dear father was bankrupted he paid something in the pound

and had plenty over for a bottle of champagne; but in my case _I have

not got the pound_.

"I don't mean, of course, my dear grannie, that I want anybody to _give_

me the pound; but the terrible thing is, I can't be a bankrupt without

it, and so really I don't know what will happen to me if I don't get it.

If by any wonderfully kind and lucky chance you could _lend_ me a pound,

my dreadful situation would, of course, improve at once, and I should,

no doubt, get fatter and cheerfuller in a few days; but as it is I lie

awake and sigh all night, and even wake chaps with the loudness of my

sighs, which fling things at me for keeping them awake. But I cannot

help it. I don't tell you these things to worry you, dear grannie, as

very likely you have worries of your own; but it would not be honest not

to tell you how very badly I want a pound just for the moment. There is

to be a meeting of my creditors in the gymnasium in a few days, and how

I am going to declare anything in the pound I don't know. It makes me

feel terribly _old_, and I have gone down several places in my class and

been _terribly caned_ by Dr. Dunstan. But nothing matters if I can

honourably get that pound. It would change the whole course of my life,

in fact. My beautiful bat has gone, you will be sorry to hear, owing to

a mortgage, and I hope you may never know what a mortgage is. I have to

borrow it now when I play cricket. But I am playing very badly this

term, because you cannot be in good form if the brain is worrying about

a pound. I shall lose my place in the second eleven, I expect. I have

missed several catches lately, and I fancy my _eyes_ are growing _dim

and old_, owing to being awake worrying so much at night about that

pound.

"Of course if you can give any sort of idea where I can get that pound I

shall be very thankful. Unfortunately, in this case, five shillings

would be no good, and even ten would be no good, strange though it may

seem. Only a pound is any use. I must now conclude, my dear grannie,

with best love and good wishes from your very affectionate grandson,

"ARTHUR MORTIMER BANNISTER.

"P.S.--Though all this fearful brain worry has thrown me back a lot in

class, still _my Scripture is all right_, and I shall be able to say the

Kings of Israel, either backwards or forwards, next holidays, in a way

that, I hope, will surprise you. I have been a good deal interested in

Gideon and the dew upon the fleece lately."

Well, I sent off this ripping letter, which was far, far the longest and

best I had ever written in my life; and before sending it I printed at

the top of each page, "Don't tell father," feeling that to be very

important. Then I waited and hoped that my grandmother would read the

letter in the way I meant her to, and great was my relief when I found

that she had. On the very morning of the meeting of creditors she wrote

a whacking long letter and sent a postal order for a pound; and the

letter I put away for future reading and the postal order I took to Mr.

Thwaites, who always changes postal orders into money for boys.

Me seemed surprised at the great size of the postal order, but gave me a

golden pound and told me to be careful of it. I was so excited that I

very nearly got kept in at morning school, but I escaped; and when the

time came I went to Gideon, and he walked up to the gym. with me to meet

the creditors.

*III*

Ten chaps were assembled for the bankruptcy, but I jolly soon cleared

out Stopford, because the sixpence he said I owed him had been paid at

the beginning of the term, and Westcott was able to prove it. So

Stopford went, but reluctantly. Steggles also went. He wanted me to

take back my mortgaged bat and owe him about six shillings instead, but,

knowing Steggles, I felt sure that something must have gone wrong with

the bat, and when I examined it, I found that it was so. In fact, the

bat was badly sprung; and Gideon said it was like Steggles, and a

beastly, paltry thing to try to do. So Steggles also went, and that

left eight fellows. These eight chaps were told to make their claims,

and when they had, Gideon made me examine them to see they were all

right. Only four claimed too much, and Mathers, who is an awfully

kind-hearted chap, claimed too little.

So I said, "I'm afraid I owe you one and nine, not one and three,

Mathers."

And he said, "That's all right. I knocked off a tanner when you won the

house match against Browne's a week ago." Which shows the sort of chap

that Mathers was.

I said, "Does anybody else feel inclined to knock off anything owing to

my winning the house match against Browne's?"

But nobody did, and seeing that five of the creditors actually belonged

to Browne's house I couldn't expect that they would.

"When you've admitted the claims," said Gideon, "I'll add them up

myself."

So I went through the claims and had to admit them all.

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