SIGNATURES AND FILLING UP.

The 6th Rule relates to the signatures, and filling up the No., date, to

whom payable, cashier, and president. To notice whether the whole filling

up appears in two or three different hands, as it ought to be. In the

genuine the _No._ and _date_ is generally written by a bank clerk, who

writes a very neat, rapid _business_ hand--but of course there may be

exceptions to this Rule--but in counterfeits the No. and date is _almost

invariably clumsy and unbusiness-like_. Where the officers’ signatures are

imitated there will be a slow, studied, and stiff appearance, not easy,

natural and _original_-looking. Some men acquire an almost intuitive

knowledge of _original_ handwriting at sight, and the writer has seen many

excellent judges of Bank Notes who have acknowledged that they were guided

almost entirely by the signatures, even of strange banks. Auto-chirography

may be studied as a science, but it can only be acquired by long

experience, and it is not infallible: the best judges of writing might

possibly be deceived sometimes. In some counterfeits the signatures are

lithographed _fac-similes_, sometimes traced over with a pen. In writing

with a pen the ink thoroughly saturates the paper, but leaves a smooth

edge to the stroke, and has somewhat of a glossy appearance, while the

printed _fac-similes_ always have a _stamped_ appearance, the stroke of a

dead color and rough edge, not saturated or lively, like writing ink. If

traced over with a pen there will be places, especially in the hair

strokes, where the pen does not follow the curves in the stroke correctly.

In cases where fraudulent impressions are obtained from the genuine

plate, or where the plate itself is stolen, the 6th Rule is all that will

detect; but when such a case happens there are always measures taken by

the bank to meet it--a new plate is ordered, and the old emission called

in.

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