CONTENTS

Page

Foreword 5

The Will to Save 9

The Psychology of Saving 10

The Challenging Facts of Average Life Histories 14

Training the Young to Save 16

Letting Your Savings Work for You 17

Budget Control to Make Savings Certain 19

How Shall Savings Be Invested? 25

Investing in Mortgage Bonds 31

“Baby” Bonds 32

Acid Test for Bonds 33

Buying High-Grade Common and Preferred

Stocks on Installment 34

Savings and Interest Rates 37

Various Types of Savings Banks 43

Savings Through Insurance 49

Savings Through Employers 53

Group Insurance Plan 57

The Individual Worker’s Capital Value 61

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