XVIII. MR. FRAGG WORRIES

AS David entered Herwig's store P. K. Welsh was leaving it. He was the

same greasy, unkempt figure as usual, his pockets stuffed full of copies

of the _Declarator_ and exchanges, his bent shoulders carrying his head

low, and his bushy brows drawn into a frown. He pushed by the dominie

as if not seeing him. David turned, but the old man was already in

the street, crossing it, and David went into the store. He had had a

momentary impulse to stop P. K., and speak of the engagement, but he

decided that telling his father was Lanny's affair. He went back to

where Herwig sat at his desk.

The grocer was working on his books, with a pile of bills and statements

before him.

“That man Welsh is a town nuisance,” he said. “Can't drive him away with

a club; been pestering me an hour.”

He did not say how he had finally driven Welsh away. P. K. had wanted a

dollar's worth of sugar, and had set his mind on getting it from Herwig

in exchange for advertising. Herwig had told him he couldn't afford

to give a dollar's worth of sugar for advertising or anything else. He

couldn't afford to give a cent's worth. He showed P. K. the bills he

owed, and the bills owed to him. It happened that David's statement was

the top of the pile.

“He ought to pay you,” P. K. had snarled. “Man getting a salary like

his; big church, rich congregation. What right has he to owe money!”

“Well, he owes me,” said Herwig. “Everybody owes me. Credit is the curse

of this town. I can't get money in, and I can't pay my bills, and if I

don't I'm going to be shut up.”

“One dollar's worth of sugar won't--”

“Oh, go away! I tell you no, and I mean no! Get out!”

P. K. had gone. Going he had seen the dominie plainly enough, and bitter

hatred had been in his glance. Lanny had not told him of the engagement,

but his wife had; and that alone was enough to anger the embittered, old

man. On the street his anger grew. Why had the dominie not stopped him

and said something about the engagement? Too stuck-up! Stuck-up, and

with an unpaid grocer's bill! He went mumbling down the street, coaxing

his ill humor.

“I'm glad to say I've been able to raise some money,” David said, “and

we will just settle that bill without further delay. And right glad I am

to be able to do so, Mr. Herwig. The amount is?”

“It will be a help, a great help,” said Herwig gratefully. “Thank you!

When a man is pressed on all sides--”

He was distraught with worry, it was easy to see.

“That Welsh pesters the life out of me. I can't afford to advertise in

his vile sheet; it's blackmail; money wasted--thrown away. He ought to

be run out of town--tarred and feathered. Brought up a good-for-nothing,

bartending son--”

“Let me see--yes, this is the right change,” said David hastily. “You

might send me--or I think I'll let Mrs. Dean give her order to the boy

to-morrow, as usual.”

He hurried from the store. He did not know why hearing Herwig talk

about Lanny annoyed him so. When he was on the street he felt ashamed of

having fled without saying a word in defense of Lanny. He turned to go

back and did not go. Instead he went the rounds of his creditors, paying

bills.

It was after banking hours, but the door of the bank stood open and he

went in. He found the banker in his office, for Burton never hurried

home, and David went straight to the matter in hand. Lucille's loan had

been enough to cover the advance made by the trustees, and David felt

he should repay the church the advance. It had been included in the

schedule of his debts Lucille had seen. He placed the bank notes on the

banker's desk, and explained what they were for. B. G. took them and

counted them.

“You know there is no necessity for this, dominie,” he said. “It was

understood the money should be deducted from your next salary payment.”

“But, having it, I prefer to pay it now,” said David. “I was able to

raise what I needed. A--friend came to my assistance.”

Burton stacked the banknotes, and pushed them back on his desk. It was

on the tip of his tongue to say he hoped David had said something to

Lucille about an increased subscription, but he thought better of it.

That Lucille had loaned David the money he was morally certain, for the

bank notes were Riverbank National notes, crisply new and with Burton's

signature hardly dry. He had handed them through the window to Lucille

himself, remarking to her that she would like some brand-new money,

perhaps. He remembered the amount of the check she had presented; no

doubt it was the amount of the loan she had made David.

When the dominie left Burton sat in thought. Lucille had not made David

a present of the money, he decided, for he could not imagine David

accepting any such gift, and it was fairly sure that David would not

accept the money as a loan unless he felt sure of repaying it. That

meant that he must be sure of an increase in salary, and that in

turn meant that Lucille must have promised an increased subscription,

doubtless asking that her intention be kept secret for the present. All

this was not difficult to imagine, but B. C. was pleased that he was

able to follow the clew so well. He decided that it would be safest to

let David handle the matter, with an occasional hint to David to keep

him working for the subscription. He derided this placidly and with the

pleasant feeling that the dominie's refund, added to the cash already on

hand, made the church's bank balance more respectable. He liked a good

bank balance; the bank paid the church four per cent on its balances

and he was always pleased when the item “bank interest” in his report

amounted to a decent figure. He walked home feeling well satisfied. As

he passed the old Fragg homestead he nodded to David's father-in-law who

was coming through the gateway. The old man crossed the street.

“My housekeeper is sick,” he said, as a man who feels the necessity of

telling his banker why he is neglecting his business during business

hours. “She's pretty bad this time, I'm afraid. I've got Rose Hinch, and

the doctor has been here. No hope, I'm afraid.”

“Mary Ann is an old woman,” said the banker philosophically.

“Yes, yes!” agreed Fragg nervously. What he did not say was that if

Mary Ann died he would have to find another housekeeper, and that--in

Riverbank--would be a hard task. Mary Ann had been with him while his

wife was alive, had been with him when 'Thusia was born. She knew his

ways, and a new housekeeper would not. “Yes, we must all die!” he said.

“I got your notice that my note comes due next week. I suppose it will

be all right to renew it again?”

“Quite. Not much coal business in midsummer, I imagine,” said the

banker.

“Very little. Well--”

He looked at the house and then down the street, and hurried away. The

banker continued his easy, homeward way.

The note worried Fragg more than it worried the banker, because Fragg

knew more about his affairs. He had mortgaged the homestead to go into

the coal business, because the coal business eats up capital, but this

did not worry either the banker or Fragg. What worried Fragg was his

last winter's business. Ever since he had gone into the coal business

the bank had loaned him, each year, more or less money to stock up his

coal yard against the winter trade. Last winter he had lost money; bad

accounts had eaten into his reserve, had devoured it and more; he had

been obliged to use a good part of the money the bank loaned him in

paying for coal already sold and consumed. He owed the bank; he owed the

mines; he owed the holder of the mortgage. He wondered how he could

get enough coal to supply his trade during the coming winter. When he

reached his office on the levee, he saw the little card “Back in five

minutes” stuck in the door, just as he had left it when called to Mary

Ann's bedside. Roger was practicing ball; he waved his hand to his

grandfather and went on playing, and the old man entered the office,

to pore over his books again, seeking some way out of his difficulties.

Through the window he glanced at Roger; he was very fond of the boy.

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