Want of punctuality seems to proceed either from pride and

superciliousness, or from some infirmity, some weakness of character.

Most men try to be punctual in any appointment with a man of rank

superior to themselves, especially if they have any object, any

interest, in conciliating his favour. And, on the other hand, too many

persons seem to feel themselves at liberty to be unpunctual in an

appointment with an inferior. It is not worth while, they think, to care

about being exact with one so much beneath them. "Let him wait till I am

at leisure to attend to him," exclaims such a man, in the proud

consciousness of superiority; and, perhaps, some trifle, or mere

indolence, is all that he has to plead for his neglect.

You, my dear nephew, have, I trust, long since learned, that you have no

right to treat any man, however low his rank may be, with

disrespect,--with any thing approaching to contempt. You well know, that

both reason and religion require us to regard all men as our brothers,

and that one of the golden rules of the latter is, _in lowliness of

mind, let each esteem others better than himself_. Whatever a man's rank

in life may be, he has a right to punctuality as he has a right to

truth; and you have no right, by your unpunctuality, to rob him either

of his time or his patience. Certainly you have no right to give him by

such means the painful feeling that he is neglected, and neglected

because he is despised.

And thus, also, with men of your own age and your own rank in life; in

all the little engagements and appointments, whether of business or of

pleasure, which occur in the common intercourse of society, endeavour

still to maintain the habit of punctuality. As every man wishes to have

the character of being true to his word, so it will be to your credit to

have the character of being true to your engagements, whether those

engagements relate to great matters or to small.

But though want of punctuality is sometimes occasioned by pride, it

must more frequently proceed from a certain degree of weakness of

character, or from mere indolence. A man acknowledges punctuality to be

right and desirable, but cannot muster up sufficient energy and

resolution. He cannot prevail upon himself to quit his bed, or his easy

chair, or his fire-side, or the employment by which he chances to be

occupied, till the time fixed on has passed away. His friends are kept

waiting; those who have business to transact with him lose their temper;

they, again, are perhaps disappointing others, and all because he had

not sufficient decision of character, sufficient command of himself, to

be punctual.

You may remember seeing at my house my friend Mr. M.[78:1] He was at

Oxford a very good-humoured fellow, and every body liked him; but he

never could contrive to be in time for any thing. He got imposition upon

imposition for being too late for chapel; he came to dine in hall when

other men were going away; and his friends were almost afraid of making

an appointment with him, either for business or for amusement, because

they knew beforehand that he would not keep it. When, after leaving

Oxford, he established himself as a country gentleman in his paternal

mansion, the same habit still clung to him. No time was fixed for any

thing, or if it was fixed, it was never kept. Neither his guests nor his

servants knew at what hour either breakfast, or dinner, or any other

domestic arrangement, would take place. Consequently, their time and

their spirits were wasted in uncertainty. When engaged to dine at a

neighbour's, perhaps he would forget the engagement altogether; or, if

he chanced to remember it, would not arrive till the master of the feast

had given him up in despair, after allowing possibly an extra half hour,

during which, the solemn pause which sometimes takes place before

dinner, had become more solemn, from the annoyance of seeing a whole

party kept waiting by the unpunctuality of one person. The servants,

meanwhile, were yawning and fidgetting backwards and forwards in the

listlessness of expectation; the cook perplexed with the sore dilemma of

seeing all the productions of her skill, either chilled with cold from

being kept back, or burnt to a cinder; and the temper even of the lady

of the house a little out of tune, from the certainty that the dinner

would be spoiled. Of all these various vexations, the sole cause was to

be found in Mr. M.'s want of energy. He could not bring himself,

perhaps, either to shorten a pleasant ride, or to lay down a book which

interested him, or to quit his own chair by the fire-side, in order to

dress. The convenience and comfort, and for a time the good humour, of a

whole company, were to be sacrificed to his indolence, his _vis

inertiæ_, and unpunctuality.

Never permit yourself, my dear nephew, thus to trifle with the time or

the temper of any persons, whether high or low, with whom you have any

intercourse. Make a point of always being in time. I think it is said of

Lord Nelson (though I cannot hit upon the passage in his life), that

when some friend was fixing an appointment of importance at a certain

hour, the hero added, "Say a quarter _before_--to that quarter _before_,

I have owed all my success in life." I do not advise you actually to be

_before_ the time of an engagement, which some people will complain of

as being worse than being too late, but be so much beforehand as to be

master of your time, or to have it in your power to be punctual almost

to a minute. When you are received as a guest in a friend's house,

consider compliance with the hours and habits of the family, as a

natural return for the hospitality which is shown to you. There is

something incongruous in seeing a young person deranging, by his

unpunctuality, the economy and regularity of a whole household. And do

not suffer the kindness and indulgence of your parents to induce you,

when with them, to be less attentive to punctuality than you are, when

with other persons of superior age or rank to yourself. Never let them

wait for you; make a point of being always ready. An excellent friend of

mine lays it down as a maxim, that _habitual unpunctuality is positive

incivility_.

I have alluded to the unpunctuality of one of my college friends: I will

contrast it with the punctuality of another. The latter when at Oxford

was distinguished for lively talents, and for an exuberance of spirits

bursting forth into every possible variety of fun. He is now the owner

of a spacious and splendid mansion, with a large establishment of

servants, and often a considerable number of guests, attracted by his

many amiable and excellent qualities. He still retains his playfulness

of wit, but his domestic arrangements are a model of punctuality. Family

prayers, and every meal, are to a minute. His guests and servants,

consequently, know exactly what they have to depend on, the arrangements

of the day, whether for business or for amusement, can be made with

precision, and every thing is done at its proper time. This is

punctuality on a greater scale. You and I, my dear nephew, must attend

to it in smaller matters.

I remain,

My dear Nephew,

Your affectionate Uncle.

FOOTNOTES:

[78:1] Mr. M. is imaginary.

LETTER VII.

AMUSEMENTS.

MY DEAR NEPHEW,

In a former letter I recommended to you certain modes of relaxation,

having some connection with intellectual improvement. You will, perhaps,

tell me that you want relaxation more entire and complete; that the

intellect requires perfect rest; that you must have _amusement_ in the

strict etymological sense of the word. You may be right. I have already

advised you to take sufficient time for _exercise_, and the exercise of

the body will generally give rest and refreshment to the mind.

In your choice of amusement, however--amusement, I mean, as combined

with exercise--you must have strict regard to economy, both of money and

of time. Do not think me an old woman, if I add, that regard for _both_

should keep you from any excessive bodily exertion, such as will unfit

you for study, or seriously affect your health. I am told that the

latter effect has of late, not unfrequently, been the result of over

fatigue in _rowing_; that many young men have died at an early age; that

others live on with all their powers debilitated, from having

overstrained their nerves, and their whole muscular system, in

boat-races. Rowing is in itself a salutary and delightful species of

exercise; and the facility of practising it, is one among the many

advantages of Oxford; but when carried to the excess which I have

alluded to, it is foolish and culpable.

I would have a young man regardless of danger, willing to risk limbs,

health, or life itself, for the benefit of his fellow-creatures. He

should, like Hamlet, "hold his life at a pin's fee," when any adequate

object is to be answered by putting it in jeopardy. But a man has _no

right_ to risk either his life or his limbs for a bravado, in mere idle

vanity and ostentation. Such wanton risk is cruelty to his parents and

friends, and a presumptuous tempting of Providence.

_Riding_, for riding's sake, must, with your finances, be out of the

question. The utmost that you ought to allow yourself, is a hack once or

twice a term, for some specific purpose--to visit a distant friend,

perhaps, or to see some interesting object lying beyond the range of a

walk. What I have said of riding, applies, with ten-fold force, to

hunting, which entails expense--(the hire of a hunter, the hire of a

hack probably to take you to cover, sundry ostlers and helpers, and very

likely a jovial dinner at an inn)--utterly inconsistent with an average

allowance; which entails, also, a waste of time, which, in the short

period of an Oxford residence, can ill be spared.

What shall I say of _cricket_? I have great respect for cricket, as a

national and a manly game. The demand which it makes upon your Oxford

time is confined to the short term between Easter and the long vacation,

and it does not require a very large portion of the day. It is not

_necessarily_ attended with any expense. Whether the incidental expenses

of _uniform_ (if you belong to a club), tent, dinner, &c. &c. are such

as you can fairly afford, is for your consideration. They need not be

high, and, in my good will to the game, I am anxious that they should

be kept down.

_Tennis_ is an animated game, of much variety in itself, and requiring

great variety of muscular exertion. It is connected with many historical

and chivalrous recollections, and carries the mind back to our Henry the

Fifth and the "mocking Dauphin" of France. As it cannot be played

without a spacious and expensive edifice, it is altogether an

aristocratic game, and demands an aristocratic purse. It is a game which

requires a good deal of practice, and, consequently, a good deal of

expenditure, in order to acquire a tolerable degree of skill; and your

skill will seldom have an opportunity of showing itself after you have

quitted Oxford, as you will seldom fall in with a tennis-court. I have

no hesitation in saying, that you, my dear nephew, have no money that

you have a right to spend upon yourself in this manner.

You will never, I trust, annoy any of the neighbouring country

gentlemen, by attacking their game. You know how tender a point this is,

and how susceptible most landed proprietors are upon the subject; and

your own good feeling, and sense of propriety, and common fairness, will

prevent you from trespassing in this manner. You can imagine how

indignant you would yourself feel at such an invasion, and will not be

guilty towards another of a wrong, of which you would complain loudly

if it were offered to yourself.

After all, _walking_ is the cheapest exercise, and, perhaps, the best.

If you wish to give it variety, you will find plenty of ditches to leap,

steeps to ascend, and hills to run up or down. And, dull as are most of

the great roads leading into Oxford, the country round abounds in

interesting objects within reach of a walk. There is much natural

scenery, possessed of a good deal of variety and picturesque character;

and there are many buildings, and remains of buildings, which either

from something in themselves, or from adventitious circumstances, well

deserve to be looked at. The church at Cumnor, for instance, not only

has within itself much to interest a man fond of architectural or

antiquarian investigation, but, in common with the remains or site of

Cumnor hall, and the village of Dry Sandford, have acquired a sort of

classical notoriety from the magical pen of Sir Walter Scott. The

picturesque ruins of the kitchen, and other buildings at Stanton

Harcourt, the slight vestiges of Godston Nunnery, the Town Hall, the

Gaol, and the two churches at Abingdon, may all become, each in its

turn, the object of a pedestrian expedition. The residence of the

Speaker, Lenthall, at Bessilsleigh, may deserve notice, from historical

recollections, though for no other reason. The Saxon church in Iffley I

have already mentioned. The recently-built Saxon chapel at Kennington is

done in excellent taste, and is a most gratifying instance of the

munificence and piety of an individual clergyman, devoting, I believe,

almost all his resources to the work. The church at Wytham will show you

that a church very lately erected may, by correct judgment, be made to

present the appearance of having been built five hundred years ago. But

I must not go on in this way, or you will think that you have got hold

of an Oxford guide. Most of the villages and village churches in the

neighbourhood, have some character of their own worth examining.

So much for amusements connected with exercise, which has led me into

something like a repetition of some of the sentiments in a former

letter.

A few words on sedentary amusements.

If you read _in earnest_, and are bent upon making the most of your

time, you will have little of it left for amusements of a sedentary

nature.

The less you have to do with cards the better. Young men can have no

occasion for the assistance of cards in order to pass their time; and

there seems to be something almost incongruous in the idea of _their_

sitting down to a rubber. Nor do they need the excitement: if they wish

for it, that very wish is a reason why they ought not to have it. If

they play for money--or, at all events, if they play for such sums as

make the winning or losing an object of any degree of consequence--they

become gamblers; and of the many bad passions which gambling sometimes

calls into activity, and of the destructive consequences which it

entails, no one is ignorant. If you once get into the habit of playing,

you will, perhaps, not know when to stop. Cards are very seductive, and

you may find yourself become a gambler almost before you are aware of

it. Perhaps the best plan is _not to know_ how to play, which furnishes

an answer always ready.

Chess is a game of elegance and interest, and the being a good

chess-player, carries with it a certain impression of general ability

and of intellectual activity and resource. Perhaps I may allow that

playing at chess adds a certain degree of interest to the perusal of the

history of a campaign, whether ancient or modern, with its various

moves, its checks and counter-checks, its retreats and _castlings_. But

chess is a fascinating game, and will be apt to make larger demands upon

your time than you can afford. If you indulge in it at all, you must be

peremptory with yourself in resisting its tendency to incroach either

upon your time or your _temper_. Sometimes, too, it requires so much

exertion of thought,--is such a strain upon the mind,--that it hardly

can answer the purposes of relaxation. If you play, by all means read

Franklin's Essay on the Morals of Chess. For clearness of head, for

truth-telling simplicity and honesty of purpose, and for perspicuity and

liveliness of style, Franklin has, perhaps, no superior.

Always recollect that improvement, moral and intellectual, is the great

object for which you were sent to Oxford. With that object nothing must

be suffered to interfere.

I remain, &c. &c.

LETTER VIII.

EXPENSES, AND RUNNING IN DEBT.

MY DEAR NEPHEW,

I do not know exactly what allowance your father has been able to give

you, but whatever it may be, I trust that you are resolutely determined

to keep within it. This will, of course, require a good deal of care and

attention. Many young men, when, upon going to the University, they find

in their pockets a much larger sum than they ever possessed before,

fancy themselves rich, and at liberty to allow themselves various

unnecessary indulgences. The consequence is, that they become entangled

in debts, from which they can never extricate themselves during their

continuance at Oxford. Be on your guard against getting thus hampered.

Take it for granted, that the regular and necessary claims upon your

finances will leave but little over for the indulgence of pleasure or

fancy.

The expenses of an University education are often most unfairly

exaggerated by writers and speakers, who are fond of running down all

old institutions. These carpers affect to set down to the score of the

University all the money that is spent by the young men who reside in

it. They seem to forget that, wherever a young man may be, he must eat

and drink, and must purchase clothes suitable to his station in society.

I was myself, as you probably know, at Christ Church, where I took my

degree, and afterwards became a Fellow of Oriel. At Oriel, (which may

probably be taken as a fair average of the rest of the University,) the

_necessary_ annual expenses of a commoner are from 70l. to 80l., or

thereabouts[101:1]. This includes room-rent, batels, (that is,

breakfast, dinner, &c. _exclusive_ of tea and sugar), tuition,

University and College dues, coals, letters, washing, servants. The

University dues are less than 1l. per annum. There are, perhaps, few

places in England, where a gentleman can be comfortably lodged and

boarded at a much cheaper rate. Still there will always be many

incidental expenses, and you must put in practice a pretty severe

economy in order to meet them.

In the manner in which you spend your money, as in every thing else,

accustom yourself to a certain degree of self-denial. Do not buy any

thing merely because it hits your fancy, and you think you should _like

to have it_, but consider whether you cannot easily _do without it_. Be

as liberal as you can reasonably afford to be in assisting others,

especially the poor, but spend as little as you can help upon yourself.

Above all, never buy, or order, any thing which you are unable to pay

for.

The habit of running in debt is pregnant with evil and misery of every

description. It often--perhaps generally--amounts to positive

dishonesty. The money which you owe a tradesman is really his property.

The articles, which you have received from him, are hardly your own,

until you have paid for them. If you keep them, without paying for them

when the seller wishes and asks for payment, you deprive a man of that

which belongs to him; and is not that something approaching to robbery?

To a man possessed of proper feeling and a nice sense of honour, it must

be very painful to suffer a tradesman to ask twice for what is clearly

his right. To affect to be offended with such an application, and to

meet it with superciliousness and insolence, is injustice carried to its

height.

The manner in which some men, who would be ready to shoot any one who

disputed their claims to be considered as gentlemen, treat their

creditors, whom they choose to call _duns_, would, from its contrariety

to any thing like reason, be almost ludicrous, if it were not so

culpable, so cruel, and so dishonest.

A tradesman, from not being able to recover the money owed to him, sees

himself in danger of losing his credit, and, together with his credit,

the means of getting a maintenance; he sees his wife and children

perhaps upon the very verge of misery, and yet, if he civilly asks for

what is his due, he is considered as troublesome and impertinent,

perhaps reproached and insulted!

Upon this subject I shall allow myself to quote the words of Delany, the

friend of Dean Swift, one of the most animated and sensible of our

sermon writers.

"Running in debt with tradesmen, and neglecting to pay them in due time,

is utterly ruinous to the whole business of trade and commerce, and

absolutely destructive of the very principles upon which it is built,

and by which it subsists; and yet this is a crime every day committed by

men of fortune and quality, with as little remorse as they eat and

drink; and if the tradesman demands his money, it is odds but he is

either threatened or turned into a jest. The son of Sirach's wise

observation is here every day verified, merely substituting the words

_rich_ and _poor_, for the words _debtor_ and _creditor_. _The debtor

hath done wrong, and yet he threateneth; the creditor is wronged, and

yet he must entreat also._ If threats will not rid these men of their

importunate creditors, then are they to be deluded with fair words and

plausible excuses, to pay attendance from day to day, to the loss of

more time, and neglect of more business, than perhaps the debt is worth;

and so the first injury, instead of being repaired is doubled. And yet

the _gentleman_ debtor, the author of this evil, is so far from

repenting of it, that it is odds but he vaunts his wit and dexterity in

doing it. _As a mad man_ (saith Solomon) _who casteth firebrands,

arrows, and death: so is the man that deceiveth his neighbour, and

saith, Am I not in jest?_ And, indeed, it is scarce to be conceived how

any man can deal more destruction and ruin around him, than by deceiving

and breaking faith with the fair trader; for it is well known, his

credit, his whole subsistence, depends upon keeping his word, and being

strictly punctual in his payments and his promises; and, if he fail in

these, he is undone at once. And how is it possible he should not fail,

if the gentlemen he deals with fail him? He hath no way of raising money

but by sale of his goods; and if those to whom they are trusted will not

pay him, it is impossible he can pay his creditors; and, if he do not

pay them, it is impossible but he must be ruined, and, perhaps, many

more with him. For traders are linked and dependent on one another; and

one man's fall throws down many more with him: the shop-keeper is in

debt to the maker or the merchant; and these again to the journeyman,

the farmer, or the foreign correspondent; and so the ruin becomes

complicated, and extended beyond imagination!"

"Credit is to a tradesman what honour is to a gentleman: to a man that

is truly such, (a gentleman,) his honour is as dear as his life: to the

trader, credit is as life itself; for he cannot live without it."

You, my dear nephew, will never, I trust, stoop so low as to be guilty

of such dishonesty. But then you must keep a vigilant eye upon your

expenses. Paying ready money for every thing may be sometimes

inconvenient, and may, perhaps, occasion mistakes; but never leave

Oxford for a vacation without clearing off every thing that you owe.

Take receipts, and keep them. The most honest and respectable tradesman

may sometimes, in the hurry of business, omit to cross a charge out of

his book, and will feel a satisfaction in having any doubt as to payment

removed. Have such receipts tied up and docketed, so that you may refer

to any one of them readily.

Never suffer yourself to be led into needless expense by the example of

your companions, and never be ashamed of saying that you cannot afford

it.

We sometimes see weak young men vying with each other in the expensive

elegance of their furniture and dress, or in the luxury of their

entertainments. A man of large fortune produces at his table a variety

of costly wines, abundance of ice, and a splendid dessert. Others, from

a silly vanity, affect to do the same, although such expensive luxuries

are altogether inconsistent with their finances, and with the general

habits of men in their rank of life. The more such expenses and foolish

ostentation can be checked by the college _authorities_ the better. At

all events, do not _you_ be so weak as to fall into them. There is no

disgrace in being poor, but there is disgrace and dishonesty too, in

contracting debts which you are unable to discharge.

Some young Oxonians, I am afraid, after spending the larger portion of

their allowance upon amusements and self-indulgence, drive off the

payment of what they regard as their more _creditable_ debts till they

take their degree, under the idea that they will then be paid by their

fathers. This is a most unwarrantable,--sometimes a _cruel_,--drain upon

parental kindness. Poets may well speak of university expenses "pinching

parents black and blue[112:1]," when this is the case.

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