[Sidenote: Money order offices.]
Post offices in Canada at which money orders are issued and paid are
distinguished in the List of Post Offices by being printed in <i>italics</i>.
[Sidenote: Orders issued.]
Every money order office in Canada issues money orders on every other
money order office in Canada, as well as on every money order office in
the United Kingdom. Every money order office in the United Kingdom also
issues money orders on every money order office in Canada.
[Sidenote: Commission on Canadian orders.]
The rate of commission charged on money orders drawn by one money order
office in Canada on any other money order office in Canada, is as
follows:--
If not exceeding in amount $10 5 cents.
Exceeding $10 and not exceeding $20 10 "
" 20 " " 30 15 "
" 30 " " 40 30 "
" 40 " " 60 45 "
" 60 " " 80 60 "
" 80 " " 100 75 "
[Sidenote: Half cents.]
No half cents can be introduced into orders.
[Sidenote: Amount of single orders not to exceed $100.]
No money order exceeding $100 in amount can be granted on any office in
Canada; but postmasters are at liberty to grant two or more orders for
$100 or for any lesser sum. They cannot, however, grant two or more
orders for sums of or under $30 on the same day to the same applicant in
favor of the same payee.
[Sidenote: Orders on United Kingdom.]
Money orders on the United Kingdom are drawn in sterling money, and may
be for any sum from one shilling to ten pounds. They must not, however,
exceed the latter amount; but postmasters are at liberty to issue two or
more separate orders for ten pounds each or for any smaller sum.
[Sidenote: Commission on do.]
The rate of commission charged on orders on the United Kingdom, over and
above the currency value of the sterling, is as follows:--
For orders not exceeding L2 sterling 25 cents.
Exceeding L2 and not exceeding L5 sterling 50 "
" 5 " " 7 " 75 "
" 7 " " 10 " $1.
Tables shewing the amount of Provincial currency required for money
orders issued in Canada upon the United Kingdom, in addition to the
commission, and paid for money orders issued in the United Kingdom on
Canada, will be found at pages 41, 42, and 43.
[Sidenote: Printed applications.]
Applicants for money orders should always use the printed application
forms, in which they should fill up the particulars of the order
required. These forms are supplied gratuitously at all money order
offices.
[Sidenote: Full names and residences required.]
The christian and surnames in full, and residences, both of the remitter
and the payee, should be furnished to the issuing postmaster. When a
married woman is either the remitter or payee, her own christian name
should be given, and not that of her husband, thus--"Mrs. Mary Smith,"
not "Mrs. John Smith."
If the remitter or payee be a Peer or a Bishop, his ordinary title is
sufficient. If a firm, the usual designation of such firm will suffice,
such as "Baring Bros.," "Smith & Son," "Jones & Co."
[Sidenote: Orders should be examined.]
Parties procuring money orders should examine them carefully to see that
they are properly filled up and stamped. This caution will appear the
more necessary when it is understood that any important defect in these
respects will throw difficulties in the way of payment.
[Sidenote: Erroneous orders.]
Money orders which, in consequence of misapprehension of the name of the
remitter or place of payment have been erroneously made out, can be
returned to the postmaster, and a correct order given in exchange; a new
commission, however, will be charged on the corrected order.
[Sidenote: Repayment of orders at issuing office.]
Parties obtaining money orders on Canadian offices can procure repayment
thereof on presentation of the orders at the office at which issued,
signing the receipt at the foot. No order, however, can be repaid
without the authority of the superintendent, unless presented for
repayment on the day on which it is issued. Neither can orders on the
United Kingdom be repaid without his special authority.
[Sidenote: Orders on United Kingdom can be paid through a bank.]
When a remitter desires an order on the United Kingdom to be paid
through a bank, it is left to his option to give or withhold the name of
the payee, or to substitute for the name of the payee any other
designation or modification, such as "the Cashier of the Bank of
England," "the Chief Clerk of the Foreign Office." Such orders must,
however, be crossed by the issuing postmaster with the name of bank
through which the order is to be paid.
[Sidenote: No credit allowed.]
The issue of money orders on credit, or for cheques not marked "good" by
the bank drawn upon, is strictly prohibited.
If a payee is unable to write, he must sign the receipt at the foot of
the order, in the presence of the paying postmaster, by making his mark,
to be witnessed in writing; as, for example:--
His
<i>Witness,--John Kenny,</i> <i>Joseph</i> X <i>Allen</i>.
<i>Queen Street, Toronto</i>. Mark.
[Sidenote: Order of payee in favor of second person.]
In cases of money orders issued in Canada, postmasters are at liberty to
accept the written order of the payee on the order itself in favour of a
second person, if through illness or insuperable difficulty the payee is
prevented from presenting the order in person.
[Sidenote: Lost orders.]
When a Canadian money order has been lost, either by the remitter or
payee, the circumstance must be made known to the superintendent, who,
under certain precautions, will issue a duplicate.
[Sidenote: Duplicates of British orders.]
Duplicates of sterling orders can only be granted by the paying country.
Thus the British post office issues duplicates of orders drawn in Canada
on the United Kingdom, and the Canadian Head Money Order Office grants
duplicates of orders drawn in the United Kingdom on Canada.
[Sidenote: Lapsed orders.]
Money orders which are not presented until one full year after their
date are considered as lapsed orders, and cannot be paid without the
special permission of the superintendent. In all such cases satisfactory
reasons should be given explanatory of the delay in the presentation of
the order.
[Sidenote: Orders on Canada issued in Malta and Gibraltar.]
The Deputy Postmasters General of Malta and Gibraltar are authorized to
issue money orders on the several money order offices in Canada. Money
order offices in Canada do not, however, grant money orders on Malta and
Gibraltar.
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