IF THERE WERE NO UNEMPLOYABLES THERE WOULD BE NO UNEMPLOYED.

To amplify my statement I will say--and in a moment I will endeavour

to prove--that if the idle, vicious, hopeless and sullen scoundrels

who act as a drag upon the wheel of the Commonwealth, who have been

allowed too long to clog social progress, were removed, the whole

problem would be solved.

I beg you to listen carefully to me while I tell you how the

_Unemployables_ have created the problem of the Unemployed, how they

are throttling charitable enterprise, how they are making economic

methods of relief impossible, how they are destroying the present and

the future of the honest working man. Who are the people I have called

“The Unemployables”? What is _their_ idea of work and what is the

_real ideal_ of work? I will answer these questions. I will show you

who and what the Unemployables are. I will contrast their attitude

towards honest toil with the attitude of honest men towards toil, and

when I have done this I will try to explain how these people are

injuring you and me, what a terrible burden they are upon our backs.

The month before my story dealing with the Unemployed appeared in the

_Daily Mail_, a series of articles on the same subject was published.

In some of them the Unemployables were painted with perfect fidelity

and vividness. I take some paragraphs here and there to make a

connected picture.

“Half-past eleven on Friday morning in a back street in the most

poverty-stricken and most largely relieved district in Canning Town. A

group of women wait around the gates of a chapel, from which doles are

being issued. Dirty, ragged and untidy, they certainly are, but

hunger-stricken--No! Their children playing in the roadway near by are

ill-clad, filthy, and in many cases bare-footed, and do show signs of

under-feeding, but not the mothers.

These are the wives of the habitual Unemployed seeking relief.

The curious stranger notices that some of the women go from the relief

station to the public-houses. Let us look inside a few of these

establishments. In a side bar of the first place we enter, we find

eleven women, exactly of the same type as those soliciting charity

without. One of them carries a recently-born baby in her arms, and

another has a little girl two years old clinging to her apron. Each

woman has a glass in front of her. Some of them have been here since

half-past nine in the morning, and will stay for hours yet. In the

next drinking shop is a party of nine, in the next but two, while in

the last of all we find seven. Now one rises to go out, for her hour

has come to beg for aid from school or parson or Unemployed fund.

An hour later we can see the husbands of these women amusing

themselves at the street corner higher up. Five bookmakers’ touts are

busy among them at one cross roads alone.

At this time, when we are threatened with a new Unemployed agitation,

it is as well that the causes of much of the distress in some of the

Unemployed areas should be understood. For several years the public

has tried to deal with the sufferings of the very poor by sentimental

means. Each winter has brought increase of relief, and each increase

of relief has helped to render more permanent the problem it has set

about to cure.

We have now in one district alone, a large number of people, totalling

many thousands, incapable of regular work and unwilling to attempt it.

They have been taught to lean on charity to aid them, and they have

proved themselves apt pupils. Their homes will, as a rule, for sheer

uncleanliness, bear comparison with the dwelling of an Australian

aborigine. Their children are systematically made untidy, and are

given a neglected air in order more successfully to extort outside

aid. Parental love is so dead that, in very many cases, the mothers

will sell the boots given to their children in order to buy gin.

This is no vague, general charge. Three years ago the readers of the

_Daily Mail_ entrusted the writer with a sum of money to spend on

meals and shoes for needy children in this district. Teachers from

many schools assured me that such effort would be wasted. ‘Buy the

shoes and give them to the children to-day,’ they said; ‘and to-morrow

the shoes will be in the pawnshops, and the mothers will have drunk

the proceeds.’ It was necessary for us to construct a careful system

of guard checks to save the children from their own mothers.

Last year four separate general funds were distributing doles and aid

among these people in one district. A fund for the children, the best

of all, kept them from starvation. Two outside agencies collected many

thousands of pounds and scattered them about. The West Ham Corporation

spent over £26,000 on relief works. What has been the result? The

first outcome was to draw to this district many of the loafers from

other parts, who saw the chance to obtain something for nothing. The

more money that came, the more the number of Unemployed grew.

There is, without question, an amount of perfectly genuine distress,

distress that should be relieved. But it is not, as a rule, found in

the ‘Unemployed’ processions. The men who are making the most noise

could not work properly if they would, and would not if they could.

This is a hard saying. Some facts may help to prove it. Many employers

of labour around the docks agree in testifying that their difficulty

is to induce casual men to remain long at their work. A man will take

on a job for a couple of hours, and then ask for his 1_s._ 2_d._

(7_d._ an hour) and go. ‘Look here, guv’nor, I’ve had enough of this,’

he exclaims, with perfect truthfulness. He has secured enough to see

him through the day--why should he trouble after more?

The labourer of the casual loafing type who works for two days a week

thinks that he has done all his duty. His work is worth comparatively

little when it is done. The municipal relief work at West Ham last

winter spent £14,000 on material and £12,000 on labour. On the most

liberal estimate, the labour value obtained was worth not more than

£4500, and the tasks would have been done by any contractor for that

amount. Many whose names were down on the Unemployed Register refused

work when offered to them.

Last winter the workhouse authorities began to distribute relief on a

more liberal scale. A number of distressed cases were taken in without

labour. The number increased until it reached 473. Then the guardians

resolved to re-establish the labour test, and to make the applicants

do some work for the aid they had. The numbers at once fell to 119.

The people have been taught to look upon the outside public as a milch

cow, and the guardians and municipal authorities as officials from

whom everything possible is to be extorted. The members of an

‘unofficial’ relief committee invited me last week to one of their

meetings. A bloated woman came asking them for aid. They gave her a

small dole, with repeated injunctions that she was to lie to the

relieving officer if he asked her if she had had anything. ‘Take care

that your fire is out and your cupboard is bare when the relieving

officer comes,’ one member added.

Here, then, is the problem to be solved. A great army of habitual

loafers and incapables live off the woes of the genuine Unemployed.

The latter, too, often suffer in silence. The spongers, hardened by

long experience, adepts in every trick to impress a generous public,

ply their calling more boldly each year.

Such are the men who will not work--the ‘work-shy’ men, the

‘bone-idle’ men, the ‘wasters,’ the scoundrels who turn the holy

virtue of charity into a foolishness, and who recruit the ranks of

those who keep society in a state of siege.

These people form the majority of the Unemployables. Please remember

that I am not talking of the _Unemployed_, but of the Unemployables.

The men who won’t work form the majority, but the hopeless herd of

Unemployables is also swelled by those who _can’t_ work. They can’t

work because their life has never taught them how to work. From

infancy they have been trained to depend upon charity, from childhood

they have been denied an education which will enable them to earn a

living.

Their very birth has been charitably conducted. The parish doctor has

given free aid, the blankets have come from a local fund, and probably

there has been a Salvation lass scrubbing the room for the mother.

From infancy they are accustomed to look to charity for their very

comfort. A boots fund supplies them with shoes, free meals are their

main sustenance, and if they are very fortunate a holiday fund gives

them a week in the country. Their first lessons are in begging, and

they are taught to lie and to cringe to the givers of doles.

When such children leave their slum schools, what awaits them? There

is little or no possibility of the slum boy learning a trade, while

the girl finds it impossible, even if she desires, to learn

housewifery by going to service. The factory awaits the girl, and odd

jobs, as potboy, errand boy, runner for bookmakers, or the like, await

the lad. At seventeen or so the youth becomes a man, and applies for

casual labour at the docks or elsewhere. About the same time he mates

with a girl who has been working at the factory.

By this time he has forgotten nearly all he learned at school. What

can reasonably be expected of him?

It is impossible to condemn this second class of Unemployable. If you

and I had been brought up in the same way, we should live as they do

and behave as they do, in all probability. If a child has seen his

father and mother, his grandfather and grandmother, his uncles, aunts

and all the friends of the family habitually go to bed in their boots,

he will sleep in his boots too. If he lives in a village where every

one goes to bed in boots, and has never been out of that village nor

witnessed the customs of any other village, who is to tell him that

sleeping in boots is an unpleasant trick which spoils the sheets? A

stranger who came upon a child of this village and told him that he

was a dirty little boy who ought to be punished, would be an idiot who

understood nothing of the power of environment, the truth of education

or the facts of life.

But the first, and largest, class of Unemployables who have worked,

can work, know how to work, but _won’t_ work, is in a very different

case, and is formed of very different people.

These are the men who are lost.

For my own part, I believe that idleness is the greatest of all sins,

the chief of all crimes. It is not those offences against the law of

God and the ordinance of man that we punish which are always the

worst. I may be wrong, but I give it as my opinion that sloth is the

prime sin of all those lusts and iniquities that war against the soul

and destroy manhood. I believe that the thief who works, the drunkard

who works, the liar who works, the adulterer who works, may often be a

better man than the boneless, bloodless idler who is neither thief,

drunkard, liar, or adulterer.

Work--all work--has in it a fine spiritual element, just as the

smallest and meanest thing in the world has a divine side, inasmuch as

God made it and saw that it was good. All temporary forms, it has been

said, include essences that are eternal. Whatever be the meanness and

loneliness of a man’s occupation, he may discharge it on principles

common to himself and the Archangel Gabriel. The man who spends his

whole life in cleaning codfish in Leadenhall Market is a better and

finer man in the eye of God, a worthier and more valuable man to the

Commonwealth, than the poor man who loafs away his life in a four-ale

bar, or the rich one who lounges through his existence in a palace.

However far I may go in my belief that idleness is the greatest vice

of all, hardly any one here would attempt to combat the general view

that it is a vice and a very bad one.

But leaving the purely moral standpoint for a moment, let me point out

to you the value of work as an aid to _material_ success and

happiness.

For a moment we will put aside the fact that toil is a virtue and

laziness a sin. Let me briefly repeat what has been said a thousand

times by far abler and more important lips than mine--

Work pays.

In the spring of this year I was staying in the South of France with

a friend who is a great employer of labour. He employs nearly 16,000

men. He told me that, quite unknown to every one, he has established a

system of reports upon the work and ability of each separate man. His

agents inform him that Jack Smith, whom he has never met and will

never meet in this world, is a hard worker. The next promotion goes to

Jack Smith.

Genius, the highest and rarest attribute of the human being, has been

said to be “an infinite capacity for taking pains.” A capacity for

work which is not infinite but finite, yet which is still strong and

vigorous, ought always and in all circumstances to secure a livelihood

and ensure respect. This is the very least that it should do. It may

do much more. It may command success.

What was it but work that enabled Heyne of Gottingen, the son of a

poor weaver, to become one of the greatest classical scholars; that

enabled Akenside, the son of a butcher, to write _The Pleasures of the

Imagination_; Arkwright, the barber, to become Sir Richard Arkwright,

inventor of the spinning-jenny; Beattie, the school-master, to become

Professor of Moral Philosophy; Prideaux to become the Bishop of

Winchester from being the assistant in the kitchen at Exeter College;

Edmund Saunders, the errand lad, to become Sir Edmund Saunders, Chief

Justice of the King’s Bench; Jonson, the common bricklayer, to become

Ben Jonson the famous? Adrian VI. rose to his great fame as a scholar

from being a poor lad in the streets, who, for want of other

convenience, had to read by the lamps in the church porches; Parkes,

the grocer’s, and Davy, the apothecary’s apprentice, became the two

greatest chemical investigators of their age. What enabled Dr. Isaac

Milner, Dean of Carlisle and Professor of Mathematics at Cambridge, to

rise from the humble position of a weaver; and White, who was also a

weaver, to become Professor of Arabic at Oxford; Hunter, the

cabinet-maker, to attain the first rank among anatomists? Incredible

labour enabled Demosthenes to become the greatest orator of antiquity.

_The Economy of Human Life_ and _The Annual Register_ were the

production of Dodsley, who by labour raised himself from the position

of a weaver and a footman. Labour enabled Falconer, the barber’s son,

to write his celebrated poem of _The Shipwreck_. The editor of _The

Quarterly Review_, Gifford, somehow acquired the needed capability

from being a cabin-boy and shoemaker’s apprentice. Haydn, the son of a

poor cartwright, became the eminent composer; Johnson, through

sickness and poverty, rose to be the immortal linguist; Jeremy

Taylor, a barber’s son, ended as theologian and bishop; Barry, from a

working mason, became the renowned painter. Dr. Livingstone attained

his celebrity from being a “piecer” in a factory. Indeed, if we read

the lives of distinguished men in any department, we find them

celebrated for the amount of labour they could perform. There is no

exception to this rule even in the military profession. Julius Cæsar,

Cromwell, Washington, Napoleon, and Wellington, were all renowned as

hard workers. We read how many days they could support the fatigues of

a march; how many hours they spent in the field, in the cabinet, in

the court; how many secretaries they kept employed; in short, how hard

they worked. Superficial thinkers are ready to cry out, “Miracles!”

Yes! but they are miracles of industry and of labour.

Great success came to these great workers I have enumerated, people

who started life as working men. If they had lived to-day they would

have achieved the same, though the task would have been a more

difficult one. Men of this stamp cannot be crushed. But more ordinary

men who have the capacity for hard work and are willing to do it, what

shall we say of many of them in the year 1906? What shall we say of

the thousands who want work and can’t get it, of the Unemployed?

We must say just this--the Unemployed are the victims of the

Unemployable, and all working men suffer to support the idle and

worthless classes of the community.

Every one suffers, every one has to pay for the maintenance of the

Unemployable. But the working man pays most and suffers most. Let me

put it to the working men here to-night.

Out of every pound I earn I have to pay a shilling to the Government

in income-tax. I call this hard, because every penny of my income is

made by hard mental work. The parson and the doctor, the farmer, the

lawyer, the author, are taxed exactly the same as the man who has not

earned his income, but who has been left land or other property by his

father. I work ten hours a day nearly every day of my life, and I only

make nineteen shillings out of every pound I earn, while the man who

has an income without working for it pays not a penny more. You are

probably wondering what this has to do with your side of the question.

You do not pay income-tax, you may say, it is only the people who make

more than three pounds odd a week who have to pay this tax.

You are quite wrong if you think this. In proportion to your earnings,

you pay, even here in this country, more than I do, more than the

doctor, more than the farmer--more than almost any one, except the

parson, who is always the most heavily taxed man in proportion to his

means and his duties in the community. It is true that you don’t get

yellow papers “On His Majesty’s Service” by the post demanding this or

that sum. You don’t get polite gentlemen calling for money, and backed

up by the whole force of the British Constitution. You pay in other

ways. Take the case of a farm labourer. The farmer rents his land from

the original owner, and he makes as much as he can out of it. The

farmer has to pay the Government a proportion of every shilling he

makes. It stands to reason, therefore, that he can’t afford to pay his

labourers as much as he would were he himself less heavily taxed. And

there are other ways in which the working man pays out of all

proportion to his earnings. The working man who buys a pound of tea, a

glass of beer, or an ounce of tobacco, pays exactly the same duty on

these articles as people with ten times his income. I may buy a pound

of tea at two shillings and the working man may not be able to pay

more than a shilling. But that is merely a question of quality, and

does not affect the argument. The working man with a very small

income pays the same duty as the man with a much larger one.

The working man also pays other taxes, called rates, in his

house-rent. They are not collected direct from him, they are collected

from the landlord, who puts up the rent accordingly.

Therefore, although a superficial view would tend to show that the

working man is without many of those burdens which fall upon the

shoulders of larger earners, such a view would be utterly wrong.

I have still so much to say that I cannot go further into the economic

aspect of the question. Detailed proof, abundant and overflowing,

could be easily supplied. I have no time to do so now, I merely repeat

the indubitable fact that the working man has to pay for the

workhouses, the asylums, and the prisons; poor as he is, he must

support the Unemployables.

In the workhouses, at any rate in the London unions, he must support

them in a comparative luxury which he himself can by no means afford.

In one great workhouse, for example, we find that the finest butter,

the best Irish bacon, the whitest bread, the most expensive cuts of

beef are for the pauper. Outside the workhouse the working head of a

family who is struggling to bring up his children in honourable

independence has none of these luxuries. In place of the best butter,

he and his family have the cheapest margarine or dripping; their

bacon, if they have any, is bought in inferior scraps; their bread is

of common description, and instead of costly cuts of beef, they too

often have to content themselves with the cheapest form of food in

London--fried fish. At no time have they too much of even this food.

Yet, while they are existing in such pinching poverty, fighting their

way from day to day and from hour to hour, an enormous tax is levied

on them in the form of rates, to maintain in unnecessary comfort those

who are living an idle and unprofitable life.

The contrast to the worker must seem poignant. On the one side of the

workhouse gate are poverty and incessant misery, with insufficient

food to eat. On the other side are warmth and light, complete freedom

from care, and abundance of food to eat, with no necessity whatever to

earn the day’s food by labour. All the prizes are to the unfit; all

the effort and misery are to the laborious. If the honourable working

man loses his employment through some change in industrial

organization or through the growth of foreign competition, he finds it

too often impossible to struggle back to his feet. He sees the help

which might have carried him through his misfortune diverted by the

blatant outcries of the worthless. He must be content to suffer and

die in proud silence, while those who have never done or wished to do

an honest day’s work absorb the contributions of public and private

charity.

Mr. McKenzie, to whom I am indebted for so many illuminating facts,

completes the picture in a few vivid paragraphs. He takes the huge and

poverty-stricken London district of Poplar for his text, and he tells

us--

“Had the Poplar poor law authorities contented themselves with

dealing adequately with the old and the sick, and the maimed

who are among them, all their resources would have been taxed,

for the district is now very, very poor. They went further.

They deliberately attracted to themselves the great shifting

army of loafers and of idlers from all parts of London.

“How has this been done? By two means. Outdoor relief has been

freely granted to all kinds of folk, and the people inside the

workhouse have been treated in a sumptuous manner far above the

style of their class.

“The guardians decided that the stone-yard is derogatory, and

abolished the labour test. They had no sufficient labour for

men, so they allow them to remain in practical idleness. There

are over two hundred and fifty young men in the workhouse

to-day, amply fed, well clothed, and maintained week by week,

and month by month, in idleness. They are lazy,

good-for-nothing scamps, many of them, as their records clearly

show. Naturally they take advantage of the glorious prospect of

plenty to eat and nothing to do. There is another army, only

less numerous, of young women in the prime of years and of

health, equally idle.

“A few days since, I went over the ‘workhouse’ at midday, and

watched the great rooms packed with legal idlers, all busy

eating a dinner such as few labourers outside have. ‘Do you

mean seriously to tell me that these men have no proper

employment?’ I asked my guide, as we stood in a great room

thronged with not far short of three hundred men, mostly

varying in age from eighteen to forty, all sound limbed, all

physically fit. ‘We use them as far as we can in cleaning up,’

my informant replied.

“The next extraordinary point at Poplar is the feeding of the

inmates. No one denies that the pauper should have a

sufficiency of wholesome food, and most of us would willingly

support the generous feeding of the old and the infirm. But the

Poplar guardians have gone to the extreme here. They work on

the policy avowed by some of them that ‘the poor man ought to

have the best sometimes.’ They are going to give him the best

when he is in the workhouse, and they do! The butter costs,

bought by the ton, 1_s._ 2-3/4_d._ a pound. I am informed that

the contractors are required to supply only ‘Denny’s best

Irish’ bacon. The meat is of the very finest quality to be

bought, and the bread is of a grade and perfection rarely to be

had in shops or restaurants. I examined the dinners being

served in the course of an ordinary visit, and I declare in

sober truth that the quality was at least as high as that given

in an average West End club. The mealy potatoes and the fine

boiled meats certainly equal those served in the modest club

where I lunch.”

This, my working-men listeners, is what you and I are paying for. The

obvious result upon any district where the rates must be raised to an

impossible height in order to support the idle and worthless, is that

such a district ceases to be an area of employment.

The great manufacturing firms decline to continue their operations in

a place where local taxation is so heavy that it prevents them from

paying a dividend to their shareholders.

The firms go, but their labourers do not go with them. These, after a

brief struggle, swell the ranks of the Unemployed, that sorrowful army

for which the Government has just voted £200,000 as a small temporary

relief.

Now I do not think that I need say much more as to the manner in which

the Unemployables have created the class of the Unemployed, and as to

how the working man suffers. I have given a brief summary enough--in

the endeavour to be as thorough as possible--but it is already

somewhat lengthy.

I wish to come at once to the principal point of this lecture--_the

remedy for it all_!

I am personally convinced that the remedy I am about to propound is

the only satisfactory one, and the object of my presence here to-night

is to outline it for you.

There is a time in the history of certain diseases when any malignant

growth must be removed with the knife. Cancer, the tiger of all

physical ills, can only be treated in this way. The hideous thing

which has fastened on the human body must be cut away from it, or the

body dies. The gentle measures of medicine and diet are useless. Life

must be preserved by the scalpel and knife of the surgeon. “Is there

no other way, doctor?” the nervous patient asks. “Don’t you think that

I might get well if I kept on the Chian Turpentine treatment or the

injection of Tryptic Ferment?”

The surgeon of to-day who knows his business will answer “No.” He will

proceed to the stern though inevitable operation.

And that is what we have got to do in regard to this social cancer,

this economic disease of the Unemployed question. We must stop the

whole thing. You working men have the power to do it, and this is the

way in which you must do it.

In the first place, you must realize your own power over the councils

of the nation, in the ordering and determining of the laws of England.

You who are working men are already beginning to do this. To take only

one instance, the Trades Unions have already combined to send a number

of labour members to Parliament, and a working man holds a high

ministerial position with conspicuous honesty and ability. I don’t in

the least agree with most of the aims of what is known as the Labour

Party. My reading, education, and experience have taught me that

Socialism is the dream of an impossibility, and that the witness of

history, the experience of nations, and the laws of God are all

hostile to it alike. There has never yet been a continuing

Commonwealth in which all men were equal inasmuch as they were State

officials. There never will be.

But working men have now the power to remedy the unjust conditions

under which they live. The more they realize that power the more able

will they be to bring about the change.

One of the first things that they must do is to relieve themselves

and others of the burden of the Unemployables--this is the way in

which I believe it can be done.

We must follow the plan adopted with signal success by Germany,

Denmark, Belgium, and other foreign countries, only, in proportion as

our own problem is more menacing and acute than in other States, we

must adapt, amplify, and extend their plan to our needs. In these

countries every effort is made to assist the deserving poor, while the

undeserving are not merely repelled; they are also punished. Relief is

given, after a careful visitation of the distressed case and thorough

personal inquiry, in the shape of a loan, and repayment of the loan is

required except in cases where the assisted are not able-bodied. The

lazy and worthless are relegated to labour colonies, or to penal

workhouses, whence they can return to ordinary life after a term of

labour has been served. The old are cared for, when deserving, in a

different kind of workhouse, and receive indulgent treatment. In this

way sturdiness and independence of character are assured, and there is

no danger of the excessive multiplication of paupers, or of enormous

expenditure on relief.

This is speaking generally. The two chief agencies for dealing with

the Unemployed question are the systems of insurance against

unemployment and the establishment of labour colonies in which the

Unemployables are forced to work.

It is impossible for me to-night to do more than sketch the working of

these two institutions in a single country. I will, therefore, outline

the method of insurance adopted in Germany, and give an account of the

greatest labour colony in existence--that of Merxplas in Belgium.

A month or two ago I was in the great German city of Cologne. There I

found the following system in operation:--

“The ‘City of Cologne Office for Insurance against Unemployment in

Winter’ was established in 1896. The object of the office is to

provide, with the assistance of the Cologne Labour Registry, an

insurance against unemployment during the winter (December to March)

for the benefit of male workpeople in the Cologne district. In order

to insure with the office, a man must be at least eighteen years of

age, must have lived for at least a year in Cologne, and must not

suffer from permanent incapacity to work. He is required to pay a

weekly premium, payment of which must commence as from April 1, and

must continue for thirty-four weeks.

“The amount of the premium was originally 3_d._ per week for both

skilled and unskilled workmen; in 1901 the rate of premium was fixed

at 3_d._ for unskilled and 4-1/4_d._ for skilled men; in 1903 the rate

was raised to 3-1/2_d._ per week for unskilled and 4-3/4_d._ per week

for skilled workmen. In no case must a man be more than four weeks

late in paying his weekly premium, otherwise he loses all claim upon

the office; but in special cases the operation of this rule may be

suspended by the committee of the insured.

“In return for these payments the insured workman, if and when out of

work in the period named above, receives, for not more than eight

weeks in all, a daily amount, which is 2_s._ for each of the first

twenty days (nothing being paid for Sundays), and then 1_s._ on each

subsequent day. These payments begin on the third week-day after the

date on which the man has reported himself as out of work.

“While out of work, a man must report himself to the office twice

daily, and if work is offered him, he must take it, provided that the

nature of the employment and the rate of pay be, so far as

practicable, similar to what the man had been getting while in work.

But he cannot be asked to fill a place left vacant in consequence of a

trade dispute. Unmarried men, with no dependants living at Cologne,

are required to take work away from that city, if offered to them,

their fares being paid for them.

“No money is paid in respect of unemployment caused by illness or

infirmity, or by the man’s own fault, or by a trade dispute.

“The administration of the affairs of this Insurance Office is in the

hands of the Executive Committee, the Committee of the Insured, and

the General Meeting of Members.

“The Executive Committee consists of the head of the Cologne

Municipality (_Oberbürgermeister_) or his delegate, of the President

for the time being of the Cologne Labour Registry, and of twenty-four

members, twelve elected by the insured workmen, and twelve patrons or

honorary members (six employers and six employees) chosen by the

patrons and honorary members.

“The twelve representatives of the insured on the Executive Committee,

together with the business manager of the office, form the Committee

of the Insured, referred to above.

“The Executive Committee has the right to decline to make any further

insurance contracts, should it become doubtful whether the fund is

adequate to meet further liabilities; and on two occasions (in 1901-2

and 1902-3) it became necessary to suspend operations in this manner.”

What an excellent plan this is! The working man has, I know, his sick

club, his benefit society, to which he must subscribe. If he is a

member of a Trades Union there again is another claim upon his purse.

But all working men are not members of Trades Unions. The greater the

skill of the trained mechanic, for example, the more the disfavour

with which he regards the Trades Unions. It is a splendid thing to be

a member of a great and powerful organization which has for its object

to ensure that every man shall be paid a living wage. But when a Union

forces all its members to a dead level of equality with that of the

least skilled, when the good workman is compelled to do no more work,

and no better work, than the worst workman in the confederation, then

the good workman very naturally takes his name off the books. Once

more, many working men, especially in the country, are fairly sure of

always being able to obtain work if they are prepared to do it. But in

the great, crowded, competitive centres of England, the uncertainty of

regular employment, especially in regard to unskilled labour, the

establishment of such a system of insurance would be of incalculable

benefit, nor do I believe that the infinitesimal premium would be

regretted or missed by any sensible and hard-working man.

You may object that probably the funds of the insurance companies

might possibly come to be diverted to the support and assistance of

the _won’t_ works--the Unemployables. Please hear me to the end and

you will see that this objection cannot be upheld.

I do not appeal to the experience of despotic Germany but of

democratic Belgium when I describe the largest Continental Labour

Colony, that of Merxplas in Belgium. During the present year I have

spent some months in Belgium, and have been enabled to gather the

opinions of all sorts of people upon the subject. Every thinking man I

have consulted in this country is emphatic in his praise of the

institution.

The Law of November 27, 1891, “for the repression of vagrancy and

begging,” which came into operation on January, 4, 1892, imposed upon

the Belgian Government the duty of organizing correctional

establishments to be called (A) Beggars’ Depôts, (B) Houses of Refuge,

and (C) Reformatory Schools. The Labour Colonies are maintained in

order to fulfil the requirements of the Law under (A) and (B).

All persons confined in a Beggars’ Depôt or in a House of Refuge, not

suffering from incapacity, are to be put to work of such nature as may

be prescribed, and shall, unless deprived thereof as a measure of

discipline, receive a daily wage, part of which shall be kept in hand

and credited to the “leaving fund” of the inmate in respect of whose

labour the same shall be paid.

The Minister of Justice fixes, with respect to the Beggars’ Depôts and

Houses of Refuge, the rate of wage which the inmates shall receive,

and the deductions to be retained out of this wage towards the

“leaving fund.” This fund is handed over partly in the shape of cash,

partly in that of clothing and tools, when the inmate is discharged.

The internal regulations of the Beggars’ Depôts and Houses of Refuge

are settled by Royal Decree. Any person confined in either class of

institution may be ordered to undergo solitary confinement.

The classes of persons whom the magistrates are directed (by Article

13 of the Law) to send to be confined in a Beggars’ Depôt, are all

persons not suffering from incapacity, who instead of providing

themselves with the means of existence by labour, abuse the charity of

the public by habitual mendicancy; those persons who, through

laziness, or drunken or immoral habits, pass their lives in vagrancy,

and those who live on the earnings of vice (_souteneurs de filles

publiques_).

Merxplas is reached from Antwerp by a steam tramway running through a

cultivated country with occasional stretches of pine plantations.

There are only a few villages, all small, and there is no place which

can be in any way styled a town on the way to Merxplas, or indeed,

within a considerable radius round the colony. The surrounding country

is sandy heath, with pine plantations, but this is transformed at

Merxplas by the manual labour of the colonists into excellent

agricultural land, with fields and gardens neatly cultivated and

well-grown avenues of oak, poplar, and pines. Such a transformation

has been rendered more easy by the nature of the sub-soil, which is

clay everywhere underlying the top-soil of sand. The buildings are

large and handsome, and of good design. They seem excellently built.

The main block consists of a large quadrangle, and is entered by a

principal gate on the western side. The offices of administration are

centred round this gate, with dining-halls capable of seating 1500

colonists at a time, on the left, and reception-rooms, baths,

fire-engine house, etc., on the right. The _quartier cellulaire_ as

the prison for refractory colonists is named, is easily marked by the

exercise grounds. To this is attached on one side a barracks for 150

soldiers and on the other a building set apart for the _immoraux_.

The east side, opposite to the main gate, is occupied by the hospital

in the centre, and by two wings on each side for the _infirmes_, who

are still capable of light work, and for the _incurables_, who are

unfit for any kind of labour. The remaining side on the north consists

of four long galleries, _chauffoirs_, which are intended for the use

of the colonists in inclement weather. Between these, placed

centrally, are the lavatories and the canteen. There also is a

library, from which they can obtain books on Sunday, in which at the

time of our visit a tramp choir was practising with considerable skill

under a tramp organist, and without any supervision.

The dormitories are four large buildings on the west front flanking

the approach to the main gate, and beyond these lies the large new

church which the colonists have just erected. This will hold 1500 men

standing, and is a very effective building. Adjoining are the

farm-buildings, which are nearly all on a very lavish scale, and

thoroughly modern in construction. To the northward are the

workshops. All these also are admirably built, and are thoroughly

suited to their purposes. Beyond these lie the brickyards, stoneyards,

pottery works, tannery, cement yard, etc.

"I Believe" and other essays · 第 52 / 66 题