"Wan raison people ar-re not grateful is because they're proud iv
thimsilves an' they niver feel they get half what they desarve.
Another raison is they know ye've had all th' fun ye're entitled
to whin ye do annything f'r annybody. A man who expicts gratichood
is a usurer, an' if he's caught at it he loses th' loan an' th'
intherest."