Ardent admirers of such mental and imaginative power as was displayed
by the marvelous man whose career has just been sketched, will be
unable to discover any striking signs of that sublime quality in
Necker. Yet history hardly presents a more impressive and agreeable
instance of moderate talents honestly exercised, and resolute industry
unflinchingly practiced, conducting an obscure individual――in spite of
countless obstacles――to boundless wealth and supreme distinction, in an
exclusive country of which he could not even boast of being a native.
His example is, therefore, of peculiar value to youth, and eminently
worthy of attentive consideration, as showing what may be achieved by
integrity and perseverance against all disadvantages.
The forefathers of this celebrated person whose name justly occupies
so conspicuous a place in the political annals of continental Europe,
are stated to have been Irish Protestants, at a time when there was
particularly little personal safety to those holding the doctrines of
the reformed faith. At a troublous period they fled from persecution,
and sought refuge in Prussia, whence another generation found their way
into Switzerland. Thus it happened that Necker was born in Geneva,
on the 3d of September, 1732, where his parents were in respectable
circumstances, and where his father held the Professorship of Public
Law. The boy was doubtless educated with care in his native city, whose
beautiful situation on the Rhône and at the end of Lake Leman, with its
fine walks and pleasant prospects, furnished a fitting scene wherein to
indulge his youthful and ambitious aspirations after fame and fortune.
But at the same time the manners and customs of the place conveyed to
him impressions still more salutary, and predisposed him in favor of
those habits of rigid virtue on which he subsequently built his high
power and enviable reputation, as also those sound religious principles
which, in after life, distinguished him and his house from those among
whom his lot was cast.
The opinion that the true genius is a mind of large general powers,
determined by accident to some particular direction, is rather
confirmed than otherwise by the instance of Necker. His natural bent
was toward political and philosophical studies, and had they been
encouraged and pursued, he might have become a fanciful and brilliant
thinker; but his parents did not regard his prepossessions with
satisfaction. On the contrary, they deemed it better that his time
should be devoted to the lucrative labor which fortune supplies to a
votary of activity, energy, and intellect. While commerce fills the
purse it clogs the brain; and, though highly favored in his efforts,
Necker was not luckier than others in this respect. In earlier years he
is said to have written two comedies; but the extraordinary struggle
which must have been required to metamorphose a friendless clerk into
one of the richest men of his time would naturally tend to crush and
destroy any of the more precious particles of talent and enthusiasm
with which he had been endowed by nature. His uncompromising virtue,
rare amiability, common sense, amazing industry, and well-proved
philanthropy, are the claims which his name possesses to the respect
and gratitude of posterity.
Regarding the wishes of his parents as law, Necker sacrificed his own
inclinations, and was sent at the age of fifteen to acquire a knowledge
of mercantile affairs in the establishment of Vernet, a banker in
Paris. Notwithstanding his aspiring vein, it would, indeed, have been
difficult at that critical period of his existence for any one to
imagine the possibility of the young Genevan adventurer rising to be
first minister of royal France――figuring as the centre of literary
society in the most polished of European capitals, and exercising a
mighty influence on the destinies of the world.
Nevertheless his ability and industry were soon proved, and brought him
into notice; his employers duly considering, of course, that it was
their interest to do so, afforded him such assistance as was likely
to redound to their own profit and advantage. His perseverance was
encouraged; he rapidly ascended to a place of trust and confidence
in the banking-house, and thus laid the foundation of that character
for care and aptitude in business which, as years passed on, made
him Chairman of the French East India Company――the highest of his
commercial distinctions.
The reputation, however, on which he rose to political eminence had to
be created by unflinching assiduity, and the exhibition of intellect.
Female inspiration was essential to its proper formation in the capital
on the Seine; and presently an influence of no unworthy kind was
present to nerve the hand, elevate the mind, and fire the soul of the
young banker’s clerk, struggling, though unaided, to make a name and
form a reputation.
As has been well observed, “Women are the priestesses of predestination.
It is the spirit of man that says, I will be great; but it is the
sympathy of women that usually makes him so.” That influence, in a very
pure and elevating degree, it was ere long Necker’s good fortune to
find. While in the employment of Thelusson, a rich banker, he was in
the habit of visiting at the house of Madame de Vermenoux, who had just
engaged a remarkably learned and accomplished Swiss governess, of
captivating appearance, to teach Latin to her son. This foreign
instructress, though young, had run no ordinary career. She had
encountered and borne up against troubles and disappointments with
heroic courage and dauntless energy. In the gay days of girlhood she
had been wooed, won, and sighed for by no less eminent a person than
the embryo historian of the Roman empire. In obedience to the mandate
of his family, who relished not the idea of so strange a match, Gibbon
philosophically abandoned, though he could not altogether forget,
the learned and beautiful object of his attachment. The death of her
father, the venerable pastor of a mountain village, left her quite
unprovided for; but, far from sinking under the circumstances, she
conveyed her surviving parent to Geneva, where the liberal education
she had received enabled her to maintain both by teaching young
females. On the death of her mother she had been induced to remove to
Paris, and thus met the man whose aspirations she was to guide and
whose ambition she was to direct. Necker was immediately impressed by
the charms and accomplishments of the erudite damsel, and, on becoming
better acquainted, her grave style of beauty and noble character of
mind threw over him a potent spell, and produced upon his heart an
effect of no ordinary kind. Then, however, he could offer nothing but
a devoted heart, with such worldly prospects as the enthusiasm of
youth, especially in such circumstances, can readily conjure up. Thus,
in consequence of their mutual poverty, they were under the harsh
necessity of submitting to the delay of years. Soon, however, did the
hero of this somewhat romantic engagement emerge from that chill
obscurity which aspiring spirits like his can ill brook. He became a
partner of the flourishing banking-house in which he was employed, and
hailed the sun of fortune’s better day all the more eagerly that it
gave him the power of completing their union without any violation of
prudential considerations. Madame Necker’s ardent desire for honorable
fame speedily exercised an effect on her husband. It quickened his
efforts after distinction, and prompted him to apply his intellect to
huge adventures and important speculations. By his transactions in corn
he realized an immense fortune, which was employed and increased by
large financial operations with the Government.
Meantime he was steadily advancing in social favor, to which his
amiability and uprightness highly recommended him, and he was chosen
envoy for the republic of Geneva at the court of Versailles. When
that State was, in some crisis, contemplating the appointment of an
embassador to Paris, the Minister of the Crown assured Necker that such
an envoy was altogether unnecessary. “I will have nothing to do with
any one in this affair but yourself, Monsieur Necker,” he said. This
office opened up a passage for him to aristocratic circles, where his
known wealth and accurate information secured him a tolerable degree
of respect. As he rose to affluence and social importance, his natural
inclination began to assert its dormant claim; he withdrew from active
business, and devoted much attention to the pursuits toward which his
heart had originally been turned. He had studied finance with singular
determination; and his extensive knowledge of that subject, as shown in
several pamphlets written at this period, excited much interest, and
won him considerable praise.
In 1773 he carried off the prize at the Academy, with his _Eloge de
Colbert_; and soon after won even greater distinction by his able
essay, entitled _La Législation et le Commerce des Grains_. His
information was extensive, and his views of questions as intelligent
and comprehensive as his training and education admitted of their
being. His regular and precise habits were, doubtless, rare as the
conjugal devotion which raised the wonder of sneering skeptics and gay
courtiers. His conversation, though a little pedantic, was lively,
refined, and instructive, and his manner characterized by the courage
of honesty.
Indeed the time had now arrived when the upright character, financial
skill, and approved ability of the Swiss adventurer, rendered him a
personage whom the Government could not overlook. His disposition
was so amiable that it inspired love and esteem in those who were
best acquainted with him; while his generosity and munificence had
fascinated the masses, and won him popular applause. Besides, his
intellect had impressed itself on public feeling, and on the national
mind. He enunciated the doctrine, not under all circumstances
agreeable, that no new tax was lawful till all the resources of
economy had been tried; and he held opinions in favor of retrenchment
before the idea was in fashion with the multitude. Such a man was
unquestionably of no small value in the administration of affairs. The
finances were in all but hopeless disorder, and war was apparently
approaching. Therefore, though he was, as a foreigner, distasteful to
the nobles, and as a Protestant an object of aversion――not unmingled,
perhaps, with dread――to the clergy, urgent necessity overbore
considerations which might not have yielded to a less imperious
monitor, and he was nominated Director-general of the Finances. To
allay the foolish murmurs of the privileged classes, he was not
admitted to a seat in the cabinet; and to the complaints of the clergy,
who naturally remonstrated against a Protestant being intrusted with an
office of such importance, the prime minister of the day used this very
significant and conclusive argument: “I will give him up to you, if you
will pay the debts of the State.”
Having thus placed his foot on the ladder of power, Necker speedily
made his influence beneficially felt. Various reforms, great and small,
in the administration of the national finances, testified that a strong
hand and a clear head were enlisted in the service of a country that
much required them. He commenced his official career by prudently
declining to receive the emoluments pertaining to the post he occupied,
and forthwith signalized his accession to office by suppressing some
six hundred places about the Court and Treasury. His early education
had strongly impressed him in favor of free institutions; and his
system of government was essentially popular. His plan was, to render
as public as possible the national accounts and expenditure, and to
form provincial assemblies, in which local affairs and taxation might
be discussed and debated. His schemes, however, were not in any respect
agreeable to the courtiers, and he was assailed by a continuous shower
of pamphlets from the members of the Parliament of Paris. Under these
untoward circumstances he deemed a place in the Council requisite, that
he might be in a proper position to defend his measures when they were
under the deliberation of that body.
“What! you in the Council, and you do not go to mass!” exclaimed the
First Minister of the Crown, with every feature of his countenance
marked with surprise.
“Sully did not go to mass, and yet he was admitted to the Council,”
replied the Swiss financier, with becoming dignity; but in vain. The
minister offered to comply with his request, if he would become a Roman
Catholic; but, as in duty bound, Necker resolutely refused to sacrifice
his religious convictions to political advancement, and sent in his
resignation to the king. His majesty, painfully aware of the value of
the services he was thus about to lose, accepted it mournfully; and
those who had coalesced to overthrow the obnoxious statesman rejoiced
for a brief season over the triumph they had, for their misfortune,
achieved.
Meantime Necker had made a noble and philanthropic use of the influence
he possessed, and of the immense wealth which he had amassed by his
talents and industry. His private character was so unexceptionable, and
his morality so unimpeachable, as to contrast remarkably with those
among whom he acted so prominent a part; and, with the assistance of
his precious wife, he had done much to relieve and alleviate the wants
and distresses of the poor and indigent. Madame Necker had expressed a
wish to devote her talents to literature, but her husband hinted his
objection to such a course being pursued; and she betook herself to
those acts of charity and beneficence, to which he proudly appealed
in a day of darkness and gloom. Thus, at a great cost of time, labor,
and money, they had founded the hospital in Paris which still bears
their name; and there, in contemplating the good effected by their
exertions, they found consolation in times of trouble. On the day
preceding his resignation, they went thither; and the Sisters of Mercy
who attended the patients sang portions of the Psalms――the only poetry
with which they were acquainted――and loudly extolled the Neckers as the
helpers and benefactors of the poor and needy. The fallen minister was,
perhaps, much more moved with such demonstrations of affection than by
all his trials, and felt a pang at losing a position which gave him
the power of conferring blessings on his less-favored fellow-creatures.
Necker now retired to St. Omer, a short distance from Paris, where he
soon had conclusive proofs of his wide popularity. He received hundreds
of communications from people of the highest rank and importance,
regretting his removal from office: the road between his residence and
the city was crowded with the carriages of persons who went to pay
their respects to him in his retreat; and ere long he had it in his
power to decline the proposals of three foreign sovereigns, who each
hastened to offer him the management of their exchequers.
In 1787 he published his celebrated attack on Calonne, then presiding
over the financial department; and so bitter did the controversy
become, that the king judged it necessary to banish the ex-minister
twenty leagues from Paris. Next year, however, the feeling against his
successor became so strong, the monetary embarrassments so perplexing,
and the public excitement so great, that there appeared no other
politic course than to recall Necker from his retirement. Accordingly
he was privately applied to by the queen, through the Austrian
embassador, to resume his former functions; but he declined doing so
without possessing complete control. He was, therefore, recalled, as
a kind of financial dictator. His return was a triumph of the most
brilliant description. He was welcomed along the road from Bale with
expressions of joy, gratitude, and admiration, by the inhabitants of
the district. The day of his entry into Paris was kept as a festive
holiday, and the popular enthusiasm manifested itself in shouts of
applause: but he came too late to be permanently of service to the
disordered and agitated state. Few men have ever met with so hearty
a reception from their fellow-subjects; and Necker had sufficient
ambition and vanity not to be altogether insensible to the glowing
triumphs of such an hour. Yet, when congratulated on his recall, under
circumstances so flattering, he regretfully remarked――“Ah, would that I
could recall the last fifteen months!”
Nevertheless, his influence was, as anticipated, speedily and
beneficially felt in the restoration of public credit, and the relief
of the capital from the famine which had threatened and terrified its
inhabitants. Events had, indeed, arrived at a crisis which baffled the
strength of his guiding-hand and the resources of his busy brain; and
he soon found questions arising which the public excitement prevented
him from dealing with, or settling, to advantage. The wearisome and
invidious duty of being responsible for proceedings over which he had
no control, was his for a brief period; and he, unfortunately, lacked
the qualities which enable a public man to stand and save himself and
others in an age of revolution. His popularity vanished as the storm
approached; and, at length, on the 4th of September, 1790, sick
at heart, and tired of contending with difficulties which no human
power could have subdued, he finally resigned the high office which,
in ordinary times, he was capable of filling with so much honor to
himself, and so much advantage to the country, disappeared from the
stage, and was quickly forgotten amid the excitement and bloodshed of
a revolutionary tempest. He betook himself to Coppet, and felt his
banishment from the moving world less than most men who have been
compelled to relinquish power. He had that admiration of his learned,
virtuous, and amiable wife, which swallowed up such considerations.
Her influence over his heart was as unlimited as was her devotion to
his wishes. Though she was somewhat cold, formal, and precise, in his
eyes she seemed perfect, and he had ever regarded her with a feeling
approaching to idolatry; and in days of adversity she shone forth, and
exhibited domestic love, noble truth, and high-souled purity. On her
death, in 1794, Necker was solaced by the affection and friendship
of their accomplished daughter, Madame de Staël, since generally
recognized as one of the most distinguished women who ever lived. In
1800 he was visited by Bonaparte, when marching to Marengo. Necker
expired in the year 1803, and was buried in the grounds at Coppet, by
the side of his departed spouse.
This famous man was not endowed with that splendid genius which has
elevated many from obscure situations to positions of power and
dignity; but his industry was untiring, and his integrity beyond
question. He rose with credit, by habits of steady and incessant
exertion and independence, which were transferred from one sphere to
another, adhered to with resolution, and might have proved successful
in raising the land of his adoption to a condition of enviable wealth
and prosperity, but for the mighty event which tortured the foresight
of the most sagacious, and defied the valor of the bravest.