Denunciations of usury are commonplaces among the Fathers of the Church.

It was wholly forbidden to the clergy and sometimes to the laity. Many

have been the sermons, of the fiercest character, delivered against it

by the Bishops of the Catholic and Anglican Churches. John Wesley told

his followers “to die sooner than put anything in pawn or borrow or lend

on usury.” His rule on the subject was, however, explained later on by

himself as being against “unlawful interest”; upon which Ruskin remarks:

“Doubtless his disciples know what rate of interest is lawful, and what

not; and also by what law it was made so; and always pause with pious

accuracy at the decimal point whereat the excellence of an investment

begins to make it criminal.” Nevertheless, Wesley was right.

Turning to the Greek world we find usury condemned by Solon and

Lycurgus, Plato and Aristotle (“money sterile by nature”); and a Roman

voice comes from Cato. From Arabia is heard the word of Mohammed. And,

of great Englishmen, we find Lord Bacon, and perhaps Shakespeare,

teaching the same. Concerning these it is to be noted, that being before

the days of joint company ownership, their testimony was solely against

private money-lending; and the one authority, John Wesley, who lived in

the early days of modern business, was not against interest as such in

his later years. Nor again, did these authorities attack Rent, which

Ruskin is consistent in also reprobating. The landowning aristocracy,

we shall remember, are to be the recipients instead of a Government

annuity, as wages for their work of governing their inferiors. Amongst

an agricultural, noncommercial people, the usurer is a sinister figure.

This must have been the case in Palestine, and in agricultural England.

To-day he is the curse of India, whose cultivators are enslaved by the

money-lenders under English law. In short, we may conclude that it

requires a fair field and genuine commercial habits to make interest a

public benefit.

The change from the earlier to the later John Wesley is most

significant. It represents the change to modern business on a large

scale, which occurred during his lifetime. It is noticeable that since

his time the attack on Interest has ceased, but for Ruskin, among

religious teachers. As a counsel of ultimate perfection in a communist

State, of course, Interest would be abolished; but most Socialists admit

that it is an essential part of the institution of private property, and

must stand or fall with it.

There may yet be great revolutions in our sense of duty. We may come to

extend kindness to animals to the extraordinary length of not eating

them. That excessive toil and numbing poverty should exist around us,

may some day become a reproach to us, as we feed on the roses and lie on

the lilies of life, which are often provided for us by the said

labourers. By the time, then, that we come to love our neighbours as

ourselves, we shall probably not be anxious to take advantage of our

position of being a little beforehand with the world, of having money to

lend; and may even sink the time advantage thereby at our disposal; and

not take interest. But we shall be different then; and so will the world

we live in. It is a kind of altruism which absolutely needs a fit

environment. If the cessation of income from investments belongs to the

Christianity which is to come, before this faith shall have been

realized we shall have pooled our property into a common store, and the

question of private investment will have fallen to the ground. Only

among the Doukhobors has this kind of Christianity yet notably realized

itself, and great is their well-being. But we must go on like Ruskin and

take our Interest for the present.

The real trouble is not in the interest, but in the great fortunes. That

an upper limit for wealth would be a blessing to the rich, and a solid

gain to the nation at large, has long been my conviction. Ruskin says it

is also his “long fixed conviction that one of the most important

conditions of a healthful system of social economy, would be the

restraint of the properties and incomes of the upper classes within

certain fixed limits. The temptation to use every energy in the

accumulation of wealth being thus removed, another and a higher ideal of

the duties of advanced life would be necessarily created in the national

mind. By withdrawal of those who had attained the prescribed limits of

wealth from commercial competition, earlier worldly success, and earlier

marriage, with all its beneficent moral results, would become possible

to the young; while the older men of active intellect, whose sagacity is

now lost or warped in the furtherance of their own meanest interest,

would be induced unselfishly to occupy themselves in the superintendence

of public institutions or furtherance of public advantage. And out of

this class it would be found natural and prudent always to choose the

members of the legislative body of the Commons; and to attach to the

order also some peculiar honours, in the possession of which such

complacency would be felt as would more than replace the unworthy

satisfaction of being supposed richer than others, which to many men is

the principal charm of their wealth. And although no law of this purport

would ever be imposed on themselves by the actual upper classes, there

is no hindrance to its being gradually brought into force from beneath,

without any violent or impatient proceedings.”[97]

As a type of Ruskin’s satirical humour in controversy we will indulge

ourselves with an extract from his argument with the late Bishop of

Manchester on usury. Ruskin publicly challenged Dr. Fraser to the

encounter. The Bishop had somewhat sensibly remarked that religious

sanctions ought not to be imposed in cases which they never originally

contemplated, referring to Leviticus on usury. Ruskin replies:

“I do not know whether by the phrase, presently after used by your

Lordship, ‘religious sanctions,’ I am to understand the Law of God which

David loved and Christ fulfilled, or whether the splendour, the

commercial prosperity, and the familiar acquaintance with all the

secrets of science and treasures of art, which we admire in the City of

Manchester, must in your Lordship’s view be considered as ‘cases’ which

the intelligence of the Divine Lawgiver could not have originally

contemplated. Without attempting to disguise the narrowness of the

horizon grasped by the glance of the Lord from Sinai, nor the

inconvenience of the commandments which Christ has directed those who

love Him to keep, am I too troublesome or too exigent in asking from one

of those whom the Holy Ghost has made our overseers, at least a distinct

chart of the Old World as contemplated by the Almighty, and a clear

definition of even the inappropriate tenor of the orders of Christ; if

only that the modern scientific Churchman may triumph more securely in

the circumference of his heavenly vision, and accept more gratefully the

glorious liberty of the free thinking children of God?”

_CHAPTER VII_

_WAR_

The fact that War is the commonest and the most pernicious way of using

large masses of capital leads us naturally from Usury to War. Ruskin

connects the subject with Capitalism thus:[98]

“Capitalists, when they do not know what to do with their money,

persuade the peasants, in various countries, that the said peasants want

guns to shoot each other with. The peasants accordingly borrow guns, out

of the manufacture of which the capitalists get a percentage, and men of

science much amusement and credit. Then the peasants shoot a certain

number of each other, until they get tired; and burn each other’s homes

down, in various places. Then they put the guns back into towers,

arsenals, etc. in ornamental patterns (and the victorious party put also

some ragged flags in churches). And then the capitalists tax both

annually, ever afterwards, to pay interest on the loan of the guns and

gunpowder.”

The horrors of the Franco-German war of 1871, relatively small as they

now appear, were a nightmare to him, and cloud the first volume of

_Fors_, which records his current thoughts in that year.

His most prominent utterance is his lecture on “War” delivered to the

students at the Engineering College at Woolwich in 1865 and printed in

_The Crown of Wild Olive_. It appears, throughout, to be in praise of

war. But we shall see that great deductions are to be made. Nevertheless

it begins appallingly enough by stating that all fine arts have been

founded in war, and can only be practised by warlike nations. He gives

as instances, Egypt, Greece, and Rome. The instances are all fallacious,

particularly those of the peace-loving people in the Nile Valley, and

the very inartistic Romans. Nor is there any proof that war either

caused or aided the artistic faculty of the Greeks. How can there be?

The characteristic warrior city--Sparta--was as inartistic as Woolwich.

He goes a step further to please his audience of young warrior-students

by the strange assertion that “war is the foundation of all the high

virtues and faculties of men”: and that, in History, we find coupled

together “peace and sensuality, peace and selfishness--peace and death.”

“I found that all the great nations learned their truth of word and

strength of thought in war: that they were nourished in war, and wasted

by peace; taught by war and deceived by peace; trained by war, and

betrayed by peace; in a word that they were born in war, and expired in

peace.”[99]

Such is the rash and partial generalization of the rhetorician, based on

this much of historic truth that the early years of a nation’s life have

often been occupied in conflict for safety or empire, and its later,

more peaceful and more prosperous years are marked sometimes by the

weakening influences of wealth, and end in decay. But it is hard,

indeed, impossible I venture to say, to show that the motives or the

methods of war are not, from beginning to end, retrograde and barbaric,

a harking back to the life of the beast; and not the source of any of

these good things named.

But now comes the antidote; after such an exordium, what manner of peace

address might he not give to those Woolwich men and they listen?

First he excepts from his approval “the rage of a barbarian wolf flock,”

and the “habitual restlessness or rapine of mountaineers,” and “the

occasional struggle of a strong, peaceful nation for its life"--a

strange exception that--and the “contest of merely ambitious nations for

extent of power"--a wide exception that. It leaves him three kinds of

beneficial war: war for exercise or play, out of mere high spirits and

unused energies of the upper classes--war for aggression against

surrounding evil--and wars for defence of noble institutions and pure

households.

I. As to wars for pastime, we find that they are to be fought somewhat

in the manner of duels or tournaments by the officers; by the idle young

men who are too proud for peaceful business, and whose arms and legs

want play. There is to be no gathering of peasants to fire into one

another; and Carlyle on the thirty peasants from Dumdrudge is helpfully

quoted, from _Sartor Resartus_. The man who could quote that to Woolwich

students could do most things with an audience. We next have a little

paragraph thrown in on Arbitration. “Grant,” he says sarcastically,

“that no law of reason can be understood by nations; no law of justice

submitted to by them; and that, while questions of a few acres and of

petty cash, can be determined by truth and equity, the questions which

are to issue in the perishing or saving of Kingdoms can be determined

only by the truth of the sword, and the equity of the rifle.”[100] I

doubt if any one has ever had the ear of that audience of thoughtless

aspiring soldier students to an Arbitration argument, before or since.

He proceeds to wash his hands wholly of modern war.

“If you have to take masses of men from all industrial employment,--to

feed them by the labour of others,--to provide them with destructive

machines varied daily in national rivalship of inventive cost; if you

have to ravage the country which you attack--to destroy, for a score of

future years, its roads, its woods, its cities and its harbours; and if,

finally, having brought masses of men, counted by hundreds of thousands,

face to face, you tear those masses to pieces with jagged shot, and

leave the living creatures, countlessly beyond all help of surgery, to

starve and parch, through days of torture, down into clots of clay--what

book of accounts shall record the cost of your work--what book of

judgment sentence the guilt of it?”[101]

Methinks it sounds not unlike a Peace Address.

II. We pass next to wars of aggression against evil--and the lecturer

spends powerful pages on the selfishness and faithlessness of ambitious

warlike kings; on the common degradation of the idea of power; and on

the need for concentrating all our energies on home reforms. We are

warned against supposing that a big nation is a strong one, bade to aim

at union of hearts rather. “Only that nation gains true territory which

gains itself.” “A nation,” he proceeds, “does not strengthen itself by

seizing dominion over races whom it cannot benefit.” “Whatever apparent

increase of majesty and of wealth may have accrued to us from the

possession of India, whether these prove to us ultimately power or

weakness, depends wholly on the degree in which our influence on the

native race shall be benevolent and exalting.”[102]

He nevertheless believes that the rule of England is for the good of the

subject races, is a national duty and a piece of self-sacrifice and

world service, the English white man’s burden. He has an eloquent

passage on this subject in his Inaugural Lecture at Oxford, beginning

“Reign or die.” His hostility to the Manchester School comes out in his

characteristic style. “I tell you that the principle of

non-intervention, as now preached among us, is as selfish and cruel as

the worst frenzy of conquest, and differs from it only by being not only

malignant, but dastardly.” “Within these last ten years, we English

have, as a knightly nation, lost our spurs: we have fought where we

should not have fought, for gain; and we have been passive, where we

should not have been passive, for fear.”[103] I am indeed much afraid

that this, spoken in 1865, has generally been the case throughout our

history.

III. As to wars for defence: Ruskin principally devotes himself to

attacking the essential slavery of military obedience: he will have no

mercenary standing armies, only unprofessional citizen armies for

defence.

So he ends with fatherly counsel to his hearers to be industrious and

serious minded, not to bet, to be pure and honourable, and reverent

towards all women; and the ladies present he exhorts to wear black

whenever there is war, that so, by their influence, there may be no more

wars.

There you have a summary of the famous lecture on War in the _Crown of

Wild Olive_, which has weakened Ruskin’s influence with many of his

friends, and done undoubted harm. But I call it on the whole a peace

address given by a man who combined with his hatred of violence and ruin

a certain attachment to picturesque mediævalism. The wars of Arthur or

Roland were his ideal. He recognized the heroism and self-abandonment of

such soldiers as he had read about all his life in Homer and Scott. But

our modern wars include everything he hated; they are wars for trade and

for gain, sordid and financial in origin and sordid and financial in

results.

Ruskin explains his attitude quite clearly in the Appendix to the _Crown

of Wild Olive_, at the beginning of his notes on the Political Economy

of the Kings of Prussia.

“I am often accused of inconsistency; but believe myself defensible

against the charge with respect to what I have said on nearly every

subject except that of war. It is impossible for me to write

consistently of war, for the groups of facts I have gathered about it

lead me to two precisely opposite conclusions.

“When I find this the case, in other matters, I am silent, till I can

choose my conclusion: but, with respect to war, I am forced to speak, by

the necessities of the time; and forced to act, one way or another. The

conviction on which I act is, that it causes an incalculable amount of

avoidable human suffering and that it ought to cease among Christian

nations; and if therefore any of my boy-friends desire to be soldiers, I

try my utmost to bring them into what I conceive to be a better mind.

But, on the other hand, I know certainly that the most beautiful

characters yet developed among men have been formed in war--that all

great nations have been warrior nations--and that the only kinds of

peace which we are likely to get in the present age are ruinous alike to

the intellect and the heart.

“The last lecture in this volume, addressed to young soldiers, had for

its object to strengthen their trust in the virtue of their profession.

It is inconsistent with itself, in its closing appeal to women, praying

them to use their influence to bring wars to an end. And I have been

hindered from completing my long intended notes on the economy of the

Kings of Prussia by continually increasing doubt how far the machinery

and discipline of war, under which they learned the art of government,

was essential for such lesson; and what the honesty and sagacity of the

Friedrich who so nobly repaired his ruined Prussia, might have done for

the happiness of his Prussia, unruined.

“How far, in the future, it may be possible for men to gain the strength

necessary for kingship without either fronting death, or inflicting it,

seems to me not at present determinable. The historical facts are that,

broadly speaking, none but soldiers, or persons with a soldierly

faculty, have ever yet shown themselves fit to be kings; and that no

other men are so gentle, so just, or so clear-sighted. Wordsworth’s

character of the Happy Warrior cannot be reached in the height of it but

by a warrior; nay, so much is it beyond common strength that I had

supposed the entire meaning of it to be metaphorical, until one of the

best soldiers of England[104] himself read me the poem, and taught me,

what I might have known, had I enough watched his own life, that it was

entirely literal.”

By extending his soldierly qualification to “persons with a soldierly

faculty,” he gives the case away. For that can only mean the faculty of

courage, organization and command. These qualities a peaceful ruler

like William Penn possessed in striking measure. The whole passage is

the record of a swaying contest between sentiment and conviction;

between the glamour of the glowing haze of distant tradition and actual

facts, only too closely pressing upon mankind to-day.

Truly the question of the effect of war on character is vital. I had

written here, in pre-war days, some observations upon it; but they seem

to me now faint and platitudinous. We have had since then such

widespread experience of the play of character faced with the dread

calamity of the world-war, that it is too complicated to treat briefly.

We are all saddened and wearied. So I leave it to the experience of the

millions who know more about it from their own experience than I do.

We need not wait for war to harden our fibre and stiffen our backs.

Surely this can be done without wholesale demoralization and

destruction. Are there not national evils to be fought? privations to be

endured here in fighting vice, ugliness and disease, or in voluntarily

participating in poverty? There is courage needed to stand against

public opinion and to lead it, to sacrifice wealth and social repute if

required. These things are what we must turn to for the exercise of the

courage and unselfishness of the soldier. We want more strenuous

asceticism of a form not so essentially unreasonable and destructive as

war.

It would entirely overload this chapter to give any idea of the vigour

and number of the passages in _Fors_ which storm against

war:--“storming” is generally the method, varied, as usual with this

master of fancy and emotion, with stinging sarcasm and mocking raillery.

The burden of his plea throughout is that “the game of our nobles and

the gain of our usurers” is war.[105]

“When you have got the Devil well under foot in Sheffield, you may begin

to stop him from persuading my Lords of the Admiralty that they want a

new grant, etc., etc., to make his machines with.... The fiend sees that

he can blind you, through your lust for drink, into quietly allowing

yourselves to pay fifty millions a year, that the rich may make their

machines of blood, and play at shedding blood.”[106]

“In this contest (of poor and rich) assuredly, the victory cannot be by

violence; every conquest under the Prince of War retards the standards

of the Prince of Peace.”[107]

He quotes[108] from the _Daily Telegraph_ the following from its

description of the capture of Paris: “Each demolished house has its own

legend of sorrow, of pain, and horror; each vacant doorway speaks to the

eye, and almost to the ear, of hasty flight, as armies of fire came--of

weeping women and trembling children running away in awful fear,

abandoning the home that saw their birth, the old house they loved--of

startled men seizing quickly under each arm their most valued goods, and

rushing, heavily laden, after their wives and babes, leaving to hostile

hands the task of burning all the rest. When evening falls, the wretched

outcasts, worn with fatigue and tears, reach Versailles, St. Germain, or

some other place outside the range of fire, and there they beg for bread

and shelter, homeless, foodless, broken with despair. And this,

remember, has been the fate of something like a hundred thousand people

during the last four months. Versailles alone has about fifteen thousand

such fugitives to keep alive, all ruined, all hopeless, all vaguely

asking the grim future what still worse fate it may have in store for

them.”

The following passage is interesting, however feeble it may appear in

view of our recent developments of war:--

“We fight inelegantly as well as expensively, with machines instead of

bow and spear; we kill about a thousand now to the score then, in

settling any quarrel--(Agincourt was won with the loss of less than a

hundred men; only 25,000 English altogether were engaged at Creçy; and

12,000, some say only 8,000, at Poictiers); we kill with far ghastlier

wounds, crashing bones and flesh together; we leave our wounded

necessarily for days and nights in heaps on the fields of battle; we

pillage districts twenty times as large, and with completer destruction

of more valuable property; and with a destruction as irreparable as it

is complete; for if the French or English burnt a church one day, they

could build a prettier one the next; but the modern Prussians couldn’t

even build so much as an imitation of one; we rob on credit, by

requisition, with ingenious mercantile prolongations of claim; and we

improve contention of arms with contention of tongues, and are able to

multiply the rancour of cowardice, and mischief of lying, in universal

and permanent print; and so we lose our tempers as well as our money,

and become indecent in behaviour as in raggedness.”[109]

“The first reason for all wars and for the necessity of national

defences, is that the majority of persons, high and low, in all European

nations, are Thieves, and in their hearts, greedy of their neighbours’

goods, land, and fame. But besides being Thieves they are also fools,

and have never yet been able to understand that if Cornishmen want

pippins cheap, they must not ravage Devonshire--that the prosperity of

their neighbours is in the end, their own also; and the poverty of their

neighbours, by the communism of God, becomes in the end, their own.”

“And the guilty Thieves of Europe, the real sources of all deadly war in

it, are the Capitalists--that is to say, people who live by percentages

on the labour of others, instead of by fair wages for their own.”[110]

“There is no physical crime at this day, so far beyond pardon--so

without parallel in its untempted guilt, as the making of war-machinery,

and invention of mischievous substance. Two nations may go mad, and

fight like harlots--God have mercy on them:--you, who hand them carving

knives off the table, for leave to pick up a dropped sixpence, what

mercy is there for you?”[111]

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