CHAPTER I.

Susan Warner (1819-1885), A letter of credit (1881), 1882 edition

Produced by Daniel FROMONT

Note from the transcriber: a very important text for the study of

Susan Warner's "Queechy".

THE LETTER OF CREDIT.

_BY THE AUTHOR OF "WILD, WILD WORLD_."

I. THE END OF A COIL. 12mo. $1.75.

"Miss Warner has added another pure and beautiful picture to the gallery

that has given so much pleasure to such great numbers. All her pictures

are bright and warm with the blessedness of true love and true religion.

We do not wonder that they receive so wide a welcome, and we wish

sincerely that only such stories were ever written."--_N. Y. Observer_.

II. MY DESIRE. 12mo. $1.75.

"Miss Warner possesses in a remarkable degree the power of vividly

describing New England village life, the power of making her village

people walk and talk for the benefit of her readers in all the freshness

of their clear-cut originality. She has an ample fund of humor, a keen

sense of the ridiculous, and a rare faculty of painting homely truths in

homely but singularly felicitous phrases."--_Philadelphia Times_.

III. THE LETTER OF CREDIT. 12mo. $1.75.

IV. PINE NEEDLES. A Tale. 12mo. $1.50.

V. THE OLD HELMET. A Tale. 12mo. $2.25.

VI. MELBOURNE HOUSE. A Tale. 12mo. $2.00.

VII. THE KING'S PEOPLE. 5 vols. $7.00.

VIII. THE SAY AND DO SERIES. 6 vols. $7.50.

IX. A STORY OF SMALL BEGINNINGS. 4 vols. $5.00.

_By Miss Anna Warner_.

THE BLUE FLAG AND THE CLOTH OF GOLD $1.25

STORIES OF VINEGAR HILL 3 vols. 3.00

ELLEN MONTGOMERY'S BOOKSHELF 5 vols. 5.00

LITTLE JACK'S FOUR LESSONS 2.50

ROBERT CARTER AND BROTHERS,

NEW YORK.

THE

LETTER OF CREDIT.

BY THE AUTHOR OF

"THE WIDE, WIDE WORLD."

...."The bewildering masquerade of life,

Where strangers walk as friends, and friends as strangers."

LONGFELLOW.

NEW YORK:

ROBERT CARTER AND BROTHERS,

530 BROADWAY.

1882.

Copyright, 1881,

BY ROBERT CARTER & BROTHERS.

CAMBRIDGE: PRESS OF JOHN WILSON AND SON.

ST. JOHNLAND STEREOTYPE FOUNDRY, SUFFOLK CO., N. Y.

_NOTE.

The following story, like its predecessors, "The End of a Coil," "My

Desire," and "Diana," is a record of facts. For the characters and the

coloring, of course, I am responsible; but the turns of the story, even

in detail, are almost all utterly true.

S. W.

Martlaer's Rock,

Sept. 12, 1881_.

CONTENTS.

CHAP.

I. THE LETTER

II. MOVING

III. JANE STREET

IV. A VISITER

V. PRIVATE TUITION

VI. A LEGACY

VII. MENTAL PHILOSOPHY

VIII. STATEN ISLAND

IX. FORT WASHINGTON

X. L'HOMME PROPOSE

XI. MRS. BUSBY

XII. MRS. BUSBY'S HOUSE

XIII. NOT DRESSED

XIV. IN SECLUSION

XV. MRS. MOWBRAY

XVI. SCHOOL

XVII. BAGS AND BIBLES

XVIII. FLINT AND STEEL

XIX. A NEW DEPARTURE

XX. STOCKINGS

XXI. EDUCATION

XXII. A CHANGE

XXIII. TANFIELD

XXIV. THE PURCELLS

XXV. ROTHA'S REFUGE

XXVI. ROTHA'S WORK

XXVII. INQUIRIES

XXVIII. DISCOVERIES

XXIX. PERPLEXITIES

XXX. DOWN HILL

XXXI. DISCUSSIONS

XXXII. END OF SCHOOL TERM

THE LETTER OF CREDIT.

CHAPTER I.

THE LETTER.

"Mother, I wonder how people do, when they are going to write a book?"

"Do?" repeated her mother.

"Yes. I wonder how they begin."

"I suppose they have something to tell; and then they tell it," said

simple Mrs. Carpenter.

"No, no, but I mean a story."

"What story have you got there?"

The mother was shelling peas; the daughter, a girl of twelve years old

perhaps, was sitting on the floor at her feet, with an octavo volume in

her lap. The floor was clean enough to sit upon; clean enough almost to

eat off; it was the floor of the kitchen of a country farmhouse.

"This is the 'Talisman,'" the girl answered her mother's question. "O

mother, when I am old enough, I should like to write stories!"

"Why?"

"I should think it would be so nice. Why, mother, one could imagine

oneself anything."

"Could you?" said her mother. "I never imagined myself anything but what

I was."

"Ah, but perhaps you and I are different."

Which was undoubtedly the fact, as any stander by might have seen with

half an eye. Good types both of them, too. The mother fair, delicate

featured, with sweet womanly eyes, must have been exceedingly pretty in

her young days; she was pretty now; but the face shewed traces of care

and was worn with life-work. While she talked and now and then looked at

her daughter, her fingers were untiringly busy with the peas and peas

pods and never paused for a minute. The girl on the floor did not look

like her mother. She was dark eyed and dark haired; with a dark

complexion too, which at present was not fine; and the eyes, large and

handsome eyes, revealed a fire and intensity and mobility of nature which

was very diverse from the woman's gentle strength. Mrs. Carpenter might

be intense too, after her fashion; but it was the fashion of the

proverbial still waters that run deep. And I do not mean that there was

any shallowness about the girl's nature; though assuredly the placidity

would be wanting.

"I wish your father would forbid you to read stories," Mrs. Carpenter

went on.

"Why, mother?"

"I don't believe they are good for you."

"But what harm should they do me?"

"Life is not a story. I don't want you to think it is."

"Why shouldn't it be? Perhaps my life will be a story, mother. I think it

will," said the girl slowly. "I shouldn't want my life to be always like

this."

"Are you not happy?"

"O yes, mother! But then, by and by, I should like to be a princess, or

to have adventures, and see things; like the people in stories."

"You will never be a princess, my child. You are a poor farmer's

daughter. You had better make up your mind to it, and try to be the best

thing you can in the circumstances."

"You mean, do my duty and shell peas?" asked the girl somewhat

doubtfully, looking at her mother's fingers and the quick stripped pea

pods passing through them. "Is father poor, mother?"

"Yes."

"He has a good farm, he says."

"Yes, but it is encumbered heavily." And Mrs. Carpenter sighed. Rotha had

often heard her mother sigh so. It was a breath with a burden.

"I don't know what you mean by 'encumbered.'"

"It is not needful you should know, just yet."

"But I should like to know, mother. Won't you tell me?"

"It is heavily mortgaged. And _that_ you do not understand. Never mind. He

has a great deal of money to pay out for it every year the interest on

the mortgages and that keeps us poor."

"Why must he pay it?"

"Because the farm is pledged for the debt; and if the interest, this

yearly money, were not paid, the farm itself would go."

"Go? How?"

"Be sold. For the money due on it."

There was silence awhile, during which only the pea pods rustled and

fell; then the girl asked,

"What should we do then, mother, if the farm was sold?"

"I do not know." The words came faint.

"Does it trouble you, mother?"

"It need not trouble you, Rotha. It cannot happen unless the Lord will;

and that is enough. Now you may carry these pea pods out and give them to

the pigs."

"Mother," said Rotha as she slowly rose and laid away her book, "all you

say makes me wish more than ever that I were a princess, or something."

"You may be _something_," said Mrs. Carpenter laughing slightly, but with

a very sweet merriment. "Now take away this basket."

Rotha stooped for the basket, and then stood still, looking out of the

window. Across the intervening piece of kitchen garden, rows of peas and

tufts of asparagus greenery, her eye went to the road, where a buggy had

just stopped.

"Maybe something is going to happen now," she said. "Who is that, mother?

There is somebody getting out of a wagon and tying his horse;--now he is

coming in. It is 'Siah Barker, mother."

Mrs. Carpenter paused to look out of the window, and then hastily

throwing her peas into the pot of boiling water, went herself to the

door. A young countryman met her there, with a whip in his hand.

"Mornin', Mis' Carpenter. Kin you help the distressed?"

"What's the matter, 'Siah?"

"Shot if I know; but he's took pretty bad."

"Who, pray?"

"Wall, I skurce can tell that. He's an Englisher--come to our place this

mornin' and axed fur a horse and wagon to carry him to Rochester; and

he's got so fur,--that's two miles o' the way,--and he can't go no furder,

I guess. He's took powerful bad."

"Ill, is he?"

"Says so. And he looks it."

"Cannot go on to Rochester?

"It's fifteen mile, Mis' Carpenter. I wouldn't like to be the man to

drive him. He can't go another foot, he says. He was took quite sudden."

"Cannot you turn about and carry him back to Medwayville?"

"Now, Mis' Carpenter, you're a Christian, and a soft-hearted one, we all

know. Can't you let him come in and rest a bit? Mebbe you could give him

sunthin' that would set him up. You understand doctorin', fust-rate."

Mrs. Carpenter looked grave, considered.

"Is this your idea, or the stranger's, 'Siah?"

"It's his'n, ef it's anybody's in partickler. He told me to set him down

some'eres, for he couldn't hold out to go on nohow; and then he seed this

house, and he made me stop. He's a sick man, I tell you."

"What's the matter with him?"

"Wall, it's sunthin' in his insides, I guess. He don't say nothin', but

he gits as white as a piece o' chalk, and then purple arter it."

Mrs. Carpenter made no more delay, but bade 'Siah fetch the sick man in;

and herself hastily threw open the windows of the "spare room" and put

sheets on the bed. She had time for all her preparations, for the

bringing the stranger to the house was a work of some difficulty, and not

accomplished without the help of one of the hired men about the farm.

When he came, he was far too ill to give any account of himself; his

dress proclaimed him a well-to-do man, and belonging to the better

classes; that was all they knew.

As Mrs. Carpenter came out from seeing the stranger put to bed in the

spare room, her husband came in from the field. An intellectual looking

man, in spite of his farmer's dress, and handsome; but thin, worn, with

an undue flush on his cheek, and a cough that sounded hollow. He was very

like his little daughter, who instantly laid hold of him.

"Father, father! something has happened. Guess what. There's a sick man

stopped here, and he is in the spare room, and we don't know the least

bit who he is; only 'Siah Barker said he was English, or an 'Englisher,'

he said. We don't know a bit who he is; and his clothes are very nice,

like a gentleman, and his valise is a beautiful, handsome leather one."

"You use rather more adjectives than necessary, Rotha."

"But, father, that is something to happen, isn't it?"

"You speak as if you were glad of it."

"I am not glad the man is sick. I am just glad to have something happen.

Things never do happen here."

"I am afraid your mother will hardly feel as much pleased as you do. Is

the man very ill, Eunice?"

"I think so. He is too ill to tell how he feels."

"He may be on your hands then for a day or two."

"He may for more than that."

"How can you manage?" said Mr. Carpenter, looking anxiously at the sweet

face which already bore such lines of care, and was so work-worn.

"I don't know. I shall find out," Mrs. Carpenter answered as she was

dishing the dinner. "The Lord seems to have given me this to do; and he

knows. I guess, what he gives me to do, I can do."

"I don't see how you can say that, mother," Rotha put in here.

"What?"

"This man was taken sick on the road, and happened to come in here. How

can you say, the Lord gave him to you to take care of?"

"Nothing 'happens,' Rotha. Suppose his sickness had come on a little

sooner, or a little later? why was it just here that he found he could go

no further?"

"Do you suppose there was any 'why' about it?"

Father and mother both smiled; the father answered.

"Do you suppose I would plough a field, without meaning to get any fruit

from it."

"No, father."

"Neither does the Lord, my child."

Rotha pondered the subject, and had occasion to ponder it more as the

days went on. She found she had some share in the consequences of this

"happening"; more dishes to wash, and more sweeping and dusting, and

churning, and setting of tables, and cleaning of vegetables; and she

quite ceased to be glad that something had come to them out of the common

run of affairs. For several days her mother was much engaged in the care

of the sick man, and put all she could of the housework upon Rotha's

hands; the nursing kept herself very busy. The sickness was at first

severe; and then the mending was gradual; so that it was full two weeks

before the stranger could leave his room. Mrs. Carpenter had no servant

in the house; she did everything for him with her own hands; and with as

much care and tenderness and exactness it was done as if the sick man had

been a dear friend. By day and by night; nothing failed him; and so, in

about two weeks, he was healed and had only his weakness to recover from.

Mrs. Carpenter often looked tired and pale during those weeks, but

cheerfulness and courage never gave out.

"I have learned something," she said one day at dinner, as the two weeks

were ended.

"What is that?" her husband asked.

"The name of our guest."

"Well who is he?"

"He is English; his name is Southwode. He came to America on business two

months ago; to New York; then found it was needful for him to see some

people in Rochester; and was on his way when he was taken ill at our

door."

"That's all?"

"Pretty much all. He is not much of a talker. I never found out so much

till to-day."

"It is quite enough. I suppose he will go on to Rochester now?"

"Not for two or three days yet, Liph; he is very weak; but I guess we

will have him out to supper with us this evening. You may put a glass of

roses on the table, Rotha, and make it look very nice. And set the table

in the hall."

Unlike most of its kind, this farmhouse had a wide hall running through

the middle of it. Probably it had been built originally for somewhat

different occupation. At any rate, the hall served as a great comfort to

Mrs. Carpenter in the summer season, enabling her to get out of the hot

kitchen, without opening her best room, the "parlour."

It was a pretty enough view that greeted the stranger here, when he was

called to supper and crept out of his sick room. Doors stood open at

front and rear of the house, letting the breeze play through. It brought

the odours of the new hay and the shorn grass, mingled with the breath of

roses. Roses were on the table too; a great glass full of them; not

skilfully arranged, certainly, but heavy with sweetness and lovely in

various hues of red and blush white. A special comfortable chair was

placed for him, and a supper served with which an epicure could have

found no fault. Mrs. Carpenter's bread was of the lightest and whitest;

the butter was as if the cows had been eating roses; the cold ham was

cured after an old receipt, and tender and juicy and savoury to suit any

fastidious appetite; and there were big golden raspberries, and cream

almost as golden. Out of doors, the eye saw green fields, with an elm

standing here and there; and on one side, a bit of the kitchen garden.

Mr. Southwode was a silent man, at least he was certainly silent here;

but he was observant; and his looks went quietly from one thing to

another, taking it all in. Perhaps the combination was strange to him and

gave him matter for study. There was conversation too, as the meal went

on, which occupied his ears, though he could hardly be said to take an

active part in it. His host made kind efforts for his entertainment; and

Rotha and her father had always something to discuss. Mr. Southwode

listened. It was not the sort of talk he expected to hear in a farmhouse.

The girl was full of intelligence, the father quite able to meet her, and

evidently doing it with delight; the questions they talked about were

worthy the trouble; and while on the one hand there was keen

inquisitiveness and natural acumen, on the other there was knowledge and

the habit of thought and ease of expression. Mr. Southwode listened, and

now and then let his eye go over to the fair, placid, matronly face at

the head of the table. Mrs. Carpenter did not talk much; yet he saw that

she understood. And more; he saw that in both father and mother there was

culture and literary taste and literary knowledge. Yet she did her own

work, and he came in to-day in his shirt sleeves from the mowing of his

own fields. Mr. Southwode drew conclusions, partly false perhaps, but

partly true. He thought these people had seen what are called better

days; he was sure that they were going through more or less of a struggle

now. Moreover, he saw that the farmer was not strong in body or sound in

health, and he perceived that the farmer's wife knew it.

The supper ended, a new scene opened for his consideration. With quick

and skilful hands the mother and daughter cleared the table, carrying the

things into the kitchen. Rotha brought a Bible and laid it before her

father; and mother and daughter resumed their seats. Mr. Carpenter read a

chapter, like a man who both knew and loved it; and then, a book being

given to the stranger, the other three set up a hymn. There was neither

formality nor difficulty; as the one had read, so they all sang, as if

they loved it. The voices were not remarkable; what was remarkable, to

the guest, was the sweet intonations and the peculiar _appropriation_ with

which the song was sung. It was a very common hymn,

"Jesus, I love thy charming name,

'Tis music to my ear;"--

And Mr. Southwode noticed a thing which greatly stirred his curiosity. As

the singing went on, the lines of those careworn faces relaxed; Mrs.

Carpenter's brow lost its shadow, her husband's face wore an incipient

smile; it was quite plain that both of them had laid down for the moment

the burden which it was also quite plain they carried at other times.

What had become of it? and what power had unloosed them from it? Not the

abstract love of music, certainly; though the melody which they sang was

sweet, and the notes floated out upon the evening air with a kind of

grave joy. So as the summer breeze was wafted in. There was a harmony,

somehow, between the outer world and this little inner world, for the

time, which moved Mr. Southwode strangely, though he could not at all

understand it. He made no remark when the service was over, either upon

that or upon any other subject. Of course the service ended with a

prayer. Not a long one; and as it was in the reading and singing, so in

this; every word was simply said and meant. So evidently, that the

stranger was singularly impressed with the reality of the whole thing, as

contradistinguished from all formal or merely duty work, and as being a

matter of enjoyment to those engaged in it.

He had several occasions for renewing his observations; for Mr.

Southwode's condition of weakness detained him yet several days at the

farm-house. He established for himself during this interval the character

he had gained of a silent man; however, one afternoon he broke through

his habit and spoke. It was the day before he intended to continue his

journey. Rotha had gone to the field with her father, to have some fun in

the hay; Mr. Southwode and Mrs. Carpenter sat together in the wide

farmhouse hall. The day being very warm, they had come to the coolest

place they could find. Mrs. Carpenter was busy with mending clothes; her

guest for some time sat idly watching her; admiring, as he had done often

already, the calm, sweet strength of this woman's face. What a beauty she

must have been once, he thought; all the lines were finely drawn and

delicate; and the soul that looked forth of them was refined by nature

and purified by patience. Mr. Southwode had something to say to her this

afternoon, and did not know how to begin.

"Your husband seems to have a fine farm here," he remarked.

"It is, I believe," Mrs. Carpenter answered, without lifting her eyes

from her darning.

"He took me over some of his ground this morning. He knows what to do

with it, too. It is in good order."

"It would be in good order, if my husband had his full strength."

"Yes. I am sorry to see he has not."

"Did he say anything to you about it?" the wife enquired presently, with

a smothered apprehensiveness which touched her companion. He answered

however indifferently in the negative.

"I don't like his cough, though," he went on after a little interval.

"Have you had advice for him?"

There was a startled look of pain in the eyes which again met him, and

the lips closed upon one another a little more firmly. They always had a

firm though soft set, and the corners of the mouth told of long and

patient endurance. Now the face told of another stab of pain, met and

borne.

"He would not call in anybody," she said faintly.

That was not what Mr. Southwode had meant to talk about, though closely

connected with the subject of his thoughts. He would try again.

"I owe you a great debt of gratitude, Mrs. Carpenter," he said after a

long enough pause had ensued, and beginning on another side. "I presume

you have saved my life."

"I am very glad we have been able to do anything," she said quietly.

"There is no need of thanks."

"But I must speak them, or I should not deserve to live. It astonishes

me, how you should be so kind to an entire stranger."

"That's why you needed it," she said with a pleasant smile.

"Yes, yes, my need is one thing; that was plain enough; but if everybody

took care of other people's needs--Why, you have done everything for me,

night and day, Mrs. Carpenter. You have not spared yourself in the least;

and I have given a deal of trouble."

"I did not think it trouble," she said in the same way. "There is no need

to say anything about it."

"Excuse me; I must say something, or earn my own contempt. But what made

you do all that for a person who was nothing to you? I do not understand

that sort of thing, in such a degree."

"Perhaps you do not put it the right way," she returned. "Anybody who is

in trouble is something to me."

"What, pray?" said he quickly.

"My neighbour,"--she said with that slight, pleasant smile again. "Don't

you know the gospel rule is, to do to others what you would wish them to

do to you?"

"I never saw anybody before who observed that rule."

"Didn't you? I am sorry for that. It is a pleasant rule to follow."

"Pleasant!" her guest echoed. "Excuse me; you cannot mean that?"

"I mean it, yes, certainly. And there is another thing, Mr. Southwode; I

like to do whatever my Master gives me to do; and he gave you to me to

take care of."

"Did he?"

"I think so."

"You did it," said the stranger slowly. "Mrs. Carpenter, I am under very

great obligations to you."

"You are very welcome," she said simply.

"You have done more for me than you know. I never saw what religion can

be--what religion is--until I saw it in your house."

She was silent now, and he was silent also, for some minutes; not knowing

exactly how to go on. He felt instinctively that he must not offer money

here. The people were poor unquestionably; at the same time they did not

belong to the class that can take that sort of pay for service. He never

thought of offering it. They were quite his equals.

"Mr. Carpenter was so good as to tell me something of his affairs as we

walked this morning," he began again. "I am sorry to hear that his land

is heavily encumbered."

"Yes!" Mrs. Carpenter said with a sigh, and a shadow crossing her face.

"That sort of thing cannot be helped sometimes, but it is a bother, and

it leads to more bother. Well! I should like to be looked upon as a

friend, by you and your husband; but I shall be a friend a good way off.

Mrs. Carpenter, do not be offended at my plain speaking;--I would say,

that if ever you find yourself in difficulties and need a friend's help,

I would like you to remember me, and deliver that letter according to the

address."

He handed her as he spoke a letter, sealed, and addressed to "Messrs.

Bell & Buckingham, 46 Barclay St., New York." Mrs. Carpenter turned the

letter over, in silent surprise; looked at the great red seal and read

the direction.

"Keep it safe," Mr. Southwode went on, "and use it if ever you have'

occasion. Do not open it; for I shall not be at the place where it is to

be delivered, and an open letter would not carry the same credit. With

the letter, if ever you have occasion to make use of it, enclose a card

with your address; that my agent may know where to find you."

"You are very kind!" Mrs. Carpenter said in a little bewilderment; "but

nothing of this kind is necessary."

"I hope it may not be needed; however, I shall feel better, if you will

promise me to do as I have said, if ever you do need it."

Mrs. Carpenter gave the promise, and looked at the letter curiously as

she put it away. Would the time ever come when she would be driven to use

it? Such a time could not come, unless after the wreck of her home and

her life happiness; never could come while her husband lived. If it came,

what would matter then? But there was the letter; almost something

uncanny; it looked like a messenger out of the unknown future.

The Letter of Credit · 第 1 / 31 章