OF MONEY

I suppose I had said something high-minded, showing a supposed contempt of

money, for Father Payne looked at me in silence.

"You mustn't say such things," said he, at last. "I'll tell you why! What

you said was perfectly genuine, and I have no doubt you feel it--but, if

I may say so, it's like talking about a place where you have never been, as

if you had visited it, when you have only read about it in the guide-book.

I don't mean that you wish to deceive for an instant--but you simply don't

know! That's the tragic thing about money--that it is both so important and

so unimportant. If you have enough money, you need never give it a thought;

if you haven't, it's the devil! It's like health--no one who hasn't been on

the wrong side of the dividing line knows what a horrible place the wrong

side is. Those two things--I daresay there are others--poverty and

ill-health--put a man on the rack. The healthy man, and the man with a

sufficient income, are apt to think that the poor man and the ill man make

a great fuss about very little. I don't know about ill-health, but by

George, I know all about poverty--and I'll tell you once for all. For

twenty years I was poor, and this is what that means. To be tied hand and

foot to a piece of hideous drudgery--morning by morning, month by month,

and with the consciousness too that, if health fails you, or if you lose

your work, you will either starve or have to sponge on your friends--never

to be able to do what you like or go where you like--to know that the world

is full of beautiful places, delightful people, interesting ideas, books,

talk, art, music--to sicken for all these things, and not even to have the

time or energy to get hold of such scraps of them as can be found cheap in

London--to feel time slipping away, and all your instincts for beautiful

things unused and unsated--to live a solitary, grubby, nasty life--never

able to entertain a friend, or to go a trip with a friend, or to do a

kindness, or to help anyone generously--and yet to feel that with an income

which many people would regard as ridiculously inadequate, you could do

most of these things--the slavery, the bondage, the dreariness of it!" He

broke off, much moved.

"But," said I, "don't many quite poor people live happily and contentedly

and kindly with minute incomes?"

"Why, yes," said Father Payne, "of course they do!--and I'm willing enough

to admit that I ought to have done better than I did. But then I had been

brought up differently, and by the time I had done with Oxford, I had all

the tastes and instincts of the well-to-do man. That was the mischief, that

I had tasted freedom. Of course, if I had been cast in a stronger and

nobler mould, it would have been different--but all my senses had been

acutely developed, my faculties of interest and enjoyment and

appreciation--not gross things, mind you, nor feelings that _ought_ to

be starved, but just the wholesome delights of the well-educated man. I did

not want to be extravagant, and I knew too that there were millions of

people in the same case as myself. There was every reason why I should

behave decently about it! If I had been really interested in my work, I

could have done better--but I did not believe in the value of my work--I

taught men, not to educate them, but that they might pass an examination

and never look at the beastly stuff again. Whenever I reached the point at

which I became interested, I had to hold my hand. And then, too, the work

tired me without exercising my mind. There were the vacations, of

course--but I couldn't afford to leave London--I simply lived in hell. I

don't say that I didn't get some discipline out of it--and my escape gave

me a stock of gratitude and delight that has been simply inexhaustible. The

misery of it for me was that I had to live an unreal life. If I had been

poor, and had had my leisure, and had worked at things I cared about, with

a set, let us say, of young artists, all working too at things which they

cared about, it would have been different--but I hadn't the energy left to

make friends, or the time to find any congenial people. I can't describe

what a nightmare it all was--so that when I hear you speaking as if money

didn't really matter, I simply feel that you don't know what a tragedy it

can be, or what your own income saves you from. You and I have the

Epicurean temperament, my boy; it's no good pretending we haven't--things

appeal to our mind and senses in a way they don't appeal to everyone. So I

don't think that people ought to talk lightly about money, unless they have

known poverty and _not_ suffered under it. I used to ask myself in

those days if it was possible to suffer more, when every avenue reaching

away out of my life to the things I loved and cared for seemed to be closed

to me by an impassable barrier."

"But one can practise oneself in doing without things?" I said.

"With about as much success," said Father Payne, "as you can practise doing

without food."

"But isn't it partly that people are unduly reticent about money?" I said.

"If people could only say frankly what they can and what they can't afford,

it would simplify things very much."

"I don't know," said Father Payne. "Money is one of those curious

things--uninteresting if you have enough, tragic if you haven't. I don't

think talking about money is vulgar--I think it is simply dull: to discuss

poverty is like discussing a disease--to discuss wealth is like talking

about food or wine. The poverty that simply humiliates and pinches can't be

joked about--it's far too serious for that! Of course, there are men who

don't really feel the call of life. Look at our friend Kaye! If Kaye had to

live in London lodgings, he wouldn't mind a bit, if he could get to the

Museum Reading-Room--he only wants books and his own work--he doesn't want

company or music or art or talk or friends. He is wholly indifferent to

nasty food or squalor. Poverty is not a real evil to him. If he had money

he wouldn't know how to spend it. I read a book the other day about a

priest who lived a very devoted life in the slums--he had two rooms in a

clergy-house--and there was a chapter in praise of the way in which he

endured his poverty. But it was all wrong! What that man really enjoyed was

preaching and ceremonial and company--he had a real love of human beings.

Well, that man's life was crammed with joy--he got exactly what he wanted

all day long. It wasn't a self-sacrificing life--it would have been to you

and me--but he no doubt woke day after day, with a prospect of having his

whole time taken up with things he thoroughly enjoyed."

"But what about the people," I said, "who really enjoy just the sense of

power which money gives them, without using it--or the people whose only

purpose in using it is the pleasure of being known to have it?"

"Oh, of course, they are simply barbarians," said Father Payne, "and it

doesn't do _them_ any harm to be poor. No, the tragedy lies in the

case of a man with really expansive, generous, civilised instincts, to whom

the world is full of wholesome and urgent delights, and whose life is

simply starved out of him by poverty. I have a great mind to send you to

London for a couple of months, to live on a pound a week, and see what you

make of it."

"I'll go if you wish it," I said.

"It might bring things home to you," said Father Payne, smiling, "but again

it probably would not, because it would only be a game--the real pinch

would not come. Most people would rather enjoy migrating to hell from

heaven for a month--it would just give them a sharper relish for heaven."

"But do you really think your poverty hurt you?" I said.

"I have no doubt it did," said Father Payne. "Of course I was rescued in

time, before the bitterness really sank down into my soul. But I think it

prevented my ever being more than a looker-on. I believe I could have done

some work worth doing, if I could have tried a few experiments. I don't

know! Perhaps I am ungrateful after all. My poverty certainly gave me a

wish to help things along, and I doubt if I should have learnt that

otherwise. And I think, too, it taught me not to waste compassion on the

wrong things. The people to be pitied are simply the people whose minds and

souls are pinched and starved--the over-sensitive, responsive people, who

feel hunted and punished without knowing why. It's temperament always, and

not circumstance, which is the happy or the unhappy thing. I felt, when you

said what you did about poverty, that you neither knew how harmless it

could be, or how infinitely noxious it might be. I don't take a high-minded

view of money myself. I don't tell people to despise it. I always tell the

fellows here to realise what they can endure and what they can't. The first

requisite for a sensible man is to find work which he enjoys, and the next

requisite is for him to earn as much as he really needs--that is to say

without having to think daily and hourly about money. I don't over-estimate

what money can do, but it is foolish to under-estimate what the want of it

can do. I have seen more fine natures go to pieces under the stress of

poverty than under any other stress that I know. Money is perfectly

powerless as a shield against many troubles--and on the other hand it can

save a man from innumerable little wretchednesses and horrors which destroy

the beauty and dignity of life. I don't believe mechanically in humiliation

and renunciation and ignominy and contempt, as purifying influences. It all

depends upon whether they are gallantly and adventurously and humorously

borne. They often make some people only sore and diffident, and I don't

believe in learning to hate life. Not to learn your own limitations is

childish: and one of the insolences which is most heavily punished is that

of making a sacrifice without knowing if you can endure the consequences of

it. The people who begin by despising money as vulgar are generally the

people who end by making a mess which other people have to sweep up. So

don't be either silly or prudent about money, my boy! Just realise that

your first duty is not to be a burden on yourself or on other people. Find

out your minimum, and secure it if you can; and then don't give the matter

another thought. If it is any comfort to you, reflect that the best authors

and artists have almost invariably been good men of business, and don't

court squalor of any kind unless you really enjoy it."

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