TOTAL ABSTINENCE, VALUE OF

Here is testimony from the medical examiners of prominent life

insurance companies as to the value of abstinence from alcohol:

(1) I note that you ask whether or not we believe, other things

being equal, that the use of alcoholic drinks is a personal

handicap and increases the actuarial risk. In reply to this

question we must certainly answer in the affirmative. There have

been numerous articles written and numerous statistics compiled

on the effect of total abstinence, and they show without

question that the mortality experienced among total abstainers

has been decidedly less than that experienced among moderate

drinkers.

(2) This company prefers total abstainers for insurance risks.

This is from a selfish standpoint, as we are forced to believe

they are better risks for the company. We are imprest by the

large number of applicants living in the States of Alabama and

Georgia who say they drank periodically or regularly before

prohibition went into effect, but do not drink anything now. If

prohibition in Alabama and Georgia and the “dry” counties of

Indiana has done nothing else, it has made a difference in the

answers given by applicants to this company.

(3) We thoroughly agree with all authorities that the moderate

use of alcohol tends to shorten life and increases the hazard

incident to life insurance.--_Prohibition Year Book._

(3261)

See ABSTAINERS LIVE LONG.

=Touch=--See SYMPATHY.

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