Chapter I

The Camel

and the Needle’s Eye

Spiritual Perfection

A Dialogue

By Thomas Clune

(Arthur Ponsonby)

_Fscap. 8vo. 1s. nett. Post-free 1s. 2d._

“There is sound reasoning and deep thought in this book.”--_Dundee

Advertiser._ “A thoughtful dialogue.”--_The Times._ “No one

can read it without gaining a broader outlook on the truths of

religion.”--_Methodist Times._ “Many of the religious problems

and difficulties always cropping up are skilfully and earnestly

considered.”--_Aberdeen Journal._

LONDON: A. C. FIFIELD

The Camel and the

Needle’s Eye

By

Arthur Ponsonby, M.P.

_Published December, 1909_

_Reprinted January, 1910_

_Reprinted October, 1910_

London

A. C. Fifield, 13 Clifford’s Inn, E.C.

1910

WILLIAM BRENDON AND SON, LTD.

PRINTERS, PLYMOUTH

TO

MY WIFE

Contents

Preface

Chapter I

Extreme poverty a consequence of extreme wealth--Pity or

contempt for the poor--Money ideal strong among the poor--

The different phases in making a fortune--The general

tendency of society--Relations between rich and poor--

Dis-sympathy and class hatred--The social problem 11

Chapter II

Money as a supreme concern--Intensity of belief in money--

Definition of Contention--The impulses which act as

the motive power of money-making--The limitation of

human capacities--Money and happiness--Money as

responsibility--The national wealth and welfare 27

Chapter III

Definition of the limit--Those whose means are above the

limit--Income translated into terms of subsistence--The

case of the rich man--His establishments--His servants--

His luxuries--Extravagance--Vanity--Sport--Racing--

Yachting--Condemnation of excess 43

Chapter IV

The rich man’s charities--His generosity--His hospitality--

His land--The Feudal System--His responsibilities--The

agricultural problem 71

Chapter V

The rich man’s children--His sons’ education at school and

university--His daughters--Love and marriage--Refinement

of the aristocracy--Their alliance with the plutocracy--

Smart society--Its general characteristics 85

Chapter VI

The rich man as a business man--The conduct of a successful

business--Money-making the incentive--Money no measure of

merit or worth in men--Or in works of art--Financiers--

The power of money--Imperialism--Political power--

Experiments of millionaires--Gifts--Money administered by

corporations or the State 101

Chapter VII

The deceptive process of the growth of riches--The relaxation

of effort--The love of ease--The power of convention--

The disadvantages of abundance--Surfeit--Difficulties in

a rich man’s life--Waste of talent and capacity--England

as a nation deeply infected with the belief in money 119

Chapter VIII

The problem of riches--Necessity of a scientific investigation

into the lives of the rich--Interdependence of riches and

poverty--Analysis of expenditure on houses, servants,

clothes, food, amusements--Impressions of a poor crowd and

a rich crowd--Tragedies 139

Chapter IX

Religion and money--Attitude of clergy--Emphatic condemnation

of riches by Christ--Notable texts and sayings--Want of

conviction--Importance attached to dogmatic religion--

Necessity for stronger denunciation 163

Chapter X

Results of influence of money--No motive in lives of the

rich--Money as our master--If money ideal could be

discarded--Possibility of change of ideal for all classes 179

Preface

My original intention was to collect together a number of essays on

some of the most important bearings of the question of the expenditure

of riches. After corresponding with those whom I had invited to join me

in this undertaking, I became aware that in spite of our substantial

agreement on main principles it would be difficult to secure uniformity

in the treatment of the theme, and impossible to carry on any sustained

argument through the varied contributions of different people writing

from different points of view. Accordingly I came to the conclusion

that I must renounce the co-operation of men well qualified to speak,

whose knowledge and experience would have given their opinions special

weight, and work out my own argument unaided.

Had I approached the subject from the standpoint of a scientific

economist, I should have hesitated to enter upon such a formidable

task. The more special knowledge a man has, the more conscious does he

become of the impossibility of dealing adequately with his subject.

But my object has been to write as one knowing no more than others who

take any interest in human affairs and watch the play of social forces,

as one who is no spectator in the combat he describes, and who, being

himself infected with the malady he is studying, is perhaps the better

able to diagnose it. I do not speak as a preacher to his congregation,

as a teacher to his pupils, as a moralist to his disciples, or even as

a politician to his audience, but as one man submitting his opinion for

what it is worth to another.

At the same time, I am compelled by a deep conviction in the truth of

my argument which passing years and the course of events only serve to

strengthen, and if, by the brief suggestions contained in these pages,

I can succeed in inducing anyone to examine more closely this branch

of the Social Problem, which in my opinion is too often dismissed as

negligible, I shall be amply repaid.

My thanks are due to those who have kindly assisted me in collecting

the facts and figures in Chapter VIII and in other parts of the book,

and also to Mr. and Mrs. J. L. Hammond, who read through the MS. and

made valuable criticisms and suggestions.

A. P.

The Camel and the Needle’s Eye

Chapter I

Extreme poverty a consequence of extreme wealth--Pity or

contempt for the poor--Money ideal strong among the poor--The

different phases in making a fortune--The general tendency of

society--Relations between rich and poor--Dis-sympathy and class

hatred--The social problem.

Frederick the Great’s father, on the occasion of great court

festivities used to lead his wife from the brilliant scene of gaiety

to an adjoining chamber, where he made her lie down for a few moments

in her own coffin, so as to give her a sharp reminder of the vanity

and transitory nature of all human pleasure. An even more effective

reminder for those who in London spend their money on a life of

pure self-indulgence would be afforded by a walk at midnight along

the Embankment from Westminster to Waterloo Bridge. No prearranged

stage management is necessary for the sight they are to see. It is a

long run, every night and all night, and has gone on ever since the

Embankment was constructed. As they pass along they can see the seats

packed closely with men and women leaning against one another in an

exhausted or half-drunken slumber. They can see the ragged and filthy

bundles of humanity lying round the parapet at the foot of Cleopatra’s

Needle, or the rows of wretched caricatures of men and women lined

along the wall under the shelter of the bridges. If they go late

enough, there is a strange silence which at first gives the impression

that the place is deserted. But it only means that these waifs and

strays, these wretched outcasts, are enjoying the few hours’ reprieve

given even to them by the blessed oblivion of sleep. The moon shines on

them from over the river, but no melodrama can reproduce that scene;

estimates are drawn up of their number, but no statistics can give

an adequate analysis; books are written on their condition, but no

language can describe it. A man who sees this squalid throng for the

first time must be deeply impressed, but it strikes even more anyone

who sees it constantly, and he must be less than human if he can pass

without a poignant pang of shame. But nine out of ten of those who do

pass along will tell you these wretches only have themselves to blame,

and it would be better if they could be stowed away somewhere out of

sight.

This, which is only one of many similar scenes throughout the country,

is not described by way of presenting a dramatic contrast, but as an

integral part of the problem of riches. These nocturnal spectres of the

Embankment and the knots of bedraggled starvelings at the workhouse

gates are the counterpart of the millionaire, the necessary concomitant

to balance and complete the picture. The shameful waste of money one

end produces a shameful waste of human life the other end. One species

of parasite on the social body breeds another species of parasite.

They are as much a part of the train of a rich man as his butlers and

gamekeepers. They are the natural, though perhaps to him invisible,

consequence of his misapplied and squandered thousands. The rich

must take their full share of the responsibility, because the wealth

represented by growing incomes is being increasingly ill-directed and

wasted, and the inevitable outcome is to aggravate the problem of

unemployment, to extend still further miserable conditions of living,

and to nurture a neglected class devoid of moral and physical stamina,

who fall out as incompetents and wastrels in the great struggle for

existence. There are some who complain of any relief from the State

being given to the unemployed poor as only encouraging their continued

existence; but the maintenance of the unemployed rich by those who

are instrumental in producing the national wealth is a far graver

question. The unemployed pauper is a deplorable, but in each case a

solitary and isolated outgrowth of circumstances too strong for him

to resist. Whereas the unemployed capitalist is, on account of his

riches, the centrifugal point of a whole set of dynamic forces of the

gravest consequence. They radiate from him, vibrate far and wide into

the vital concerns of others, and continue to operate harmfully so long

as he attempts to manipulate his riches single-handed. He constitutes,

therefore, a social danger.

This is no place to give a picture of poverty. It has been done often

enough of late years and with faithful accuracy, so that society has no

excuse for ignoring the real state of affairs, though in their stampede

after money they have little time to give it a passing thought. To

reflect about it and speak of it is to display foolish pessimism; to

describe scenes of poverty is to be guilty of sentimentality and bad

taste.

And what are the prevailing sentiments of the fat parasites towards

their lean colleagues? Either pity or contempt. Their whole faith

and all their actions naturally breed contempt for poverty, although

they make some effort to conceal it. It is quite in consonance with a

belief that money makes people refined, generous, dignified, gracious,

subjects of reverence and models for emulation, and that those who have

no resources cannot aspire to these notable qualities. But their pity,

which is the mainspring to their so-called charity and is reserved more

especially for the destitute, is misplaced, and would be better applied

to themselves if only they could see the true position they fill in the

general design of human society.

“Epargnez aux pauvres votre pitié,” says Anatole France, “ils n’en

ont que faire. Pourquoi la pitié et non pas la justice? Vous êtes

en compte avec eux. Réglez le compte. Ce n’est pas une affaire de

sentiment. C’est une affaire économique. Si ce que vous leur donnez

gracieusement est pour prolonger leur pauvreté et votre richesse,

ce don est inique et les larmes que vous y mêlerez ne le rendront

pas équitable.... Vous faites l’aumône pour ne pas restituer. Vous

donnez un peu pour garder beaucoup et vous vous félicitez. Ainsi le

tyran de Samos jeta son anneau à la mer. Mais la Némésis des dieux

ne reçut point cette offrande. Un pêcheur rapporta au tyran son

anneau dans le ventre d’un poisson. Et Polycrate fut dépouillé de

toutes ses richesses.”

Together with the pity there is a lurking misgiving that they do owe

the poor something, so, in blind ignorance and in fear of the full

amount of their debt being demanded of them, they pay out driblets

either with ostentation and self-congratulation or else trying almost

pathetically, yet in vain, to pump into their gifts some of the

sentiments which they conceive should be associated with pure charity.

As for those whose incomes fall below the limit, the money ideal

affects them just as strongly as it does the rich themselves. There

is more excuse because there is a greater want of education; there is

more excuse also because, knowing from their own experience that money

can keep off starvation and prevent the physical suffering produced by

want, and knowing also that more money means more comforts and a wider

scope for activity, they fall naturally into the error of believing

that every progressive increase in money brings a proportionate

increase in happiness. The large mass whose incomes are the wrong side

of the limit are all of them in want in various degrees, and their

desire for more money is therefore legitimate and only to be expected.

The want of it they know by experience means misery, the possession of

it they conclude must mean happiness. But they are seldom, if ever,

taught that they can frustrate their own ends by pinning their whole

faith on purely material acquisition; on the contrary, the general

opinion round them leads them to suppose that money should rightly be

the sole aim and object of their ambitions. The education, if it can be

called by that name, which they receive from the cheap press presents

them with inviting pictures of wealth, ease, and luxury. They read of

men who have amassed great fortunes, of incidents in the careers of

millionaires, of charitable gifts bestowed by the munificent rich, of

the positions, success, titles, and fame achieved by men through money.

Their eye falls on alluring advertisements for expensive goods. They

are encouraged to bet and gamble, and to enter absurd competitions

made attractive by the figures of a large sum of money being printed

in bold type at the head of the newspaper column. Their appetite is

whetted, their wants increase, they resolve to try and make more money

by the swiftest means possible. Any ideal of service and any noble

ambitions for achievement fade away, and are discarded as too laborious

and difficult and as requiring too much effort and toil. If they have

actually suffered in the lowest depths, if they have ever felt the

sharp pinch of starvation, the more readily do they accept the doctrine

preached to them so loudly and so persistently that to become rich is

not only the highest, but the most practical and sensible ambition for

a man to set himself.

Tantalising rewards lead a man on to hurry blindly along a path beset

with traps and snares. On the various stages of his journey he loses

some of the finer qualities with which he may have been originally

endowed, but which he finds impediments and encumbrances in his

progress towards the inviting but illusive goal. Here he drops caution,

there self-respect, here consideration for others must be sacrificed;

there, again, scrupulousness and even honesty must be cast aside. The

man who “rises,” who “makes his pile,” who “succeeds,” goes up the

ladder of wealth, the rungs of which are vanity and applause, mistaking

it for the ladder of life, the rungs of which are service, sacrifice,

and resolution. There are bags of gold at the top within sight; it

matters not that some of the rungs are dangerously weak. Others have

reached the top or near it, why should not he?

Every step forward is marked by outward signs and changes. The cottage

with its simple adornments is exchanged for the villa with its walnut

suites and art knickknacks; this is followed by a larger detached

villa which requires several servants; the dogcart and groom-gardener

are soon transformed into a motor-car and chauffeur; the male

servant with livery adds the necessary importance; the butler becomes

indispensable for the town residence, with a country seat as well for

shooting and entertainment; and so on, more and more display until the

ultimate goal is reached, with, strange to say, no real satisfaction

or contentment. New friends are made on the road and old friends are

dropped. Each advance signifies a fresh endeavour to live in the same

style as those on the next higher level, with whom it becomes a duty

to associate. Meanwhile the man’s powers of digestion and those of

his family do not increase, nor does their mental equipment. Even his

capacity for enjoyment he finds has its limits and appears to become

further restricted. But he knows he will be judged, even as he has

judged others, by the quantity and quality of his worldly possessions,

and he follows obediently the model and example the rich have set up.

There are some who see the emptiness of this course; there are some who

have the character not to desire to alter the way of living to which

they have been accustomed; but are there any who would condemn the

accumulation of riches and resist the incessant temptations that are

put in their way of making more?

When the poor man, with a bare living wage, fails to keep a decent

home, drinks, or spends his money foolishly, he is ruthlessly

condemned as thriftless and intemperate. But who is setting him the

example of thrift and abstemiousness? Anyhow, not the rich man, to whom

the very words are meaningless. If he drops out from incompetence, from

weakness, or from viciousness, if destitution becomes his lot, his

nature becomes crippled, his character warped, his mind embittered,

and he finds himself dragged down lower still and trodden under by

his fellow-men in their thoughtless and brutal stampede for lucre.

Truly, “the destruction of the poor is their poverty.” The general

pressure of the multitude is downward and destructive, not because

there is any inherent depravity in their nature, either individually

or collectively, but because of the narrow confines of the course into

which they are driven and because of the oppression to which they

are subjected. There is no time to stop, pick up, and shield those

who have started on the journey with the hideous handicap of disease

and incompetence created by degraded and disgraceful homes; these

unfortunates must go to the wall, because the potential energy and

pressure of society is not concentrated on the uplifting of the feeble

and the recovery of the outcasts, but on the rush forward with the rich

in the forefront as leaders--a desperate rush towards some seductive

dream of prosperity, some purely selfish satisfaction of animal

appetites and material pleasures. The slow and often discouraging

expedients of relief, restoration, and help are passed over when

success, conquest, and triumph are in sight.

A plutocracy may not ever actually govern the country; a greater

calamity could hardly be conceived, but the rich are, nevertheless,

our leaders, and every rich man is setting up a pattern which, without

his being aware of it, perhaps hundreds of thousands are anxious to

copy. The poor admire and like the rich, and the rich know it. In their

humility, and sometimes envy, they watch them with awe as beings of

another and more glorious world. They read of them in their novelettes;

an atmosphere of splendour and romance surrounds them. They see them in

their brilliant settings, they hear of their great doings, they know

of the magnificence of their establishments, and as the chasm between

them is still unbridged, they are spellbound by the fascination which

only the mysterious and the unknowable can give. They see no connection

whatsoever between the position of the rich and their own, nor do the

rich themselves acknowledge that there is any. The ignorance of the

rich about the poor is profound, but it is nothing to the ignorance of

the poor about the rich. The chasm between the two is never spanned.

Those who live with the rich approve their methods and are blind to

sights they do not want to see. They are heedless and unconscious of

the world of toil and privation, or only apprehend it occasionally when

a beggar or tramp somehow manages to evade being tucked away out of

sight and thrusts himself before their unwilling gaze. Even then they

become accustomed to the sight of these unfortunates, whose existence

they believe is due to the bad management of public authorities. And

those who study the far side of the chasm are so much preoccupied and

aghast at the tangled confusion that confronts them that they only

have time to cast a glance of contempt at the self-indulgence and

luxurious living which seems too distant to be real, too ridiculous

and wicked to be quite true, and they refuse to regard it seriously as

a component part of the various enigmas they are attempting to solve.

Even economists, who are occupied with dissertations and discussions on

production, consumption, and distribution, seldom turn their attention

seriously to the moral impulses that cause, and the fashions and habits

that control, the great accumulations of capital and the appalling

waste which results.

A writer, describing the state of the country in 1851,[1] declared

that the great social evil of the time was “the separation between the

rich and poor, the dis-sympathy of classes, the mutual disgust which

appears to threaten some sort of violent revolution in society at no

very distant period.” But when he goes on to describe what he considers

to be the desirable relationship, he says, “What one wants to see is a

kind and cordial condescension on the one side, and an equally cordial

but still respectful devotedness on the other.” Luckily there are now

many more people than there were at that date who know this to be as

ridiculous as it is impossible. But there are still, unfortunately,

a good many whose ideas this singularly naïve opinion faithfully

represents.

This “dis-sympathy” will amount to something very much more like class

hatred whenever the poor begin to open their eyes. It is a mistake to

suppose that antagonism between classes is produced by the inflammatory

speeches and writings of agitators. The masses herded into our towns

to become miserably poor, unemployed and unemployable, rapidly lose

all self-respect, and are too much stupefied and even brutalised by

their condition to be alive to the injustice of our social system or

to seek to attack those whom they suspect are responsible. They are

dumb, cowed, and easily driven. “Sweat the poor,” says an anonymous

writer in 1892, infuriated by the injustice of things, “sweat the poor

and grind their faces and accumulate wealth--only let us have no cant

about it.”[2] It is the rich as a class who, by their manner of life,

by their refusal to undertake most of the patent responsibilities of

citizenship, by their squandering of the national capital, and by their

determination to suck up from the labour of others sufficient to allow

them to live in idleness themselves, it is they that help to find the

fuel for the flame of class hatred, a flame which one day may burst out

into a mighty conflagration.

A Canadian journalist, writing on his recent visit to this country, has

declared that it was not “the statesmen or pro-consuls or heroes or

scholars” or our great historic institutions that left the most abiding

memories. “Frankly, the thing that impressed me most, the thing that

stands out as the background of every reminiscence, was the bloodless,

mirthless, hopeless face of the common crowd ... the social problem

everywhere is appalling, almost to the point of despair. Wherever we

went it forced itself upon us. The least dangerous aspect of it was

that hollow-eyed procession of the homeless of London kept moving along

the pavements by the police in the early dawn waiting for the opening

of the soup kitchens.”[3] And he speaks in the same way of Sheffield,

Manchester, Glasgow, and Edinburgh.

The last hundred years will be memorable as an era of almost miraculous

advance in all that concerns material progress. And yet we have to

admit, as the Report of the Poor Law Commission shows, that so far

as pauperism and destitution are concerned our attempts at cure and

prevention have completely failed. Here again we find the same _fons

et origo malorum_. Every step forward in methods of production, in

new inventions and improved machinery, is a tangible material gain

for some one. But in the case of the pauper, be he veteran, invalid,

incompetent, or child, there is nothing that can be transformed into

immediate profit. There is no _money_ in it. Therefore it has been

impossible to rouse the public sympathy and interest. Fortunately many

are now beginning to see that the prevention of neglect and waste in

human life means wealth to the nation that cannot be estimated in sums

of money.

The problem of social reorganisation is one of the greatest complexity.

Drink and slum dwellings doubtless aggravate the evil and make bad

worse. The land and our system of industrial organisation are the

regulating forces that drive our population into these hideous social

conditions. But it is time we traced back these forces to their source

and examined their origin.

What is it that induces a great people to arrange their society on

this uneconomic, wasteful, and life-destroying model? What common

impulses inspire the class that is in authority and command to support

and maintain such a system? Put on one side tyranny, rapacity, greed,

and covetousness, which are vices that no one wants to defend. What is

at the back of this thirst for huge profits and high dividends, this

capture of the land, this amassing of great possessions, this passion

for pleasure, this love of power and patronage, this respect for

wealth, this subservience to riches?

Lurking in the spring head, far away from the broad river, we

shall find the poison that is polluting the waters--our devouring,

indestructible, overpowering belief in money.

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