The Army and Navy Club-house, Pall Mall, corner of George-street,

designed by Parnell and Smith, was opened February 1851. The exterior

is a combination from Sansovino's Palazzo Cornaro, and Library of St.

Mark at Venice; but varying in the upper part, which has Corinthian

columns, with windows resembling arcades filling up the intercolumns;

and over their arched headings are groups of naval and military

symbols, weapons, and defensive armour--very picturesque. The frieze

has also effective groups symbolic of the Army and Navy; the cornice,

likewise very bold, is crowned by a massive balustrade. The basement,

from the Cornaro, is rusticated; the entrance being in the centre of

the east or George-street front, by three open arches, similar in

character to those in the Strand front of Somerset House. The whole is

extremely rich in ornamental detail. The hall is fine; the coffee-room

is panelled with scagliola, and has a ceiling enriched with flowers,

and pierced for ventilation by heated flues above; adjoining is a room

lighted by a glazed plafond; next is the house dining-room, decorated

in the Munich style; and more superb is the morning-room, with its

arched windows, and mirrors forming arcades and vistas innumerable. A

magnificent stone staircase leads to the library and reading rooms;

and in the third story are billiard and card rooms; and a

smoking-room, with a lofty dome elaborately decorated in traceried

Moresque. The apartments are adorned with an equestrian portrait of

Queen Victoria, painted by Grant, R.A.; a piece of Gobelin tapestry

(Sacrifice to Diana), presented to the Club in 1849 by Prince Louis

Napoleon; marble busts of William IV. and the Dukes of Kent and

Cambridge; and several life-size portraits of naval and military

heroes. The Club-house is provided with twenty lines of Whishaw's

Telekouphona, or Speaking Telegraph, which communicate from the

Secretary's room to the various apartments. The cost of this superb

edifice, exclusive of fittings, was 35,000_l._; the plot of ground on

which it stands cost the Club 52,000_l._

The Club system has added several noble specimens of ornate

architecture to the metropolis; to the south side of Pall Mall these

fine edifices have given a truly patrician air. But, it is remarkable

that while both parties political have contributed magnificent

edifices towards the metropolis and their opinions; while the

Conservatives can show with pride two splendid piles and the Liberals

at least one handsome one; while the Army and Navy have recently a

third palace--the most successful of the three they can boast; while

the Universities, the sciences, even our Indian empire, come forward,

the fashionable clubs, the aristocratic clubs do nothing for the

general aspect of London, and have made no move in a direction where

they ought to have been first. Can anything be more paltry than that

bay-window from which the members of White's contemplate the cabstand

and the Wellington Tavern? and yet a little management might make that

house worthy of its unparalleled situation; and if it were extended to

Piccadilly, it would be the finest thing of its kind in Europe.

THE JUNIOR UNITED SERVICE CLUB.

At the corner of Charles-street and Regent-street, was erected in

1855-57, Nelson and James, architects, and has a most embellished

exterior, enriched with characteristic sculpture by John Thomas. The

design is described in the _Builder_ as in the Italian style of

architecture, the bay-window in Regent-street forming a prominent

feature in the composition, above which is a sculptured group

allegorical of the Army and Navy. The whole of the sculpture and

ornamental details throughout the building are characteristic of the

profession of the members of the Club. The exterior of the building is

surmounted by a richly-sculptured cornice, with modillion and dentils,

and beneath it an elaborate frieze, having medallions with trophies

and other suitable emblems, separated from each other by the rose,

shamrock, and thistle. The external walls of the building are of Bath

stone, and the balustrade round the area is of Portland stone; and

upon the angle-pieces of this are bronze lamps, supported by figures.

The staircase is lighted from the top by a handsome lantern, filled

with painted glass, with an elaborate coved and ornamented ceiling

around. On the landing of the half space are two pairs of caryatidal

figures, and single figures against the walls, supporting three

semicircular arches, and the whole is reflected by looking-glasses on

the landing. On the upper landing of the staircase, is the celebrated

picture, by Allan, of the Battle of Waterloo. Upon the first floor

fronting Regent-street, and over the morning-room, and of the same

dimensions, is the evening-room, which is also used as a

picture-gallery, 24 feet high, with a bay-window fronting

Regent-street. In the gallery are portraits of military and naval

commanders; Queen Victoria and Prince Albert, and the Emperor

Napoleon; and an allegorical group in silver, presented to the Club by

his Imperial Majesty.

CROCKFORD'S CLUB.

This noted gaming Club-house, No. 50, on the west side of St.

James's-street, over against White's, was built for Mr. Crockford, in

1827; B. and P. Wyatt, architects.

Crockford started in life as a fishmonger, at the old bulk-shop

next-door to Temple Bar Without, which he quitted for play in St.

James's. "For several years deep play went on at all the

Clubs--fluctuating both as to locality and amount--till by degrees it

began to flag. It was at a low ebb when Mr. Crockford laid the

foundation of the most colossal fortune that was ever made by play. He

began by taking Watier's old Club-house, in partnership with a man

named Taylor. They set up a hazard-bank, and won a great deal of

money, but quarrelled and separated at the end of the first year.

Taylor continued where he was, had a bad year, and failed. Crockford

removed to St. James's-street, had a good year, and immediately set

about building the magnificent Club-house which bears his name. It

rose like a creation of Aladdin's lamp; and the genii themselves could

hardly have surpassed the beauty of the internal decorations, or

furnished a more accomplished _maître d'hôtel_ than Ude. To make the

company as select as possible, the establishment was regularly

organized as a Club, and the election of members vested in a

committee. 'Crockford's' became the rage, and the votaries of fashion,

whether they liked play or not, hastened to enrol themselves. The Duke

of Wellington was an original member, though (unlike Blücher, who

repeatedly lost everything he had at play) the great Captain was never

known to play deep at any game but war or politics. Card-tables were

regularly placed, and whist was played occasionally; but the aim, end,

and final cause of the whole was the hazard-bank, at which the

proprietor took his nightly stand, prepared for all comers. _Le

Wellington des Joueurs_ lost 23,000_l._ at a sitting, beginning at

twelve at night, and ending at seven the following evening. He and

three other noblemen could not have lost less, sooner or later, than

100,000_l._ apiece. Others lost in proportion (or out of proportion)

to their means; but we leave it to less occupied moralists, and

better calculators, to say how many ruined families went to make Mr.

Crockford a _millionnaire_--for a _millionnaire_ he was in the English

sense of the term, after making the largest possible allowance for bad

debts. A vast sum, perhaps half a million, was sometimes due to him;

but as he won, all his debtors were able to raise, and easy credit was

the most fatal of his lures. He retired in 1840, much as an Indian

chief retires from a hunting country when there is not game enough

left for his tribe, and the Club is now tottering to its fall."[29]

The Club-house consists of two wings and a centre, with four

Corinthian pilasters, and entablature, and a balustrade throughout;

the ground-floor has Venetian windows, and the upper story, large

French windows. The entrance-hall had a screen of Roman-Ionic

scagliola columns with gilt capitals, and a cupola of gilding and

stained glass. The library has Sienna columns and antæ of the Ionic

order, from the Temple of Minerva Polias; the staircase is panelled

with scagliola, and enriched with Corinthian columns. The grand

drawing-room is in the style of Louis Quatorze: azure ground, with

elaborate cove; ceiling enrichments bronze gilt; door-way paintings _à

la Watteau_; and panelling, masks, terminals, heavily gilt. Upon the

opening of the Club-house, it was described in the exaggerated style,

as "the New Pandemonium"; the drawing-rooms, or real Hell, consisting

of four chambers; the first an ante-room, opening to a saloon

embellished to a degree which baffles description; thence to a small,

curiously-formed cabinet, or boudoir, which opens to the supper room.

All these rooms are panelled in the most gorgeous manner, spaces

being left to be filled up with mirrors, silk or gold enrichments; the

ceilings being as superb as the walls. A billiard-room on the upper

floor completes the number of apartments professedly dedicated to the

use of the members. Whenever any secret manoeuvre is to be carried

on, there are smaller and more retired places, both under this roof

and the next, whose walls will tell no tales.

The _cuisine_ at Crockford's was of the highest class, and the members

were occasionally very _exigeant_, and trying to the patience of M.

Ude. At one period of his presidency, a ground of complaint, formally

addressed to the Committee, was that there was an admixture of onion

in the _soubise_. Colonel Damer, happening to enter Crockford's one

evening to dine early, found Ude walking up and down in a towering

passion, and naturally inquired what was the matter. "No matter,

Monsieur le Colonel! Did you see that man who has just gone out? Well,

he ordered a red mullet for his dinner. I made him a delicious little

sauce with my own hands. The price of the mullet marked on the _carte_

was 2_s._; I asked 6_d._ for the sauce. He refuses to pay the 6_d._

That _imbécille_ apparently believes that the red mullets come out of

the sea with my sauce in their pockets!" The _imbécille_ might have

retorted that they do come out of the sea with their appropriate sauce

in their pockets; but this forms no excuse for damaging the consummate

genius of a Ude.

The appetites of some Club members appear to entitle them to be called

_gourmands_ rather than _gourmets_. Of such a member of Crockford's

the following traits are related in the _Quarterly Review_, No.

110:--"The Lord-lieutenant of one of the western counties eats a covey

of partridges for breakfast every day during the season; and there is

a popular M.P. at present [1836] about town who would eat a covey of

partridges, as the Scotchman ate a dozen of becaficos, for a whet, and

feel himself astonished if his appetite was not accelerated by the

circumstance. Most people must have seen or heard of a caricature

representing a gentleman at dinner upon a round of beef, with the

landlord looking on. 'Capital beef, landlord!' says the gentleman; 'a

man may cut and come again here.' 'You may cut, Sir,' responds

Boniface; 'but I'm blow'd if you shall come again.' The person

represented is the M.P. in question; and the sketch is founded upon

fact. He had occasion to stay late in the City, and walked into the

celebrated Old Bailey beef-shop on his return, where, according to the

landlord's computation, he demolished about seven pounds and a half of

solid meat, with a proportionate allowance of greens. His exploits at

Crockford's have been such, that the founder of that singular

institution has more than once had serious thoughts of giving him a

guinea to sup elsewhere; and has only been prevented by the fear of

meeting with a rebuff similar to that mentioned in _Roderick Random_

as received by the master of an ordinary, who, on proposing to buy off

an ugly customer, was informed by him that he had already been bought

off by all the other ordinaries in town, and was consequently under

the absolute necessity of continuing to patronize the establishment."

Theodore Hook was a frequent visitor at Crockford's, where play did

not begin till late. Mr. Barham describes him, after going the round

of the Clubs, proposing, with some gay companion, to finish with half

an hour at Crockford's: "The half-hour is quadrupled, and the

excitement of the preceding evening was nothing to that which now

ensued." He had a receipt of his own to prevent being exposed to the

night air. "I was very ill," he once said, "some months ago, and my

doctor gave me particular orders not to expose myself to it; so I come

up [from Fulham] every day to Crockford's, or some other place to

dinner, and I make it a rule on no account to go home again till about

four or five o'clock in the morning."

After Crockford's death, the Club-house was sold by his executors for

2,900_l._; held on lease, of which thirty-two years were unexpired,

subject to a yearly rent of 1,400_l._ It is said that the decorations

alone cost 94,000_l._ The interior was re-decorated in 1849, and

opened for the Military, Naval, and County Service Club, but was

closed again in 1851. It has been, for several years, a

dining-house--"the Wellington."

Crockford's old bulk-shop, west of Temple-bar, was taken down in 1846.

It is engraved in Archer's _Vestiges of London_, part i. A view in

1795, in the Crowle Pennant, presents one tall gable to the street;

but the pitch of the roof had been diminished by adding two imperfect

side gables. The heavy pents originally traversed over each of the

three courses of windows; it was a mere timber frame filled up with

lath and plaster, the beams being of deal with short oak joints: it

presented a capital example of the old London bulk-shop (sixteenth

century), with a heavy canopy projecting over the pathway, and turned

up at the rim to carry off the rain endwise. This shop had long been

held by a succession of fishmongers; and Crockford would not permit

the house-front to be altered in his lifetime. He was known in gaming

circles by the sobriquet of "the Fishmonger."

FOOTNOTES:

[29] Edinburgh Review.

"KING ALLEN," "THE GOLDEN BALL," AND SCROPE DAVIES.

In the old days when gaming was in fashion, at Watier's Club, princes

and nobles lost or gained fortunes between themselves. It was the same

at Brookes's, one member of which, Lord Robert Spencer, was wise

enough to apply what he had won to the purchase of the estate of

Woolbidding, Suffolk. Then came Crockford's hell, the proprietor of

which, a man who had begun life with a fish-basket, won the whole of

the ready money of the then existing generation of aristocratic

simpletons. Among the men who most suffered by play was Viscount

Allen, or 'King Allen,' as he was called. This effeminate dandy had

fought like a young lion in Spain; for the dandies, foolish as they

looked, never wanted pluck. The 'King' then lounged about town, grew

fat, lost his all, and withdrew to Dublin, where, in Merrion-square,

he slept behind a large brass plate with 'Viscount Allen' upon it,

which was as good to him as board wages, for it brought endless

invitations from people eager to feed a viscount at any hour of the

day or night, although King Allen had more ready ability in uttering

disagreeable than witty things.

Very rarely indeed did any of the ruined gamesters ever get on their

legs again. The Golden Ball, however, was an exception. Ball Hughes

fell from the very top of the gay pagoda into the mud, but even there,

as life was nothing to him without the old excitement, he played pitch

and toss for halfpence, and he won and lost small ventures at

battledore and shuttlecock, which innocent exercise he turned into a

gambling speculation. After he withdrew, in very reduced

circumstances, to France, his once mad purchase of Oatlands suddenly

assumed a profitable aspect. The estate was touched by a railway and

admired by building speculators, and between the two the Ball, in its

last days, had a very cheerful and glittering aspect indeed.

Far less lucky than Hughes was Scrope Davies, whose name was once so

familiar to every man and boy about town. There was good stuff about

this dandy. He one night won the whole fortune of an aspiring fast lad

who had come of age the week before, and who was so prostrated by his

loss that kindly-hearted Scrope gave back the fortune the other had

lost, on his giving his word of honour never to play again. Davies

stuck to the green baize till his own fortune had gone among a score

of less compassionate gentlemen. His distressed condition was made

known to the young fellow to whom he had formerly acted with so much

generosity, and that grateful heir refused to lend him even a guinea.

Scrope was not of the gentlemen-ruffians of the day who were addicted

to cruelly assaulting men weaker than themselves. He was well-bred and

a scholar; and he bore his reverses with a rare philosophy. His home

was on a bench in the Tuileries, where he received old acquaintances

who visited him in exile; but he admitted only very tried friends to

the little room where he read and slept. He was famed for his

readiness in quoting the classical poets, and for his admiration of

Moore, in whose favour those quotations were frequently made. They

were often most happy. For example, he translated 'Ubi _plura_ nitent

non ego _paucis_ offendar maculis,' by '_Moore shines so brightly that

I cannot find fault with Little's vagaries_!' He also rendered 'Ne

_plus_ ultra,' '_Nothing is better than Moore!_'[30]

THE FOUR-IN-HAND CLUB.

Gentleman-coaching has scarcely been known in England seventy years.

The Anglo-Erichthonius, the Hon. Charles Finch, brother to the Earl of

Aylesford, used to drive his own coach-and-four, disguised in a livery

great-coat. Soon after his _début_, however, the celebrated "Tommy

Onslow," Sir John Lacy, and others, mounted the box in their own

characters. Sir John was esteemed a renowned judge of coach-horses and

carriages, and a coachman of the old school; but everything connected

with the coach-box has undergone such a change, that the Nestors of

the art are no longer to be quoted. Among the celebrities may be

mentioned the "B. C. D.," or Benson Driving Club, which held its

rendezvous at the "Black Dog," Bedfont, as one of the numerous driving

associations, whose processions used, some five-and-thirty years ago,

to be among the most imposing, as well as peculiar, spectacles in and

about the metropolis.

On the stage, the gentlemen drivers, of whom the members of the

Four-in-Hand Club were the exclusive _élite_, were illustrated rather

than caricatured in _Goldfinch_, in Holcroft's comedy _The Road to

Ruin_. Some of them who had not "drags" of their own, "tipped" a

weekly allowance to stage coachmen, to allow them to "finger the

ribbons," and "tool the team." Of course, they frequently "spilt" the

passengers. The closeness with which the professional coachmen were

imitated by the "bucks," is shown in the case of wealthy young Ackers,

who had one of his front teeth taken out, in order that he might

acquire the true coachman-like way of "spitting." There were men of

brains, nevertheless, in the Four-in-Hand, who knew how to ridicule

such fellow-members as Lord Onslow, whom they thus immortalized in an

epigram of that day:--

"What can Tommy Onslow do?

He can drive a coach and two!

Can Tommy Onslow do no more?

He can drive a coach and four."

It is a curious fact, that the fashion of amateur charioteering was

first set by the ladies. Dr. Young has strikingly sketched, in his

satires, the Delia who was as good a coachman as the man she paid for

being so:--

"Graceful as John, she moderates the reins,

And whistles sweet her diuretic strains."

The Four-in-Hand combined gastronomy with equestrianism and

charioteering. They always drove out of town to dinner, and the ghost

of Scrope Davies will pardon our suggesting that the club of drivers

and diners might well have taken for their motto, "Quadrigis, petimus

bene vivere!"[31]

There is another version of the epigram on Tom Onslow:--

"Say, what can Tommy Onslow do?

Can drive a curricle and two.

Can Tommy Onslow do no more?

Yes,--drive a curricle and four."

This is the version current, we are told, among Onslow's relations in

the neighbourhood of Guildford.

Lord Onslow's celebrity as _a whip_ long preceded the existence of the

Four-in-Hand Club (the palmy days of which belong to the times of

George the Fourth), and it was not a _coach_, but a _phaeton_, that he

drove. A correspondent of the _Athenæum_ writes: "I knew him

personally, in my own boyhood, in Surrey, in the first years of the

present century; and I remember then hearing the epigram now referred

to, not as new, but as well known, in the following form:--

'What can little T. O. do?

Drive a phaeton and two.

Can little T. O. do no more?

Yes,--drive a phaeton and four.'

"Tommy Onslow was a little man, full of life and oddities, one of

which was a fondness for driving into odd places; and I remember the

surprise of a pic-nic party, which he joined in a secluded spot,

driving up in his 'phaeton and four' through ways that were hardly

supposed passable by anything beyond a flock of sheep. An earlier

exploit of his had a less agreeable termination. He was once driving

through Thames-street, when the hook of a crane, dangling down in

front of one of the warehouses, caught the hood of the phaeton,

tilting him out, and the fall broke his collar-bone."

The vehicles of the Club which were formerly used are described as of

a hybrid class, quite as elegant as private carriages and lighter than

even the mails. They were horsed with the finest animals that money

could secure. In general, the whole four in each carriage were

admirably matched; grey and chestnut were the favourite colours, but

occasionally very black horses, or such as were freely flecked with

white, were preferred. The master generally drove the team, often a

nobleman of high rank, who commonly copied the dress of a mail

coachman. The company usually rode outside, but two footmen in rich

liveries were indispensable on the back seat, nor was it at all

uncommon to see some splendidly attired female on the box. A rule of

the Club was that all members should turn out three times a week; and

the start was made at mid-day, from the neighbourhood of Piccadilly,

through which they passed to the Windsor-road,--the attendants of each

carriage playing on their silver bugles. From twelve to twenty of

these handsome vehicles often left London together.

There remain a few handsome drags, superbly horsed. In a note to

Nimrod's life-like sketch, "The Road,"[32] it is stated that "only ten

years back, there were from thirty-four to forty four-in-hand

equipages to be seen constantly about town."

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