The colonnades are as fruitful to me in recollections as the balconies.

How many miles of daily walks have I gone over, the hand of a toddling

little sister in mine, and with strict injunctions not to stray beyond

the shadow of the columns, and with prohibitions, under dreadful menaces,

of venturing in Air Street on the one side or Vigo Lane on the other!

I wore, I remember, then, an absurd blue cloak, too short for me, and

lined with red, and with a brass clasp somewhat resembling the ornament

on a cartouch box. This cloak chafed and fretted me, and was the bane

and terror of my existence; for I knew, or fancied I knew, that every

passer-by must know that it had never been made for me, which, indeed,

it never had, having formerly been of far larger dimensions and the

property of an officer in his Majesty’s light infantry. I believe that

there was a domestic ukase promulgated for our benefit against crossing

the road; but we did cross it nevertheless, with many looks to the right

and the left, not only to secure ourselves against threatening carriage

wheels, but with reference to the possible appearance of parents and

guardians. There was a delightful bird-stuffer’s shop at the corner of

a court, with birds of paradise, parrots, and hummingbirds of gorgeous

plumage, and strange creatures with white bodies and long yellow beaks

and legs that terrified while they pleasured us. Then there was the

funeral monument shop, with the mural tablets, the obelisks, the broken

columns, the extinguished torches, and the draped urns in the window,

and some with the inscriptions into the bargain, all ready engraved in

black and white, puzzling us as to whether the tender husbands, devoted

wives, and affectionate sons, to whom they referred, were buried in

that grisly shop—it had a pleasant, fascinating terror about it, like

an undertaker’s, too. There was Swan and Edgar’s, splendid and radiant,

then as now, with brave apparel (how many times have I listened to the

enthusiastic cheers of Swan and Edgar’s young men, on the occasion of

the proprietors giving their annual banquet to their _employés_?), and

even then replete with legends of dishonest fares, who caused a cab to

halt at the Regent Street entrance, got out, said they would be back

in a moment, and then darting through the crowded shop, knavishly

escaped at the Piccadilly end. There was the Italian statuary shop, with

Canova’s Graces, the crouching Venus, and the birds round a vase in

alabaster; and, above all, there was Mrs. Lipscombe’s shop—I don’t mean

the staymaker’s, but the one next to that, the filter shop, with the

astonishing machines for converting foul and muddy water, like gruel,

thick and slab, into a sparkling, crystal stream. What a miracle it

seemed to me that the goblet, filled to the brim, and yet into which,

from the filter above, drops continually fell, never overflowed! How I

used to watch the little cork ball, kept in a continually bounding state

of agitation by the perpendicular jet of water—watch it with almost

breathless agitation, when, every now and then, the centre of gravity

would be lost, and the little ball would tumble in the basin beneath—the

whole was covered by a glass shade—till, caught up once more, it would be

sent in eddying whirls higher than ever! I have seen the same experiment

tried since with bigger balls—and of marble—very like twenty-four

pounders—at the _Grandes Eaux_ of Versailles, and in the gardens of

Peterhoff. Stone Neptunes and Tritons surrounded the basin, and the jets

of water, forty feet high, sent the spray flying in the faces of the

spectators; but none of these hydraulic displays ever came up, in my

opinion, to the tiny squirt, with the little cork ball, underneath the

glass shade, in Mrs. Lipscombe’s window. Does she make stays and sell

filters yet, I wonder! What a curious mixture of avocations! I know of

none stranger since the names of M. Fenwick de Porquet and Mrs. Mary

Wedlake were amalgamated, and inquiries as to whether we “bruised our

oats yet,” were alternated with pressing questions of “_Parlez vous

Français?_”

When I thus walked the Regent Quadrant, twenty years since, it was

haunted by a class of men, now, I am happy to believe, almost entirely

extinct. We have plenty of rogues in our body corporate yet. The turf

has its blacklegs and touts; the nightside of London is fruitful in

“macemen,” “mouchers,” and “go-alongs.” You must not be angry with me

for using slang terms; for did not a clergyman, at a highly-respectable

institution, deliver a lecture on slang the other day, and did not the

“Times” quote him? We are not free from skittle-sharps, card-cheats,

“duffers,” and ring-droppers; nay, even at remote country race-courses,

you may find remnants of the whilom swarming tribe of “charley-pitchers,”

the knavish gentry who pursue the games of “under seven or over seven,”

“red, black, leather and star,” or inveigle the unwary with “three little

thimbles and one small pea.” But a stern and righteous legislation has

put down nine-tenths of the infamous dens where any fool who chose

to knock was fleeced to the last lock of wool. If a man wants to be

vicious (in the gambling way) now, he must have the _entrée_ to the

abodes of vice, and a nodding acquaintance with the demon. A neophyte

is not allowed to ruin himself how and where he likes. In the days

of which I make mention, Regent Street and its purlieus abounded in

open gambling houses, and to the skirts of these necessarily hung on

a deboshed regiment of rogues, who made their miserable livings as

runners, and decoy-ducks, and bravos to these abominable nests. They

were called “Greeks,” and two o’clock in the afternoon was their great

time for turning out. From what infected holes or pestiferous garrets in

Sherrard, or Brewer, or Rupert Street, they came, I know not; but there

they were at the appointed hour, skulking with a half sheepish, half

defiant stride up and down Regent Street. Miserable dogs mostly, for

all their fine clothes—always resplendently, though dirtily, attired.

They wore great white coats, shiny hats, and mosaic jewellery, which was

just then coming into fashion. There was another fashion, in which they

very nearly succeeded, by adopting, to drive out, and make permanently

disreputable: that of wearing moustaches. They used to swagger about, all

lacquered, pomatumed, bejewelled, and begrimed, till I knew them all by

sight and many of them by name and repute. There was Jack Cheetham, the

lord’s son, he who was thrown out of the window at Frascati’s, and killed

the Frenchman in the Bois de Vincennes. There was Captain Dollamore,

who married the rich widow, and was arrested for her milliner’s bill

the week afterwards. There was Charley Skewball; he was called Charley,

but he was a baronet, had once been a gentleman, and was the greatest

rogue unhung. Mr. Thackeray knows these men well. They are his Count

Punters, Major Loders, M. de Caramboles, Hon. Algernon Deuceaces; but

they are extinct among us as a class, O Titmarsh; and simple people, who

read your admirable novels, wonder whom the monsters are that you draw.

They are dead; they are at the hulks; they are feebly punting at the few

remaining gambling places on the Rhine: they flaunted in the bad prime

of their manhood when I was a child. I have outgrown them; and only now

and then, when I am out very late, collecting materials for “Twice Round

the Clock,” I come upon a stray Jack or Charley—ragged and drivelling,

his fine feathers all moulted or smirched, his occupation quite gone—who

sidles up to me and calls me “Your honour,” and with salt-rheumy lips,

whimpers forth a supplication for “A penny towards a night’s lodging.”

When our dear Queen Victoria was crowned, I began to lose sight of Regent

Street—lost sight of it by degrees altogether, and came not back to it,

as an observer, for many years. I rather avoided the place, for I had a

bitter baptism of physical misery in the beginning of my working life:

wanting food and raiment, not through prodigality (that came afterwards),

but through sheer penury and friendlessness. And Regent Street, for all

my querulous childhood, was associated with too many memories of happier

days gone for ever. You know what the Italian rhymester says—

“Nessun maggior dolore

Che ricordarsi del tempo felice

Nella Miseria.”

An Englishman has stolen the thought in some lines about “a sorrow’s

crown of sorrow,” whose summing up I forget; but the sense of the passage

is that the times are exceedingly hard, when, destitute and footsore, you

pass by a house, and glance at the windows once lighted up by feasting

in which you participated; when you think of the rooms, once swept by

the robe of the woman whom you loved, but that now, house, windows,

rooms, are the portion of strangers. I say I went away from Regent

Street, and came not back. There were reasons. I became of the Strand

and Fleet Street a denizen, and Temple Bar entered into my soul. For I

was affiliated to a great mystery of Masonry, called Literature, and had

to follow the behests of my mother lodge. You don’t see much of Regent

Street, during your apprenticeship, if you begin at the lowermost degree,

I can assure you. Now I am a master-mason, free and accepted, and can

hold my own; albeit I shall never be an Office-bearer, or “Grand,” of my

lodge, or rise to the superlatives of the Royal Arch or the Thirty-third.

Behold Regent Street at two p.m., in the accompanying cartoon. Not

without reason do I declare it the most fashionable street in the world.

I call it not so for the aristocratic mansions it might possess; for

the lower parts of the houses are occupied as shops, and the furnished

apartments are let, either to music or operatic celebrities or to

unostentatious old bachelors. But the shops themselves are innately

fashionable. There was a dash of utilitarianism mingled with the slightly

Bohemian tinge of my Regent Street of twenty years ago; there were

bakers’ shops, stationers, and opticians, who had models of steam engines

in their windows. There was a grocer not above selling orange marmalade,

brown sugar, and Durham mustard. I remember buying a penny cake of

chocolate of him one morning; but I find the shop now expanded into a

magnificent emporium, where are sold wines, and spirits, sweetmeats

and preserves, liqueurs and condiments, Bayonne ham, Narbonne honey,

Bologna sausages, Russian caviare, Iceland moss, clotted cream, and

_terrines_ of _pâté de foie gras_. Indeed, Regent Street is an avenue

of superfluities—a great trunk-road in Vanity Fair. Fancy watchmakers,

haberdashers, and photographers; fancy stationers, fancy hosiers, and

fancy staymakers; music shops, shawl shops, jewellers, French glove

shops, perfumery, and point lace shops, confectioners and milliners:

creamily, these are the merchants whose wares are exhibited in this

Bezesteen of the world.

[Illustration: TWO O’CLOCK P.M.: HIGH CHANGE.]

Now, whatever can her ladyship, who has been shopping in Regent Street,

have ordered the stalwart footman, who shut the carriage door with a

resounding bang, to instruct the coachman to drive her to the Bank for?

Her ladyship’s own private bank is in a shiningly aristocratic street,

by Cavendish Square, embosomed among green trees. She does not want to

buy ribbons or lace on Ludgate Hill, artificial flowers in St. Paul’s

Churchyard, or fine linen in Cheapside. No; she has a very simple reason

for going into the city: Sir John, her liege lord, is on ’Change. He will

be there from half-past two to three, at which hour High ’Change, as it

may be called, closes, and she intends to call for him, and drive him to

the West-end again. By your leave, we will jump up behind the carriage,

heedless of the stalwart footman; for we are in the receipt of fern-seed,

and invisible.

Going on ’Change seems to be but a mechanical and mercantile occupation,

and one that might with safety be entrusted to some confidential clerk;

yet it is not so; and the greatest magnates of commerce and finance,

the Rothschilds, the Barings, the Huths, the legions of London’s

merchant-princes, are to be found chaffering in the quadrangle every

day. In the old Exchange, they used to point out the particular column

against which the elder Rothschild was wont to lean. They called the old

man, too—marvellous diplomatist in financial combinations as he was—the

Pillar of the Exchange. You know that the colonnades—whose ceilings are

painted in such elaborate encaustic, and with such a signal result in

ruin from damp and smoke—are divided into different promenades, variously

designated, according to the nations of the merchants who frequent them.

Thus—there are the Italian Walk, the Spanish Walk, the Portuguese Walk,

the Danish Walk, and—a very notable walk it is too—the Greek Walk.

Here you may see, jabbering and gesticulating, the crafty, keen-eyed,

sallow-faced Smyrnians, Suliotes, Zantrites, and Fanariotes, individuals

much given to speculations in corn, in which, if report does them no

injustice, they gamble most egregiously.

Three o’clock strikes—or rather chimes—from the bell-tower of Mr. Tite’s

new building. The quadrangle of the Exchange is converted into an

accurate model of the Tower of Babel. The mass of black-hatted heads—with

here and there a white one, like a fleck of foam on the crest of a

wave—eddies with violence to and fro. Men shout, and push, and struggle,

and jostle, and shriek bargains into one another’s ears. A stranger might

imagine that these money and merchandise dealers had fallen out, and were

about to fight; but the beadle of the Exchange looks on calmly; he knows

that no breach of the peace will be committed, and that the merchants and

financiers are merely singing their ordinary pæan of praise to the great

god Mammon. Surely—if there be not high treason in the thought—they ought

to pull down Mr. Lough’s statue of Queen Victoria, which stands in the

centre of the quadrangle, and replace it by a neat effigy of the Golden

Calf.

THREE P.M.—DEBENHAM AND STORR’S AUCTION-ROOMS, AND THE PANTHEON BAZAAR.

The travelled reader has visited that astonishing _atelier_ of mosaics

and _pietra dura_ in Florence maintained at the charges of the late

Grand Duke of Tuscany, (he has been signally kicked off thronedom, since

the first writing of these presents), and has watched with admiring

amazement the patient ingenuity with which the artisans adjust the tiny

little vitreous and metallic fragments, that, firmly imbedded in paste,

make the fruits and flowers, the birds and angels of the mosaic. What

an impossible task it is, apparently, to form the microscopic bits into

comely shapeliness, symmetrical in form and glowing with rich colours!

yet how deftly the artists accomplish their task! how the work grows

beneath their nimble hands! What astonishing memories these _maître_

mosaicists must have, remembering to a pin’s point where the high lights

on the petals of a rose will fall, and storing up in their minds archives

of the eyelashes of the Madonna, precedents for every scintillation of

the rays in the golden nimbus round His head! The mosaicists of Rome, and

Florence, and Venice—though the glorious art has well-nigh died out in

the Adriatic city—are the real administrative reformers, after all. The

right thing in the right place is their unvarying motto, and they are

never found putting the round men in the square holes, or _vice versâ_.

I have been led into this train of thought by the contemplation of the

exigencies of “Twice Round the Clock.” Time, my slave for once, though

he has been my stern and cruel master for years and years, and at whom I

mean to throw a dart when this series shall be completed—Time, who is my

bond servant, to fetch and carry, to hew wood and draw water for yet a

span, has culled from the wild garden of Eternity, and thrown at my feet,

a heterogeneous mass of hours, minutes, and seconds, and has said with a

mocking subserviency—“There, my master, there are the hours of the day

and night, and their minutest subdivisions; try and paste them on your

printed calendar; try and reconcile your men and women to them; try and

apportion in its proper measure of time each grain of sand to the futile

rivings and strivings of your conceited humanity. You have stumbled on

from hour to hour since the sun was young, telling, with indifferent

success, the good and bad deeds that are done in London as the relentless

needle pushes round and round the dial. Here, then, is Three o’Clock

in the Afternoon. Take it; see what you can make of it, and much good

may it do you!” And as Time, or the vagrant thought I have embodied for

the nonce, says this, he sticks his tongue into his cheek, as though he

thought that three o’clock in the afternoon were rather a poser to me.

Old man with the scythe and hour-glass, I defy thee! I will admit that

three o’clock post meridian, requires much deliberation and cogitation,

in order to give the millions of human marionettes, of whom I hold,

temporarily, the strings, their suitable employment; but it is rather

from a profusion than a paucity of scenes and things germane to the

hour that I am embarrassed. At three, ’Change is still going on, though

its busy time, the acmè of its excitement, is over. As the clock

strikes four, the city of London is in full pant; the clerks rush up

Cheapside, and dive down the wealthy narrow lanes, their bursting

bill-books (secured by leather-covered chains tied round their bodies)

charged with “three months after date, please pay to the order,”

which they cram into letter-boxes for acceptance. The private banking

houses in Lombard Street are in an orderly uproar of finance. The

rattling of shovels is incessant; office-boys cast thousands of pounds,

in notes, bills, and money, to the cashier, carelessly, across the

counter, paying vast sums in to their masters’ accounts; and the mighty

partners—in checked neckerchiefs, buff waistcoats, and creaking boots:

tremendous bank-partners, who are baronets, and members of Parliament,

lords even—stalk back from ’Change, pay a farewell visit to the bank

parlour, have a short but solemn confab with confidential subordinates,

relative to coming transactions at the clearing-house, and then enter

their carriages, and are borne to clubs, to the House of Commons, to

Greenwich dinners, or, perchance, if they have a dinner-party at home,

to their magnificent villas at Putney and Roehampton. What a colony

of bankers dwell there! the _sommités_ of the _haute finance_ seem to

entertain as decided a partiality for the banks of the Thames, as the

stockbrokers do for Brixton and Tulse Hill. Rare lives these money

keepers lead—scattering in the West that which they gather in the East.

Graperies, pineries, conservatories, ice-houses, dinner-parties, balls,

picnics; all these do they enjoy: they, their comely wives and handsome

daughters. They marry into the aristocracy! they have countesses and

marchionesses in their list of partners. It is not so many centuries

ago since the bankers were humble sellers of gold plate, dwelling in

Lombard Street and the Chepe, and following the great courtiers round the

quadrangle of the Exchange, intreating their lordships’ honours to be

allowed to keep their cash. Worthy individuals, however, are the majority

of these bankers, and it is but very rarely indeed that they make ducks

and drakes of their customers’ moneys. They are not so very proud either,

for all their splendid carriages and horses; and here, upon my word, is

Baron Lionel de Rothschild tearing up Ludgate Hill in a common Hansom

cab; but he, like the bad man whom Martial in an epigram declares not to

be so much vicious as vice itself, is less a Banker than a Bank.

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