But also without having to send a previous notice to the Post Office
Savings Bank, a Depositor (Payer) can at once at any post office obtain
repayments of sums from 1 to 20 florins.
Repayments can be made without delay on producing the notice drawn out
according to the regulations together with the last acknowledgment of
receipt or abstract of the credit account with at the same time an
entry of the sum in the deposit-book.
Repayments made without delay are not allowed on authorisations, also
the whole balance of the depositor's account cannot thus be withdrawn,
but a sum of at least 50 kreutzers must remain in the book. This sum as
well as the interest can then in the usual way be withdrawn by notice.
After each repayment made without delay, the depositor receives a
statement from the Post Office Savings Bank with reference to his
remaining balance (Statement of Credit-account), on the ground of which
he can again obtain a repayment without delay.
Repayments without delay cannot be made with reference to annulled
deposit-books, or, with reference to deposit-books concerning which a
protest, recognised by the Post Office Savings Bank has been made.
The Post Office Savings Bank sends out no acknowledgements of receipt
upon entering and carrying to the depositor's credit, interest and
coupons,--the last receipt or statement of balance of account is
therefore valid for a repayment made without delay; but the sum to be
repaid must not include the credited interests or coupons.
After repayments in the usual manner or after such payments as the Post
Office Savings Bank at Vienna itself makes as well as after other debit
entries in the deposit-book, as for example purchases in the stocks,
no statement with reference to the remaining balance is given, the
acknowledgement of the receipt of the last deposit remains therefore in
like manner valid until the next repayment made without delay.
In the same way a statement with reference to the remaining balance
retains its validity without regard to these repayments or debit
entries, until in its place comes another acknowledgment of receipt in
consequence of a new deposit, or a new statement with reference to the
balance of the account in consequence of a new payment made without
delay.
It is evident of itself that a higher sum than the balance remaining
at the depositor's disposal after deduction of the last repayment and
entered in the book cannot at any time be paid.
Should it happen that owing to the Post Office Service the
acknowledgment of the receipt of the last deposit has not come into the
depositor's hands, the previous receipt-acknowledgment, or statement of
balance will be considered valid; the last deposit, not yet confirmed
cannot however be included in the payment requested.
If after a payment made without delay there remains less than 1 fl. 50
kr. to the credit of the depositor, the Post Office Savings Bank will
issue no statement of the balance of the account, since in such a case
there can be no further payment made without delay until there has been
a new deposit paid in followed by an acknowledgment of receipt.
At the bank of the Post Office Savings Bank at Vienna repayments can
be made without delay every day from 8 o'clock in the morning until
6 o'clock in the evening (on Sundays and holidays from 9 until 12 at
noon) without regard to the amount of the sums required.
To this end it is necessary to present at the Cashier's sliding
window the Notice-paper filled in and signed by the person empowered
to do this together with the deposit-book; bringing the last receipt
acknowledgment or statement of balance is not requisite.
For sums above 20 florins, the depositor, in case he has no watchword
must prove his own identity.