The smallest deposit is 50 kreutzers, larger deposits must be a
multiple of that sum.
In order to render possible the saving of smaller sums than 50
kreutzers, Post Office Savings Cards have been issued.
Post Office Savings Cards are cards imprinted with a postage stamp
of 5 kreutzers, and having the necessary room to fasten on further
stamps; these cards are sold at all Post Offices, and by all postage
stamp vendors on payment of the value of the imprinted stamp. Such a
Post Office Savings Card with stamps fastened on to the value of 50
kreutzers will be accepted at the Receiving Offices of the Post Office
Savings Bank as a deposit.
One and the same depositor can only be permitted to bring for deposit
three Post Office Savings Cards during one week, either singly or at
the same time.
The balance of a depositor in paid up deposits and capitalised
interests is not permitted to amount at any time to more than 1,000
florins.
The Depositor must with the first deposit inscribe his signature in the
place appointed on the third page of the deposit-book and must further
give an account of his calling or occupation, the place, day, month,
year of his birth, as well as the place where he lives and his address.
He must moreover sign with his own hand the so-called «_Gegenschein_»
(Counter-certificate) to be found in the deposit book. And he himself
choose a given private «Watchword» (_Losungswort_) and inscribe it in
the appointed place in the counter-certificate.
The result of this will be that payments back in the customary way can
only follow on giving this watchword.
A person who cannot write is obliged to bring with him a witness who
authenticates the depositors mark by his own signature. To those known
personally to the Post Office official, or, who identify themselves by
means of a certificate of domicile, a passport or a work-or service
book, the Post Office official can himself become the witness.
In the case of Societies, Unions, Cooperative Associations and persons
having a legal position either the bringer of the first deposit can
give his signature and be then regarded as the Payer, or no signature
will be received. In the latter case nothing can be done with reference
to the deposits until the Payer by means of an official document, N^o
14, signifies to the Post Office Savings Bank who will be authorised to
give notices of withdrawals and to collect payments.
Subsequent payments can be effected on each book at any office without
further notice and without its being necessary for the person to come
personally.
Every deposit must be at once entered in the deposit-book by the Post
Office official and this entry is to be certified by the imprint of the
Receiving Offices stamp of the day and the signature of the Post Office
official. The Depositor (Payer) is bound before leaving the office to
examine the entries sufficiently so as to see that they are correct.
Deposits are also received from Rural Agents to the limit of 300
florins for each deposit-book and for each commission bought. Deposits
up to 5 florins pay no fee. For deposits of more than 5 florins a
receiving-fee of 5 kreutzers is charged.
The Post Office Savings Bank receives from Depositors, Coupons of
Austrian Bond falling due and enters the proceeds in the deposit-book
and to the depositors account.
To this end the coupons together with the deposit-book are either to be
given in at the Bank of the Office, or forwarded post-paid to the Post
Office Savings Bank at Vienna.
Each single coupon given in or forwarded must have legibly written on
the back, the number of the deposit-book and the depositor's name, if
not, a list of the sorts and numbers of the coupons as well as the
number of the deposit-book will have to be given.
For receiving the coupons the Post Office Savings Bank charges a
commission of 1 kreutzer the coupon, which will be deducted from what
it produces.
The sending-back of the deposit-book will be post free.
It is moreover allowable when a depositor has to receive at a post
office not dependent on the Treasury a sum by order,--whether it be an
ordinary post office order, or a repayment--or transfer post-office
order, or finally by a pay-order in the cheque service of the Post
Office Savings Bank, not to pay the same in cash, but have it
immediately entered in the deposit-book.