In one of the Letters she asks for public music definitely p

[Illustration:

OCTAVIA HILL _From a Painting by Sargent_

]

GOOD HOUSING THAT PAYS

A STUDY OF THE AIMS AND THE ACCOMPLISHMENT OF THE

OCTAVIA HILL ASSOCIATION

1896–1917

_By_

FULLERTON L. WALDO

PHILADELPHIA:

THE HARPER PRESS

1012–20 CHANCELLOR STREET

1917

COPYRIGHT 1917

BY

HARPER PRINTING COMPANY

PRINTED IN THE UNITED STATES

TABLE OF CONTENTS

I

PAGE

FOREWORD 7

II

OCTAVIA HILL 11

III

THE ASSOCIATION 21

IV

DAYS AFIELD 77

V

DOES IT PAY? 103

VI

APPENDICES 111–121

INDEX 123

LIST OF ILLUSTRATIONS

PAGE

Portrait of Octavia Hill Frontispiece

A court improved 20

Calling for a change 23

Montrose Street 29

Casa Ravello 35

Monroe Street 41

Workman Place 45

Workman Place—Interior view of yard 47

Interior view of Workman Place 49

East Rittenhouse St., Germantown 53

East Rittenhouse St., rear, after improvement 55

New Houses—East Rittenhouse St. property 57

Plan of dwellings for the Philadelphia Model Homes Company 61

Plans of Richmond Houses 62–64

Houses of the Richmond Group—Playground in the rear 67

Gaul St. houses, Richmond Group 69

Chart showing the increase in the number of properties

owned by the Octavia Hill Association from 1896 to 1915 73

Philadelphia homes altered to tenement houses 79

Franklin Court before renovation 87

Franklin Court after renovation 89

Court of North Third St. property before renovation 97

Court of North Third St. property after renovation 99

I

FOREWORD

Philadelphia is called the City of Homes with good reason. Come into her

ample confines from any point you please and you see row upon row of

little two-story, stone-stepped houses of red brick, perhaps with a

grass-plot front or rear, shade trees in a singular variety, and a

certain distinctive contentment and prosperity in the very air above the

myriad simmering chimneys.

For all her malodorous misgovernment of time past, whose survivals are

being eradicated step by step, with a long stride forward for each

disheartening setback, it is a crowning glory of Philadelphia that

thousands upon thousands of these little houses have held their own all

these years, instead of the teeming, noisome rookeries that are the bane

of many another metropolis.

A million people—more than half the population—live in single dwellings.

There are tenements, of recent origin: there is in prospect a tenement

problem. But the satisfaction of the developed instinct of the

home-builders and housekeepers of Philadelphia does not lie in the

direction of the sky-scraping multiple dwelling, which replaces a front

porch with a fire-escape, makes a box of geraniums or a rubber-plant do

duty for a garden, festoons the vista between towering walls with “the

short and simple flannels of the poor,” and suspends the growing child

like Mahomet’s coffin half-way between a clouded heaven of grimy

skylight or gravelled roof and the cluttered inferno of the pavement far

below.

Philadelphia families, accustomed to think of health and comfort largely

in terms of the upgrowing generation, prefer privacy to promiscuity, and

love their own vine and fig-tree, rising from the ground level, with the

tenacious affection that attaches to a patriarchal inheritance. Where

the individual home is an impossible luxury, the multiple dwelling that

is reared must recognize the right of the family to every procurable

blessing and convenience of the single house.

The pages that follow describe the effort of a thoughtful group of

Philadelphians to provide cleanly homes and a healthy environment for

families in modest circumstances or in self-respecting poverty. This

effort—now twenty-one years old—has outgrown the stage of experiment,

but it never will deny new light nor wholly abandon, however it may

adapt, the ideals that are Octavia Hill’s own spiritual legacy. Who this

great and good woman was and what she did for humanity are explained in

the opening chapter. The life-story of the work in Philadelphia that

perpetuates her name and her influence is next set forth. The reader is

then taken into the places where the Association has labored to clean

out and to build up in order that sun and air and running water may

perform their medicinal offices for body and soul together; that germs

and vermin may be routed with the dirt that breeds them; that babies may

have a chance to grow into decent and useful citizens; that a sense of

neighborliness and interdependence may be fostered even among those

whose nationality, religion and language are diverse.

From first to last this is an enterprise of business, and not of

charitable dole. We therefore are given to see the “friendly

rent-collector” going from door to door, gently but firmly insisting

upon payment when the stipulated sum falls due. We find her lending an

ear as “guide, philosopher and friend” to a wide category of troubles

great and small—none too large and none too minute for her fearless and

sympathetic consideration. She does not give alms. She makes no vague

and lavish promises of benefits to fall like manna from the skies. She

bestows aid upon those who help themselves. She is a walking delegate,

not of insurrection and discontent but of courage and self-respect, and

the inculcation of thrift and cleanliness and personal responsibility.

We are taken on his rounds with the Superintendent, whose function is

the oversight of the work of tearing down and building up, of

constructing and of reconstructing, in all its phases. We see that a

great deal of the effort of the bricklayer and the carpenter, the

plasterer and the plumber, under this shrewd and constant oversight goes

to the rebuilding of old houses, and the adaptation of decadent

dwellings to the modern advantage of those who have suffered under

conscienceless and grinding owners, mindful of profit only.

The work of the Association in the capacity of agent for properties it

does not hold is set forth, and the question of the worth-whileness of

the undertaking is finally considered.

The writer has been aided without stint at every turn by those whose

names appear in the text, and whose self-effacement precludes a proper

acknowledgment of their help. He will remember always the mothers and

fathers and children met in the course of his social exploration from

house to house. He has merely written this little book: they have been

the making of it.

PHILADELPHIA,

September 1, 1917

II

OCTAVIA HILL

December 3, 1838–August 13, 1912.

“Let us be gentle, because we know so little.”

—Letter to my Fellow-Workers, 1879.

“But, if you let one touch of terror dim your sight, and flinch before

the most terrible upheaval of rampant force, or threat; if, for

popular favor, or seat at board, or success on platform, you hesitate

to speak what you know to be true, then shall your cowardice and your

ambition be indeed answerable for consequences which you little dream

of.”

—Ibid, 1889.

Many a Browning Society has little to do with Browning, and many a

reading circle takes Shakespeare’s name in vain: but in the case of the

Octavia Hill Association there is so close a correspondence between the

work and the practical idealism of the woman whose name it bears that a

study of her career of service to humanity in England and thus

throughout the world sheds light upon the organized and incorporated

effort in Philadelphia.

Octavia Hill was the eighth daughter among eleven children of James Hill

of Peterborough. Her mother was the third wife of Mr. Hill, who

inherited his father’s successful business as corn-merchant and upon the

proceeds came to grief as a banker. Altruist, reformer and book-lover,

the financial panics of 1825 and 1840 were too much for him. Upon his

mental and physical collapse, Octavia’s mother took her daughters to a

cottage at Finchley, provided by her father, Dr. Southwood Smith, the

noted sanitarian.

When Octavia was thirteen, her mother removed to London to become

manager of a Guild for the employment of women. One of the workers at

the Guild lent Octavia books and pamphlets on the life of the poor,

which so greatly depressed her that “she began to think that all

laughter or amusement was wicked.”

But she was cured of that delusion when she was given an active part in

the work of the Guild, and found how necessary fun and frolic are to

relieve the monotony of working lives.

The little Octavia was put in charge of a work-room in which girls of

about her own age made toys. Since she was poor herself, she realized to

the full their lives of drudgery and hardship, and she did all she could

to make them happy. Some years later she wrote of this period: “We were

so very, very poor, and home was like a little raft in a dark storm,

where the wonder every day was whether we could live through it; and now

the sea looks calm, even if there are waves; and we have leisure to look

at the little boat in which we sail. I wonder if it will ever be painted

with high colors.”

It was at about this time that Octavia asked Ruskin to teach her

drawing; and his assent brought a new and a constraining influence to

bear on all her life. “I would give years,” she wrote after the meeting,

“if I could bring to Ruskin ‘the peace which passeth all

understanding.’” Ruskin told her she was “far more accurate” than any of

his college pupils. No wonder Ruskin, the artist and ameliorist at once,

found her an apt pupil, taking fire from the gleam of his own restless

inspiration.

An address by Kingsley, delivered before an association of women created

to promote sanitary reform, helped Octavia, at twenty, to visualize her

objective. Kingsley adverted to the fact that small houses were passing

more and more into the possession of individuals, and declared that

legislation must recognize the fact. “He was not going into the question

here; it would have to be attended to, but it seemed a great way off.

Therefore he hoped women would go, not only to the occupiers, but to the

possessors of the house, and influence people of ‘our own class.’”

In this, her summary of the speaker’s somewhat vague and not

over-optimistic conclusions with regard to the possibility of

legislative action, Octavia seems to be feeling a challenge to the

deepest in her nature, and to a maturing if not a finally fixed

conviction.

At the end of 1860, just after Octavia’s twenty-second birthday, came an

event of moment—one of the great crises in her life, her biographer

styles it—in the removal to 14 Nottingham Place. She arranged to have

poor women come to the house weekly to sew. One night a woman fainted,

and Miss Hill’s sympathetic inquiry elicited the fact that she had not

slept the previous night; she had been washing clothes and rocking the

baby’s cradle at the same time with her foot.

Miss Hill called at the poor woman’s home next day, and found that it

was a damp, unsanitary kitchen.

She then tried to find other and better quarters, but there was no place

where they would take the children. She was given in her quest to

realize that at her very door there were squalid, teeming homes like

those from which the little toy-workers came; and she brooded upon the

sorrowful fact.

Under the cloud she came to Ruskin to bring him some of her drawings.

She found him in a pessimistic frame of mind.

“I paint, take my mother for a drive, dine with friends, or answer these

correspondents,” he said, as he pulled out some letters from his pocket,

“but one longs to be doing something more satisfying.”

“Most of us feel like that at times,” ventured the devoted pupil.

“Well, what would you like to be doing?” was Ruskin’s reply.

“Something to provide better homes for the poor,” was the girl’s answer.

Ruskin wheeled sharply about in his chair.

“Have you a business plan?” was his challenge.

Then and there Octavia Hill’s life-work was born.

Ruskin told her he had no time to attend to the details of management as

landlord, but he said he would buy a tenement house if she would run it

for him.

He wanted five per cent. on his investment. He didn’t care for the

money, he said, but he thought others would be far more likely to follow

the example set if the enterprise were put on a business basis from the

start.

“Who will ever hear of what I do?” exclaimed Octavia.

But she entered whole-heartedly into the fulfilment of the suggestion,

and said she would do her best to make the scheme pay.

Then began the long, long search for a house, with a garden, where she

might create modest and wholesome apartments for the poor. Landlords and

agents as soon as they learned what she was after interposed all manner

of objections.

In answer to one of these heartless rebuffs Octavia exclaimed: “Where,

then, _are_ the poor to live?”

“I don’t know,” said the agent. “I only know they’ve got to keep away

from the St. John’s Wood Estate.”

In the spring of 1865, she was able to announce triumphantly that Ruskin

had bought for her, for a term of fifty-six years, three houses in a

court close by. The tenants came with the houses. She had schemes for

the recreation of the children, and she meant to secure a playground for

them. “The plan promises to pay; but of this I say very little; so very

much depends on management, and the possibility of avoiding bad debts.”

To Mrs. Shaen, wife of the lawyer who negotiated the sale, she wrote

presently: “The money part is very regular and simple, just so much paid

into Ruskin’s bank each quarter; but to me the work is of engrossing

interest. We have three houses, each with six rooms; and we have managed

gradually to get the people to take two rooms, in many cases.” The

garden had come with Ruskin’s enthusiastic purchase of six more houses;

and the cup of the busy landlady’s satisfaction is filled to

overflowing. “The children seem to have so few joys, and they spring to

meet any suggestion of employment with such eagerness, instead of

fighting and sitting in the gutter, with dirty faces and listless,

vacant expression. I found an eager little crowd threading beads last

time I was in the playground. We hope to get some tiny gardens there;

and Ruskin has promised some seats. I hope to teach them to draw a

little; singing we have already introduced. On the whole, I am so

thankful, so glad, so hopeful in it all; and, when I remember the old

days when I seemed so powerless, I am almost awed.”

Here we see in embryo several present day social movements of wide

outreach, all at once:—the suggestion and direction of children’s games;

the cultivation of home and school gardens; community singing.

The new owner found the houses occupied—to quote her own words—“by a

desperate and forlorn set of people; wild, dirty, violent, ignorant as

ever I have seen.”

“I worked on quite alone about it,” she tells us, “preferring power and

responsibility and work, to committees, and their slow, dull movements.”

But as soon as she let her friends know what she was doing, they rallied

in force to her assistance.

Presently in the crowding multiplicity of detail her life became, she

tells us, “a fight for mere existence. References, notices, rents,

repairs, the dry necessary matters of business, take up almost all time

and thought; only”—and here comes the saving clause—“as, after all, we

are human beings, and not machines, people round, and all we see and

hear, leave a kind of mark on us; an impression of awe, or pity and

wonder, or sometimes love.”

“Here I am,” she writes in another letter of about the same date, “head

and ears deep in notices about dustmen, requests for lawyers to send

accounts, etc., etc.... I’ve just come in from a round of visits to the

nine houses; and somehow it’s been a day of small worries about all

sorts of repairs, and things of that kind. It is only when the detail is

really managed on as great principles as the whole plan, that a work

becomes really good.” That last sentence holds the vital germ of Octavia

Hill’s own philosophy, living on in the work of the Association that

bears her name.

Instead of giving alms she gave herself. The student of her work cannot

fail to note how sedulously she refrained from handing out money when

that would have been the easiest thing to do. In 1869 she had read a

paper before the Social Science Association on “The Importance of Aiding

the Poor Without Alms-giving,” and on this point she was obdurate. Even

her strong champion Ruskin was unwilling to go all the way with her in

this policy, and he shrank from contact with the ugliness that she met

to give it battle day after day.

The Artisans’ Dwelling Act in 1875 was a great parliamentary victory for

housing reform, and it was in large part Miss Hill’s victory. Moreover,

the Committee which investigated the operation of the Act five years

later owed much to Miss Hill’s continued cooperation. This is the period

of the specialized effort of Miss Hill in behalf of Open Spaces. When

the bill for the artisans’ houses came up for its second reading in the

House Miss Hill was present, tremulously eager of course to behold its

reception and to know its fate. Suddenly, to her intense gratification,

a speaker brought forward an article she had written for Macmillan’s

Magazine.

“Instead of quoting dry facts and figures, he read aloud from it the

description of the wonderful delight it gave me to see the courts laid

open to the light and air.”

It may be remarked that no compilation of facts and figures will ever

convey a fair idea of the work of Miss Hill or the work of the Octavia

Hill Association.

By 1877 Miss Hill’s work had grown till it concerned the welfare of

3,500 tenants and the prudent husbandry of some $200,000 in trust funds.

Lord Pembroke gave Miss Hill $30,000 to buy houses, and paid a worker.

Then she had to go away to rest, and the years from 1878 to 1880 were

spent chiefly in travel, that took her to the Levant, though she kept in

contact with her ruling passion by intimate and affectionate

correspondence.

Upon her final return she was asked by the Ecclesiastical Commissioners

to undertake the management of much of their property in Southwark. She

accepted the charge. She began the successful movement which lasted six

years, from 1883 to 1889, to add Parliament Hill, and a tract adjoining,

to Hampstead Heath. This achievement must stand among her greatest

benefactions to humanity. It meant obtaining $1,500,000 by private gift

and municipal appropriation, and not merely saving a great playground of

the poor but doubling its area.

She took charge of forty-eight houses in Deptford, in South London, in

1884, and in 1885 accepted the responsibility for seventy-eight more in

the same region. In 1887 the number of tenants had increased to 5,000.

The Red Cross Cottages and Garden in Southwark opened in June of this

year are salient examples of Miss Hill’s magic wand in ousting ugliness

and creating graciousness and beauty in its place. The hall, designed

for music and other neighborhood entertainment, has unusual decorations

by Walter Crane, representing just such actions of peaceful heroism as

any one of us, at any time, might be called on to perform. The first

picture was that of Alice Ayres, a servant girl, who saved children from

a fire in Southwark. Since the heroine came from their own walk in life,

and was known to some of them, the tenants felt a living link of

interest with the painting.

The burden of the Deptford Cottages was progressively taken over by an

enlarging number of assistants. Though many of these were volunteers,

since Miss Hill never surrendered her belief in the system that brought

women of refinement and leisure into contact with those whose lot was

toiling poverty, the desirability of the service of professional

supervisors was recognized, and over each group of houses as served by

the volunteer assistants there was set a paid worker to direct the

collection of the rents and all the diversified effort for the welfare

of the tenants.

After a time these head women and their charges, while they never ceased

to look to Miss Hill for guidance and inspiration, became more and more

independent of her actual oversight, and as they gained confidence and

knowledge the work became progressively decentralized.

Miss Hill was one of the pillars of the Kyrle Society, created by her

sister Miranda, which sought to bring beauty into the lives of the poor,

to secure open spaces, and to convert city burial grounds in congested

areas to the uses of the living. She was a prime mover in the Charity

Organization Society, earnestly striving to keep before that body the

paramount importance of personality in charity, and the influence of

enthusiastic and warmhearted individual effort for individuals. She was

a member of the Women’s University Settlement in Blackfriars’ Road. She

was one of the founders of the National Trust for Places of Historic

Interest or Natural Beauty. She was a member of the Royal Commission on

the Poor Laws. She saved land along the banks of the River Wandle from

desecration, for the perennial joy of the poor. After her “Homes of the

London Poor” had been translated into German by Princess Alice, the

Octavia Hill Verein was formed in Berlin. Edinburgh, Glasgow and Dundee

took counsel with her, and installed her methods in groups of houses

municipally controlled. The housing system in Amsterdam was influenced

by her work, and traces of it are to be found in Sweden. Students of her

methods came from near and far to be instructed. The effort of such

women as Ellen Collins and Josephine Shaw Lowell in New York gladly

acknowledged the impress of Miss Hill’s ideals.

Aside from her personal correspondence, the record of beneficent

activity is to be found in her two volumes, “Homes of the London Poor,”

and “Our Common Land,” and in the series of annual “Letters to My

Fellow-workers,” privately circulated, which began in 1873 and continued

until December, 1911.

“The main tone of action,” she affirms, in “Homes of the London Poor,”

“must be severe. There is much of rebuke and repression needed, although

a deep and silent under-current of sympathy and pity may flow beneath.

If the rent is not ready, notice to quit must be served.”

An all-important factor is the “friendly rent-collector” who, while firm

in her insistence upon prompt payment of the rent, forms a living link

of sympathy and perception between the landlord or landlady and the

tenant, and among the tenants themselves. The thorough training of this

collector is essential, and for this training Miss Hill left minute

prescriptions.

In her Letter for 1879, Miss Hill says,—and she repeats the passage in

the Letter for 1896,—“All the smoky chimneys, broken water-pipes,

tiresome neighbors, drunken husbands, death, disease, poverty, sin, call

not only for your sympathy but for your action.”

“You cannot deal with the people and their houses separately. The

principle on which the whole work rests, is that the inhabitants and

their surroundings must be improved together,” she writes in “Homes of

the London Poor.”

Miss Hill wanted trees planted and vines trained against the houses, and

gardens wherever possible. She cites with approval the example of

children who thrust flowers in a crevice in the wall, to make it, as

they said, “like it was the day we had the May-pole.” “A bunch of

flowers brought on purpose,” is mentioned among the gifts that are not

destructive of independence, and that assist what she beautifully calls

the “return to the old fellowship between rich and poor.” “She takes

them flowers” is part of her commendation of one of her friends who went

tactfully among her people. In a touching Letter she speaks of widows

who came home from a country outing with wild flowers to surprise the

children when they woke in the morning.

She pleads for organized, directed play, in behalf of children “wholly

ignorant of games,” who “have hardly self-control enough to play at any

which have an object or require effort.” She holds that there must be

play supervisors for a playground she has started, and “these I hope to

find more and more.”

In one of the Letters she asks for public music definitely planned and

schooled. “I hope that we may have a more organized body of singers, led

by a conductor whom they know, and ready to sing in out-of-the-way

places.” In another Letter she refers to the value of uplifting music on

Sundays, and of a violin class.

Of a cadet corps for the boys she heartily approved. “There is no

organization which I have found influence so powerfully for good the

boys in such a neighborhood.” The Boy Scouts of today would have been to

her a cause for devout thanksgiving.

In the Letter for 1907 she gives it as her belief that the work of

agency in the management of properties for others is destined to expand

significantly. This, of course, has become a most important part of the

work of the Octavia Hill Association.

With each of the Letters there appears a financial balancesheet reduced

to simplest terms of receipts and expenditure. Behind these items, she

declares, are “trembling hopes and fears about each individual.”

The book “Our Common Land” sets forth chiefly Miss Hill’s views on the

vital issue of open spaces,—“open air sitting-rooms” she called them.

She yearns to bring the people at large into the air and the light of

day. The two great wants in the life of the poor are the want of space

and the want of beauty. She has much to say of the mortmain of the city

graveyard that keeps the living out of an available breathing space.

The last decade of Miss Hill’s life saw the fruition of the years of

anxiety and uncertainty, but there was no cessation of labor. “Up to

within three days of her death,” writes her biographer, “she continued

to see her friends and fellow-workers, using to the utmost her failing

strength, and endeavoring to arrange for the efficient carrying on of

the many works in which she took such a keen interest.” When they told

her that the end must be, she said, thinking only of her work, “I might

have given it a few more touches, but I think it is nearly all planned

now, very well.” On the night of August 13, 1912, in the words of her

beloved Chaucer, her “spirit changed house.”

“O human soul! as long as thou canst so

Set up a mark of everlasting light

Above the howling senses’ ebb and flow,

To cheer thee, and to right thee if thou roam—

Not with lost toil thou labourest through the night!

Thou mak’st the heaven thou hop’st indeed thy home.”

[Illustration:

A COURT IMPROVED.

]

III

THE ASSOCIATION

Any enterprise of social amelioration has its doubting Thomases and its

Job’s comforters to contend with at the beginning, and the Octavia Hill

Association has not been exempt from the need of explaining why it

should exist, and why good citizens should uphold its ministration.

There are terrible homes for the underworld of Vienna called

“Massenhotels.” It is a common experience to find twenty or thirty

people of both sexes living in one room, each occupant paying ten cents

a week for a quarter of a bed. Sometimes the room is windowless. Disease

is rife, and the stench of the filthy bodies and the filthy clothing

that clutters the rotting walls is intolerable.

“Thank God we have nothing like that here in Philadelphia!” exclaimed a

good woman, throwing up her hands at this description. “It’s too bad

that they can’t have the Octavia Hill Association in cities that need it

more.”

But these festering, sweltering Poles, Jews, Slovaks and Croats of

darkest Vienna are the submerged ones of a capital whose municipal motto

is “On with the Dance;” whose name is the synonym of gayety and folly.

These miserable folk, who call a little thin potato soup and a

thimbleful of bad brandy a square meal, may have reached a lower stratum

of existence than most Americans have seen. Does that excuse a

complacency that takes it for granted that whatever is out of sight

under the lid in Philadelphia, San Francisco, Chicago or New Orleans is

all right?

Philadelphia has a Civic Club that has been a blessing to the city in

its work for the reign of law, through the virtuous energizing of good

women. It has battled for everything that makes for better conditions of

housing and of living in a city. The list of good works it has brought

out of dreamland into the light of common day is as diversified as the

life of the great city which the persistent effort of this Club has

sweetened and ennobled. It was but natural that the Octavia Hill

Association should have its genesis among friends in council who met in

the hospitable quarters of the Club in the winter and spring of 1895–96

to study the large and many-angled problem of fair play for the

metropolitan poor.

There had been previous efforts, such as that of the Benevolent Building

Association of 1865, to provide bright and cleanly dwellings for

families of limited earning capacity. In 1885 a lending library for

children, in the heart of a negro district at Seventh and St. Mary

Streets, brought home to its benevolent promoters the need of a new and

improved order of living in the hovels where the books were circulated.

It was plain that a transformation was not to be wrought merely by the

magic of good books. People must take hold of people; life must come

into stimulating contact with life; the socially uplifted must discover

that the economically downtrodden were their neighbors. Mr. Theodore

Starr had already made an inspiring beginning near at hand. He had

bought and razed horrid eyesores of dwellings and had put up in their

place rows of well-built houses that appealed to a better class of

tenants. The result of his enterprise was felt throughout the region.

With the name of Theodore Starr, honoris causa, must be associated those

of Edith Wright Gifford and Hannah Fox. The latter not merely bought and

improved dwellings in this St. Mary Street district but personally

undertook their management upon the successful plan of Octavia Hill

which she so intimately understood. When she had studied the local

problem in its practical aspects for several years, she met the beloved,

untiring altruist, Mrs. William F. Jenks and others in the conferences

mentioned, and in these sessions a report was discussed and prepared.

They then went before the Civic Club with the report, and asked for its

sanction and its furtherance. The Civic Club responded instantly and

whole-heartedly, and the Octavia Hill Association was formed as an

independent organization, to have for its specialized concern the

provision of homes of the right sort, for families of modest means.

[Illustration:

CALLING FOR A CHANGE.

]

Cooperation became corporation, under the laws of Pennsylvania, June 25,

1896. Nathaniel B. Crenshaw was the first President; Frank H. Taylor was

chosen Treasurer, and Mrs. Thomas S. Kirkbride became Secretary. The

original Board of Directors comprised Miss Fox, Mr. Crenshaw, Mrs.

Jenks, Mrs. Kirkbride, and Mr. Taylor.

Mrs. Kirkbride—a tower of strength and of consecrated purpose in this

work as in all movements for the greater good of the greater number in

Philadelphia—expressed so perfectly the purpose of the new organization

in her first report as secretary, (January 1, 1897) that we cannot do

better than to use her statement here:

“The object of the Civic Club,” she wrote, “is ‘to promote by education

and active cooperation a higher public spirit and a better social

order.’ The Octavia Hill Association, although an independent

organization, works for the same higher spirit and better order, on its

own definite and restricted, but most important, lines. It sees in

insanitary, dilapidated, and overcrowded dwellings, influences which

lower the moral and the physical health of Philadelphia. Against these

evil influences it aims to enlist the cooperation of citizens who, well

housed themselves, desire the same advantage for less fortunate

Philadelphians. This cooperation is solicited on strict business

conditions, and it is believed that a safe investment of capital and a

fair rate of interest are offered.”

This first report announced that the modus operandi of the Association

would be “to refit old properties and small houses, first of all putting

in modern plumbing and so far as possible removing all unhealthful

surroundings.” The report then described that ideal of the community of

interest between landlord and tenant, realized through the friendly

rent-collector as the intermediary, which is the central and the most

inspiring feature of the personal phase of the undertaking. It was also

announced that the Association stood ready to assume the kindly

oversight of private property, to buy houses offered at a figure which

would not be prohibitive of moderately profitable purchase and

renovation, and to issue stock to subscribers. “The Association’s

strongest claim upon the confidence of the community,” it was declared,

“lies in the fact that its philanthropic interests are founded on true

business principles; its business interests upon the principles of a

sound philanthropy.”

Upon this platform devised twenty-one years ago, the Association has

stood, and continues to stand.

The stock company, empowered by its charter to hold, sell and lease real

estate, fixed the par value of the stock at the low figure of $25, so

that a great many persons might have a share and an active sustaining

interest therewith. The distribution of profits would thus be effected

easily, in the form of dividends on the capital stock. These dividends

for the first two years were 4½ per cent. per annum; the annual dividend

since that time has been 4 per cent. At the end of 1916 the outstanding

capital stock was $221,475, with an authorized capital of $300,000.

There was a surplus of about $16,000, and the usual dividend of 4 per

cent. was declared, payable February 1, 1917.

At the time of its incorporation as a stock company, the Association had

a capital of $20,000. Many of the original group of stockholders were

members of the Civic Club, who not merely subscribed but induced their

friends to subscribe, thus giving an effectual assistance in the

expansion of the Association that is beyond evaluation. At a special

meeting in November, 1898, it was voted to increase the capital stock to

$50,000. At the same meeting the number of directors was enlarged from

five to seven, and Miss Helen L. Parrish and R. Francis Wood were added

to the Board. In 1911, Miss Parrish became the secretary. She had

studied the work of Miss Hill in London at first hand for some months,

so that her experience has created a personal link across the seas

between the work of the altruist in London and that of the Association

here.

Again and again, since the original purchases were made, individual

members of the Board of Directors have assumed the management of

properties, and have found a keen personal satisfaction in collecting

the rents themselves and thus obtaining a first hand insight into the

work that could be obtained in no other way. They have accordingly

brought to the council-table a practical and detailed knowledge such as

few philanthropic administrators have gained from within. Each of the

directors is in active service on one of the Committees, which are those

of finance, new property, office-administration and rent-collecting,

construction, inspection. As the work grew out of the day of small

things, the increasing burden of executive supervision demanded the

whole time of a personal representative of the Board, and in 1908 a

superintendent was employed. Frederick C. Feld, a man of tact,

enthusiasm and technical knowledge, now fills this all-important office.

Miss Garrison, the chief rent-collector, has two regular and several

volunteer assistants, and brings to her work a rare combination of

sympathetic interest and the requisite firmness with the saving sense of

humor wherein philanthropists and reformers are so often—rightly or

wrongly—declared deficient.

The Association gladly accepts intelligent volunteer assistance, but it

believes also in the engagement of salaried employees who follow the

assured routine of professional occupation. There are a bookkeeper, a

stenographer, who has charge of the office, and a varying number of

mechanics in the jurisdiction of the superintendent. When the

Association began its work, the collectors depended for their stipend

upon a commission of 5 per cent. from the rents collected. The clerical

work was distributed among the directors and the treasurer’s office. The

first salaried employee was engaged in 1901; the employment of the

bookkeeper dates from 1907. It will be seen that the business affairs of

the Association rest upon a foundation not dependent on the continued

proffer of unremunerated aid. This is the basis which seems best, if the

system is to be universally applied and standardized. The problems of

housing and sanitation are day-in and day-out problems that require a

constant vigilance and not a divided interest or a sporadic enthusiasm

that can detach itself at pleasure from the object of its concern. The

work of volunteers is by no means undervalued in its unselfish service

to this Association. They have done, and are doing, admirable work. It

is a great relief to these volunteers themselves to feel that if they

must miss certain times and seasons, or withdraw altogether, the bottom

will not fall out of the beneficent enterprise with which they have been

identified.

Furthermore, if the Association is understood to be an honest and

legitimate competitor in the open market with other real estate

operators whose business is plain business, with no tincture of

philanthropy, it does not seem expedient to rely upon gratuitous service

in work for which the ordinary operator must carry a pay-roll. Such a

procedure, if the influence of an object-lesson is sought, does not

convince the dealer who is without philanthropic assistance that he can

live up to the standards of decency, comfort, and cheapness his

benevolent rival sets and still make a satisfactory profit.

It does not fall within the scope of this discussion to follow from

street to street or from one congested area to another each of the

separate acquisitions in the long list of purchases and leases which the

Association in the twenty-one years of its history has made, or to

recapitulate all the managerial responsibilities which, to the

gratification of the owners, it has from time to time assumed. But to

the acquisition and development of certain typical properties we may

profitably devote our attention, as symptomatic of what has taken place

with the entire number. We must bear in mind, moreover, the wise

principles of selection that have guided the Association in deciding

where to employ its little army of busy hands in tearing down and

building up, in redeeming foulness to fairness, in letting air and light

enter where these had long been strangers.

The Association has stipulated that the properties it took over should

be in need of reconstruction and improvement; that the price should be

sufficiently low to allow of the necessary repairs and still leave a

fair return on the sum invested; that the group dealt with should be

large enough to present a conspicuous object-lesson to the community.

Many a neighborhood must be—and is—a little ashamed to look itself in

the face, after regarding the spick-and-span aspect of the Association

improvement adjoining its unseemliness.

In the properties acquired by the Association in the older parts of the

city, these three types, speaking generally, are to be distinguished—the

house that was built for one family and is now occupied by several

families; the small, one family house on the narrow street or alley,

having a yard of its own; the three-room rear dwelling, set in rows of

from two to perhaps ten houses behind a house fronting upon a recognized

thoroughfare. With the latter type there may be two facing rows, at the

rear of two or three front lots. Or there may be a courtyard built round

three sides. In the control of the Association as agent are several

model tenements. It has erected a few small new houses, and will build

more of these in future, to an indeterminate extent. It has built one

large group of model houses for one or two families.

[Illustration:

MONTROSE STREET. TYPICAL GROUP IN CONGESTED ITALIAN QUARTER. BRICK

HOUSES IN FRONT REPLACED FRAME HOUSES BEYOND REPAIR. BEFORE

RENOVATION TENANTS WERE DEPENDENT ON OPEN PRIVY VAULTS WITH

INSUFFICIENT WATER SUPPLY AND THE EXTREME CONDITIONS OF NEGLECT AND

DISREPUTE.

]

If the people living in an old house acquired by the Association are

law-abiding and respectable they are not disturbed. Sometimes it is

necessary to oust occupants whose room proves better than their company.

In July, 1896, title was taken to the first of its properties by the

Association—five houses near Seventh and South Streets. Four were small

houses, one was a several-family dwelling. These properties, after being

set in order, were profitably managed, and it would have been possible

to pay a dividend, but it was decided that it was better business for

the first year to establish a surplus with the proceeds.

In May, 1897, eight small houses on Fairhill Street and one on Lombard

were added to the Association’s property. The Fairhill Street houses

were in a colored neighborhood. In February, 1899, seventeen houses on

League Street came into the possession of the Association. These houses

needed and promptly received new plaster, new woodwork and paint. The

Association had League Street put on the city plan, and obtained the

introduction of an ordinance to secure proper drainage. As a result of

its purchase a kindergarten was started, with an average attendance of

thirty pupils, for the swarms of children in the neighborhood. It was

conducted by the Social Science Department of the Civic Club, with which

the name of Mrs. Edward Longstreth, a devoted servant of the public

weal, will ever be associated. Fairhill Street was repaved in 1899, no

doubt to keep pace with the new and progressive ownership of the eight

houses, and the water supply was increased by new pipe lines. Ten houses

of the Theodore Starr Estate—one a large dwelling with eight two-room

apartments—were put under Association management in this year.

Miss Parrish has made a study, “The Improvement of a Street,” published

as a tract by the Association, which describes the League Street

development. League Street formerly bore the somewhat significant name

of Reckless Street. It is between Front and Water Streets, and many of

the men—largely Irish—are boatmen, fishermen on the Delaware, or

longshoremen on the wharves. They have long slack seasons when they are

exposed to the loafer’s temptation of the gin-mill. In this neighborhood

the beautiful little Old Swedes’ Church, built in 1900 on the site of an

earlier block-house, is a landmark. In the green God’s acre of the

Episcopal sanctuary, with its quaint old parish buildings and the

sexton’s house, Alexander Wilson the famous ornithologist lies buried.

But ancient history or present picturesqueness meant little to the

brawling population outside the gate of the churchyard, where

switching-engines chugged along the docks and factory chimneys clogged

the air and iridescent surface drainage meandered from yard to yard and

made alleys pestilential. Foul privy-wells undermined the yards and the

foundations of the houses; the rafters had in many places rotted away;

the cellars were repositories of rubbish.

There was fine raw material here among the boys and men for a hand of

guidance and an inspiring personal presence—but most of it was very raw

indeed. The drink wrought mischief among the womenfolk too; the children

ran at large; the gangs of hoodlum boys played hide-and-seek with the

policemen to steal lead pipe, to shatter windows, to break into the

vacant houses and despoil them. Six of the houses taken by the

Association were unoccupied. Each house was in a deplorable condition.

The expenditure on these houses by the Association averaged $186.

The brickwork had to be painted; plumbing, painting, carpentering and

plastering were necessary. At first the tenants were often unruly and

irresponsible; fights were of frequent occurrence. Though the rents were

low—$6.50 to $10.00 a month—the tenants often fell behind in payment,

and there were many unprofitable “unlets.”

But with unwearied patience the Association strove to create among the

people in its houses a sense of thrift, of honor, of self-respect, even

of community spirit. It did not permit itself to be discouraged by

backsliding or ungratefulness. It fought on for the sake of the

regeneration not merely of seventeen houses but of a community, and in

1905 it was able to offer the remarkable result of $1432.00 paid in

rents out of $1445.50 due, with a return of 7½ per cent. on the

investment, after paying to the Association a commission of the same

percentage on the rents collected. A constant demand was created for the

houses. The average period of occupancy of the present tenants is seven

years and five months. The average net revenue has been nearly 6 per

cent. The result is as forceful evidence as could be presented of the

influence of the regular visits of the friendly rent-collectors. The

Southwark Settlement—a fine and flourishing organization doing a

splendid work near by—grew out of a play room and a Mother’s Club of the

Octavia Hill Association. In 1916 the Association bought, under-drained

and repaired the five remaining houses of the street.

But the Association did not confine its work within four walls. It took

a bare, depressing, ash-heap area 20 by 80 feet, added to it the site of

a house pulled down, and filled the vacancy—now known as the Hector

McIntosh Playground—with swings, games and a sandpile. An ice-water

fountain was placed on the sidewalk. The women said that pitchers which

once went out for beer came back after that filled with ice-water

instead.

One example of this kind is worth no end of homily. It is an epitome of

the successful effort of the Association.

From year to year the list of properties owned, or managed by agency,

has lengthened. The Casa Ravello, owned by Dr. George Woodward and

operated by the Association, was opened in 1903 for the special benefit

of Italians. It stands at the corner of Seventh and Catharine Streets,

and right on the corner, in a store-space that could be rented for $40 a

month, is a most valuable outpost of the Starr Centre Association which

shows poor mothers what to do for their babies. In June, 1917, 219

different babies under two years of age were brought here for

consultation. Nearly all were Italians. There were a few Jews and one

colored child. “History cards” are kept, and the fluctuation of weight

is traced by a graphic curve. There are home visits by nurses, and two

doctors keep office-hours.

The Casa Ravello has four stories of brick, the windows made attractive

by their gay boxes of geraniums, and air and light are at every window

through the liberal space the courtyard leaves. The iron stairways come

up through fire-towers, and there are netted verandahs safe and roomy

for the youngsters of the family and the mothers resting or at work. On

the roof in July and August is a playground, and a summer school for the

children. Of these there are 79 in the building, and in midsummer, 1917,

there was an average attendance of 45 in the school. They wear little

red tags with their names, that the stranger may distinguish tiny

black-eyed Domenico from the toddling frolicsome Bettina.

The mothers use the roof too—for gossiping, embroidery, for hanging

clothes, for the baby’s nap in a preferred location of the hammock.

There is a swing for larger children, and—safely shut away

between-whiles in a cement-floored bin—there is a piano for the

dance-lovers of Italy, great and small. All this for thirty-four

families, at a rate which at its maximum is $14 for one of the three

four-roomed apartments that boast a bath-tub.

Good housing that pays · 第 1 / 6 段