10:45 P.M.

Ray Fleck still stood at the bar in Jick's, where Hoff and his partner

had left him, nursing a drink and moodily making wet circles on the bar

with the bottom of his glass. Twice Jick, who wasn't very busy, had

said something to him but he'd answered briefly and without looking up

so Jick knew he hadn't wanted to talk and had moved along the bar to

someone else.

He was thinking about the poker game that would be starting soon now

and he was blowing hot and cold on the idea of trying to get into it.

There was still one chance that he could: the diamond ring. It was a

strictly cash game, no checks cashed and no borrowing. But he might

be able to make an exception to the borrowing rule if he had security

like that to offer. Sure, he could. He remembered now one night when

Luke Evarts had gone broke and had managed to keep going a while by

borrowing thirty-five bucks from Doc Corwin, putting up as security an

almost new and quite expensive wrist watch. And the diamond ring, damn

it, _looked_ good, looked like it ought to be worth several hundred

dollars, and none of the boys was a jeweler or carried a magnifying

glass. One of them might be willing to lend him a hundred on it, or at

least fifty.

Of course it would be embarrassing as hell to have to go up there

to Harry Brambaugh's flat with no money at all and have to try to

raise money, on whatever security, to get into the game. Much more

embarrassing than going there with a reasonable amount of money and

raising more, as Luke had done with the wrist watch, after losing it.

It would really be embarrassing if he went there and was unable to play

at all, if no one would lend him even fifty on the damn ring.

But that wasn't the important reason why he was beginning to blow cold

on the poker. In as bad a jam as he was in a little embarrassment,

losing a little face, was something he could put up with. If he didn't

raise Amico's money he was going to lose worse than face. He was

beginning to worry about his luck, as far as tonight was concerned.

Everything, but everything, had gone sour on him (he thought; he didn't

know that his real troubles hadn't started yet). Bad luck runs in

streaks and he didn't have the slightest indication that his was going

to change tonight.

And a better idea had come to him, standing there at the bar.

He could go home soon, even now, and be there, sober, when Ruth got

home around midnight. She'd be surprised to see him, after their

quarrel, and maybe even pleased, if she was over her mad.

But whether she was still mad or not he wouldn't let it develop into

a quarrel again. He'd be calm and patient with her, and he'd be

able to explain this time what he'd not been able to explain this

afternoon--exactly what Joe Amico's ultimatum had been, exactly what

Joe's deadline was and what he'd do if the money wasn't given him by

then. She'd listen; he'd _make_ her listen. She was a stubborn bitch

all right and that damned policy was the thing she was most stubborn

about, but she _did_ have common sense. If he could explain to her

and convince her, and he thought he could, that his keeping his job

depended completely on his having five hundred dollars tomorrow, she'd

at least see that her own selfish interests were in this case identical

with his.

Jick Walters was across the bar from him again. He didn't say anything

but he glanced interrogatively at Ray's glass, and Ray saw it was

empty. Ray nodded, and put money on the bar while Jick made him another

drink.

He could do it, he thought. He could talk Ruth into it--if he could

avoid losing his temper and stay calm and reasonable, keep her that

way. And thank God the home office of her insurance company was right

here; they could go to it together any time tomorrow and she'd be

able to get a check while they waited. No sweat at all about Amico's

deadline; he wouldn't wait till evening to get the money to him.

It would work. He wondered why he hadn't thought of it sooner, right

after Amico had read the riot act to him, instead of wasting time

trying first to borrow money from Dolly, and then stealing her junky

jewelry. He'd get rid of that tomorrow, too, if Ruth was reasonable

about the insurance business. He'd mail it back to Dolly--and then call

her up and tell her he'd done so, apologize, and explain. And if she

was reasonable about it and not too mad, he'd even be able to see her

again sometime, when he was solvent again.

But handling Ruth came first. He found himself planning what he'd say

to her, as he'd plan a sales talk. He'd have to eat a little crow,

and make some promises. Not to quit gambling; she'd never believe him

if he promised that, and disbelief would antagonize her. But he would

promise--and sincerely, because he never wanted to get into a jam like

this again--never again to gamble on credit and go in over his head.

He could promise too to pay back the loan against the policy at, say,

twenty-five a week, so the full ten thousand would be coming when the

endowment was due. And even make the payments for a few weeks until

things were on even keel again. He could tell her--

"Beg your pardon, Mr. Fleck. Like to talk to you."

He'd been aware, while thinking, of someone coming up alongside him

at the bar and ordering and getting a drink, and now he turned to

see who it was. He didn't know the guy. Medium height, stocky and

husky-looking, reddish face, and eyes like pale blue marbles.

"You don't know me," the man said. "My name's Mack Irby."

Ray Fleck nodded, not too cordially. "Glad to know you, Mr. Kirby," he

said. "Got to leave in a minute but--what's it about?"

"Irby, not Kirby. Mack Irby--does sound like Kirby when you say both

names together. Look, it's kind of private. End booth back there's

empty, and so's the one next it. Let's go back to the end booth."

Ray frowned. "I said I got just a minute. You can tell me what it's

about right here." The guy might be a damn insurance salesman, for all

he knew. Or more likely a bill collector.

Irby said, "Let's say I want to talk about a friend of yours, Mr.

Fleck. His name's something like yours. It's Ray Fletcher."

Ray Fleck winced. He knew that the wince was visible, even obvious, but

he couldn't help it; the shock had been too great. Here was trouble,

new trouble, just when he'd thought he had figured a safe answer to the

problem of his debt to the bookie. Now this. He had no doubt what it

concerned. At various times in his life and for various reasons he'd

used a name other than his own, but not always the same one; to no one

but Dolly Mason had he ever given his name as Fletcher.

But how had he been found so quickly? The only thing he could think

of was that Dolly must have known all along, or for a long time, what

his real identity was. There'd been times--not tonight--when she'd

been briefly alone with his clothes while he'd gone into the bathroom;

on any of those occasions she could have taken a quick look at

identification in his wallet or papers in his pocket. Just what a girl

like Dolly would do. Why hadn't he thought of....

"Well, Fleck?" There was an edge of impatience in Irby's voice now.

"Want to talk in the back booth, or down at headquarters?"

"The booth," Ray said. His voice didn't come out quite right. But he

picked up his glass and started toward the rear of the tavern. And a

sudden thought came and with it a sudden hope that this wasn't as bad a

jam as he had feared. It wasn't a pinch--at least not yet. The cop--he

_must_ be a cop; he looked and acted like one--hadn't simply pinched

him; he wanted to talk, and in private.

That meant Dolly hadn't simply called the police, given his name and

description and reported the theft. She hadn't wanted the publicity,

for obvious reasons. This Irby must be a friend of hers on the

force--either a plain-clothes cop or a regular cop who was off duty

when she called him. And she'd have told him she didn't want to make

a complaint if she could get her stuff back without making one. Thank

God, he thought, Fats Davis hadn't bought any of the stuff after all,

and he still had it intact, ready to hand back. If he'd sold the ring

for fifty they'd claim it was worth more and there'd still be trouble.

But, he thought as he slid into the booth, he'd let Irby talk first.

He wouldn't make the mistake he'd made with Amico earlier by talking

out of turn, admitting to having dragged down Connolly's thirty-buck

bet when Sam-the-waiter's smaller bet was the only one Amico had known

about. Just conceivably, although he didn't see how, this current deal

didn't even concern the jewelry at all.

Irby slid in across from him, where Fats had sat only half an hour ago.

Irby said, "Keep your hands on top of the table, Fleck. The stuff's in

your left pants pocket--you unconsciously put your hand over it while

you were walking back to make sure it was still there. And I wouldn't

want you to try to get any idea of ditching it here in the booth. I'd

have to take you in right away if you tried that."

It was the jewelry then, all right. And there wasn't any use in his

denying it--or of volunteering any information either. Ray Fleck just

nodded. And kept his hands in sight.

Irby said, "All right, I'll put my cards on the table. Or my card." He

took a card from the breast pocket of his coat and put it down in front

of Ray. _Mack Irby, Private Investigator._ And an address and a phone

number. "Put it in your pocket. You might want to use me sometime to

get you out of a jam. But not _this_ jam; I've already got a client.

And you can guess who it is, without straining yourself."

Ray Fleck nodded again. And to avoid discussion and keep things moving

he put the card into his own breast pocket.

"Meanwhile," Irby said, "don't let the fact that I'm a private

detective and not a cop dazzle you into thinking I can't arrest you,

or that I won't if I have to. I carry a deputy's badge, for one thing.

And if I didn't I can still make a citizen's arrest if I find someone

in the act of committing a crime. And you are; you're in possession of

stolen property. And if you think I can't handle you--" He pulled back

his coat far enough so Ray could see the butt of a flat automatic in a

shoulder holster. "Just don't try to make a run for it."

"I'm not running," Ray said. "But you wouldn't shoot a man for--"

"In the leg I would. Try me and see."

"Look, Irby," Ray said. "You don't want to arrest me or you would have

right away. Dolly just wants her junk back, and I'm willing to give it

back. I've still got it all. So why don't I just give it to you and

call it square. And you can give her my apologies too."

"It's not that simple, Fleck. My client will settle for

restitution--but full restitution, and the way she wants it. You know

how women are. They get tired of clothes and of jewelry and would

rather have new things than old ones. She'd much rather have the cash

value of that jewelry than the stuff itself back, so she could buy new

to replace it. And there's the matter of the fee I'll have to charge

her. I think she should be reimbursed for that, don't you?"

Ray Fleck licked his suddenly dry lips. "Is this a shakedown,

blackmail? If it is, it won't work. I'm broke, flat broke and in debt

already."

"Let's take those points one at a time, Fleck. First, blackmail.

Blackmail is a crime. If you think I'm trying to blackmail you, you

can arrest me. Citizen's arrest. And I'll arrest you for grand larceny

and we'll handcuff ourselves together--I've got cuffs, right in my hip

pocket--and go in to headquarters and accuse each other. I can make my

charge stick, especially if I don't let you get rid of what's in your

pocket, and I assure you I won't let you. Your charge would be your

word against mine, and my word's damned good down there. They'd laugh

at you. Shall we do it that way?"

Ray Fleck put out a hand for his glass but the hand trembled and he put

it down on the table again. "All right, you've got me. But damn it,

you can't get blood out of a turnip. I _am_ broke. I--"

Irby put up a hand to stop him.

"I know quite a bit more about you, Fleck, than I did when I started

looking for you a little less than an hour ago. You weren't in the

first five bars I tried, but the bartender or owner knew you in every

one of them. I know you're married. And I know which outfit you sell

for--J. and B. and that you've been with them for quite a while. Nobody

guessed your income at less than a hundred a week and most thought

more. So, broke at the moment or not, I figure you can raise the money

somehow--and I don't care how you do it--to make adequate restitution

to Miss Mason. And I figure the amount should be a nice even thousand

dollars."

At the expression on Ray's face, Irby raised a hand. "I don't know

whether you've tried to fence the stuff as yet. If you have, you're

aware it won't bring anything like that sum. But don't forget there's

a terrific difference between a fence's price, and a retail jeweler's.

And Miss Mason will be replacing those items at retail; I'd say it will

cost her five hundred dollars, or almost that. Say that half of the

other five hundred is my fee--and I'm sure you'll agree that under the

circumstances that shouldn't come out of Miss Mason's pocket. Call the

other half punitive damages, or payment for the mental anguish Miss

Mason suffered in learning that a friend whom she'd trusted turned out

to be a sneak thief. Break it down any way you like, but that's the

amount it's going to add up to."

Ray Fleck said bitterly, "It _is_ blackmail then. Damn you, Irby, I'm

tempted--"

"To spend six months in jail--and lose your job, your friends, and

probably your wife if she's worth anything to you? Just to save a lousy

grand?"

Irby leaned forward to reach into his left hip pocket and brought out

a pair of handcuffs. "I tried to give you a break," he said, "but if

you'd rather go to jail, let's get it over with."

Ray said miserably, "You win. But--how long will I have to raise it? It

may take me--"

"We'll worry about that later. For tonight, if you want to walk out

of here free, two painless steps are all you got to do. First, write

a check for a thousand dollars made out to Miss Dolly Mason, date it

today." He held up a hand to stop Ray's protest. "Don't tell me you

haven't got a thousand in your account. I'll concede that, or you

wouldn't be broke. I'll tell my client when to cash it. Let me worry

about that."

Ray said sullenly, "I've got a dollar and some cents in the account,

just enough to hold it open. All right. But I've got to get my wallet

out of my hip pocket to get a check." Irby nodded, and he took out his

wallet and took from it one of several blank checks he kept folded in

one of the compartments. Irby offered him a pen, but he shook his head

and took his own from his inside coat pocket, and wrote the check.

"Don't put the pen away," Irby told him. "One more step." He read the

check carefully and put it into his own wallet. Then he took from his

coat pocket a folded sheet of blank paper. He unfolded it and put it

in front of Ray Fleck. "Now a confession. Put the date down and I'll

dictate the rest."

"Confession! My God, you've got the check. Why do you want a confession

too?"

"Think, Fleck. We might have to prove what that check was given for.

Maybe you haven't thought of this yet, but you will: If I let you

walk out of here free what's to prevent you from ditching the stolen

property down the nearest sewer right away--and then, first thing

tomorrow morning, stopping payment on the check? And if she tried

to make trouble your story--you'd think of it--would be you'd given

her the check on a drunken generous impulse and had reconsidered,

especially when you sobered up and realized you didn't have money in

the bank to cover it. Be embarrassing for you to have to tell a story

like that, but how could Dolly disprove it?"

Ray Fleck understood and nodded miserably; his mind _had_ been playing

around with some such idea, although he hadn't worked out the details

yet. He wrote down the date. And what Irby dictated to him after that.

It wasn't long, but it sewed him up completely and left no loopholes.

It even accounted for the fact that restitution was being made by

check instead of return of the jewelry by stating that he had already

disposed of several items of the stolen property. It didn't incriminate

Dolly in any way by implying that he had ever been intimate with her.

He signed it and pushed it across. Irby folded the paper and put it in

his pocket. He said, "Okay, you can have this back when my client has

cashed the check."

Ray Fleck stared miserably down into his glass, not wanting to look at

his tormentor. It was going to take him months, he was thinking, to get

himself out of this, even if Ruth came through and took him off the

hook on his gambling debt.

He heard Irby slide out of the booth. And then, standing outside, Irby

bent over the end of the booth table. "By the way, Fleck," he said,

"you owe Joe Amico some money too. That's only a gambling debt and this

is a larceny rap. This comes first. Understand?"

Startled, Ray looked up, into those light blue marble-like eyes. He

said, "Good God, man, I've got only till tomorrow evening on that. I

can't possibly raise a thousand in a day. It'll take me weeks."

"It better not," Irby said. "This comes ahead of a gambling debt, and

I'm not kidding. If you're paying off Amico tomorrow evening, you're

paying this off sooner. Tomorrow's Friday, and it's not going to wait

over the weekend. Your bank closes at three tomorrow, and Miss Mason

will be there just before then with the check. If it's 'insufficient

funds' the confession and the check both go to the police."

"God, Irby, I can't possibly--"

"You better, and I don't care how. See a loan shark, sell your house,

your car or your wife, anything. Rob a bank for all I care. But this

check will be presented for cashing at your bank at three tomorrow."

He turned and walked away, as casually as though he hadn't left a

desperate man behind him. Ray Fleck reached for his drink. His hand

shook badly but there was so little left in the glass that he didn't

spill any. He drank it at a gulp.

He wanted to get out, away from everybody, to walk the night alone and

try to think, _to think_. But he wanted Irby to have time to get clear

first. He strode to the front of the tavern and stood looking out of

the window. He saw Irby get into a car parked across the street and

drive away.

Then he himself left, and walked. Not even a car to drive in tonight,

he thought, feeling sorry for himself, and as though thinking about

that one little trouble would help him forget his _real_ troubles.

But he didn't dare try to forget them, he realized; he had to find an

answer. If there was an answer.

He saw an open sewer grating at the first corner and for a moment he

was tempted to push the damned jewelry, handkerchief and all, through

it. But the thought came to him that that would be a useless gesture

now. With the written confession in Irby's hands, soon in Dolly's,

having the stuff on him was no additional danger to him now. Besides,

it was worth _something_. If a fence had considered giving him fifty

for the ring, probably a hock shop proprietor would give him at least

that and maybe more tomorrow. And since the police didn't have a list

for checking there'd be no danger selling the ring openly now. No use

throwing fifty bucks or more down the sewer. Maybe _Uncle_ would give

him a few bucks, say five for all of it, for the costume stuff.

He thought again of the ring in connection with the poker game. The

game would be starting by now. But--oh, hell, it was hopeless. He

needed fifteen hundred now, fourteen hundred and eighty to be exact,

and he'd never seen money like that change hands in the game. A few

hundred, never more than five or six, was as much as he'd ever seen

anybody win or lose, and not that much very often. It would have been a

miracle if he'd have got in the game and won enough to pay off Amico.

His only chance, his _only_ chance, now was Ruth and her insurance

policy. (What if she'd get killed by a car on the way home from work

tonight? He'd have the whole ten thousand coming, as her beneficiary,

and his troubles would be gone. Eight and a half thousand left after

paying off one and a half thousand. But things like that never

happened, not when you desperately needed to have them happen.) But

what remotely credible story could he make up when he'd needed only

five hundred late this afternoon? Not that he'd lost another thousand

gambling--if she did believe that, it would make her so mad she'd be

more likely to walk out on him than meekly agree to borrow that much

on the policy for him. And she probably wouldn't believe him to begin

with, and he couldn't blame her; he'd never gambled for stakes like

that before, a grand in one evening. The four-eighty to Amico had been

lost in his bad-luck run over several weeks.

But there had to be _some_ way out. There _had_ to be.

He'd walked two blocks before he decided that walking wasn't doing him

any good. His mind was going in circles, getting nowhere. He could

think better sitting down. And besides, the shock of Mack Irby had

knocked off his slight edge, had knocked all the alcohol out of him.

And he could think better with a slight edge, just a slight one, than

cold sober. He needed a drink and needed it badly.

The Palace Bar was coming up. It was a place he ordinarily didn't like

and seldom drank at, especially since he'd never been able to get the

place on his customer list. It was mostly a workingman's bar, doing a

beer trade. But they did sell whisky, and any port in a storm. Maybe

it would be a better place right now than most because he'd almost

certainly not run into anybody he knew there. And he didn't want to see

anybody he knew.

He played safe by looking into the window first. There were a few men

in the place, mostly down at the far end of the bar, but they were all

strangers. Still better, he didn't even know the bartender. Kowalsky,

who ran the place, wasn't there himself and the bartender must be a new

man he'd put on recently.

Ray Fleck went in and took a stool at the corner of the bar, facing the

back. The bartender came over and he ordered a double, a highball. It

came and he paid for it.

He sipped at it and tried to think, but nothing came, nothing

constructive. He thought, damn Amico; if Amico hadn't put the heat on

him, if Amico hadn't been so tough, he'd still be all right; he'd have

got Amico paid off sooner or later and he wouldn't have been tempted to

steal Dolly's stuff. And damn Dolly and double damn Irby; he hadn't

had time to get to her place yet, but soon they'd be celebrating

his check and confession and laughing at him. And then going to bed

together to celebrate some more. Irby hadn't fooled him by calling his

client _Miss Mason_; he was one of her men all right, and probably her

steady. He wondered how many other shakedown rackets they'd worked

together.

Most of all, damn Ruth. It all had started by her being selfish and

unreasonable this afternoon, refusing him the five hundred he'd needed

then. If she'd been reasonable and sensible then, none of the rest

would have happened, none of it.

Irby had said facetiously "sell your wife." God, if only he _could_

sell her. What a mistake it had been for him ever to have married in

the first place. A sudden thought came to him: that damn Greek she

worked for was soft on her. Maybe--No, it wouldn't work; Mikos wouldn't

lend him money, soft on Ruth or not. Mikos would want him to get into

trouble, bad enough trouble so Ruth would leave him and give Mikos a

free field with her.

But there _had_ to be an answer.

He stared down into his highball, looking for one.

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