I trembled from head to foot.

"I fear," continued she, "he is going to ruin, and will drag your

father down the same precipice."

"Dearest madam! what new circumstance?"

"Nothing very new. It seems Mr. Frazer--his wife told the story--sold

him, a twelvemonth ago, a curricle and pair of horses. Part of the money,

after some delay, was paid. The rest was dunned for unavailingly a long

time. At length curricle and horses scoured the roads under the management

of Monsieur Petitgrave, brother to Frank's _housekeeper_, the

handsome mustec. This gave Frazer uneasiness, and some importunity

extorted from Frank a note, which, being due _last Tuesday_, was, at

Frank's importunity, withdrawn from bank to prevent protest. Next day,

however, it was paid."

I ventured to ask if Mrs. Frazer had mentioned any sum. "Yes; a round

sum,--_five hundred dollars_."

Fortunately the dark prevented my mother from perceiving my confusion.

It was Tuesday evening on which I had lent the money to Frank. He had

given me reason to believe that his embarrassments arose from his

cotton-weaving scheme, and that the sum demanded from me was to pay

the wages of craving but worthy labourers.

While in the first tumult of these reflections, some one brought a

letter. It was from my brother. This was the tenor:--

"I fear, Jane, I have gained but little credit with you for

punctuality. I ought to have fulfilled my promise, you will say. I will

not excuse my breach of it by saying (though I might say so, perhaps, with

truth) that you have no use for the money; that I have pressing use for

it, and that a small delay, without being of any importance to you, will

be particularly convenient to me. No; the true and all-sufficient reason

why I did not return the money was--because I had it not. To convince you

that I am really in need, I enclose you a check for another five hundred,

which you'll much oblige me by signing. I can repay you both sums together

by Saturday,--if you needs must have it so soon. The bearer waits."

In any state of my thoughts, there was little likelihood of my

complying with a request made in these terms. With my present feelings, it

was difficult to forbear returning an angry and reproachful answer. I sent

him back these lines:--

"I am thoroughly convinced that it is not in my power to afford you any

effectual aid in your present difficulties. It will be very easy to injure

myself. The request you make can have no other tendency. I must therefore

decline complying."

The facility with which I had yielded up my first resolutions probably

encouraged him to this second application, and I formed very solemn

resolutions not to be seduced a second time.

In a few minutes after despatching my answer, he appeared. I need not

repeat our conversation. He extorted from me, without much difficulty,

what I had heard through my mother, and--methinks I am ashamed to confess

it--by exchanging his boisterous airs for pathetic ones, by appealing to

my sisterly affection and calling me his angel and saviour, and especially

by solemnly affirming that Frazer's story was a calumny, I at length did

as he would have me: yet only for _three_ hundred; I would not go

beyond that sum.

The moment he left me, I perceived the weakness and folly of my conduct

in the strongest light, I renewed all my prudent determinations; yet,

strange to tell, within less than a week, the same scene of earnest

importunity on his side, and of foolish flexibility on mine, was

reacted.

With every new instance of folly, my shame and selfcondemnation

increased, and the more difficult I found it to disclose the truth to my

mother.

In the course of a very few days, one-half of my little property was

gone. A sum sufficient, according to my system of economy, to give me

decent independence of the world for at least three years, had been

dissipated by the prodigality of a profligate woman. At the time, indeed,

I was ignorant of this. It was impossible not to pay some regard to the

plausible statements and vehement asseverations of my brother, and to

suffer them to weigh something against charges which might possibly be

untrue. As soon as accident had put me in full possession of the truth on

this head, I was no longer thus foolishly obsequious.

The next morning after our last interview I set out, as usual, to bid

good-morrow to my father. My uneasy thoughts led me unaware to extend my

walk, till I reached the door of a watchmaker with whom my servant had,

some time before, left a watch to be repaired. It occurred to me that,

since I was now on the spot, I might as well stop and make some inquiry

about it. On entering the shop I almost repented of my purpose, as two

persons were within the bar, if I may call it so, seated in a lounging

posture, by a small stove, smoking cigars and gazing at me with an air of

indolent impertinence. I determined to make my stay as short as possible,

and hurried over a few questions to the artist, who knew me only as the

owner of the watch. My attention was quickly roused by one of the

loungers, who, having satisfied his curiosity by gazing at me, turned to

the other and said, "Well, you have hardly been to Frank's this morning, I

suppose?"

"Indeed, but I have," was the reply.

"Why, damn it, you pinch too hard. Well, and what success?"

"Why, what do you think?"

"Another _put-off_; another _call-again_, to-be-sure."

"I would not go till he downed with the stuff."

"No!" (with a broad stare;) "it a'n't possible."

"Seeing is believing, I hope;" (producing a piece of paper.)

"Why, so it is. A check!--but--what's that name?--let's see,"

(stooping to examine the signature:)--"_Jane Talbot_. Who the devil

is she?"

"Don't you know her? She's his sister. A devilish rich girl."

"But how? does _she_ lend him money?"

"Yes, to-be-sure. She's his sister, you know."

"But how does she get money? Is she a widow?"

"No. She is a girl, I've heard, not eighteen. 'Tis not my look-out how

she gets money, so as her check's good; and that I'll fix as soon as the

door's open."

"Why, damn it if I don't think it a forgery. How should such a girl as

that get so much money?"

"Can't conceive. Coax or rob her aunt of it, I suppose. If she's such

another as Frank, she is able to outwit the devil. I hope it may be good.

If it isn't, he sha'n't be his own man one day longer."

"But how did you succeed so well?"

"He asked me yesterday to call once more. So I called, you see,

betimes, and, finding that he had a check for a little more than my debt,

I teased him out of it, promising to give him the balance. I pity the

fellow from my soul. It was all for trinkets and furniture bought by that

prodigal jade, Mademoiselle Couteau. She would ruin a prince, if she had

him as much at her command as she has Frank. Little does the sister know

for what purpose she gives her money: however, that, as I said before, be

her look-out."

During this dialogue, my eye was fixed upon the artist, who, with the

watch open in one hand, and a piece of wire in the other, was describing,

with great formality, the exact nature of the defect and the whole process

of the cure; but, though I looked steadfastly at him, I heard not a

syllable of his dissertation. I broke away when his first pause allowed

me.

The strongest emotion in my heart was resentment. That my name should

be prostituted by the foul mouths of such wretches, and my money be

squandered for the gratification of a meretricious vagabond, were

indignities not to be endured. I was carried involuntarily towards my

brother's house. I had lost all that awe in his presence and trepidation

at his scorn which had formerly been so troublesome. His sarcasms or

revilings had become indifferent to me, as every day's experience had of

late convinced me that in no valuable attribute was he anywise superior to

his sister. The consciousness of having been deceived and wronged by him

set me above both his anger and his flattery. I was hastening to his house

to give vent to my feelings, when a little consideration turned my steps

another way. I recollected that I should probably meet his companion, and

that was an encounter which I had hitherto carefully avoided. I went,

according to my first design, to my father's; I was in hopes of meeting

Frank there some time in the day, or of being visited by him at Mrs.

Fielder's.

My soul was in a tumult that unfitted me for conversation. I felt

hourly-increasing remorse at having concealed my proceedings from my

mother. I imagined that, had I treated her from the first with the

confidence due to her, I should have avoided all my present difficulties.

Now the obstacles to confidence appeared insurmountable, and my only

consolation was, that by inflexible resolution I might shun any new cause

for humiliation and regret.

I had purposed to spend the greater part of the day at my father's,

chiefly in the hope of a meeting with my brother; but, after dinner, my

mother sent for me home. Something, methought, very extraordinary, must

have happened, as my mother was well: as, according to the messenger's

account, she had just parted with a gentleman who seemed to have visited

her on private business, my heart misgave me.

As soon as I got home, my mother took me into her chamber, and told me,

after an affecting preface, that a gentleman in office at ---- Bank had

called on her and informed her that checks of my signing to a very large

amount had lately been offered, and that the last made its appearance

to-day, and was presented by a man with whom it was highly disreputable

for one in my condition to be thought to have any sort of intercourse.

You may suppose that, after this introduction, I made haste to explain

every particular. My mother was surprised and grieved. She rebuked me,

with some asperity, for my reserves. Had I acquainted her with my

brother's demands, she could have apprized me of all that I had since

discovered. My brother, she asserted, was involved beyond any one's power

to extricate him, and his temper, his credulity, were such that he was

forever doomed to poverty.

I had scarcely parted with my mother on this occasion, to whom I had

promised to refer every future application, when my brother made his

appearance. I was prepared to overwhelm him with upbraidings for his past

conduct, but found my tongue tied in his presence. I could not bear to

inflict so much shame and mortification; and besides, the past being

irrevocable, it would only aggravate the disappointment which I was

determined every future application should meet with. After some vague

apology for non-payment, he applied for a new loan. He had borrowed, he

said, of a deserving man, a small sum, which he was now unable to repay.

The poor fellow was in narrow circumstances; was saddled with a numerous

family; had been prevailed upon to lend, after extreme urgency on my

brother's part; was now driven to the utmost need, and by a prompt

repayment would probably be saved from ruin. A minute and plausible

account of the way in which the debt originated, and his inability to

repay it shown to have proceeded from no fault of his.

I repeatedly endeavoured to break off the conversation, by abruptly

leaving the room; but he detained me by importunity, by holding my hand,

by standing against the door.

How irresistible is supplication! The glossings and plausibilities of

eloquence are inexhaustible. I found my courage wavering. After a few

ineffectual struggles, I ceased to contend. He saw that little remained to

complete his conquest; and, to effect that little, by convincing me that

his tale was true, he stepped out a moment, to bring in his creditor,

whose anxiety had caused him to accompany Frank to the door.

This momentary respite gave me time to reflect. I ran through the door,

now no longer guarded; up-stairs I flew into my mother's chamber, and told

her from what kind of persecution I had escaped.

While I was speaking, some one knocked at the door. It was a servant,

despatched by my brother to summon me back. My mother went in my stead. I

was left, for some minutes, alone.

So persuasive had been my brother's rhetoric, that I began to regret my

flight.

I felt something like compunction at having deprived him of an

opportunity to prove his assertions. Every gentle look and insinuating

accent reappeared to my memory, and I more than half repented my

inflexibility.

While buried in these thoughts, my mother returned. She told me that my

brother was gone, after repeatedly requesting an interview with me, and

refusing to explain his business to any other person.

"Was there anybody with him, madam?"

"Yes. One Clarges,--a jeweller,--an ill-looking, suspicious

person."

"Do you know any thing of this Clarges?"

"Nothing but what I am sorry to know. He is a dissolute fellow, who has

broken the hearts of two wives, and thrown his children for maintenance on

their maternal relations. 'Tis the same who carried your last check to the

bank."

I just then faintly recollected the name of Clarges, as having occurred

in the conversation at the watchmaker's, and as being the name of him who

had produced the paper. This, then, was the person who was to have been

introduced to me as the friend in need, the meritorious father of a

numerous family, whom the payment of a just debt was to relieve from

imminent ruin! How loathsome, how detestable, how insecure, are fraud and

treachery! Had he been confronted with me, no doubt he would have

recognised the person whom he stared at at the watch-maker's.

Next morning I received a note, dated on the preceding evening. These

were the terms of it:--

"I am sorry to say, Jane, that the ruin of a father and brother may

justly be laid at your door. Not to save them, when the means were in your

power, and when entreated to use the means, makes you the author of their

ruin. The crisis has come. Had you shown a little mercy, the crisis might

have terminated favourably. As it is, we are undone. You do not deserve to

know the place of my retreat. Your unsisterly heart will prompt you to

intercept rather than to aid or connive at my flight. Fly I must; whither,

it is pretty certain, will never come to your knowledge. Farewell."

My brother's disappearance, the immediate ruin of my father, whose

whole fortune was absorbed by debts contracted in his name, and for the

most part without his knowledge, the sudden affluence of the adventurer

who had suggested his projects to my brother, were the immediate

consequences of this event. To a man of my father's habits and views, no

calamity can be conceived greater than this. Never did I witness a more

sincere grief, a more thorough despair. Every thing he once possessed was

taken away from him and sold. My mother, however, prevented all the most

opprobrious effects of poverty, and all in my power to alleviate his

solitude, and console him in his distress, was done.

Would you have thought, after this simple relation, that there was any

room for malice and detraction to build up their inventions?

My brother was enraged that I refused to comply with any of his

demands; not grateful for the instances in which I did comply. Clarges

resented the disappointment of his scheme as much as if honour and

integrity had given him a title to success.

How many times has the story been told, and with what variety of

exaggeration, that the sister refused to lend her brother money, when she

had plenty at command, and when a seasonable loan would have prevented the

ruin of her family, while, at the same time, she had such an appetite for

toys and baubles, that ere yet she was eighteen years old she ran in debt

to Clarges the jeweller for upwards of five hundred dollars'-worth!

You are the only person to whom I have thought myself bound to tell the

whole truth. I do not think my reluctance to draw the follies of my

brother from oblivion a culpable one. I am willing to rely, for my

justification from malicious charges, on the general tenor of my actions,

and am scarcely averse to buy my brother's reputation at the cost of my

own. The censure of the undistinguishing and undistinguished multitude

gives me little uneasiness. Indeed, the disapprobation of those who have

no particular connection with us is a very faint, dubious, and momentary

feeling. We are thought of, now and then, by chance, and immediately

forgotten. Their happiness is unaffected by the sentence casually

pronounced on us, and we suffer nothing, since it scarcely reaches our

ears, and the interval between the judge and the culprit hinders it from

having any influence on their actions. Not so when the censure reaches

those who love us. The charge engrosses their attention, influences their

happiness, and regulates their deportment towards us. My self-regard, and

my regard for you, equally lead me to vindicate myself to you from any

charge, however chimerical or obsolete it may be.

My brother went to France. He seemed disposed to forget that he ever

had kindred or country; never informed us of his situation and views. All

our tidings of him came to us indirectly. In this way we heard that he

procured a commission in the republican troops, had made some fortunate

campaigns, and had enriched himself by lucky speculations in the forfeited

estates.

My mother was informed, by some one lately returned from Paris, that

Frank had attained possession of the whole property of an emigrant Compte

de Puysegur, who was far from being the poorest of the ancient nobles;

that he lived? with princely luxury, in the count's hotel; that he had

married, according to the new mode, the compte's sister, and was probably,

for the remainder of his life, a Frenchman. He is attentive to his

countrymen, and this reporter partook of several entertainments at his

house.

Methinks the memory of past incidents must sometimes intrude upon his

thoughts. Can he have utterly forgotten the father whom he reduced to

indigence, whom he sent to a premature grave? Amidst his present opulence,

one would think it would occur to him to inquire into the effects of his

misconduct, not only to his own family, but on others.

What a strange diversity there is among human characters! Frank is, I

question not, gay, volatile, impetuous as ever. The jovial carousal and

the sound sleep are never molested, I dare say, by the remembrance of the

incidents I have related to you.

Methinks, had I the same heavy charges to make against my conscience, I

should find no refuge but death from the goadings of remorse. To have

abandoned a father to the jail or the hospital, or to the charity of

strangers,--a father too who had yielded him an affection and a trust

without limits; to have wronged a sister out of the little property on

which she relied for support to her unprotected youth or helpless age,--a

sister who was virtually an orphan, who had no natural claim upon her

present patroness, but might be dismissed penniless from the house that

sheltered her, without exposing the self-constituted mother to any

reproach.

And has not this event taken place already? What can I expect but that,

at _least_, it will take place as soon as she hears of my resolution

with regard to thee? She ought to know it immediately. I myself ought to

tell it, and this was one of the tasks which I designed to perform in your

absence: yet, alas! I know not how to set about it.

My fingers are for once thoroughly weary. I must lay down the pen. But

first; why don't I hear from you? Every day since Sunday, when you left

me, have I despatched an enormous packet, and have not received a sentence

in answer. 'Tis not well done, my friend, to forget and neglect me thus.

You gave me some reason, indeed, to expect no very sudden tidings from

you; but there is inexpiable treason in the silence of four long days. If

you do not offer substantial excuses for this delay, woe be to thee!

Take this letter, and expect not another syllable from my pen till I

hear from you.

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