I told him.

"Well, I am extremely glad thou hadst wit enough to keep it snug, for

now the time has come to put it to some use. My father and I have a scheme

on foot by which we shall realize immense profit. The more engines we set

to work, the greater and more speedy will be the ultimate advantage. It

occurred to me that you had some money, and that, unless it were better

employed, it would be but justice to allow you to throw it into stock. If,

therefore, you are willing, it shall be done. What say you, Jane?"

This proposal was totally unexpected. I harboured not a moment's doubt

as to the conduct it became me to pursue; but how to declare my

resolutions, or state my reasons for declining his offer, I knew not.

At last I stammered out that my aunt had bequeathed me this money with

views as to the future disposition of it from which I did not think myself

at liberty to swerve.

"And pray," said he, with some heat, "what were these profound

views?"

"They were simple and obvious views. She knew my sex and education laid

me under peculiar difficulties as to subsistence. As affairs then stood,

there was little danger of my ever being reduced to want or dependence;

but still there was a possibility of this. To insure me against this

possible evil, she left me this sum, to be used only for subsistence, and

when I should be deprived of all other means."

"Go on," said my brother. "Repeat the clause in which she forbids you,

if at any time the opportunity should be offered of doubling or trebling

your money and thereby effectually securing that independence which she

wished to bequeath to you, to profit by the offer. Pray, repeat that

clause."

"Indeed," said I, innocently, "there is no such clause."

"I am glad to hear it. I was afraid that she was silly enough to insert

some such prohibition. On the contrary, the scheme I propose to you will

merely execute your aunt's great purpose. Instead of forbidding, she would

have earnestly exhorted you, had she been a prophetess as well as a saint,

to close with such an offer as I now make you, in which, I can assure you,

I have your own good as well as my own in view."

Observing my silent and perplexed air, "Why, Jane," said he, "surely

you cannot hesitate? What is your objection? Perhaps you are one of those

provident animals who look before they leap, and, having gained a monopoly

of wisdom, will take no scheme upon trust. You must examine with your own

eyes. I will explain the affair to you, if you choose, and convince you

beyond controversy that your money may be trebled in a twelvemonth."

"You know, brother, I can be no judge of any scheme that is at all

intricate."

"There is no intricacy here. All is perfectly simple and obvious. I can

make the case as plain to you, in three minutes, as that you have two

thumbs. In the English cottons, in the first place, there is----"

"Nay, brother, it is entirely unnecessary to explain the scheme. My

determinations will not be influenced by a statement which no mortal

eloquence will make intelligible to me."

"Well, then, you consent to my proposal?"

"I would rather you would look elsewhere for a partner in your

undertaking."

"The girl's a fool!--Why, what do you fear? suspect? You surely cannot

doubt my being faithful to your interest? You will not insult me so much

as to suppose that I would defraud you of your money? If you do,--for I

know I do not stand very high in your opinion,--if you doubt my honesty, I

will give you the common proofs of having received your money. Nay, so

certain am I of success, that I will give you my note, bond, what you

please, for thrice the amount, payable in one year."

"My brother's bond will be of no use to me; I shall never go to law

with my brother."

"Well, then, what will satisfy you?"

"I am easily satisfied, brother. I am contented with things just as

they are. The sum, indeed, is a trifle, but it will answer all my humble

purposes."

"Then you will," replied he, struggling with his rage, "you will not

agree?"

My silence was an unequivocal answer.

"You turn out to be what I always thought you,--a little, perverse,

stupid, obstinate--But take time;" (softening his tone a little;) "take

time to consider of it.

"Some unaccountable oddity, some freak, must have taken hold of you

just now and turned your wits out of door. 'Tis impossible you should

deliberately reject such an offer. Why, girl, three thousand dollars has a

great sound, perhaps, to your ears, but you'll find it a most wretched

pittance if you should ever be obliged to live upon it. The interest would

hardly buy you garters and topknots. You live, at this moment, at the rate

of six times the sum. You are now a wretched and precarious dependant on

Mrs. Fielder: her marriage (a very likely thing for one of her habits,

fortune, and age) will set you afloat in the world; and then where will be

your port? Your legacy, in any way you can employ it, will not find you

bread. Three times the sum might answer, perhaps; and that, if you will

fall on my advice, you may now attain in a single twelvemonth. Consider

these things, and I will call on you in the evening for your final

answer."

He was going, but I mustered resolution enough to call him back:--

"Brother, one word. All deliberation in this case is superfluous. You may

think my decision against so plausible a scheme perverse and absurd; but,

in this instance, I am fully sensible that I have a right to do as I

please, and shall exert that right, whatever censure I may incur."

"So, then, you are determined not to part with your paltry legacy?"

"I am determined not to part with it."

His eyes sparkled with rage, and, stamping on the floor, he exclaimed,

"Why, then, let me tell you, miss, you are a damned idiot. I knew you were

a fool, but could not believe that your folly would ever carry you to

these lengths!"--Much more in this style did poor Frank utter on this

occasion. I listened trembling, confounded, vexed, and, as soon as I could

recover presence of mind, hastened out of his presence.

This dialogue occupied all my thoughts during that day and the

following. I was sitting, next evening, at twilight, pensively, in my own

apartment, when, to my infinite surprise, my brother was announced. At

parting with him the day before, he swore vehemently that he would never

see my face again if he could help it. I supposed this resolution had

given way to his anxiety to gain my concurrence with his schemes, and

would fain have shunned a second interview. This, however, was impossible.

I therefore composed my tremors as well as I was able, and directed him to

be admitted. The angry emotions of yesterday had disappeared from his

countenance, and he addressed me with his customary carelessness. After a

few trifling preliminaries, he asked me if I had considered the subject of

our yesterday's conversation. I answered that I had supposed that subject

to have been dismissed forever. It was not possible for time or argument

to bring us to the same way of thinking on it. I hoped, therefore, that he

would not compel me to discuss it a second time.

Instead of flying into rage, as I expected, he fixed his eyes

thoughtfully on the floor, and, after a melancholy pause, said, "I

expected to find you invincible on that head. To say truth, I came not to

discuss that subject with you anew. I came merely to ask a trifling

favour." Here he stopped. He was evidently at a loss how to proceed. His

features became more grave, and he actually sighed.

My heart, I believe thou knowest, Harry, is the sport, the mere

plaything, of gratitude and pity. Kindness will melt my firmest

resolutions in a moment. Entreaty will lead me to the world's end. Gentle

accents, mournful looks, in my brother, was a claim altogether

irresistible. The mildness, the condescension which I now witnessed

thrilled to my heart. A grateful tear rushed to my eye, and I almost

articulated, "Dear, dear brother, be always thus kind and thus good, and I

will lay down my life for you."

It was well for us both that my brother had too much pride or too

little cunning to profit by the peculiarities of my temper. Had he put a

brotherly arm around me, and said, in an affectionate tone, "Dear sister,

oblige me," I am afraid I should have instantly complied with the most

indiscreet and extravagant of his requests.

Far otherwise, however, was his deportment. This condescension was

momentary. The words had scarcely escaped him before he seemed to

recollect them as having been unworthy of his dignity. He resumed his

arrogant and careless air, half whistled "ca ira," and glanced at the

garden, with, "A tall poplar that. How old?"

"Not very old, for _I_ planted it."

"Very likely. Just such another giddy head and slender body as the

planter's. But, now I think of it, Jane, since your money is idle, suppose

you lend me five hundred dollars of it till to-morrow. Upon my honour,

I'll repay it then. My calls just now are particularly urgent. See here; I

have brought a _check_ ready filled. It only wants your

signature."

I felt instant and invincible repugnance to this request. I had so long

regarded my brother as void of all discretion, and as habitually

misapplying money to vicious purposes, that I deemed it a crime of no

inconsiderable degree to supply the means of his prodigality. Occasions

were daily occurring in which much good was effected by a few dollars, as

well as much evil produced by the want of them. My imagination pondered on

the evils of poverty much oftener than perhaps was useful, and had thence

contracted a terror--of it not easily controlled. My legacy I had always

regarded as a sacred deposit,--an asylum in distress which nothing but the

most egregious folly would rob or dissipate. Yet now I was called upon to

transfer, by one stroke of the pen, to one who appeared to me to be

engaged in ruinous vices or chimerical projects, so large a portion as

five hundred dollars.

I was no niggardly hoarder of the allowance made me by my mother; but

so diffident was I of my own discernment, that I never laid out twenty

dollars without her knowledge and concurrence. Could I then give away

_five hundred_ of this sacred treasure, bestowed on me for very

different purposes, without her knowledge? It was useless to acquaint her

with my brother's request and solicit her permission. She would never

grant it.

My brother, observing me hesitate, said, "Come, Jane; make haste.

Surely this is no such mighty favour, that you should stand a moment.

'Twill be all the same to you, since I return it to-morrow. May I perish

if I don't!"

I still declined the offered pen:--"For what purpose, brother, surely I

may ask?--so large a sum?"

He laughed:--"A mere trifle, girl;'tis a bare nothing. But, much or

little, you shall have it again, I tell you, to-morrow. Come; time flies.

Take the pen, I say, and make no more words about the matter."

"Impossible, till I know the purpose. Do not urge me to a wrong

thing."

His face reddened with indignation. "A wrong thing! you are fool enough

to tire the patience of a saint. What do I ask, but the loan of a few

dollars for a single day? Money that is absolutely idle; for which you

have no use. You know that my father's property is mine, and that my

possessions are twenty times greater than your own; yet you refuse to lend

this paltry sum for one day. Come, Jane, sister; you have carried your

infatuation far enough. Where a raw girl should gain all these scruples

and punctilios I can't imagine. Pray, what is your objection?"

In these contests with my brother, I was never mistress of my thoughts.

His boisterous, negligent, contemptuous manners awed, irritated,

embarrassed me. To say any thing which implied censure of his morals or

his prudence would be only raising a storm which my womanish spirit could

not withstand. In answer to his expostulations, I only repeated,

"Impossible! I cannot."

Finding me inflexible, he once more gave way to indignation:--"What a

damned oaf! to be thus creeping and cringing to an idiot--a child--an ape!

Nothing but necessity, cruel necessity, would have put me on this task."

Then turning to me, he said, in a tone half supplicating, half

threatening, "Let me ask you once more: will you sign this check? Do not

answer hastily; for much, very much, depends on it. By all that is sacred,

I will return it to you to-morrow. Do it, and save me and your father from

infamy; from ruin; from a prison; from death. _He_ may have cowardice

enough to live and endure his infamy, but _I_ have spirit enough to

die and escape it."

This was uttered with an impetuosity that startled me. The words ruin,

prison, death, rung in my ears, and, almost out of breath, I exclaimed,

"What do you mean? my father go to prison? my father ruined? What do you

mean?"

"I mean what I say. Your signing this check may save me from

irretrievable ruin. This trifling supply, which I can nowhere else

procure, if it comes to-night, may place us out of danger. If delayed till

to-morrow morning, there will be no remedy. I shall receive an adequate

sum to-morrow afternoon, and with that I will replace this."

"My father ruined! In danger of a jail! Good Heaven! Let me fly to him.

Let me know from himself the full extent of the evil." I left my seat with

this purpose, but he stopped me:--"Are you mad, girl? He does not know the

full extent of the evil. Indeed, the evil will be perfectly removed by

this trifling loan. He need not know it." "Ah! my poor father," said I,

"I see thy ruin indeed. Too fatally secure hast thou been; too doting in

thy confidence in others." These words, half articulated, did not escape

my brother. He was at once astonished and enraged by them, and even in

these circumstances could not suppress his resentment.

He had, however, conjured up a spirit in me which made me deaf to his

invective. I made towards the door.

"Where are you going? You shall not leave the room till you have signed

this paper."

'"Nothing but force shall keep me from my father. I will know his true

situation this instant, from his own lips. Let me go. I _will_

go."

I attempted to rush by him, but he shut the door and swore I should

not leave the room till I had complied with his request.

Perceiving me thoroughly in earnest, and indignant in my turn at his

treatment, he attempted to soothe me, by saying that I had misunderstood

him in relation to my father; that he had uttered words at random; that he

was really out of cash at this moment; I should inexpressibly oblige him

by lending him this trifling sum till to-morrow evening.

"Brother, I will deal candidly with you. You think me childish,

ignorant, and giddy. Perhaps I am so; but I have sense enough to resolve,

and firmness enough to adhere to my resolution, never to give money

without thoroughly knowing and fully approving of the purposes to which it

is to be applied. You tell me you are in extreme want of an immediate

supply. Of what nature is your necessity? What has occasioned your

necessity? I will not withhold what will really do you good,--what I am

thoroughly convinced will do you good; but I must first be convinced."

"What would you have more than my word? I tell you it will save your-I

tell you it will serve me essentially. It is surely needless to enter into

long and intricate details, which, ten to one, you will not

understand."

"As you please," said L "I have told you that I will not act in the

dark."

"Well, then, I will explain my situation to you as clearly as

possible."

He then proceeded to state transactions of which I understood nothing.

All was specious and plausible; but I easily perceived the advantages

under which he spoke, and the gross folly of suffering my conduct to be

influenced by representations of whose integrity I had no means of

judging.

I will not detain you longer by this conversation. Suffice it to say,

that I positively refused to comply with his wishes. The altercation that

ensued was fortunately interrupted by the entrance of two or three

visitants, and, after lingering a few minutes, he left the house gloomy

and dissatisfied.

I have gone into these incidents with a minuteness that I fear has

tired you; but I will be more concise for the future. These incidents are

chiefly introductory to others of a more affecting nature, and to those I

must now hasten. Meanwhile, I will give some little respite to my

fingers.

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