CHAPTER IX.

THE SHADOW OF RUIN

Mr. Quest walked to his vestry meeting with a smile upon his thin,

gentlemanly-looking face, and rage and bitterness in his heart.

“I caught her that time,” he said to himself; “she can do a good deal

in the way of deceit, but she can’t keep the blood out of her cheeks

when she hears that fellow’s name. But she is a clever woman, Belle is

—how well she managed that little business of the luncheon, and how

well she fought her case when once she got me in a cleft stick about

Edith and that money of hers, and made good terms too. Ah! that’s the

worst of it, she has the whip hand of me there; if I could ruin her she

could ruin me, and it’s no use cutting off one’s nose to spite your

face. Well! my fine lady,” he went on with an ominous flash of his grey

eyes, “I shall be even with you yet. Give you enough rope and you will

hang yourself. You love this fellow, I know that, and it will go hard

if I can’t make him break your heart for you. Bah! you don’t know the

sort of stuff men are made of. If only I did not happen to be in love

with you myself I should not care. If——Ah! here I am at the church.”

The human animal is a very complicated machine, and can conduct the

working of an extraordinary number of different interests and sets of

ideas, almost, if not entirely, simultaneously. For instance, Mr.

Quest—seated at the right hand of the rector in the vestry room of the

beautiful old Boisingham Church, and engaged in an animated and even

warm discussion with the senior curate on the details of fourteenth

century Church work, in which he clearly took a lively interest and

understood far better than did the curate—would have been exceedingly

difficult to identify with the scheming, vindictive creature whom we

have just followed up the church path. But after all, that is the way

of human nature, although it may not be the way of those who try to

draw it and who love to paint the villain black as the Evil One and the

virtuous heroine so radiant that we begin to fancy we can hear the

whispering of her wings. Few people are altogether good or altogether

bad; indeed it is probable that the vast majority are neither good nor

bad—they have not the strength to be the one or the other. Here and

there, however, we do meet a spirit with sufficient will and

originality to press the scale down this way or that, though even then

the opposing force, be it good or evil, is constantly striving to bring

the balance equal. Even the most wicked men have their redeeming points

and righteous instincts, nor are their thoughts continually fixed upon

iniquity. Mr. Quest, for instance, one of the evil geniuses of this

history, was, where his plots and passions were not immediately

concerned, a man of eminently generous and refined tendencies. Many

were the good turns, contradictory as it may seem, that he had done to

his poorer neighbours; he had even been known to forego his bills of

costs, which is about the highest and rarest exhibition of earthly

virtue that can be expected from a lawyer. He was moreover eminently a

cultured man, a reader of the classics, in translations if not in the

originals, a man with a fine taste in fiction and poetry, and a really

sound and ripe archaeological knowledge, especially where sacred

buildings were concerned. All his instincts, also, were towards

respectability. His most burning ambition was to secure a high position

in the county in which he lived, and to be classed among the resident

gentry. He hated his lawyer’s work, and longed to accumulate sufficient

means to be able to give it the good-bye and to indulge himself in an

existence of luxurious and learned leisure. Such as he was he had made

himself, for he was the son of a poor and inferior country dentist, and

had begun life with a good education, it is true, which he chiefly owed

to his own exertions, but with nothing else. Had his nature been a

temperate nature with a balance of good to its credit to draw upon

instead of a balance of evil, he was a man who might have gone very far

indeed, for in addition to his natural ability he had a great power of

work. But unfortunately this was not the case; his instincts on the

whole were evil instincts, and his passions—whether of hate, or love,

or greed, when they seized him did so with extraordinary violence,

rendering him for the time being utterly callous to the rights or

feelings of others, provided that he attained his end. In short, had he

been born to a good position and a large fortune, it is quite possible,

providing always that his strong passions had not at some period of his

life led him irremediably astray, that he would have lived virtuous and

respected, and died in good odour, leaving behind him a happy memory.

But fate had placed him in antagonism with the world, and yet had

endowed him with a gnawing desire to be of the world, as it appeared

most desirable to him; and then, to complete his ruin circumstances had

thrown him into temptations from which inexperience and the headlong

strength of his passions gave him no opportunity to escape.

It may at first appear strange that a man so calculating and whose

desires seemed to be fixed upon such a material end as the acquirement

by artifice or even fraud of the wealth which he coveted, should also

nourish in his heart so bitter a hatred and so keen a thirst for

revenge upon a woman as Mr. Quest undoubtedly did towards his beautiful

wife. It would have seemed more probable that he would have left

heroics alone and attempted to turn his wife’s folly into a means of

wealth and self-advancement: and this would no doubt have been so had

Mrs. Quest’s estimate of his motives in marrying her been an entirely

correct one. She had told Edward Cossey, it will be remembered, that

her husband had married her for her money—the ten thousand pounds of

which he stood so badly in need. Now this was the truth to a certain

extent, and a certain extent only. He had wanted the ten thousand

pounds, in fact at the moment money was necessary to him. But, and this

his wife had never known or realised, he had been, and still was, also

in love with her. Possibly the ten thousand pounds would have proved a

sufficient inducement to him without the love, but the love was none

the less there. Their relations, however, had never been happy ones.

She had detested him from the first, and had not spared to say so. No

man with any refinement—and whatever he lacked Mr. Quest had

refinement—could bear to be thus continually repulsed by a woman, and

so it came to pass that their intercourse had always been of the most

strained nature. Then when she at last had obtained the clue to the

secret of his life, under threat of exposure she drove her bargain, of

which the terms were complete separation in all but outward form, and

virtual freedom of action for herself. This, considering the position,

she was perhaps justified in doing, but her husband never forgave her

for it. More than that, he determined, if by any means it were

possible, to turn the passion which, although she did not know it, he

was perfectly aware she bore towards his business superior, Edward

Cossey, to a refined instrument of vengeance against her, with what

success it will be one of the purposes of this history to show.

Such, put as briefly as possible, were the outlines of the character

and aims of this remarkable and contradictory man.

Within an hour and a half of leaving his own house, “The Oaks,” as it

was called, although the trees from which it had been so named had long

since vanished from the garden, Mr. Quest was bowling swiftly along

behind Edward Cossey’s powerful bay horse towards the towering gateway

of Honham Castle. When he was within three hundred yards an idea struck

him; he pulled the horse up sharply, for he was alone in the dogcart,

and paused to admire the view.

“What a beautiful place!” he reflected to himself with enthusiasm, “and

how grandly those old towers stand out against the sky. The Squire has

restored them very well, too, there is no doubt about it; I could not

have done it better myself. I wonder if that place will ever be mine.

Things look black now, but they may come round, and I think I am

beginning to see my way.”

And then he started the horse on again, reflecting on the unpleasant

nature of the business before him. Personally he both liked and

respected the old Squire, and he certainly pitied him, though he would

no more have dreamed of allowing his liking and pity to interfere with

the prosecution of his schemes, than an ardent sportsman would dream of

not shooting pheasants because he had happened to take a friendly

interest in their nurture. He had also a certain gentlemanlike distaste

to being the bearer of crushing bad news, for Mr. Quest disliked

scenes, possibly because he had such an intimate personal acquaintance

with them. Whilst he was still wondering how he might best deal with

the matter, he passed over the moat and through the ancient gateway

which he admired so fervently, and found himself in front of the hall

door. Here he pulled up, looking about for somebody to take his horse,

when suddenly the Squire himself emerged upon him with a rush.

“Hullo, Quest, is that you?” he shouted, as though his visitor had been

fifty yards off instead of five. “I have been looking out for you.

Here, William! William!” (crescendo), “William!” (fortissimo), “where

on earth is the boy? I expect that idle fellow, George, has been

sending him on some of his errands instead of attending to them

himself. Whenever he is wanted to take a horse he is nowhere to be

found, and then it is 'Please, sir, Mr. George,’ that’s what he calls

him, ‘Please, sir, Mr. George sent me up to the Moat Farm or somewhere

to see how many eggs the hens laid last week,’ or something of the

sort. That’s a very nice horse you have got there, by the way, very

nice indeed.”

“It is not my horse, Mr. de la Molle,” said the lawyer, with a faint

smile, “it is Mr. Edward Cossey’s.”

“Oh! it’s Mr. Edward Cossey’s, is it?” answered the old gentleman with

a sudden change of voice. “Ah, Mr. Edward Cossey’s? Well, it’s a very

good horse anyhow, and I suppose that Mr. Cossey can afford to buy good

horses.”

Just then a faint cry of “Coming, sir, coming,” was heard, and a long

hobble-de-hoy kind of youth, whose business it was to look after the

not extensive Castle stables, emerged in a great heat from round the

corner of the house.

“Now, where on earth have you been?” began the Squire, in a stentorian

tone.

“If you please, sir, Mr. George——”

“There, what did I tell you?” broke in the Squire. “Have I not told you

time after time that you are to mind your own business, and leave ‘Mr.

George’ to mind his? Now take that horse round to the stables, and see

that it is properly fed.

“Come, Quest, come in. We have a quarter of an hour before luncheon,

and can get our business over,” and he led the way through the passage

into the tapestried and panelled vestibule, where he took his stand

before the empty fireplace.

Mr. Quest followed him, stopping, ostensibly to admire a particularly

fine suit of armour which hung upon the wall, but really to gain

another moment for reflection.

“A beautiful suit of the early Stuart period, Mr. de la Molle,” he

said; “I never saw a better.”

“Yes, yes, that belonged to old Sir James, the one whom the Roundheads

shot.”

“What! the Sir James who hid the treasure?”

“Yes. I was telling that story to our new neighbour, Colonel Quaritch,

last night—a very nice fellow, by the way; you should go and call upon

him.”

“I wonder what he did with it,” said Mr. Quest.

“Ah, so do I, and so will many another, I dare say. I wish that I could

find it, I’m sure. It’s wanted badly enough now-a-days. But that

reminds me, Quest. You will have gathered my difficulty from my note

and what George told you. You see this man Janter—thanks to that

confounded fellow, Major Boston, and his action about those College

Lands—has thrown up the Moat Farm, and George tells me that there is

not another tenant to be had for love or money. In fact, you know what

it is, one can’t get tenants now-a-days, they simply are not to be had.

Well, under these circumstances, there is, of course, only one thing to

be done that I know of, and that is to take the farm in hand and farm

it myself. It is quite impossible to let the place fall out of

cultivation—and that is what would happen otherwise, for if I were to

lay it down in grass it would cost a considerable sum, and be seven or

eight years before I got any return.”

The Squire paused and Mr. Quest said nothing.

“Well,” he went on, “that being so, the next thing to do is to obtain

the necessary cash to pay Janter his valuation and stock the

place—about four thousand would do it, or perhaps,” he added, with an

access of generous confidence, “we had better say five. There are about

fifty acres of those low-lying meadows which want to be thoroughly bush

drained—bushes are quite as good as pipes for that stiff land, if they

put in the right sort of stuff, and it don’t cost half so much—but

still it can’t be done for nothing, and then there is a new wagon shed

wanted, and some odds and ends; yes, we had better say five thousand.”

Still Mr. Quest made no answer, so once more the Squire went on.

“Well, you see, under these circumstances—not being able to lay hands

upon the necessary capital from my private resources, of course I have

made up my mind to apply to Cossey and Son for the loan. Indeed,

considering how long and intimate has been the connection between their

house and the de la Molle family, I think it right and proper to do so;

indeed, I should consider it very wrong of me if I neglected to give

them the opportunity of the investment”—here a faint smile flickered

for an instant on Mr. Quest’s face and then went out—“of course they

will, as a matter of business, require security, and very properly so,

but as this estate is unentailed, there will fortunately be very little

difficulty about that. You can draw up the necessary deeds, and I think

that under the circumstances the right thing to do would be to charge

the Moat Farm specifically with the amount. Things are bad enough, no

doubt, but I can hardly suppose it possible under any conceivable

circumstances that the farm would not be good for five thousand pounds.

However, they might perhaps prefer to have a general clause as well,

and if it is so, although I consider it quite unnecessary, I shall

raise no objection to that course.”

Then at last Mr. Quest broke his somewhat ominous silence.

“I am very sorry to say, Mr. de la Molle,” he said gently, “that I can

hold out no prospect of Cossey and Son being induced, under any

circumstances, to advance another pound upon the security of the Honham

Castle estates. Their opinion of the value of landed property as

security has received so severe a shock, that they are not at all

comfortable as to the safety of the amount already invested.”

Mr. de la Molle started when he heard this most unexpected bit of news,

for which he was totally unprepared. He had always found it possible to

borrow money, and it had never occurred to him that a time might

perhaps come in this country, when the land, which he held in almost

superstitious veneration, would be so valueless a form of property that

lenders would refuse it as security.

“Why,” he said, recovering himself, “the total encumbrances on the

property do not amount to more than twenty-five thousand pounds, and

when I succeeded to my father, forty years ago, it was valued at fifty,

and the Castle and premises have been thoroughly repaired since then at

a cost of five thousand, and most of the farm buildings too.”

“Very possibly, de la Molle, but to be honest, I very much doubt if

Honham Castle and the lands round it would now fetch twenty-five

thousand pounds on a forced sale. Competition and Radical agitation

have brought estates down more than people realise, and land in

Australia and New Zealand is now worth almost as much per acre as

cultivated lands in England. Perhaps as a residential property and on

account of its historical interest it might fetch more, but I doubt it.

In short, Mr. de la Molle, so anxious are Cossey and Son in the matter,

that I regret to have to tell you that so far from being willing to

make a further advance, the firm have formally instructed me to serve

the usual six months’ notice on you, calling in the money already

advanced on mortgage, together with the interest, which I must remind

you is nearly a year overdue, and this step I propose to take

to-morrow.”

The old gentleman staggered for a moment, and caught at the

mantelpiece, for the blow was a heavy one, and as unexpected as it was

heavy. But he recovered himself in an instant, for it was one of the

peculiarities of his character that his spirits always seemed to rise

to the occasion in the face of urgent adversity—in short, he possessed

an extraordinary share of moral courage.

“Indeed,” he said indignantly, “indeed, it is a pity that you did not

tell me that at once, Mr. Quest; it would have saved me from putting

myself in a false position by proposing a business arrangement which is

not acceptable. As regards the interest, I admit that it is as you say,

and I very much regret it. That stupid fellow George is always so

dreadfully behindhand with his accounts that I can never get anything

settled.” (He did not state, and indeed did not know, that the reason

that the unfortunate George was behindhand was that there were no

accounts to make up, or rather that they were all on the wrong side of

the ledger). “I will have that matter seen to at once. Of course,

business people are quite right to consider their due, and I do not

blame Messrs. Cossey in the matter, not in the least. Still, I must say

that, considering the long and intimate relationship that has for

nearly two centuries existed between their house and my family, they

might—well—have shown a little more consideration.”

“Yes,” said Mr. Quest, “I daresay that the step strikes you as a harsh

one. To be perfectly frank with you, Mr. de la Molle, it struck me as a

very harsh one; but, of course, I am only a servant, and bound to carry

out my instructions. I sympathise with you very much—very much indeed.”

“Oh, don’t do that,” said the old gentleman. “Of course, other

arrangements must be made; and, much as it will pain me to terminate my

connection with Messrs. Cossey, they shall be made.”

“But I think,” went on the lawyer, without any notice of his

interruption, “that you misunderstand the matter a little. Cossey and

Son are only a trading corporation, whose object is to make money by

lending it, or otherwise—at all hazards to make money. The kind of

feeling that you allude to, and that might induce them, in

consideration of long intimacy and close connection in the past, to

forego the opportunity of so doing and even to run a risk of loss, is a

thing which belongs to former generations. But the present is a

strictly commercial age, and we are the most commercial of the trading

nations. Cossey and Son move with the times, that is all, and they

would rather sell up a dozen families who had dealt with them for two

centuries than lose five hundred pounds, provided, of course, that they

could do so without scandal and loss of public respect, which, where a

banking house is concerned, also means a loss of custom. I am a great

lover of the past myself, and believe that our ancestors’ ways of doing

business were, on the whole, better and more charitable than ours, but

I have to make my living and take the world as I find it, Mr. de la

Molle.”

“Quite so, Quest; quite so,” answered the Squire quietly. “I had no

idea that you looked at these matters in such a light. Certainly the

world has changed a good deal since I was a young man, and I do not

think it has changed much for the better. But you will want your

luncheon; it is hungry work talking about foreclosures.” Mr. Quest had

not used this unpleasant word, but the Squire had seen his drift. “Come

into the next room,” and he led the way to the drawing-room, where Ida

was sitting reading the _Times_.

“Ida,” he said, with an affectation of heartiness which did not,

however, deceive his daughter, who knew how to read every change of her

dear father’s face, “here is Mr. Quest. Take him in to luncheon, my

love. I will come presently. I want to finish a note.”

Then he returned to the vestibule and sat down in his favourite old oak

chair.

“Ruined,” he said to himself. “I can never get the money as things are,

and there will be a foreclosure. Well, I am an old man and I hope that

I shall not live to see it. But there is Ida. Poor Ida! I cannot bear

to think of it, and the old place too, after all these

generations—after all these generations!”

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