CHAPTER XXIV.

ON PRUDENCE AND ECONOMY.

Voltaire says, that the king of Prussia always wrote with one kind of

enthusiasm, and acted with another. It often happens, that men judge

with one degree of understanding, and conduct themselves with

another;[96] hence the common-place remarks on the difference between

theory and practice; hence the observation, that it is easy to be

prudent for other people, but extremely difficult to be prudent for

ourselves. Prudence is a virtue compounded of judgment and resolution:

we do not here speak of that narrow species of prudence, which is more

properly called worldly wisdom; but we mean that enlarged,

comprehensive wisdom, which, after taking a calm view of the objects

of happiness, steadily prefers the greatest portion of felicity. This

is not a selfish virtue; for, according to our definition,

benevolence, as one of the greatest sources of our pleasures, must be

included in the truly prudent man's estimate. Two things are necessary

to make any person prudent, the power to judge, and the habit of

acting in consequence of his conviction. We have, in the preceding

chapter, as far as we were able, suggested the best methods of

cultivating the powers of reasoning in our pupils; we must consider

now how these can be applied immediately to their conduct, and

associated with habits of action.

Instead of deciding always for our young pupils, we should early

accustom them to choose for themselves about every trifle which is

interesting to childhood: if they choose wisely, they should enjoy the

natural reward of their prudence; and if they decide rashly, they

should be suffered to feel the consequence of their own errour.

Experience, it is said, makes even fools wise; and the sooner we can

give experience, the sooner we shall teach wisdom. But we must not

substitute belief upon trust for belief upon conviction. When a little

boy says, "I did not eat any more custard, because mamma told me that

the custard would make me sick," he is only obedient, he is not

prudent; he submits to his mother's judgment, he does not use his own.

When obedience is out of the question, children sometimes follow the

opinions of others; of this we formerly gave an instance (v. Toys) in

the poor boy, who chose a gilt coach, because his mamma "_and every

body said it was the prettiest_," whilst he really preferred the

useful cart: we should never prejudice them either by our _wisdom_ or

our folly.

A sensible little boy of four years old had seen somebody _telling

fortunes_ in the grounds of coffee; but when he had a cup of coffee

given to him, he drank it all, saying, "Coffee is better than

fortune!"

When their attention is not turned to divine what the spectators think

and feel, children will have leisure to consult their own minds, and

to compare their own feelings. As this has been already spoken of,[97]

we shall not dwell upon it; we only mention it as a necessary

precaution in teaching prudence.

Some parents may perhaps fear, that, if they were to allow children to

choose upon every trifling occasion for themselves, they would become

wilful and troublesome: this certainly will be the effect, if we make

them think that there is a pleasure in the exercise of free-will,

independently of any good that may be obtained by judicious choice.

"Now, my dear, you shall have _your_ choice! You shall choose for

_yourself_! You shall have your _free_ choice!" are expressions that

may be pronounced in such a tone, and with such an emphasis to a

child, as immediately to excite a species of triumphant ecstasy from

the mere idea of having his _own_ free choice. By a different accent

and emphasis we may repress the ideas of triumph, and, without

intimidating the pupil, we may turn his mind to the difficulties,

rather than the glory of being in a situation to decide for himself.

We must not be surprised at the early imprudence of children; their

mistakes, when they first are allowed to make a choice, are

inevitable; all their sensations are new to them, consequently they

cannot judge of what they shall like or dislike. If some of Lord

Macartney's suite had, on his return from the late embassy to China,

brought home some plant whose smell was perfectly unknown to

Europeans, would it have been possible for the greatest philosopher in

England to have decided, if he had been asked, whether he should like

the unknown perfume? Children, for the first five or six years of

their lives, are in the situation of this philosopher, relatively to

external objects. We should never reproachfully say to a child, "You

asked to smell such a thing; you asked to see such a thing; and now

you have had your wish, you don't like them!" How can the child

possibly judge of what he shall like or dislike, before he has tried?

Let him try experiments upon his own feelings; the more accurate

knowledge he acquires, the sooner he will be enabled to choose

_prudently_. You may expedite his progress by exciting him to compare

each new sensation with those to which he is already familiarized;

this will counteract that love of novelty which is often found

dangerous to prudence; if the mind is employed in comparing, it cannot

be dazzled by new objects.

Children often imagine, that what they like for the present minute,

they shall continue to like for ever; they have not learnt from

experiment, that the most agreeable sensations fatigue, if they are

prolonged or frequently repeated; they have not learnt, that all

violent stimuli are followed by weariness or ennui. The sensible

preceptor will not insist upon his pupil's knowing these things by

inspiration, nor will he expect that his assertions or prophecies

should be implicitly believed; he will wait till the child _feels_,

and at that moment he will excite his pupil to observe his own

feelings. "You thought that you should never be tired of smelling that

rose, or of looking at that picture; now you perceive that you _are_

tired: remember this; it may be of use to you another time." If this

be said in a friendly manner, it will not pique the child to defend

his past choice, but it will direct his future judgment.

Young people are often reproached for their imprudence in preferring a

small present pleasure to a large distant advantage: this errour also

arises from inexperience, not from want of judgment, or deficiency in

strength of mind. When that which has been the future, has in its turn

become present, children begin to have some idea of the nature of

time, and they can then form some comparisons between the value of

present and future pleasures. This is a very slow process; old people

calculate and depend upon the distant future more than the young, not

always from their increased wisdom or prudence, but merely from their

increased experience, and consequent belief that the future will in

time arrive. It is imprudent in old people to depend upon the future;

if they were to reason upon the chance of their lives, they ought not

to be secure of its arrival; yet habit in this instance, as in many

others, is more powerful than reason: in all the plans of elderly

people, there is seldom any errour from impatience as to the future;

there often appear gross errours in their security as to its arrival.

If these opposite habits could be mixed in the minds of the old and of

the young, it would be for their mutual advantage.

It is not possible to _infuse_ experience into the mind; our pupils

must feel for themselves: but, by teaching them to observe their own

feelings, we may abridge their labour; a few lessons will teach a

great deal when they are properly applied. To teach children to

calculate and compare their present and future pleasures, we may begin

by fixing short intervals of time for our experiments; an hour, a day,

a week, perhaps, are periods of time to which their imagination will

easily extend; they can measure and compare their feelings within

these spaces of time, and we may lead them to observe their own

errours in not providing for the future. "Now Friday is come; last

Monday you thought Friday would never come. If you had not cut away

all your pencil last week, you would have had some left to draw with

to-day. Another time you will manage better."

We should also lead them to compare their ideas of any given pleasure,

before and after the period of its arrival. "You thought last summer

that you should like making snow balls in winter, better than making

hay in summer. Now you have made snow-balls to-day; and you remember

what you felt when you were making hay last summer; do you like the

snow-ball pleasure, or the hay-making pleasure the best?" V. Berquin's

Quatre saisons.

If our pupils, when they have any choice to make, prefer a small

present gratification to a great future pleasure, we should not, at

the moment of their decision, reproach their imprudence, but we should

_steadily make them abide by their choice_; and when the time arrives

at which the greater pleasure might have been enjoyed, we should

remark the circumstance, but not with a tone of reproach, for it is

their affair, not ours. "You preferred having a sheet of paper the

moment you wanted it last week, to the having a quire of paper this

week." "Oh, but," says the child, "I wanted a sheet of paper very much

then, but I did not consider how soon this week would come--I wish I

had chosen the quire." "Then remember what you feel now, and you will

be able to choose better upon another occasion." We should always

refer to the pupils' own feelings, and look forward to their future

advantage. The reason why so few young people attend to advice, is,

that their preceptors do not bring it actually home to their feelings:

it is useless to reproach for past imprudence; the child sees the

errour as plainly as we do; all that can be done, is to make it a

lesson for the future.

To a geometrician, the words _by proposition 1st._ stand for a whole

demonstration: if he recollects that he has once gone over the

demonstration, he is satisfied of its truth; and, without verifying it

again, he makes use of it in making out the demonstration of a new

proposition. In moral reasoning, we proceed in the same manner; we

recollect the result of our past experiments, and we refer to this

moral demonstration in solving a new problem. In time, by frequent

practice, this operation is performed so rapidly by the mind, that we

scarcely perceive it, and yet it guides our actions. A man, in walking

across the room, keeps out of the way of the tables and chairs,

without perceiving that he reasons about the matter; a sober man

avoids hard drinking, because he knows it to be hurtful to his health;

but he does not, every time he refuses to drink, go over the whole

train of reasoning which first decided his determination. A modern

philosopher,[98] calls this rapid species of reasoning "intuitive

analogy;" applied to the business of life, the French call it tact.

Sensible people have this tact in higher perfection than others; and

prudent people govern themselves by it more regularly than others. By

the methods which we have recommended, we hope it may be successfully

cultivated in early education.

Rousseau, in expressing his contempt for those who make _habit_ their

only guide of action, goes, as he is apt to do in the heat of

declamation, into the errour opposite to that which he ridicules. "The

only habit," cries he, "that I wish my Emilius to have, is the habit

of having no habits." Emilius would have been a strange being, had he

literally accomplished his preceptor's wish. To go up stairs, would

have been a most operose, and to go down stairs, a most tremendous,

affair to Emilius, for he was to have no habits: between every step of

the stairs, new deliberations must take place, and fresh decisions of

the judgment and will ensue. In his moral judgments, Emilius would

have had as much useless labour. Habit surely is necessary, even to

those who make reason the ultimate judge of their affairs. Reason is

not to be appealed to upon every trivial occasion, to rejudge the same

cause a million of times. Must a man, every time he draws a straight

line, repeat to himself, "a right line is that which lieth evenly

between its points?" Must he rehearse the propositions of Euclid,

instead of availing himself of their practical use?

"Christian, can'st thou raise a perpendicular upon a straight line?"

is the apostrophe with which the cross-legged emperor of Barbary,

seated on his throne of rough deal boards, accosts every _learned_

stranger who frequents his court. In the course of his reign,

probably, his Barbaric majesty may have reiterated the demonstration

of this favourite proposition, which he learned from a French surgeon

about five hundred times; but his majesty's understanding is not

materially improved by these recitals; his geometrical learning is

confined, we are told, to this single proposition.

It would have been scarcely worth while to have singled out for combat

this paradox of Rousseau's, concerning habit, if it had not presented

itself in the formidable form of an antithesis. A false maxim,

conveyed in an antithesis, is dangerous, because it is easily

remembered and repeated, and it quickly passes current in

conversation.

But to return to our subject, of which we have _imprudently_ lost

sight. Imprudence does not always arise from our neglect of our past

experience, or from our forgetting to take the future into our

calculations, but from false associations, or from passion. Objects

often appear different to one man, from what they do to the rest of

the world: this man may reason well upon what the majority of

reasonable people agree to call false appearances; he may follow

strictly the conviction of his own understanding, and yet the world

will say that he acts very imprudently. To the taste or smell of those

who are in a fever, objects not only appear, but really are, to the

patients different from what they appear to persons in sound health:

in the same manner to the imagination, objects have really a different

value in moments of enthusiasm, from what they have in our cooler

hours, and we scarcely can believe that our view of objects will ever

vary. It is in vain to oppose reason to false associations; we must

endeavour to combat one set of associations by another, and to alter

the situation, and consequently, the views,[99] of the mistaken

person. Suppose, for instance, that a child had been in a coach and

six upon some _pleasant_ excursion (it is an improbable thing, but we

may suppose any thing:) suppose a child had enjoyed, from some

accidental circumstances, an extraordinary degree of pleasure in a

coach and six, he might afterwards long to be in a similar vehicle,

from a mistaken notion, that it could confer happiness. Here we should

not oppose the force of reasoning to a false association, but we

should counteract the former association. Give the child an equal

quantity of amusement when he is not in a coach and six, and then he

will form fresh pleasurable associations with other objects which may

balance his first prepossession. If you oppose reason ineffectually to

passion or taste, you bring the voice and power of reason into

discredit with your pupil. When you have changed his view of things,

you may then reason with him, and show him the cause of his former

mistake.

In the excellent fable of the shield that was gold on one side and

silver on the other, the two disputants never could have agreed until

they changed places.--When you have, in several instances, proved by

experiment, that you judge more prudently than your pupil, he will be

strongly inclined to listen to your counsels, and then your experience

will be of real use to him; he will argue from it with safety and

satisfaction. When, after recovering from fits of passion or

enthusiasm, you have, upon several occasions, convinced him that your

admonitions would have prevented him from the pain of repentance, he

will recollect this when he again feels the first rise of passion in

his mind; and he may, in that lucid moment, avail himself of your calm

reason, and thus avoid the excesses of extravagant passions. That

unfortunate French monarch,[100] who was liable to temporary fits of

frenzy, learned to foresee his approaching malady, and often requested

his friends to disarm him, lest he should injure any of his

attendants.

In a malady which precludes the use of reason, it was possible for

this humane patient to foresee the probable mischief he might do to

his fellow-creatures, and to take prudent measures against his own

violence; and may not we expect, that those who are early accustomed

to attend to their own feelings, may prepare against the extravagance

of their own passions, and avail themselves of the regulating advice

of their temperate friends?

In the education of girls, we must teach them much more caution than

is necessary to boys: their prudence must be more the result of

reasoning than of experiment; they _must_ trust to the experience of

others; they cannot always have recourse to what _ought to be_; they

must adapt themselves to what is. They cannot rectify the material

mistakes in their conduct,[101] Timidity, a certain tardiness of

decision, and reluctance to act in public situations, are not

considered as defects in a woman's character: her pausing prudence

does not, to a man of discernment, denote imbecility; but appears to

him the graceful, auspicious characteristic of female virtue. There is

always more probability that women should endanger their own happiness

by precipitation, than by forbearance.--Promptitude of choice, is

seldom expected from the female sex; they should avail themselves of

the leisure that is permitted to them for reflection. "Begin nothing

of which you have not well considered the end," was the piece of

advice for which the Eastern Sultan[102] paid a purse of gold, the

price set upon it by a sage. The monarch did not repent of his

purchase. This maxim should be engraved upon the memory of our female

pupils, by the repeated lessons of education. We should, even in

trifles, avoid every circumstance which can tend to make girls

venturesome; which can encourage them to trust their good fortune,

instead of relying on their own prudence. Marmontel's tale, entitled

"_Heureusement_," is a witty, but surely not a _moral_, tale. Girls

should be discouraged from hazarding opinions in general conversation;

but amongst their friends, they should be excited to reason with

accuracy and with temper.[103] It is really a part of a woman's

prudence to have command of temper; if she has it not, her wit and

sense will not have their just value in domestic life. Calphurnia, a

Roman lady, used to plead her own causes before the senate, and we are

informed, that she became "so troublesome and confident, that the

judges decreed that thenceforward no woman should be suffered to

plead." Did not this lady make an imprudent use of her talents?

In the choice of friends, and on all matters of taste, young women

should be excited to reason about their own feelings. "There is no

reasoning about taste," is a pernicious maxim: if there were more

reasoning, there would be less disputation upon this subject. If women

questioned their own minds, or allowed their friends to question

them, concerning the reasons of their "preferences and aversions,"

there would not, probably, be so many love matches, and so few love

marriages. It is in vain to expect, that young women should begin to

reason miraculously at the very moment that reason is wanted in the

guidance of their conduct. We should also observe, that women are

called upon for the exertion of their prudence at an age when young

men are scarcely supposed to possess that virtue; therefore, women

should be more early, and more carefully, educated for the purpose.

The important decisions of woman's life, are often made before she is

twenty: a man does not come upon the theatre of public life, where

most of his prudence is shown, till he is much older.

Economy is, in women, an essential domestic virtue. Some women have a

foolish love of expensive baubles; a taste which a very little care,

probably, in their early education, might have prevented. We are told,

that when a collection of three hundred and fifty pounds was made for

the celebrated Cuzzona, to save her from absolute want, she

immediately laid out two hundred pounds of the money in the purchase

of a _shell cap_, which was then in fashion.[104] Prudent mothers,

will avoid showing any admiration of pretty trinkets before their

young daughters; and they will oppose the ideas of utility and

durability to the mere caprice of fashion, which creates a taste for

beauty, as it were, by proclamation. "Such a thing is pretty, but it

is of no use. Such a thing is pretty, but it will soon wear out"--a

mother may say; and she should prove the truth of her assertions to

her pupils.

Economy is usually confined to the management of money, but it may be

shown on many other occasions: economy may be exercised in taking care

of whatever belongs to us; children should have the care of their own

clothes, and if they are negligent of what is in their charge, this

negligence should not be repaired by servants or friends, they should

feel the real natural consequences of their own neglect, but no other

punishment should be inflicted; and they should be left to make their

own reflections upon their errours and misfortunes, undisturbed by the

reproaches of their friends, or by the prosing moral of a governess or

preceptor. We recommend, for we must descend to these trifles, that

girls should be supplied with an independent stock of all the little

things which are in daily use; housewives, and pocket books well

stored with useful implements; and there should be no lending[105] and

borrowing amongst children. It will be but just to provide our pupils

with convenient places for the preservation and arrangement of their

little goods. Order is necessary to economy; and we cannot more

certainly create a taste for order, than by showing early its

advantages in practice as well as in theory. The aversion to _old_

things, should, if possible, be prevented in children: we should not

express contempt for _old_ things, but we should treat them with

increased reverence, and exult in their having arrived under our

protection to such a creditable age. "I have had such a hat so long,

therefore it does not signify what becomes of it!" is the speech of a

_promising_ little spendthrift. "I have taken care of my hat, it has

lasted so long; and I hope I shall make it last longer," is the

exultation of a young economist, in which his prudent friends should

sympathize.

"Waste not, want not," is an excellent motto in an English nobleman's

kitchen.[106] The most opulent parents ought not to be ashamed to

adopt it in the economic education of their children: early habits of

care, and an early aversion and contempt for the selfish spirit of

wasteful extravagance, may preserve the fortunes, and, what is of far

more importance, the integrity and peace of mind of noble families.

We have said, that economy cannot be exercised without children's

having the management of money. Whilst our pupils are young, if they

are educated at home, they cannot have much real occasion for money;

all the necessaries of life are provided for them; and if they have

money to spend, it must be probably laid out on superfluities. This is

a bad beginning. Money should be represented to our pupils as what it

really is, the conventional sign of the value of commodities: before

children are acquainted with the real and comparative value of any of

these commodities, it is surely imprudent to trust them with money. As

to the idea that children may be charitable and generous in the

disposal of money, we have expressed our sentiments fully upon this

subject already.[107] We are, however, sensible that when children are

sent to any school, it is advisable to supply them with pocket-money

enough to put them upon an equal footing with their companions;

otherwise, we might run the hazard of inducing worse faults than

extravagance--meanness, or envy.

Young people who are educated at home should, as much as possible, be

educated to take a family interest in all the domestic expenses.

Parental reserve in money matters is extremely impolitic; as Mr. Locke

judiciously observes, that a father, who wraps his affairs up in

mystery, and who "views his son with jealous eyes," as a person who is

to begin _to live_ when he dies, _must_ make him an enemy by treating

him as such. A frank simplicity and cordial dependence upon the

integrity and upon the sympathy of their children, will ensure to

parents their disinterested friendship. Ignorance is always more to be

dreaded than knowledge. Young people, who are absolutely ignorant of

affairs, who have no idea of the relative expense of different modes

of living, and of the various wants of a family, are apt to be

extremely unreasonable in the imaginary disposal of their parent's

fortune; they confine their view merely to their own expenses. "I

_only_ spend such a sum," they say, "and surely that is nothing to my

father's income." They consider only the absolute amount of what they

spend; they cannot compare it with the number of other expenses which

are necessary for the rest of the family: they do not know these,

therefore they cannot perceive the proportion which it is reasonable

that their expenditure should bear to the whole. Mrs. D'Arblay, in one

of her excellent novels, has given a striking picture of the ignorance

in which young women sometimes leave their father's house, and begin

to manage in life for themselves, without knowing any thing of the

_powers_ of money. Camilla's imprudence must chiefly be ascribed to

her ignorance. Young women should be accustomed to keep the family

accounts, and their arithmetic should not be merely a speculative

science; they should learn the price of all necessaries, and of all

luxuries; they should learn what luxuries are suited to their fortune

and rank, what degree of expense in dress is essential to a regularly

neat appearance, and what must be the increased expense and

temptations of fashion in different situations; they should not be

suffered to imagine that they can resist these temptations more than

others, if they get into company above their rank, nor should they

have any indistinct idea, that by some wonderful economical operations

they can make a given sum of money go further than others can do. The

steadiness of calculation will prevent all these vain notions; and

young women, when they see in stubborn figures what must be the

consequence of getting into situations where they must be tempted to

exceed their means, will probably begin by avoiding, instead of

braving, the danger.

Most parents think that their sons are more disposed to extravagance

than their daughters; the sons are usually exposed to greater

temptations. Young men excite one another to expense, and to a certain

carelessness of economy, which assumes the name of spirit, while it

often forfeits all pretensions to justice. A prudent father will

never, from any false notions of forming his son early to _good_

company, introduce him to associates whose only merit is their rank

or their fortune. Such companions will lead a weak young man into

every species of extravagance, and then desert and ridicule him in the

hour of distress. If a young man has a taste for literature, and for

rational society, his economy will be secured, simply because his

pleasures will not be expensive, nor will they be dependent upon the

caprice of fashionable associates. The intermediate state between that

of a school-boy and a man, is the dangerous period in which taste for

expense is often acquired, before the means of gratifying it are

obtained. Boys listen with anxiety to the conversation of those who

are a few years older than themselves. From this conversation they

gather _information_ respecting the ways of the world, which, though

often erroneous, they tenaciously believe to be accurate: it is in

vain that their older friends may assure them that such and such

frivolous expenses are not necessary to the well-being of a man in

society; they adhere to the opinion of the younger counsel; they

conclude that every thing has changed since their parents were young,

that they must not govern themselves by antiquated notions, but by the

scheme of economy which happens to be the fashion of the day. During

this boyish state, parents should be particularly attentive to the

company which their sons keep; and they should frequently in

conversation with sensible, but not with morose or old fashioned

people, lead to the subject of economy, and openly discuss and settle

the most essential points. At the same time a father should not

intimidate his son with the idea that nothing but rigid economy can

win his parental favour; his parental favour should not be a mercenary

object; he should rather show his son, that he is aware of the great

temptations to which a young man is exposed in going first into the

world: he should show him, both that he is disposed to place

confidence in him, and that he yet knows the fallibility of youthful

prudence. If he expect from his son unerring prudence, he expects too

much, and he will, perhaps, create an apprehension of his displeasure,

which may chill and repress all ingenuous confidence. In all his

childish, and in all his youthful distresses, a son should be

habitually inclined to turn to his father as to his most indulgent

friend. "Apply to me if ever you get into any difficulties, and you

will always find me your _most indulgent friend_," were the words of a

father to a child of twelve years old, pronounced with such

encouraging benevolence, that they were never forgotten by the person

to whom they were addressed.

Before a young man goes into the world, it will be a great advantage

to him to have some share in the management of his father's affairs;

by laying out money for another person, he will acquire habits of

care, which will be useful to him afterwards in his own affairs. A

father, who is building, or improving grounds, who is carrying on

works of any sort, can easily allot some portion of the business to

his son, as an exercise for his judgment and prudence. He should hear

and see the estimates of workmen, and he should, as soon as he has

collected the necessary facts, form estimates of his own, before he

hears the calculation of others: this power of estimating will be of

great advantage to gentlemen: it will circumscribe their wishes, and

it will protect them against the low frauds of designing workmen.

It may seem trivial, but we cannot forbear to advise young people to

read the news-papers of the day regularly: they will keep up by these

means with the current of affairs, and they will exercise their

judgment upon interesting business, and large objects. The sooner boys

acquire the sort of knowledge necessary for the conversation of

sensible men, the better; they will be the less exposed to feel false

shame. False shame, the constant attendant upon ignorance, often leads

young men into imprudent expenses; when, upon any occasion, they do

not know by any certain calculation to what any expense may amount,

they are ashamed to inquire minutely. From another sort of weakness,

they are ashamed to resist the example or importunity of numbers;

against this weakness, the strong desire of preserving the good

opinion of estimable friends, is the best preservative. The taste for

the esteem of superior characters, cures the mind of fondness for

vulgar applause.

We have, in the very first chapter of this book, spoken of the danger

of the passion for gaming, and the precautions that we have

recommended in early education will, it is hoped, prevent the disorder

from appearing in our pupils as they grow up. Occupations for the

understanding, and objects for the affections, will preclude all

desire for the violent stimulus of the gaming table. It may be said,

that many men of superior abilities, and of generous social tempers,

become gamesters. They do so, because they have exhausted other

pleasures, and they have been accustomed to strong excitements. Such

excitements do not become necessary to happiness, till they have been

made habitual.

There was an excellent Essay on Projects, published some years ago by

an anonymous writer, which we think would make a great impression upon

any young persons of good sense. We do not wish to repress the

generous enterprising ardour of youth, or to confine the ideas to the

narrow circle of which self must be the centre. Calculation will show

what can be done, and how it can be done; and thus the individual,

without injury to himself, may, if he wish it, speculate extensively

for the good of his fellow creatures.

It is scarcely possible, that the mean passion of avarice should exist

in the mind of any young person who has been tolerably well educated;

but too much pains cannot be taken to preserve that domestic felicity,

which arises from entire confidence and satisfaction amongst the

individuals of a family with regard to property. Exactness in accounts

and in business relative to property, far from being unnecessary

amongst friends and relations, are, we think, peculiarly agreeable,

and essential to the continuance of frank intimacy. We should, whilst

our pupils are young, teach them a love for exactness about property;

a respect for the rights of others, rather than a tenacious anxiety

about their own. When young people are of a proper age to manage money

and property of their own, let them know precisely what they can

annually spend; in whatever form they receive an income, let that

income be certain: if presents of pocket money or of dress are from

time to time made to them, this creates expectation and uncertainty in

their minds. All persons who have a fluctuating revenue, are disposed

to be imprudent and extravagant. It is remarkable, that the

West-Indian planters, whose property is a kind of lottery, are

extravagantly disposed to speculation; in the hopes of a favourable

season, they live from year to year in unbounded profusion. It is

curious to observe, that the propensity to extravagance exists in

those who enjoy the greatest affluence, and in those who have felt the

greatest distress. Those who have little to lose, are reckless about

that little; and any uncertainty as to the tenure of property, or as

to the rewards of industry, immediately operates, not only to depress

activity, but to destroy prudence. "Prudence," says Mr. Edwards, "is a

term that has no place in the negro vocabulary; instead of trusting to

what are called the _ground provisions_, which are safe from the

hurricanes, the negroes, in the cultivation of their _own_ lands,

trust more to plantain-groves, corn, and other vegetables that are

liable to be destroyed by storms. When they earn a little money, they

immediately gratify their palate with salted meats and other

provisions, which are to them delicacies. The idea of accumulating,

and of being economic in order to accumulate, is unknown to these poor

slaves, who hold their lands by the most uncertain of all

tenures,"[108] We are told, that the _provision ground_, the creation

of the negro's industry, and the hope of his life, is sold by public

auction to pay his master's debts. Is it wonderful that the term

prudence should be unknown in the negro vocabulary?

The very poorest class of people in London, who feel despair, and who

merely live to bear the evil of the day, are, it is said, very little

disposed to be prudent. In a late publication, Mr. Colquhoun's

"Treatise on the Police of the Metropolis," he tells us, that the

"chief consumption of oysters, crabs, lobsters, pickled salmon, &c.

when first in season, and when the prices are high, is by the _lowest_

classes of the people. The middle ranks, and those immediately under

them, abstain generally from such indulgences until the prices are

moderate."[109]

Perhaps it may be thought, that the consumption of oysters, crabs, and

pickled salmon, in London, or the management of the negro's _provision

ground_ in Jamaica, has little to do with a practical essay upon

economy and prudence; but we hope, that we may be permitted to use

these far fetched illustrations, to show that the same causes act upon

the mind independently of climate: they are mentioned here to show,

that the little _revenue_ of young people ought to be fixed and

certain.

When we recommend economy and prudence to our pupils, we must, at the

same time, keep their hearts open to the pleasures of generosity;

economy and prudence will put it in the power of the generous to give.

"The worth of everything

Is as much money as 'twill bring,"

will never be the venal maxim of those who understand the nature of

philosophic prudence. The worth of money is to be estimated by the

number of real pleasures which it can procure: there are many which

are not to be bought by gold;[110] these will never lose their

pre-eminent value with persons who have been educated both to reason

and to feel.

FOOTNOTES:

[96]

Here lies the mutton eating king; Whose promise none relied on; Who

never _said_ a foolish thing, And never did a wise one.

_Epitaph on Charles 2d._

[97] V. Taste and Imagination.

[98] Darwin's Zoonomia.

[99] Chapter on Imagination.

[100] Charles VI.

[101]

"No penance can absolve their guilty fame, Nor tears, that wash out

sin, can wash out shame."

[102] V. Persian Tales.

[103] V. Chapter on Temper.

[104] Mrs. Piozzi's English Synonymy, vol. i. p. 359.

[105] V. Toys.

[106] Lord Scarsdale's. Keddleston.

[107] V. Chapter on Sympathy and Sensibility.

[108] V. Edwards' History of the West Indies.

[109] V. a note in page 32 of the Treatise on the Police of the

Metropolis.

Practical Education, Volume II · 第 12 / 13 章