"HE'S too independent for me," said Matthew Page. "Too independent by
half. Had I been consulted he would have done things very differently.
But as it is, he will drive his head against the wall before he knows
where he is."
"Why don't you advise him to act differently?"
"Advise him, indeed! Oh, no--let him go on in his own way, as he's so
fond of it. Young men now-a-days think they know every thing. The
experience of men like me goes for nothing with them. Advise him! He
may go to the dogs; but he'll get no advice from me unasked."
"You really think he will ruin himself if he goes on in the way he is
now going?"
"I know it. Simple addition will determine that, in five minutes. In
the first place, instead of consulting me, or some one who knows all
about it, he goes and buys that mill for just double what it is worth,
and on the mere representation of a stranger, who had been himself
deceived, and had an interest in misleading him, in order to get a bad
bargain off of his hands. But that is just like your young chaps,
now-a-days. They know every thing, and go ahead without talking to
anybody. I could have told him, had he consulted me, that, instead of
making money by the concern, he would sink all he had in less than two
years."
"He is sanguine as to the result."
"I know. He told me, yesterday, that he expected not only to clear his
land for nothing, but to make two or three thousand dollars a year out
of the lumber for the next ten years. Preposterous!"
"Why didn't you disabuse him of his error, Mr. Page? It was such a good
opportunity."
"Let him ask for my advice, if he wants it. It's a commodity I never
throw away."
"You might save him from the loss of his little patrimony."
"He deserves to lose it for being such a fool. Buy a steam saw-mill two
miles from his land, and expect to make money by clearing it?
Ridiculous!"
"Your age and experience will give your advice weight with him, I am
sure, Mr. Page. I really think you ought to give a word or two of
warning, at least, and thus make an effort to prevent his running
through with what little he has. A capital to start with in the world
is not so easily obtained, and it is a pity to see Jordan waste his as
he is doing."
"No, sir," replied Page. "I shall have nothing to say to him. If he
wants my opinion, and asks for it, he shall have it in welcome; not
without."
The individuals about whom these persons were conversing was a young
man named Jordan, who, at majority, came into the possession of fifty
acres of land and about six thousand dollars. The land was still in
forest and lay about two miles from a flourishing town in the West,
which stood on the bank of a small river that emptied into the Ohio
some fifty miles below.
As soon as Jordan became the possessor of the property, he began to
turn his thoughts toward its improvement, in order to increase its
value. The land did not lie contiguous to his native town, but near to
S--, where he was a stranger. To S--he went, and staying at one of the
hotels, met with a very pleasant old gentleman who had just built a
steam saw-mill on the banks of the river, and was getting in the engine
preparatory to putting it in operation. This man's name was Barnaby. He
had conceived the idea that a steam saw-mill at that point would be a
fortune to any one, and had proceeded to the erection of one forthwith.
Logs were to be cut some miles up the river and floated down to the
mill, and, after being there manufactured into lumber, to be rafted to
a market somewhere between that and New Orleans. Mr. Barnaby had put
the whole thing down upon paper, and saw at a glance that it was an
operation in which any man's fortune was certain. But, before his mill
was completed, he had good reason to doubt the success of his new
scheme. He had become acquainted with Matthew Page, a shrewd old
resident of S--, who satisfied him, after two or three interviews,
that, instead of making a fortune, he would stand a fair chance of
losing his whole investment.
Barnaby was about as well satisfied as he wished to be on this head,
when young Jordan arrived in S--. His business there was soon known,
and Barnaby saw a chance of getting out of his unpromising speculation.
To Jordan he became at once very attentive and polite; and gradually
drew from him a full statement of the business that brought him to S--.
It did not take a very long time for Barnaby to satisfy him, that, by
purchasing his mill and sawing up the heavy timber with which his land
was covered, he would make a great deal of money, and double the price
of his land at the same time. Figures showed the whole result as plain
as daylight, and Jordan saw it written out before him as distinctly as
he ever saw in his multiplication table that two and two are four. The
fairness of Barnaby he did not think of doubting for an instant. His
age, address, intelligence, and asseveration of strict honour in every
transaction in life, were enough to win his entire confidence.
Five thousand dollars was the price of the mill. The terms upon which
it was offered to Jordan were, three thousand dollars in cash, a
thousand in six months, and the balance in twelve months.
Shortly after Jordan arrived in the village, he became acquainted with
Mr. Page into whose family, a very pleasant one, he had been introduced
by a friend. For the old gentleman he felt a good deal of respect; and
although it did not occur to him to consult him in regard to his
business, thinking that he understood what he was about very well, yet,
if Mr. Page had volunteered a suggestion, he would have listened to it
and made it the subject of reflection. In fact, a single seriously
expressed doubt as to the safety of the investment he was about making,
coming from a man like Mr. Page, would have effectually prevented its
being made, for Jordan would not have rested until he understood the
very nature and groundwork of the objection. He would then have seen a
new statement of figures, heard a new relation of facts and
probabilities, and learned that Barnaby was selling at the suggestion
of Mr. Page, after being fully convinced of the folly of proceeding
another step.
But no warning came. The self-esteem of old Matthew Page, who felt
himself to be something of an oracle in S--, was touched, because the
young man had not consulted him; and now he might go to the dogs, for
all he cared.
The preliminaries of sale were soon arranged. Jordan was as eager to
enter upon his money-making as Barnaby was to get rid of his
money-losing scheme. Three thousand dollars cash were paid, and notes
given for the balance. An overseer, or manager of the whole business to
be entered upon, was engaged at five hundred dollars a year; some
twenty hands to cut timber, haul it to the mill, and saw it up when
there, were hired; and twenty yokes of oxen bought for the purpose of
hauling the logs from the woods, a distance of two miles. The price of
a dollar a log, which Barnaby expected to pay for timber floated down
the river, had been considered so dear a rate as to preclude all hope
of profit in the business. The great advantages which Jordan felt that
he possessed was in himself owning the timber, which had only to be cut
and taken to the mill. He had, strangely enough, forgotten to make a
calculation of what each log would cost him to cut and haul two miles.
There were the wood-choppers at a dollar a day, the teamsters at
seventy-five cents a day, and four pairs of oxen to each log to feed.
Eight logs a day he was told that each team would haul, and he believed
it. But two or three logs were the utmost that could be accomplished,
for in the whole distance there was not a quarter of a mile of good
solid road.
Six months in time, and a thousand dollars in money, over and above
wages to his men, were spent in getting the mill into running order.
Jordan had bought under the representation that it was all ready for
starting. After he had got in possession, he learned that Barnaby had
tried, but in vain, to get the mill to work.
In the mean time, the young man was extending his circle of
acquaintance among the families of the place in most of which he was
well received and well liked. Old Matthew Page had an only daughter, a
beautiful young girl, who was the pride of the village. The first time
she and Jordan met, they took a fancy to each other. But as Jordan was
rather a modest young man, he did not make very bold advances toward
the maiden, although he felt as if he should like to do so, were there
any hope of his advances being met in a right spirit.
At the end of a year, all the young man's money was gone, and his last
note to Barnaby was due. There was a small pile of lumber by his
mill--a couple of hundred dollars worth, perhaps--for which he had
found no sale, as the place was fully supplied, and had been for years,
by a small mill that was worked by the owner with great economy. The
sending of his lumber down the river was rather a serious operation for
him, and required a good deal more lumber than he had yet been able to
procure from his mill, which had never yet run for twenty-four hours
without something getting wrong. These two or three hundred dollars'
worth of lumber had cost him about fifteen hundred dollars in wages,
&c. Still he was sanguine, and saw his way clear through the whole of
it, if it were not for the fact that his capital were exhausted.
Matthew Page was looking on very coolly, and saying to himself, "If he
had consulted me," but not offering the young man a word of voluntary
counsel.
To continue his operations and bring out the ultimate prosperous
result, Jordan threw one-half of his land into market and forced the
sale at five dollars an acre. The proceeds of this sale did not last
him over six months. Then he got a raft afloat, containing about a
thousand dollars' worth of lumber, and sent it off under charge of his
overseer, who sold it at Cincinnati, and absconded with the money.
In the mean time, Barnaby was pressing for the payment of the last
note, which had been protested, and after threatening to sue, time
after time, finally put his claim into the hands of an attorney, who
had a writ served upon Jordan.
By this time, old Mr. Page began to think it best, even though not
consulted, to volunteer a little advice to the young man. The reason of
this may be inferred. Jordan was beginning to be rather particular in
attention to Edith, his daughter; and apart from the fact that he had
wasted his money in an unprofitable scheme, and had not been prudent
enough to consult him, old Matthew Page had no particular objection to
him as a son-in-law. His family stood high in the State, and his
father, previous to his death, had been for many years in the State
senate. The idea that Jordan would take a fancy to his daughter had not
once crossed the mind of Mr. Page, or he would not have stood so firmly
upon his dignity in the matter of being consulted.
Rather doubting as to the reception he should meet from the young man,
he called upon him, one day, when the following conversation took place:
"I'm afraid, Mr. Jordan," said Page, after some commonplace chitchat,
"that your saw-mill business is not going to turn out as well as you
expected."
"It has not, so far, certainly," replied Jordan, frankly. "But this is
owing to the fact of my having been deceived in the mill, and in the
integrity of my manager; not to the nature of the business itself. I am
still sanguine of success."
"Will you allow me to make a suggestion or two? I think I can show you
that you are in error in regard to the business itself."
"Most gladly will I receive any suggestion," returned Jordan. "Though I
am not apt to seek advice--a fault of character, perhaps--I am ever
ready to listen to it and weigh it dispassionately, when given. A doubt
as to the result of the business, if properly carried out, has never
yet crossed my mind."
"I have always doubted it from the first. Indeed, I knew that you could
not succeed."
"Then, my dear sir, why did you not tell me so?" said Jordan, earnestly.
"If you had consulted me, I would"--
"I never dreamed of consulting any one about it. I had confidence in
Mr. Barnaby's statements; but more in my own judgment, based upon the
data he furnished me."
"But I have none in either Barnaby or his data."
"I have none in him, for he has shamefully deceived me; but his data
are fixed facts, and therefore cannot lie."
"There you err again. Barnaby knew that the data he gave you was
incorrect. I had, myself, demonstrated this to him before he went far
enough to involve himself seriously. Something led him to doubt the
success of his project, and he came and consulted me on the subject. I
satisfied him in ten minutes that it wouldn't do, and he at once
abandoned it. Unfortunately, you arrived just at this time, and were
made to bear the loss of his mistake."
"You are certainly not serious in what you say, Mr. Page!"
"I never was more serious in my life," returned the old gentleman.
"And you permitted me to be made the victim, upon your own
acknowledgment, of a shameful swindle, and did not expend even a breath
to save me!"
"I am not used to be spoken to in that way, young man," replied Mr.
Page, coldly, and with a slightly offended air. "Nor am I in the habit
of forcing my advice upon everybody."
"If you saw a man going blindfold towards the brink of a precipice,
wouldn't you force your advice upon him?"
"Perhaps I might. But as you were not going blindfold over a precipice,
I did not see that it was my business to interfere."
A cutting reply was on the lips of Jordan, but a thought of Edith
cooled him off suddenly, and he in a milder and more respectful tone of
voice, "I should be glad, Mr. Page, if you would demonstrate the error
under which I have been labouring in regard to this business. If there
is an error, I wish to see it; and can see it as quickly as any one, if
it really exists, and the proper means of seeing it are furnished."
The change in the young man's manner softened Mr. Page, and he sat
down, pencil in hand, and by the aid of the answers which the actual
experience of Jordan enabled him to give, showed him, in ten minutes,
that the more land he cleared and the more logs he sawed up, the poorer
he would become.
"And you knew all this before?" said Jordan.
"Certainly I did. In fact, I built the saw-mill owned by Tompkins, and
after sinking a couple of thousand dollars, was glad to get it off of
my hands at any price. Tompkins makes a living with it, and nothing
more. But then he is his own engineer, manager, clerk, and almost every
thing else, and lives with the closest economy in his family--much
closer than you or I would like to live."
"And you let me go on blindly and ruin myself, when a word from you
might have saved me!"
There was something indignant in the young man's manner.
"You didn't consult me on the subject. It is not my place to look after
everybody's business; I have enough to do to take care of my own
concerns."
Both were getting excited. Jordan retorted still more severely, and
then they parted in anger, each feeling that he had just cause to be
offended.
On the next day, Jordan, who was too well satisfied that Mr. Page was
right, stopped his mill, discharged his hands, and sold his oxen. On
looking over his accounts, he found that he was over a thousand dollars
in debt: In order to pay this, he sold the balance of his land, and
then advertised his saw-mill for sale in all the county papers, and in
the State Gazette.
Meantime, the suit which had been instituted on the note given to
Barnaby came up for trial, and Jordan made an effort to defend it on
the plea that value had not been received. His fifty acres of land were
gone, and all that remained of his six thousand dollars, were a
half-weatherboarded, frame building, called a saw-mill, in which were a
secondhand steam-engine, some rough gearing, and a few saws. This stood
in the centre of a small piece of ground--perhaps the fourth of an
acre--upon which there was the moderate annual rent of one hundred
dollars! More than the whole building, leaving out the engine, would
sell for.
After waiting for two months, and not receiving an offer for the mill,
he sold the engine for a hundred and fifty dollars, and abandoned the
old frame building in which it had stood, to the owner of the land for
rent, on condition of his cancelling the lease, that had still three
years and a half to run.
His defence of the suit availed nothing. Judgment was obtained upon the
note, an execution issued, and, as there was no longer any property in
the young man's possession, his person was seized and thrown into the
county prison.
From the time old Mr. Page considered himself insulted by Jordan, all
intercourse between them had ceased. The latter had not considered
himself free to visit any longer at his house, and therefore no meeting
between him and Edith had taken place for three months.
The cause of so sudden a cessation of her lover's visits, all unknown
to Edith, was a great affliction to the maiden. Her father noticed that
her countenance wore a troubled aspect, and that she scarcely tasted
food when at the table. This did not, in any way, lessen the number of
his self-reproaches for having suffered a young man to ruin himself,
when a word from him might have saved him.
Edith was paying a visit to a friend one day, the daughter of a lawyer.
While conversing, the friend said--
"Poor Jordan? Have you heard of his misfortunes?"
"No! What are they?" And Edith turned pale. The friend was not aware of
her interest in him.
"He was terribly cheated in some saw-mill property he bought," she made
answer, "and has since lost every dollar he had. Yesterday he was sent
to prison for debt which he is unable to pay."
Edith heard no more, but, starting up, rushed from the house, and flew,
rather than walked, home. Her father was sitting in his private office
when she entered with pale face and quivering lips. Uttering an
exclamation of surprise and alarm, he rose to his feet. Edith fell
against him, sobbing as she did so, while the tears found vent, and
poured over her cheeks--
"Oh, father! He is in prison!"
"Who? Jordan?"
"Yes," was the maiden's lowly-murmured reply.
"Good heavens! Is it possible?"
With this exclamation, Mr. Page pushed his daughter from him, and
leaving the house instantly, took his way to the office of the attorney
who had conducted the suit in favour of Barnaby.
"I will go bail for this young man whom you have thrown into prison,"
said he as soon as he met the lawyer.
"Very well, Mr. Page. We will take you. But you will have to pay the
amount--he has nothing."
"I said I would go his bail," returned the old man, impatiently.
In less than twenty minutes, Mr. Page entered the apartment where the
young man was confined. Jordan looked at him angrily. He had just been
thinking of the cruel neglect to warn him of his errors, of which Mr.
Page had been guilty, and of the consequences, so disastrous and so
humbling to himself.
"You are at liberty," said the old gentleman, as he approached him and
held out his hand.
Jordan stood like one half-stupified, for some moments.
"I have gone your security, my young friend," Mr. Page added kindly.
"You are at liberty."
"_You_ my security!" returned Jordan, taking the offered hand, but not
grasping it with a hearty pressure. He felt as if he couldn't do that.
"I am sorry you have done so," said he, after a slight pause--"I am not
worth a dollar, and you will have my debt to pay."
"It's no time to talk about that now, Mr. Jordan. I have gone your
security, because I thought it right to do so. Come home with me, and
we will soon arrange all the rest."
Jordan felt passive. A child could have led him anywhere. He did not
refuse to go with Mr. Page.
Edith was sitting in the room where her father left her, when the
opening of the door caused her to start. There was an exclamation of
delight and surprise; a movement forward, and then deep blushes threw a
crimson veil over the maiden's face, as she sank back in her chair and
covered her face with her hands. But the tears could not be hidden;
they came trickling through her fingers.
Enough, further to say, that within two months there was a wedding at
the house of Mr. Page, and Edith was the bride.
It has been noticed since, that the old gentleman does not stand so
much on his dignity when there is a chance of doing good by
volunteering a word of advice in season. "Had I been consulted," is a
form of speech which he is now rarely, if ever known to use.