She decided first of all to go and talk to Mrs. Rantzau, with whom

she had some slight acquaintance; but on the way she encountered Mrs.

Rantzau herself walking with Hermansen, and from the manner in which

the pair appeared absorbed in each other's society, Malla Trap judged

it best to postpone the call for the present. Immediately after,

Vindt, her cousin, came strolling along, and stopped to speak.

"Well, Mrs. Mallaprop, how's things with you?"

"Very well, thanks, rude boy."

Vindt stood a moment pointing with his stick to the pair that had

just passed.

"What do you say to that, my lanky cousin--pretty bit of goods the

banker's got hold of there. Who is she?"

"Mrs. Rantzau, the music teacher."

"Oho! So that's the lady, is it! Well, I must say, she looks quite

smart."

"When are you coming to see me?"

"My dear child, think of your reputation! What would the world say if

I were to go visiting a love-lorn female without a chaperon in the

world?"

"Don't talk nonsense. Come home and have dinner. I've a nice piece of

fish."

"And apple sauce, what? No, thank you; I was ill for a fortnight last

time I sampled your new-fangled menus. But I mustn't take up your

valuable time. _Addio, cara mia!_"

And Vindt strode off, in time to see Hermansen and Mrs. Rantzau

disappear round the corner. He began to wonder what it could mean.

Banker Hermansen running off in business hours with a lady all

dressed up--this was something altogether unprecedented, and enough

to set others beside Vindt agape. Hermansen, a man devoid of all

tender feeling, whose heart was popularly supposed to be made of

rhinoceros hide--surely he could not be going that way like any other

mortal?

Vindt was so occupied with the phenomenon that he walked full tilt

into Listad and the schoolmaster, the former of whom buttonholed at

once and began delivering a long harangue about the new Ministry and

the political situation.

"... Such a state of things, my dear sir, is more than gloomy; it is

desperate. And the _fons et origo_ of the whole trouble lies in the

fact that...."

"That there's too many amateurs poking their fingers into the

business as it is, and an ungodly mess they're making of it, instead

of sticking to their work and doing something useful."

Listad thought he had never met a ruder fellow than this

unceremonious broker; never encountered a citizen with a more callous

disregard to higher political aims, and the needs of the country.

"But what--what is to become of a nation if its individual units

allow themselves to be swallowed up in mere material strivings, deaf

to the call of lofty ideals, blind to the moral welfare of the land,

and of humanity at large? I ask you, how will such a people fare?"

"First-rate, if you ask me," said Vindt, and walked off.

Meantime Malla Trap had come to the conclusion that she might as

well take up the business in hand with Holm himself at once; it would

have to be done sooner or later.

She went up to the drawing-room, and told the maid to go down and ask

if Mr. Holm could spare a few minutes.

Holm was somewhat surprised at the message; Malla Trap did not often

come round like this of her own accord in the middle of the week.

"Well, my dear Miss Trap, is there anything special the matter since

we have the pleasure of seeing you to-day? Or were you feeling

lonely, perhaps?"

"Lonely enough I am at times, Knut Holm."

"Why, yes, I suppose--when one is all by oneself--er--one feels that

way now and then. I know myself I often feel the want of company,

someone to confide in----"

"Ah, but you've memories, Knut Holm, happy memories."

"That's true--but even then--it's apt to be dull all the same in the

long-run, with nothing but memories."

"I hear you are thinking of marrying again."

"And who's been kind enough to tell you that?"

"Oh, I had it from a reliable source. But honestly, Knut Holm, I

think you will do well to reflect before you do."

"I've put in quite enough reflection over it already, my dear Malla

Trap, worked it out all round. I know it means a lot of extra expense

and bother, with new arrangements and all that, but seeing I can't

reasonably expect to live more than another twenty years or so, I

fancy there'll be enough to manage it."

"So that's what you call working it out, is it? Working out sums of

money! I thought you were a man of loftier ideals than that."

"I was, in my younger days, Malla Trap. Do you remember the time when

we two were fond of each other?"

"I don't think I've forgotten it."

"We were as good as engaged, weren't we?"

"I had your promise, Knut Holm, and I trusted you. I waited and

waited, but you never came."

"Yes, it was a pity, I know. But, you see, your father was so furious

when he heard about it, and treated me in such a manner, that I

simply couldn't put up with it. And then, afterwards, there were

those affairs with Maggie and Mrs. Gronlund--but I'm sure I don't

know what we want to go dragging up all that for. We've got along

quietly and comfortably now together these many years; let bygones be

bygones, say I."

"Oh, I've forgiven you everything long ago. But I haven't forgotten,

and I've my own reasons for reminding you of it all to-day for the

first and last time. So go on."

Holm walked up and down restlessly, wondering what Malla Trap could

have in mind. It did not occur to him for the moment that she might

be acting on William's behalf, or he might have been less frank. As

it was, he went on with a touch of forced gaiety:

"Well, well, my dear Malla Trap, if you must have the old story set

out in detail, don't mind me. I'll tell you all about it. I had to

marry Maggie, you see; as a gentleman I could do nothing else. And as

for Mrs. Gronlund, why, seeing she wouldn't give up the boy, I had to

take her as well. Altogether, you see, it's been the boy's fault all

along. If it hadn't been for him, you and I might have fixed things

up after all."

"Best as it was, I dare say. But I ask you now, for the sake of our

old friendship, do not make another woman unhappy."

"But, my dear soul, Maggie and Mrs. Gronlund were as happy as could

be. I really think I've a sort of gift for making women happy, when I

love them."

"Ha, ha! Excuse my laughing, but really, Knut Holm, I can't help it.

You loved me once, or so you said, at least."

"Oh, we were only children then."

"But I can't say you ever made me happy in that way."

"I assure you, Malla Trap, I've been more sorry than you know about

that business."

"Oh, I don't think you ever troubled much to think what a forsaken

woman feels, what misery it means to her."

"Well, honestly, I don't find it easy to put myself in her place, as

it were--no, I can't say---- It must be very unpleasant, of

course.... H'm. But you seem to have got along pretty comfortably all

the same, as far as one can see."

"As far as one can see, yes." Her voice was earnest now. "Has it

never occurred to you to think why Malla Trap grew into the

eccentric, half-foolish creature people turn to smile at now? Do you

know what it means to lose one's whole objective in life? Ah, no, you

wouldn't understand; no one else, perhaps, could understand how a

woman's life can be made empty, aimless, a mere chaos of

existence--though, Heaven be thanked, there have been little rays of

sun-light here and there. And when the whole poor comedy is ended,

why, I hope there may be some few that will spare a kindly thought

for Malla Trap."

"If I knew how I could help you, Malla Trap, I'd do it gladly. But,

honestly, I can't see what you're driving at just now."

"I want your son to be happy, that's all."

"Oh--so that's where the trouble lies, is it? Very sensible of him,

I'm sure, to get you on his side, but if you'll excuse my saying so,

Malla Trap, you'd better leave things alone."

He strode up and down, and the casual, easy-going air he had assumed

gave way to a more serious expression. At last he stopped, and stood

facing her.

"There are critical moments in every man's life," he began, "and,

and--I reckon I've had my share. I've been on the verge of

bankruptcy...."

"In 1875, yes."

"Why--how did you know?"

"Oh, I knew how matters stood then, well enough."

"There wasn't a soul that knew it except C. Henrik Pettersen."

"You think so, do you?"

"There was Hermansen at the bank, he had some idea, I dare say, but

nobody else."

"I knew." She drew off her gloves and smoothed them out on the table.

Holm stood still, looking earnestly at her.

"Was it--was it you, then, that sent me the hundred and fifty

pounds?"

"You've guessed it at last, then? Yes, it was I. I knew you were in

desperate straits, that you would be ruined if you did not get help

from somewhere."

"After I'd treated you so badly?"

"A woman's heart's a strange thing."

"But why did you never tell me before to-day?"

"I should never have told you at all, if it hadn't been for William's

sake. I'm proud of the boy; he's been good to me, and a homeless old

woman's grateful for a little kindness. Well, now you know it--and

now I ask you again to give up Betty Rantzau; there'll be nothing but

trouble come of it, if you go on. And they're fond of each other, I

may as well tell you that at once."

"That boy--that boy! It's as I said before; he's been the trouble all

along."

"This time, at least, it's for your own good."

"That remains to be seen. But I can't get over that business of the

hundred and fifty pounds."

"Say no more about it, Knut Holm."

"And that artful old rascal of a Pettersen; to think I should have

wasted a wreath on his grave every blessed year since he died. Eleven

wreaths at four shillings a time--true, I left out the ribbon last

time, that was so much saved. But he shouldn't have had a single

flower out of me, if I'd known."

"Then it's agreed that you let William marry Betty?

"I never said anything of the sort. But the hundred and fifty--my

head's all going round. How am I to pay you back again? Really, I'm

sorry--you must excuse me...."

And he strode out of the room. Miss Trap sat smoothing out her gloves

on the table. Thinking matters over, she came to the conclusion that

Holm would give in, but the way did not seem quite clear as yet.

A little later William looked in.

"Has he gone?"

"Just this minute."

"What did he say? Did you manage it, Auntie Trap?"

"He's obstinate, my boy, but I think we shall get him round all

right. Your father only wanted to try you, William. He's a strange

man, is Knut Holm."

"Do you think that was all it was?"

"Yes, I should say so. He could hardly find a better way of making

you serious about it, than by playing the part of a rival."

"Oh, we must have Betty up--we've settled it all between us, now."

And before Miss Trap could say a word, he was gone. Two minutes later

he came back, leading Betty by the hand.

"This is Auntie Trap--yes, you must call her Auntie now, for it's she

that's managed it all. Though it was really only a sort of trial

father got up, so Auntie says--he's a wonder, the old man, what?"

"May I call you Auntie as well, Miss Trap? I've never had an aunt

myself, and it's nice. Mother and I have always been alone."

"I know, my child. Call me Auntie by all means, and God bless you

both. It's all to be for the best. I'm sure father was only wanting

to try you. I know Knut Holm of old; he's his own queer ideas at

times, but his heart's in the right place."

And she put her arm round Betty's neck and kissed her.

"Lovely it must be for you two young people on the threshold of the

promised land. But remember, as you look towards it, that it only

comes once in a lifetime--just this one moment, when the mists have

cleared away, and the future is bright before you. I wish you

happiness, children."

She walked out, erect as ever, but with her wise eyes, as it were,

veiled. William and Betty watched her a little way up the street.

They stood hand in hand by the window, looking out over the river;

Betty laid her head on his shoulder. Never before had the river and

the hillside seemed so beautiful as to-day.

There came into Betty's mind the memories of her childhood, like dark

shadows gliding by. The high-walled courtyard in Hamburg and the

rooms in a narrow street in Copenhagen stood out clearest of all. She

shivered a little, and put her arms round her lover's neck.

"Come, William, let us go and tell mother. She will be so happy."

IX

CLAPHAM JUNCTION

Everyone knows the great railway station at Clapham Junction just

outside London, where so many lines meet and cross, and where trains

start for so many different parts.

Our little town, too, had its junction of ways just outside, where

the high road branches out into three, each in a different direction.

It was the accepted meeting-place for all secretly engaged couples,

being a convenient spot that could be reached, accidentally as it

were, by two people happening to come along by different routes.

It was Vindt, the humorist, who had christened it Clapham Junction,

and he was the first to ferret out the fact that Banker Hermansen and

Mrs. Rantzau had been walking together along the road by the shore

several mornings in succession.

Vindt went round to the bank on some pretext of business, but really

to see if the banker was in a softer mood than usual. After all, the

man was no more than human!

But no; there he stood behind the counter, stiff and coldly polite as

ever. Nice sort of man for a lover, thought Vindt.

What could the banker and Mrs. Rantzau have in common?

It was not easy to imagine. Some said he was fascinated by her voice,

others laid the blame on her black eyes; the fact remained that the

pair were more and more frequently together. Vindt had not been down

to Holm's for a long time now; he hated the sight of women in

business, and that Holm should have been one of the first to

introduce a petticoat within the private sanctum among good cigars

and vintage port--it was unpardonable. In the present state of

things, however, he felt desperately in need of someone to talk to.

This affair of Hermansen's was so unparalleled a marvel that he

simply must open his mind to someone about it.

He thrust his head in at the doorway, and discovered Holm standing

behind the counter.

"All alone, old stick-in-the-mud?"

"Not a soul in the place. Come in. Haven't seen you for ages."

"You've been otherwise engaged. Fair charmer inside there now?" He

pointed inquiringly towards the office.

"No, I'm all alone. Come inside, and have a glass of '48 port."

Vindt carefully laid down his heavy, ivory-handled cane, hung his

coat and neck wrap over a chair, and stood with his hands in his

pockets, facing him.

"Well, and what's the trouble now?" said Holm, struggling with a

refractory cork.

"Holm, what do you say: could you imagine me in love?"

"No."

"Well, could you imagine old Hermansen on his knees whispering tender

nothings to a woman?"

"What on earth...? Look here. Where have you been to lunch to-day?"

"I haven't been anywhere to lunch. But I'll tell you where I have

been: I've been out to Clapham Junction, and seen our banker friend

and the Sea Lady...."

"And who?"

"High C Lady; nightingale; your little Donna's mother--Rantzau, isn't

it?"

"Hermansen and Mrs. Rantzau?" Holm looked at him earnestly.

"Aha, had an eye on her yourself, what? Well, you've had some

experience of widows, so you're not a new hand at the business."

"What's all this nonsense you've got hold of to-day, Vindt?"

"Why, I'm sorry to crush the budding flower of love within your

heart, but so it is. You've always come off second-best with

Hermansen--and now he's snapped up Mrs. Rantzau under your nose. A

marriage has been arranged--etc. etc."

Holm's face was flushed--no doubt with his efforts to open the

bottle.

"Come along!" said Vindt. "What about that little drink? I'm sure I

want something to console me."

Holm could not get the cork out. He sat down, and was unusually

silent.

Vindt began to feel conscience-stricken. Surely Holm had not been in

earnest, then?

"Holm! You don't mean to say you're--you're...."

"Hurt, you mean? No, no, my boy--but I've been had all the same....

Well, never mind. What with the Spaniard, and now the widow, I

should say he'd soon find he'd got his 'hands full.'"

"Well, here's to the happy pair!"

"Oh, by all means. But can you tell me, Vindt, how he managed it? I'd

give five bob to have heard him in the act. Hermansen proposing...."

"Oh, that's easy enough. This is the style." Vindt buttoned up his

coat, put his stick under his arm and held his hands behind his back.

"Honoured Madam, allow me to draw upon your indulgence to the extent

of craving your protection. I am not altogether a worthless document,

have never before been discounted for anyone's account, but have lain

untouched as a sole bill of exchange in my portfolio. Having

ascertained that you had established yourself here, I ventured,

honoured Madam, to apply to you, with a view to learn how far you

might be disposed to open a joint account, free of all commission, to

our mutual advantage."

"Bravo, Vindt! I'll take my oath it's the first time in his life he's

ever done anything free of all commission--poor devil, I declare I'm

almost sorry for him myself."

They talked over the affair of the engagement for some time, and Holm

grew so thoroughly cheerful after a while that Vindt was convinced

his heart was not involved.

"Holm, will you do me a favour?" Vindt judged that Holm was now in

the best of tempers, and proposed to utilise the opportunity. He was

anxious to lay hands on a couple of hundred pounds. It was worth

trying at any rate.

"Well, what is it?"

"Give me your signature on the back of a piece of paper, that's all.

A couple of hundred."

"My dear Vindt, I should be sorry to lose an old friend like you."

"Lose an old friend?"

"Why, yes. You see, I've had some experience of backing bills. Take a

couple of instances out of many. You remember young Lieberg? Smart,

well-got-up young fellow, with a taste for the good things of life,

but a trifle thin in the wearing parts. I backed a bill for him, and

we were first-rate friends. At the first renewal I had to remind him,

with all respect, of the paper's existence, and he was mortally

offended--although I offered to lend him interest and payment. And in

the end I had to pay up myself. Well, I thought after that he'd look

on me as his best friend. Whereas now, when I meet him in the street,

he cuts me dead. That's what you get for it!

"Then there was Kautz, the shipowner. He went bankrupt, as you know,

and let me in for L800, but in spite of that I signed, and helped him

to come to an arrangement. A very nice little piece of business it

turned out for him, for the year after he was a richer man than he'd

ever been before, and he gave a thundering big party, invited all the

town--excepting me!"

"My dear Holm, if it ever should happen to me, I'd take care you were

invited too."

"Very good of you, I'm sure. But I'll tell you another little story.

Consul Pram was a big man, with a big position, as you know, but a

jovial soul, and easy to get on with. I've a liking for men of that

sort. Well, it was in 1875, when things were at their worst all

round, for shipping and trade and everything else we get our living

by. I don't believe there was a business in the town that wasn't

eternally worried about how things were to turn out.

"Then one day Pram came up to me. 'Puh,' said he, 'it's hot,' and sat

down, puffing. It was midsummer and pretty warm.

"'You're right there,' said I, putting away my balance-sheet. I'd

just tacked L200 on to the valuation of the premises to make it come

out.

"'Times are pretty bad,' said he.

"'Not for a nabob like you, surely,' said I, feeling a bit anxious

all the same. There was a matter of L150 between us. And I'd no idea

where to rake up any funds beyond.

"'I'm not sure if I'll pull through myself,' said he.

"'Nonsense, Consul--with your credit----'

"'Still....'

"'Hermansen at the bank will let you have all you want. _You're_ safe

enough.'

"'I've lost courage altogether now. It's hopeless to keep going any

longer in this place.'

"'But Lord save us, man, _you_ mustn't go under. If you did, there'd

be more than myself would have to go too.'

"'Well, you'll have to keep me out then, Holm, that's all.'

"Only fancy me backing a bill for a man like Pram when I was barely

hanging on by my eyelids myself.

"Well, it was then the wonderful thing happened. Just in the middle

of the day, after Pram had gone, came a letter enclosing

L150--anonymous! I've never felt so glad in all my life, Vindt--it

was like a message from Providence telling me to keep up my

pluck--and Consul Pram as well!

"That afternoon I went round to his office, and backed a bill for

L500. And next day Pram told me, laughingly, that he had got the bank

to discount it, and Hermansen had said, 'Shouldn't have too much to

do with that Holm if I were you, Pram. Not first-rate paper, really.

But of course I'd take anything with _your_ name on!'

"Some time after I backed another bill for Pram, and helped him in

various little ways, for the man was almost out of his senses with

worry; I'm sure he'd have gone smash if he'd been left to himself. I

met his wife, too, about that time, with the boy. She is a woman of

commanding presence, as you know, and handsome, to look at, anyway.

She gave me her hand most cordially, and said, 'My sincerest thanks,

Mr. Holm, for all you have done for us. _I shall never, never forget

it._'

"Six months after, the trouble was over, and young Pram was getting

up a sledge party, inviting all the young people in the town. Marie's

name was on the list. 'No, leave her out,' said his mother. 'He's

quite a common person really, is that Holm.'

"And later, I understand, young Pram complained to the bank manager

that his father had had dealings some time back with Knut G.

Holm--bill transactions, but in future he would not hear of anything

of the sort.

"The bank manager had good sense enough to answer that there was

hardly any danger now in having dealings with Knut G. Holm!

"Well, my dear Vindt, you can see for yourself that all this doesn't

incline one to further obligations. There are one or two honourable

exceptions, of course, but as a general rule, I must say, gratitude

is a delightful quality, but forgetfulness is far more commonly met

with!

"Still, I've never said no to a friend. One must run the risk of

losing both friend and money, and if by some miracle both can be

kept, why, so much the better. Now, where's your bill?"

Holm took the document, scrutinised it closely, and said:

"But, my dear man, this isn't for you at all?"

"I didn't say it was."

"Syvertsen--Syvertsen--what's he got to do with it?"

"Well, you see, he's a young man reading for the Church, and

consequently in need of cash. So I argued it out like this: an old

sinner like myself ought to keep on good terms with the clergy;

wherefore I undertook to act as first signatory in the present

instance, making myself responsible for the interest. Now I want you

to sign as second, guaranteeing the repayments; in consideration of

which, you might reasonably demand the services of a priest, free of

charge, at your third wedding."

When Vindt had left, Holm fell to pondering over various little

circumstances that he had not particularly noticed before. It

occurred to him now, that for the last fortnight he had had a message

from Mrs. Rantzau almost every day, asking him to come and see her at

nine o'clock precisely, on important business!

And, thinking over this, he called to mind that he had on nearly

every occasion encountered Hermansen at the same time. It could mean

but one thing, she had been using him to bring the banker up to the

scratch. Well--much good might it do her! "She'll get a fine

husband--oh, a remarkably fine husband," muttered Holm to himself

with a sly chuckle.

He walked over to the window and looked across at the bank. It seemed

in some curious way to have grown smaller; the great gilt letters,

"BANK," above the entrance, were no longer impressive.

Strange, how quiet it was in the shop to-day! Not a sound but Garner

counting over the cash, putting the ten-shilling notes in bundles of

ten, and the small silver coins in paper rolls.

Miss Rantzau was away, and had not even sent a message.

"Have you seen anything of my son to-day, Garner?"

Garner laughed and showed his teeth. "He--he--no. Isn't he down at

the quay, then? No, I don't know...."

Holm perceived that there was something in the wind, and refrained

from further inquiries.

A little later the maid came in: would Mr. Holm please come upstairs,

there was a lady to see him.

It was Mrs. Rantzau. She was all in black and looked very handsome

indeed. Holm could not help admiring her magnificent figure, and

thought to himself that Hermansen certainly seemed to have made a

better bargain here than recently with the Spaniard.

"I dare say you are surprised to see me here now," Mrs. Rantzau

began. "But exceptional circumstances...." she flushed, and broke off

in some confusion.

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