Part XVIII.

BANK-NOTE FORGERIES.

CHAPTER I.

Viotti's division of violin-playing into two great classes--good playing

and bad playing--is applicable to Bank-note making. We shall now cover a

few pages with a faint outline of the various arts, stratagems, and

contrivances employed in concocting bad Bank-notes. The picture cannot

be drawn with very distinct or strong markings. The tableaux from which

it is copied, are so intertwisted and complicated with clever, slippery,

ingenious scoundrelism, that a finished chart of it would be worse than

morally displeasing--it would be tedious.

All arts require time and experience for their development. When

anything great is to be done, first attempts are nearly always failures.

The first Bank-note forgery was no exception to this rule, and its story

has a spice of romance in it. The affair has never been circumstantially

told; but some research enables us to detail it:--

In the month of August, 1757, a gentleman living in the neighborhood of

Lincoln's Inn Fields, named Bliss, advertised for a clerk. There were,

as was usual at that time, many applicants; but the successful one was a

young man of twenty-six, named Richard William Vaughan. His manners were

so winning and his demeanor so much that of a gentleman, (he belonged

indeed to a good county family in Staffordshire, and had been a student

at Pembroke Hall, Oxford,) that Mr. Bliss at once engaged him. Nor had

he occasion, during the time the new clerk served him, to repent the

step. Vaughan was so diligent, intelligent, and steady, that not even

when it transpired that he was, commercially speaking, "under a cloud,"

did his master lessen confidence in him. Some inquiry into his

antecedents showed that he had, while at College, been extravagant--that

his friends had removed him thence--set him up in Stafford as a

wholesale linen-draper, with a branch establishment in Aldersgate

Street, London--that he had failed, and that there was some difficulty

about his certificate. But so well did he excuse his early failings and

account for his misfortunes, that his employer did not check the regard

he felt growing towards him. Their intercourse was not merely that of

master and servant. Vaughan was a frequent guest at Bliss's table;

by-and-by a daily visitor to his wife, and--to his ward.

Miss Bliss was a young lady of some attractions, not the smallest of

which was a hansome fortune. Young Vaughan made the most of his

opportunities. He was well-looking, well-informed, dressed well, and

evidently made love well, for he won the young lady's heart. The

guardian was not flinty-hearted, and acted like a sensible man of the

world. "It was not," he said, on a subsequent and painful occasion,

"till I learned from the servants and observed by the girl's behavior,

that she greatly approved Richard Vaughan, that I consented; but on

condition that he should make it appear that he could maintain her. I

had no doubt of his character as a servant, and I knew his family were

respectable. His brother is an eminent attorney." Vaughan boasted that

his mother (his father was dead) was willing to re-instate him in

business with a thousand pounds--five hundred of which was to be settled

upon Miss Bliss for her separate use.

So far all went on prosperously. Providing Richard Vaughan could attain

a position satisfactory to the Blisses, the marriage was to take place

on the Easter Monday following, which, the Calendar tells us, happened

early in April, 1758. With this understanding, he left Mr. Bliss's

service, to push his fortune.

Months passed on, and Vaughan appears to have made no way in the world.

He had not even obtained his bankrupt's certificate. His visits to his

affianced were frequent, and his protestations passionate; but he had

effected nothing substantial towards a happy union. Miss Bliss's

guardian grew impatient; and, although there is no evidence to prove

that the young lady's affection for Vaughan was otherwise than deep and

sincere, yet even she began to lose confidence in him. His excuses were

evidently evasive, and not always true. The time fixed for the wedding

was fast approaching; and Vaughan saw that something must be done to

restore the young lady's confidence.

About three weeks before the appointed Easter Tuesday, Vaughan went to

his mistress in high spirits. All was right--his certificate was to be

granted in a day or two--his family had come forward with the money, and

he was to continue the Aldersgate business he had previously carried on

as a branch of the Stafford trade. The capital he had waited so long

for, was at length forthcoming. In fact, here were two hundred and forty

pounds of the five hundred he was to settle on his beloved. Vaughan then

produced twelve twenty-pound notes; Miss Bliss could scarcely believe

her eyes. She examined them. The paper, she remarked, seemed thicker

than usual. "Oh," said Bliss, "all Bank bills are not alike." The girl

was naturally much pleased. She would hasten to apprise Mistress Bliss

of the good news.

Not for the world! So far from letting any living soul know he had

placed so much money in her hands, Vaughan exacted an oath of secresy

from her, and sealed the notes up in a parcel with his own seal--making

her swear that she would on no account open it till after their

marriage.

Some days after, that is, "on the twenty-second of March," (1758) we are

describing the scene in Mr. Bliss's own words--"I was sitting with my

wife by the fireside. The prisoner and the girl were sitting in the same

room--which was a small one--and although they whispered, I could

distinguish that Vaughan was very urgent to have something returned

which he had previously given to her. She refused, and Vaughan went away

in an angry mood. I then studied the girl's face, and saw that it

expressed much dissatisfaction. Presently a tear broke out. I then

spoke, and insisted on knowing the dispute. She refused to tell, and I

told her that until she did, I would not see her. The next day I asked

the same question of Vaughan--he hesitated. 'Oh' I said, 'I dare say it

is some ten or twelve pound matter--something to buy a wedding bauble

with.' He answered that it was much more than that--it was near three

hundred pounds! 'But why all this secrecy?' I said; and he answered that

it was not proper for people to know that he had so much money till his

certificate was signed. I then asked him to what intent he had left the

notes with the young lady? He said, as I had of late suspected him, he

designed to give her a proof of his affection and truth. I said, 'You

have demanded them in such a way that it must be construed as an

abatement of your affection towards her.'" Vaughan was again exceedingly

urgent in asking back the packet; but Bliss remembering his many

evasions, and supposing that this was a trick, declined advising his

niece to restore the parcel without proper consideration. The very next

day it was discovered that the notes were counterfeits.

This occasioned stricter inquiries into Vaughan's previous career. It

turned out that he bore the character in his native place of a

dissipated and not very scrupulous person. The intention of his mother

to assist him was an entire fabrication, and he had given Miss Bliss the

forged notes solely for the purpose of deceiving her on that matter.

Meanwhile the forgeries became known to the authorities, and he was

arrested. By what means, does not clearly appear. The "Annual Register"

says, that one of the engravers gave information; but we find nothing in

the newspapers of the time to support that statement; neither was it

corroborated at Vaughan's trial.

When Vaughan was arrested, he thrust a piece of paper into his mouth,

and began to chew it violently. It was, however, rescued, and proved to

be one of the forged notes; fourteen of them were found on his person,

and when his lodgings were searched twenty more were discovered.

Vaughan was tried at the Old Bailey on the seventh of April, before Lord

Mansfield. The manner of the forgery was detailed minutely at the

trial:--On the first of March, (about a week before he gave the twelve

notes to the young lady,) Vaughan called on Mr. John Corbould, an

engraver, and gave an order for a promissory note to be engraved with

these words:--

"No. ----.

"I promise to pay to --------, or Bearer, ---- London ----."

There was to be a Britannia in the corner. When it was done, Mr. Sneed

(for that was the _alias_ Vaughan adopted) came again, but objected to

the execution of the work. The Britannia was not good, and the words "I

promise" were too near the edge of the plate. Another was in consequence

engraved, and on the fourth of March, Vaughan took it away. He

immediately repaired to a printer, and had forty-eight impressions taken

on thin paper, provided by himself. Meanwhile, he had ordered, on the

same morning, of Mr. Charles Fourdrinier, another engraver, a second

plate, with what he called "a direction," in the words, "For the

Governor and Company of the Bank of England." This was done, and about a

week later he brought some paper, each sheet "folded up," said the

witness, "very curiously, so that I could not see what was in them. I

was going to take the papers from him, but he said he must go upstairs

with me, and see them worked off himself. I took him up-stairs; he would

not let me have them out of his hands. I took a sponge and wetted them,

and put them one by one on the plate in order for printing them. After

my boy had done two or three of them, I went down-stairs, and my boy

worked the rest off, and the prisoner came down and paid me."

Here the Court pertinently asked, "What imagination had you when a man

thus came to you to print on secret paper, 'the Governor and Company of

the Bank of England?'"

The engraver's reply was:--"I then did not suspect anything; but I shall

take care for the future." As this was the first Bank-of-England-note

forgery that was ever perpetrated, the engraver was held excused.

It may be mentioned, as an evidence of the delicacy of the reporters,

that in their account of the trial, Miss Bliss's name is not mentioned.

Her designation is "a young lady." We subjoin the notes of her

evidence:--

"A young lady (sworn). The prisoner delivered me some bills; these are

the same (producing twelve counterfeit Bank notes sealed up in a cover,

for twenty pounds each;) said they were Bank bills. I said they were

thicker paper--he said all bills are not alike. I was to keep them till

after we were married. He put them into my hands to show he put

confidence in me, and desired me not to show them to anybody; sealed

them up with his own seal, and obliged me by an oath not to discover

them to anybody, and I did not till he discovered them himself; he was

to settle so much in Stock on me."

Vaughan urged in his defence that his sole object was to deceive his

affianced, and that he intended to destroy all the notes after his

marriage. But it had been proved that the prisoner had asked one John

Ballingar to change first one, and then twenty of the notes; but which

that person was unable to do. Besides, had his sole object been to

dazzle Miss Bliss with his fictitious wealth, he would most probably

have intrusted more, if not all the notes, to her keeping.

He was found guilty, and passed the day that had been fixed for his

wedding, as a condemned criminal.

On the 11th May, 1758, Richard William Vaughan was executed at Tyburn.

By his side, on the same gallows, there was another forger--William

Boodgere, a military officer, who had forged a draught on an army-agent

named Calcroft, and expiated the offence with the first forger of

Bank-of-England notes.

The gallows may seem hard measure to have meted out to Vaughan, when it

is considered that none of his notes were negotiated and no person

suffered by his fraud. Not one of the forty-eight notes, except the

twelve delivered to Miss Bliss, had been out of his possession; indeed

the imitation must have been very clumsily executed, and detection would

have instantly followed any attempt to pass the counterfeits. There was

no endeavor to copy the style of engraving on a real Bank note. That was

left to the engraver; and as each sheet passed through the press twice,

the words added at the second printing, "For the Governor and Company of

the Bank of England," could have fallen into their proper place on any

one of the sheets, only by a miracle. But what would have made the

forgery clear to even a superficial observer, was the singular omission

of the second "n" in the word England.[D]

[D] Bad orthography was by no means uncommon in the most important

documents at that period; the days of the week, in the day-books of

the Bank of England itself, are spelt in a variety of ways.

The criticism on Vaughan's note of a Bank clerk examined on the trial

was--"There is some resemblance to be sure; but this note" (that upon

which the prisoner was tried) "is numbered thirteen thousand eight

hundred and forty, and we never reach so high a number." Besides, there

was no water-mark in the paper. The note, of which a fac-simile appeared

in our eighteenth number, and dated so early as 1699, has a regular

design in the texture of the paper, showing that the water-mark is as

old as the Bank notes themselves.

Vaughan was greatly commiserated. But despite the unskillfulness of the

forgery, and the insignificant consequences which followed it, the crime

was considered of too dangerous a character not to be marked, from its

very novelty, with exemplary punishment. Hanging created at that time no

remorse in the public mind, and it was thought necessary to set up

Vaughan as a warning to all future Bank-note forgers. The crime was too

dangerous not to be marked with the severest penalties. Forgery differs

from other crimes not less in the magnitude of the spoil it may obtain

and of the injury it inflicts, than in the facilities attending its

accomplishment. The common thief finds a limit to his depredations in

the bulkiness of his booty, which is generally confined to such property

as he can carry about his person; the swindler raises insuperable and

defeating obstacles to his frauds if the amount he seeks to obtain is so

considerable as to awaken close vigilance or inquiry. To carry their

projects to any very profitable extent, these criminals are reduced to

the hazardous necessity of acting in concert, and thus infinitely

increasing the risks of detection. But the forger need have no

accomplice--he is burdened with no bulky and suspicious property--he

needs no receiver to assist his contrivances. The skill of his own

individual right-hand can command thousands--often with the certainty of

not being detected, and oftener with such rapidity as to enable him to

baffle the pursuit of justice.

It was a long time before Vaughan's rude attempt was improved upon; but

in the same year, (1758,) another department of the crime was commenced

with perfect success, namely, an ingenious alteration, for fraudulent

purposes, of real Bank notes. A few months after Vaughan's execution,

one of the northern mails was stopped and robbed by a highwayman;

several Bank notes were comprised in the spoil, and the robber, setting

up with these as a gentleman, went boldly to the Hatfield Post-office,

ordered a chaise-and-four, rattled away down the road, and changed a

note at every change of horses. The robbery was of course soon made

known, and the numbers and dates of the stolen notes were advertised as

having been stopped at the Bank. To the genius of a highwayman this

offered but a small obstacle, and the gentleman-thief changed all the

figures "1" he could find, into "4's." These notes passed currently

enough; but on reaching the Bank, the alteration was detected, and the

last holder was refused payment. As that person had given a valuable

consideration for the note, he brought an action for the recovery of the

amount; and at the trial it was ruled by the Lord Chief Justice, that

"any person paying a valuable consideration for a Bank note, payable to

bearer, in a fair course of business, has an understood-right to receive

the money of the Bank."

It took a quarter of a century to bring the art of forging Bank notes to

perfection. In 1779, this was nearly attained by an ingenious gentleman

named Mathison, a watch-maker, from the matrimonial village of Gretna

Green. Having learnt the arts of engraving and of simulating signatures,

he tried his hand at the notes of the Darlington Bank; but, with the

confidence of skill, was not cautious in passing them, was suspected and

absconded to Edinburgh. Scorning to let his talent be wasted, he favored

the Scottish public with many spurious Royal Bank-of-Scotland notes, and

regularly forged his way by their aid to London. At the end of February

he took handsome lodgings in the Strand, opposite Arundel Street. His

industry was remarkable; for, by the 12th of March, he had planned and

polished rough pieces of copper, engraved them, forged the water-mark,

printed, and negotiated several impressions. His plan was to travel and

to purchase articles in shops. He bought a pair of shoe-buckles at

Coventry with a forged note, which was eventually detected at the Bank

of England. He had got so bold that he paid such frequent visits in

Threadneedle Street that the Bank clerks became familiar with his

person. He was continually changing notes of one for another

denomination. These were his originals, which he procured to make

spurious copies of. One day seven thousand pounds came in from the

Stamp Office. There was a dispute about one of the notes. Mathison, who

was present, though at some distance, declared, oracularly, that the

note was a good one. How could he know so well? A dawn of suspicion

arose in the minds of the clerks; one trail led into another, and

Mathison was finally apprehended. So well were his notes forged, that,

on the trial, an experienced Bank clerk declared he could not tell

whether the note handed him to examine, was forged or not. Mathison

offered to reveal his secret of forging the water-mark, if mercy were

shown to him; this was refused, and he suffered the penalty of his

crime.

Mathison was a genius in his criminal way, but a greater than he

appeared in 1786. In that year perfection seemed to have been reached.

So considerable was the circulation of spurious paper-money that it

appeared as if some unknown power had set up a bank of its own. Notes

were issued from it, and readily passed current, in hundreds and

thousands. They were not to be distinguished from the genuine paper of

Threadneedle Street. Indeed, when one was presented there, in due

course, so complete were all its parts, so masterly the engraving, so

correct the signatures, so skillful the water-mark, that it was promptly

paid, and only discovered to be a forgery when it reached a particular

department. From that period forged paper continued to be presented,

especially at the time of lottery-drawing. Consultations were held with

the police. Plans were laid to help detection. Every effort was made to

trace the forger. Clarke, the best detective of his day, went like a

sluth-hound, on the track; for in those days the expressive word

"blood-money" was known. Up to a certain point there was little

difficulty; but beyond that, consummate art defied the ingenuity of the

officer. In whatever way the notes came, the train of discovery always

paused at the lottery-offices. Advertisements offering large rewards

were circulated; but the unknown forger baffled detection.

While this base paper was in full currency, there appeared an

advertisement in the Daily Advertiser for a servant. The successful

applicant was a young man, in the employment of a musical-instrument

maker, who, some time after, was called upon by a coachman, and informed

that the advertiser was waiting in a coach to see him. The young man was

desired to enter the conveyance, where he beheld a person with something

of the appearance of a foreigner, sixty or seventy years old, apparently

troubled with the gout. A camlet surtout was buttoned round his mouth, a

large patch was placed over his left eye, and nearly every part of his

face was concealed. He affected much infirmity. He had a faint hectic

cough; and invariably presented the patched side to the view of the

servant. After some conversation--in the course of which he represented

himself as guardian to a young nobleman of great fortune--the interview

concluded with the engagement of the applicant, and the new servant was

directed to call on Mr. Brank, at 29 Titchfield Street, Oxford Street.

At this interview Brank inveighed against his whimsical ward for his

love of speculating in lottery tickets, and told the servant that his

principal duty would be to purchase them. After one or two meetings, at

each of which Brank kept his face muffled, he handed a forty and twenty

pound Bank note; told the servant to be very careful not to lose them,

and directed him to buy lottery-tickets at separate offices. The young

man fulfilled his instructions, and at the moment he was returning, was

suddenly called by his employer from the other side of the street,

congratulated on his rapidity, and then told to go to various other

offices in the neighborhood of the Royal Exchange, and to purchase more

shares. Four hundred pounds in Bank-of-England notes were handed him,

and the wishes of the mysterious Mr. Brank were satisfactorily effected.

These scenes were continually enacted. Notes to a large amount were thus

circulated, lottery tickets purchased, and Mr. Brank--always in a coach,

with his face studiously concealed--was ever ready on the spot to

receive them. The surprise of the servant was somewhat excited; but had

he known that from the period he left his master to purchase the

tickets, one female figure accompanied all his movements, that, when he

entered the offices, it waited at the door, peered cautiously in at the

window, hovered round him like a second shadow, watched him carefully,

and never left him until once more he was in the company of his

employer--that surprise would have been greatly increased.[E] Again and

again were these extraordinary scenes rehearsed. At last the Bank

obtained a clue, and the servant was taken into custody. The directors

imagined that they had secured the actor of so many parts, that the

flood of forged notes which had inundated that establishment would at

length be dammed up at his source. Their hopes proved fallacious, and it

was found that "Old Patch" (as the mysterious forger was, from the

servant's description, nick-named,) had been sufficiently clever to

baffle the Bank directors. The house in Titchfield street was searched;

but Mr. Brank had deserted it, and not a trace of a single implement of

forgery was to be seen.

[E] Francis's History of the Bank of England.

All that could be obtained was some little knowledge of "Old Patch's"

proceedings. It appeared that he carried on his paper-coining entirely

by himself. His only confidant was his mistress. He was his own

engraver. He even made his own ink. He manufactured his own paper. With

a private press he worked his own notes, and counterfeited the

signatures of the cashiers, completely. But these discoveries had no

effect, for it became evident that Mr. Patch had set up a press

elsewhere. Although his secret continued as impenetrable, his notes

became as plentiful as ever. Five years of unbounded prosperity ought to

have satisfied him--but it did not. Success seemed to pall him. His

genius was of that insatiable order which demands new excitements, and a

constant succession of new flights. The following paragraph from a

newspaper of 1786, relates to the same individual:--

"On the 17th of December, ten pounds was paid into the Bank, for which

the clerk, as usual, gave a ticket to receive a Bank note of equal

value. This ticket ought to have been carried immediately to the

cashier, instead of which the bearer took it home, and curiously added

an 0 to the original sum, and returning, presented it so altered to the

cashier, for which he received a note of one hundred pounds. In the

evening, the clerks found a deficiency in the accounts, and on examining

the tickets of the day, not only that but two others were discovered to

have been obtained in the same manner. In one, the figure 1 was altered

to 4, and in another to 5, by which the artist received, upon the whole,

nearly one thousand pounds."

To that princely felony, Old Patch, as will be seen in the sequel, added

smaller misdemeanors which one would think were far beneath his notice,

except to convince himself and his mistress of the unbounded facility of

his genius for fraud.

At that period the affluent public were saddled with a tax on plate, and

many experiments were made to evade it. Among others one was invented by

a Mr. Charles Price, a stock-jobber and lottery-office keeper, which,

for a time, puzzled the tax-gatherer. Mr. Charles Price lived in great

style, gave splendid dinners, and did everything on the grandest scale.

Yet Mr. Charles Price had no plate! The authorities could not find so

much as a silver tooth-pick on his magnificent premises. In truth, what

he was too cunning to possess, he borrowed. For one of his sumptuous

entertainments, he hired the plate of a silversmith in Cornhill, and

left the value in bank notes as security for its safe return. One of

these notes having proved a forgery, was traced to Mr. Charles Price;

and Mr. Charles Price was not to be found at that particular juncture.

Although this excited no surprise--for he was often an absentee from his

office for short periods--yet, in due course and as a formal matter of

business, an officer was sent to find him, and to ask his explanation

regarding the false notes. After tracing a man whom he had a strong

notion was Mr. Charles Price, through countless lodgings and innumerable

disguises, the officer (to use his own expression) "nabbed" Mr. Charles

Price. But, as Mr. Clark observed, his prisoner and his prisoner's lady

were even then "too many" for him; for although he lost not a moment in

trying to secure the forging implements, after he had discovered that

Mr. Charles Price, and Mr. Brank, and Old Patch, were all concentrated

in the person of his prisoner, he found the lady had destroyed every

trace of evidence. Not a vestige of the forging factory was left; not

the point of a graver, nor a single spot of ink, nor a shred of silver

paper, nor a scrap of anybody's handwriting, was to be met with.

Despite, however, this paucity of evidence to convict him, Mr. Charles

Price had not the courage to face a jury, and eventually he saved the

judicature and the Tyburn executive much trouble and expense, by hanging

himself in Bridewell.

The success of Mr. Charles Price has never been surpassed, and even

after the darkest era in the history of Bank forgeries--which dates from

the suspension of cash payments, in February, 1797, and which will be

treated of in the succeeding chapter--"Old Patch" was still remembered

as the Cæsar of Forgers.

CHAPTER II.

In the history of crime, as in all other histories, there is one great

epoch by which minor dates are arranged and defined. In a list of

remarkable events, one remarkable event more remarkable than the last,

is the standard around which all smaller circumstances are grouped.

Whatever happens in Mohammedan annals, is set down as having occurred so

many years after the flight of the Prophet; in the records of London

commerce a great fraud or a great failure is mentioned as having come to

light so many months after the flight of Rowland Stephenson. Sporting

men date from remarkable struggles for the Derby prize, and refer to

1840, as "Bloomsbury's year." The highwayman of old dated from Dick

Turpin's last appearance on the fatal stage at Tyburn turnpike. In like

manner, the standard epoch in the annals of Bank-Note Forgery, is the

year 1797, when (on the 25th of February) one-pound notes were put into

circulation instead of golden guineas; or, to use the City idiom, 'cash

payments were suspended.'

At that time the Bank-of-England note was no better in appearance--had

not improved as a work of art--since the days of Vaughan, Mathison, and

Old Patch; it was just as easily imitated, and the chances of the

successful circulation of counterfeits were increased a thousand-fold.

Up to 1793 no notes had been issued even for sums so small as five

pounds. Consequently all the Bank paper then in use, passed through the

hands and under the eyes of the affluent and educated, who could more

readily distinguish the false from the true. Hence, during the fourteen

years which preceded the non-golden and small-note era, there were only

three capital convictions for the crime. When, however, the

Bank-of-England notes became "common and popular," a prodigious

quantity--to complete the quotation--was also made "base," and many

persons were hanged for concocting them.

To a vast number of the humbler orders, Bank Notes were a rarity and a

"sight." Many had never seen such a thing before they were called upon

to take one or two-pound notes in exchange for small merchandise, or

their own labor. How were they to judge? How were they to tell a good

from a spurious note?--especially when it happened that the officers of

the Bank themselves, were occasionally mistaken, so complete and perfect

were the imitations then afloat. There cannot be much doubt that where

one graphic rascal was found out, ten escaped. They snapped their

fingers at the executioner, and went on enjoying their beef-steaks and

porter--their winter treats to the play--their summer excursions to the

suburban tea-gardens--their fashionable lounges at Tunbridge Wells,

Bath, Margate, and Ramsgate--doing business with wonderful unconcern,

and "face" all along their journeys. These usually expensive, but to

them profitable enjoyments, were continually coming to light at the

trials of the lesser rogues who undertook the issue department; for,

from the ease with which close imitation was effected, the manufacture

was more readily completed than the uttering. The fraternity and

sisterhood of utterers played many parts, and were banded in strict

compact with the forgers. Some were turned loose into fairs and

markets, in all sorts of appropriate disguises. Farmers, who could

hardly distinguish a field of standing wheat from a field of

barley--butchers, who never wielded more deadly weapons than two-prong

forks--country boys, with cockney accents, bought gingerbread, and

treated their so-called sweethearts with ribbons and muslins, all by the

interchange of false "flimseys." The better-mannered disguised

themselves as ladies and gentlemen, paid their losings at cards or

hazard, or their tavern bills, their milliners, and coachmakers, in

motley money, composed of part real and part base bank paper. Some went

about in the cloak of the Samaritan, and generously subscribed to

charities wherever they saw a chance of changing a bad "five" for three

or four good "ones." Ladies of sweet disposition went about doing good

among the poor--personally inquired into distress, relieved it by

sending out a daughter or a son to a neighboring shop for change, and

left five shillings for present necessities, walking off with fifteen.

So openly--in spite of the gallows--was forgery carried on, that whoever

chose to turn utterer found no difficulty in getting a stock-in-trade to

commence with. Indeed, in the days of highwaymen, no traveling-gentleman's

pocket or valise was considered properly furnished without a few forged

notes wherewith to satisfy the demands of the members of the "High

Toby." This offence against the laws of the road, however, soon became

too common, and wayfarers who were stopped and rifled, had to pledge

their sacred words of honor that their notes were the genuine promises

of Abraham Newland, and that their watches were not of the factory of

Mr. Pinchbeck.

With temptations so strong, it is no wonder that the forgers' trade

flourished, with only an occasional check from the strong arm of the

law. It followed, therefore, that from the issue of small notes in

February, 1797, to the end of 1817--twenty years--there were no fewer

than eight hundred and seventy prosecutions connected with Bank-Note

Forgery, in which there were only one hundred and sixty acquittals, and

upwards of three hundred executions! 1818 was the culminating point of

the crime. In the first three months there were no fewer than one

hundred and twenty-eight prosecutions by the Bank; and by the end of

that year, two-and-thirty individuals had been hanged for Note Forgery.

So far from this appalling series of examples having any effect in

checking the progress of the crime, it is proved that at, and after that

very time, base notes were poured into the Bank at the rate of _a

hundred a day_!

The enormous number of undetected forgeries afloat, may be estimated by

the fact, that from the 1st of January, 1812, to the 10th April, 1818,

one hundred and thirty-one thousand three hundred and thirty-one pieces

of paper were ornamented by the Bank officers with the word

"Forged"--upwards of one hundred and seven thousand of them were

one-pound counterfeits.

Intrinsically, it would appear from an Hibernian view of the case, then,

that bad notes were nearly as good, (except not merely having been

manufactured at the Bank,) as good ones. So thoroughly and completely

did some of them resemble the authorized engraving of the Bank, that it

was next to impossible to distinguish the false from the true. Countless

instances, showing rather the skill of the forger than the want of

vigilance in Bank officials, could be brought forward. Respectable

persons were constantly taken into custody on a charge of uttering

forgeries, imprisoned for days and then liberated. A close scrutiny

proving that the accusations were made upon genuine paper. In September,

1818 Mr A. Burnett, of Portsmouth, had the satisfaction of having a

note which had passed through his hands, returned to him from the Bank

of England, with the base mark upon it. Satisfied of its genuineness, he

re-inclosed it to the cashier, and demanded its payment. By return of

post he received the following letter:--

"_Bank of England, 16 Sept., 1818._

"SIR,--I have to acknowledge your letter to Mr. Hase, of the 13th

inst., inclosing a one-pound note, and, in answer thereto, I beg

leave to acquaint you, that on inspection it appears to be a

genuine Note of the Bank of England; I therefore, agreeably to your

request, inclose you one of the like value, No. 26, 276, dated 22nd

August, 1818.

"I am exceedingly sorry, sir, that such an unusual oversight should

have occurred to give you so much trouble, which I trust your

candor will induce you to excuse when I assure you that the

unfortunate mistake has arisen entirely out of the hurry and

multiplicity of business.

"I am, sir,

"Your most obedient servant,

"J. RIPPON.

"A. BURNETT, ESQ.

"7 Belle Vue Terrace.

"Southsea, near Portsmouth."

A more extraordinary case is on record:--A note was traced to the

possession of a tradesman, which had been pronounced by the Bank

Inspectors to have been forged. The man would not give it up, and was

taken before a magistrate, charged with "having a note in his

possession, well knowing it to be forged." He was committed to prison on

evidence of the Bank Inspector, but was afterwards released on bail to

appear when called on. He was _not_ called on; and, at the expiration of

twelve months, (having kept the note all that time,) he brought an

action against the Bank for false imprisonment. On the trial the note

was proved to be genuine! and the plaintiff was awarded damages of one

hundred pounds.

It is a fact sufficiently dreadful that three hundred and thirty human

lives should have been sacrificed in twenty-one years; but when we

relate a circumstance which admits the merest probability that

some--even one--of those lives may have been sacrificed in innocence of

the offence for which they suffered, the consideration becomes

appalling.

Some time after the frequency of the crime had in other respects

subsided, there was a sort of bloody assize at Haverfordwest, in Wales;

several prisoners were tried for forging and uttering, and thirteen were

convicted--chiefly on the evidence of Mr. Christmas, a Bank Inspector,

who swore positively, in one case, that the document named in the

indictment, "was not an impression from a Bank-of-England plate--was not

printed on the paper with the ink or water-mark of the Bank--neither was

it in the handwriting of the signing clerk." Upon this testimony the

prisoner, together with twelve participators in similar crimes, were

condemned to be hanged!

The morning after the trial, Mr. Christmas was leaving his lodging, when

an acquaintance stepped up and asked him, as a friend, to give his

opinion on a note he had that morning received. It was a bright day; Mr.

Christmas put on his spectacles, and carefully scrutinized the document

in a business-like and leisurely manner. He pronounced it to be forged.

The gentleman, a little chagrined, brought it away with him to town. It

is not a little singular that he happened to know Mr. Burnett, of

Portsmouth, whom he accidentally met, and to whom he showed the note.

Mr. Burnett was evidently a capital judge of bank paper. He said

nothing, but slipping his hand into one pocket, handed to the

astonished gentleman full change, and put the note into another. "It

cannot be a good note," exclaimed the latter, "for my friend Christmas

told me at Haverfordwest that it is a forgery!" But as Mr. Burnett had

backed his opinion to the amount of twenty shillings, he declined to

retract it; and lost no time in writing to Mr. Henry Hase (Abraham

Newland's successor) to test its accuracy.

It was lucky that he did so; for this little circumstance saved thirteen

lives!

Mr. Christmas's co-inspectors at the Bank of England actually reversed

his non-official judgment that the note was a forgery. It was officially

pronounced to be a good note; yet upon the evidence of Mr. Christmas as

regards other notes, the thirteen human beings at Haverfordwest were

trembling at the foot of the gallows. It was promptly and cogently

argued that as Mr. Christmas's judgment had failed him in the deliberate

examination of one note, it might also err as to others, and the

convicts were respited.

The converse of this sort of mistake often happened. Bad notes were

pronounced to be genuine by the Bank. Early in January, 1818, a

well-dressed woman entered the shop of Mr. James Hammond, of 40

Bishopsgate Street Without, and having purchased three pounds worth of

goods, tendered in payment a ten-pound note. There was something

hesitating and odd in her manner; and, although Mr. Hammond could see

nothing the matter with the note, yet he was ungallant enough to

suspect--from the uncomfortable demeanor of his customer--that all was

not right. He hoped she was not in a hurry, for he had no change; he

must send to a neighbor for it. He immediately dispatched his shopman to

the most affluent of all his neighbors--to her of Threadneedle Street.

The delay occasioned the lady to remark, "I suppose he is gone to the

Bank!" Mr. Hammond having answered in the affirmative, engaged his

customer in conversation, and they freely discussed the current topics

of the day; till the young man returned with ten one pound

Bank-of-England Notes. Mr. Hammond felt a little remorse at having

suspected his patroness, who departed with the purchases with the utmost

dispatch. She had not been gone half an hour before two gentlemen rushed

into the shop in a state of grievous chagrin; one was the Bank clerk who

had changed the note. He begged Mr. Hammond would be good enough to give

him another for it. "Why?" asked the puzzled shopkeeper. "Why, sir,"

replied the distressed clerk, "it is forged!" Of course his request was

not complied with. The clerk declared that his dismissal was highly

probable; but Mr. Hammond was inexorable.

The arguments in favor of death-punishments never fail so signally as

when brought to the test of the scaffold and its effect on Bank

forgeries. When these were most numerous, although from twenty to thirty

persons were put to death in one year, the gallows was never deprived of

an equal share of prey during the next. As long as simulated notes could

be passed with ease, and detected with difficulty, the Old Bailey had no

terrors for clever engravers and dexterous imitators of the hieroglyphic

autographs of the Bank-of-England signers.

At length public alarm at the prevalence of forgeries, and the

difficulty of knowing them as such, arose to the height of demanding

some sort of relief. In 1819 a committee was appointed by the Government

to inquire into the best means of prevention. One hundred and eighty

projects were submitted. They mostly consisted of intricate designs such

as rendered great expense necessary to imitate. But none were adopted

for the obvious reason that ever so indifferent and easily executed

imitation of an elaborate note is quite sufficient to deceive an

uneducated eye, as had been abundantly proved in the instance of the

Irish "black note." The Bank had not been indifferent or idle on the

subject, for it had spent some hundred thousand pounds in projects for

inimitable notes. At last--not long before the Commission was

appointed--they were on the eve of adopting an ingenious and costly

mechanism for printing a note so precisely alike on both sides as to

appear as one impression, when one of the Bank printers imitated it

exactly by the simple contrivance of two plates and a hinge. This may

serve as a sample of the other one hundred and seventy-nine projects.

Neither the gallows nor expensive and elaborate works of art having been

found effectual in preventing forgery, the true expedient for at least

lessening the crime was adopted in 1821:--the issue of small notes was

wholly discontinued, and sovereigns were brought into circulation. The

forger's trade was nearly annihilated. Criminal returns inform us that

during the nine years after the resumption of gold currency the number

of convictions for offences having reference to the Bank-of-England

notes were less than one hundred, and the executions only eight. This

clinches the argument against the efficacy of the gallows. In 1830

death-punishments were repealed for all minor offences, and, although

the cases of Bank-Note Forgeries slightly increased for a time, yet

there is no reason to suppose that they are greater now than they were

between 1821 and 1830.

At present, Bank-paper forgeries are not numerous. One of the latest was

that of the twenty-pound note, of which about sixty specimens found

their way into the Bank. It was well executed in Belgium by foreigners,

and the impressions were passed among the Change-agents in various

towns in France and the Netherlands. The speculation did not succeed;

for the notes got into, and were detected at the Bank, a little too soon

to profit the schemers much.

The most considerable frauds now perpetrated are not forgeries; but are

done upon the plan of the highwayman mentioned in our first chapter. In

order to give currency to stolen or lost notes which have been stopped

at the Bank, (lists of which are supplied to every banker in the

country,) the numbers and dates are fraudulently altered. Some years

since, a gentleman, who had been receiving a large sum of money at the

Bank, was robbed of it in an omnibus. The notes gradually came in, but

all were altered. The last was one for five hundred pounds, dated the

12th March, 1846, and numbered 32109. On the Monday (3rd June) after the

last "Derby Day," amid the _twenty-five thousand pieces_ of paper that

were examined by the Bank Inspectors, there was one note for five

hundred pounds, dated 12th March, 1848, and numbered 32409. At that note

an inspector suddenly arrested his rapid examination of the pile of

which it was one. He scrutinized it for a minute, and pronounced it

"altered." On the next day, that same note, with a perfect one for five

hundred pounds, is shown to us with an intimation of the fact. We look

at every letter--we trace every line--follow every flourish; we hold

both up to the light--we undulate our visuals with the waves of the

water-mark. We confess that we cannot pronounce decisively, but we have

an opinion derived from a slight "goutiness" in the fine stroke of the

figure 4 that No. 32409 is the forgery! so indeed it was. Yet the Bank

Inspector had picked it out from the hundred genuine notes as

instantaneously--pounced upon it as rapidly as if it had been printed

with green ink upon card-board.

This, then, O gentlemen forgers and sporting-note alterers, is the kind

of odds which is against you. A minute investigation of the note assured

us of your exceeding skill and ingenuity; but it also convinced us of

the superiority of the detective ordeal which you have to blind and to

pass. In this instance you had followed the highwayman's plan, and had

put with great cunning, the additional marks to the 1 in 32109 to make

it into a 4. To hide the scraping out of the top or serif of the figure

1--to make the angle from which to draw the fine line of the 4--you had

artfully inserted with a pen the figures "£16 16," as if that sum had

been received from a person bearing a name that you had written above.

You had with extraordinary neatness cut out the "6" from 1846, and

filled up the hole with an 8, abstracted from some note of lesser value.

You had fitted it with remarkable precision--only you had not got the 8

quite upright enough to pass the shrewd glance of the Bank Inspector.

We have seen a one-pound note made up of refuse pieces of a hundred

other Bank notes, and pasted on a piece of paper, (like a note that had

been accidentally torn,) so as to present an entire and _passable_

whole.

To alter with a pen a 1 into a 4 is an easy task--to cut out the numeral

from the _date_ in one note and insert it into another needs only a tyro

in paper-cutting; but to change the special _number_ by which each note

is distinguished, is a feat only second in impossibility to trumping

every court-card of every suit six times running in a rubber of whist.

Yet we have seen a note so cleverly altered by this expedient, that it

was actually paid by the Bank cashiers. If the reader will take a Bank

note out of his purse, and examine its "number," he will at once

appreciate the combination of chances required to find, on any other

note, any other figure that shall displace any one of the numerals so

as to avoid detections. The "number" of every Bank note is printed twice

on one line--first, on the words "I promise," secondly, on the words,

"or bearer." Sometimes the figures cover the whole of those

words--sometimes they only partly obscure them. No. 99066 now lies

before us. Suppose we wished to substitute the "0" of another note for

the first "9" of the one now under our eye; we see that the "9" covers a

little bit of the "P," and intersects in three places the "r," in

"Promise." Now, to give this alteration the smallest chance, we must

look through hundreds of other notes till we find an "0" which not only

covers a part of the "P" and intersects the "r" in three places, but in

precisely _the same_ places as the "9" on our note does; else the

strokes of those letters would not meet when the "0" was let in, and

instant detection would ensue. But even then the job would only be half

done. The second initial "9" stands upon the "or" in "or bearer," and we

should have to investigate several hundred more notes, to find an "0"

that intersected that little word exactly in the same manner, and then

let it in with such mathematical nicety, that not the hundredth part of

a hair's breath of the transferred paper should fail to range with the

rest of the letters and figures on the altered note; to say nothing of

hiding the joins in the paper. This is the triumph of ambi-dexterity; it

is a species of patch-work far beyond the most sublime achievements of

"Old Patch" himself."

Time has proved that the steady perseverance of the Bank--despite the

most furious clamor--in gradually improving their original note and thus

preserving those most essential qualities, simplicity and

uniformity--has been a better preventive to forgery than any one of the

hundreds of plans, pictures, complications, chemicals, and colors, which

have been forced upon the Directors' notice. Whole-note forgery is

nearly extinct. The lives of Eminent Forgers need only wait for a single

addendum; for only one man is left who can claim superiority over

Mathison, and he was, unfortunately for the Bank of England, born a

little too late, to trip up his heels, or those of the late Mr. Charles

Price. He can do everything with a note that the patchers, and alterers,

and simulators can do, and a great deal more. Flimsy as a Bank note is

to a proverb, he can split it into three perfect continuous, flat, and

even leaves. He has forged more than one design sent into the Bank as an

infallible preventive to forgery. You may, if you like, lend him a

hundred-pound note; he will undertake to discharge every trace of ink

from it, and return it to you perfectly uninjured and a perfect blank.

We are not quite sure that if you were to burn a Bank note and hand him

the black cinders, that he would not bleach it, and join it, and conjure

it back again into a very good-looking, payable piece of currency. But

we _are_ sure of the truth of the following story, which we have from

our friend the transcendent forger referred to, and who is no other than

the chief of the Engraving and Engineering department of the Bank of

England:--

Some years ago--in the days of the thirty-shilling notes--a certain

Irishman saved up the sum of eighty-seven pounds ten, in notes of the

Bank of Ireland. As a sure means of securing this valuable property, he

put it in the foot of an old stocking, and buried it in his garden,

where Bank-note paper couldn't fail to keep dry, and to come out, when

wanted, in the best preservation.

After leaving his treasure in this excellent place of deposit for some

months, it occurred to the depositor to take a look at it, and see how

it was getting on. He found the stocking-foot apparently full of the

fragments of mildewed and broken mushrooms. No other shadow of a shade

of eighty-seven pounds ten.

In the midst of his despair, the man had the sense not to disturb the

ashes of his property. He took the stocking-foot in his hand, posted off

to the Bank in Dublin, entered it one morning as soon as it was opened,

and, staring at the clerk with a most extraordinary absence of all

expression in his face, said,

"Ah, look at that, sir! Can ye do anything for me?"

"What do you call this?" said the clerk.

"Eighty-siven pound ten, praise the Lord, as I'm a sinner! Ohone! There

was a twenty as was paid to me by Mr. Phalim O'Dowd, sir, and a ten as

was changed by Pat Rielly, and a five as was owen by Tim; and, Ted

Connor, ses he to ould Phillips----"

"Well!--never mind old Phillips. You have done it, my friend!"

"Oh, Lord, sir, and it's done it I have, most com-plate! Oh, good luck

to you, sir; can you do nothing for me?"

"I don't know what's to be done with such a mess as this. Tell me, first

of all, what you put in the stocking, you unfortunate blunderer?"

"Oh yes, sir, and tell you true as if it was the last word I had to

spake entirely, and the Lord be good to you, and Ted Conner ses he to

ould Phillips, regarden the five as was owen by Tim, and not includen of

the ten which was changed by Pat Rielly----"

"You didn't put Pat Rielly or ould Phillips into the stocking did you?"

"Is it Pat or ould Phillips as was ever the valy of eighty-sivin pound

ten, lost and gone, and includen the five as was owen by Tim, and Ted

Connor----"

"Then tell me what you _did_ put in the stocking, and let me take it

down. And then hold your tongue, if you can, and go your way, and come

back to-morrow."

The particulars of the notes were taken, without any reference to ould

Phillips, who could not, however, by any means be kept out of the story;

and the man departed.

When he was gone, the stocking-foot was shown to the then Chief Engraver

of the notes, who said, that if anybody could settle the business, his

son could. And he proposed that the particulars of the notes should not

be communicated to his son, who was then employed in his department of

the Bank, but should be put away under lock and key; and that if his

son's ingenuity should enable him to discover from these ashes what

notes had really been put in the stocking, and the two lists should

tally, the man should be paid the lost amount. To this prudent proposal

the Bank of Ireland readily assented, being extremely anxious that the

man should not be a loser, but, of course, deeming it essential to be

protected from imposition.

The son readily undertook the delicate commission proposed to him. He

detached the fragments from the stocking with the utmost care, on the

fine point of a pen-knife--laid the whole gently in a basin of warm

water, and presently saw them, to his delight, begin to unfold and

expand like flowers. By and by, he began to "teaze them" with very light

touches of the ends of a camel's-hair pencil, and so, by little and

little, and by the most delicate use of the warm water, the camel's-hair

pencil, and the pen-knife, got the various morsels separate before him,

and began to piece them together. The first piece laid down was faintly

recognizable by a practiced eye as a bit of the left-hand bottom corner

of a twenty-pound note; then came a bit of a five--then of a ten--then

more bits of a twenty--then more bits of a five and ten--then, another

left-hand bottom corner of a twenty--so there were two twenties!--and so

on, until, to the admiration and astonishment of the whole Bank, he

noted down the exact amount deposited in the stocking, and the exact

notes of which it had been composed. Upon this--as he wished to see and

divert himself with the man on his return--he provided himself with a

bundle of corresponding new, clean, rustling notes, and awaited his

arrival.

He came exactly as before, with the same blank staring face, and the

same inquiry, "Can you do anything for me, sir!"

"Well," said our friend, "I don't know. Maybe I _can_ do something. But

I have taken a great deal of pains, and lost a great deal of time, and I

want to know what you mean to give me!"

"Is it give, sir? Thin, is there anything I wouldn't give for my

eighty-sivin pound tin, sir; and it's murdered I am by ould Phillips."

"Never mind him; there were two twenties, were there not?"

"Oh, holy mother, sir, there was! Two most illigant twenties! and Ted

Conner--and Phalim--which Rielly----"

He faltered, and stopped as our friend, with much ostentatious rustling

of the crisp paper, produced a new twenty, and then the other twenty,

and then a ten, and then a five, and so forth. Meanwhile, the man

occasionally murmuring an exclamation of surprise or a protestation of

gratitude, but gradually becoming vague and remote in the latter as the

notes reappeared, looked on, staring, evidently inclined to believe that

they were the real lost notes, reproduced in that state by some chemical

process. At last they were all told out, and in his pocket, and he still

stood staring and muttering, "Oh, holy mother, only to think of it!

Sir, it's bound to you forever, that I am!"--but more vaguely and

remotely now than ever.

"Well," said our friend, "what do you propose to give me for this?"

After staring and rubbing his chin for some time longer, he replied with

the unexpected question--

"Do you like bacon?"

"Very much," said our friend.

"Then it's a side as I'll bring your honor to-morrow morning, and a

bucket of new milk--and ould Phillips----"

"Come," said our friend, glancing at a notable shillelah the man had

under his arm, "let me undeceive you. I don't want anything of you, and

I am very glad you have got your money back. But I suppose you'd stand

by me, now, if I wanted a boy to help me in a little skirmish?"

They were standing by a window on the top storey of the Bank, commanding

a court-yard, where a sentry was on duty. To our friend's amazement, the

man dashed out of the room without speaking one word, suddenly appeared

in the court-yard, performed a war-dance round this astonished

soldier--who was a modest young recruit--made the shillelah flutter,

like a wooden butterly, round his musket, round his bayonet, round his

head, round his body, round his arms, inside and outside his legs,

advanced and retired, rattled it all around him like a firework, looked

up at the window, cried out with a high leap in the air, "Whooroo! Thry

me!"--vanished--and never was beheld at the Bank again from that time

forth.

Part XIX.

THE DOOM OF ENGLISH WILLS.

CATHEDRAL NUMBER ONE.

There are few things in this beautiful country of England, more

picturesque to the eye, and agreeable to the fancy, than an old

Cathedral town. Seen in the distance, rising from among cornfields,

pastures, orchards, gardens, woods, the river, the bridge, the roofs of

ancient houses, and haply the ruins of a castle or abbey, the venerable

Cathedral spires, opposed for many hundred years to the winter wind and

summer sun, tower, like a solemn historical presence, above the city,

conveying to the rudest mind associations of interest with the dusky

Past. On a nearer approach, this interest is heightened. Within the

building, by the long perspectives of pillars and arches; by the earthy

smell, preaching more eloquently than deans and chapters, of the common

doom; by the praying figures of knights and ladies on the tombs, with

little headless generations of sons and daughters kneeling around them;

by the stained-glass windows, softening and mellowing the light; by the

oaken carvings of the stalls, where the shorn monks told their beads; by

the battered effigies of archbishops and bishops, found built up in the

walls, when all the world had been unconscious, for centuries, of their

blunt stone noses; by the mouldering chapter-room; the crypt, with its

barred loopholes, letting in long gleams of slanting light from the

Cloisters where the dead lie, and where the ivy, bred among the broken

arches, twines about their graves; by the sound of the bells, high up

in the massive tower; by the universal gravity, mystery, decay, and

silence. Without, by the old environing Cathedral-close, with its

red-brick houses and staid gardens; by the same stained glass, so dark

on that side though so bright within; by the pavement of

half-obliterated tombstones; by the long echoes of the visitors'

footsteps; by the wicket-gate, that seems to shut the moving world out

of that retirement; by the grave rooks and jackdaws that have built

their nests in steeple crevices, where the after-hum of the chimes

reminds them, perhaps, of the wind among the boughs of lofty trees; by

the ancient scraps of palace and gateway; by the ivy again, that has

grown to be so thick and strong; by the oak, famous in all that part,

which has struck its mighty root through the Bishop's wall; by the

Cathedral organ, whose sound fills all that space, and all the space it

opens in the charmed imagination.

There may be flaws in this whole, if it be examined, too closely. It may

not be improved by the contemplation of the shivering choristers on a

winter morning, huddling on their gowns as they drowsily go to scamper

through their work; by the drawling voice, without a heart, that

drearily pursues the dull routine; by the avaricious functionary who

lays aside the silver mace to take the silver pieces, and who races

through the Show as if he were the hero of a sporting wager. Some

uncomfortable doubts may, under special circumstances, obtrude

themselves, of the practical Christianity of the head of some particular

Foundation. He may be a brawler, or a proud man, or a sleek, or an

artful. He may be usually silent, in the House of Lords when a Christian

minister should speak, and may make a point of speaking when he should

be silent. He may even be oblivious of the truth; a stickler by the

letter, not the spirit, for his own purposes; a pettifogger in the

supreme court of GOD'S high law, as there are pettifoggers in the lower

courts administering the laws of mortal man. Disturbing recollections

may arise, of a few isolated cases here and there, where country curates

with small incomes and large families, poor gentlemen and scholars, are

condemned to work, like blind horses in a mill, while others who do not

work get their rightful pay; or of the inconsistency and indecorum of

the Church being made a Robe and Candlestick question, while so many

shining lights are hidden under bushels, and so many black-cloth coats

are threadbare. The question may present itself, by remote chance,

whether some shovel-hats be not made too much on the model of the

banker's shovel with which the gold is gathered on the counter, and too

little in remembrance of that other kind of shovel that renders ashes

unto ashes, and dust to dust. But, on the whole, the visitor will

probably be content to say, "the time was, and this old Cathedral saw

it, when these things were infinitely worse; they will be better; I will

do all honor to the good that is in them, (which is much), and I will do

what in me lies for the speedier amendment of the bad."

In this conclusion, we think the visitor of the old Cathedral would be

right. But, it is important to bring to the knowledge of all visitors of

old Cathedrals in England, and of all who stay at home too, the most

gigantic and least known abuse, attaching to those establishments. It is

one which affects, not only the history and learning of the country, and

that powerfully, but the legal rights and titles of all classes--of

every man, woman, and child, rich and poor, great and small, born into

this English portion of this breathing world.

For the purpose of the object on which we now enter, we have consulted a

great mass of documents, and have had recourse to the personal

experience of a gentleman who has made this kind of research his

business. In every statement we make, we shall speak by the card, that

equivocation may not undo us. The proof of every assertion, is ready to

our hand.

The public have lately heard some trifling facts relative to Doctors'

Commons, through the medium of a young gentleman who was articled, by

his aunt, to a proctor there. Our readers may possibly be prepared to

hear that the Registry of the Diocese of Canterbury, in which are

deposited all the wills proved in that large, rich, and populous

district, is a job so enormous as to be almost incredible. That the

Registrars, with deputies, and deputies' deputies, are sinecurists of

from sixteen to seventeen thousand pounds, to seven or eight thousand

pounds, a-year; that the wills are not even kept secure from fire; that

the real working men are miserably paid out of the rich plunder of the

public; that the whole system is one of greed, corruption, and

absurdity, from beginning to end. It is not, however, with the Registry

of Canterbury that our business lies at present, but with the Registries

and Peculiars of other dioceses, which are attached to the old

Cathedrals throughout Great Britain, and of which our readers may be by

no means prepared to hear what we shall have to tell.

Let us begin by setting forth from London on a little suppositious

excursion--say with Mr. William Wallace, of the Middle Temple and the

Royal Society of Antiquaries.

Mr. William Wallace, for the purpose of a literary pursuit in which he

is engaged, involving the gratification of a taste he has for the

history of old manners and old families, is desirous, at his own proper

cost and charge, to search the registers in some Cathedral towns, for

wills and records. Having heard whispers of corruption in these

departments, and difficulty of search, Mr. Wallace arms himself with

letters from the Bishops of those places. Putting money in his purse

besides, he goes down, pretty confidently.

Mr. William Wallace arrives at Cathedral number one; and, after being

extremely affected, despite a heavy shower of rain, by the contemplation

of the building, inquires for the Registrar. He is shown a very handsome

house in the Cathedral-close--a house very superior to the

Bishop's--wherein the Registrar resides. For, the Registrar keeps a

first rate roof over his own head, though he keeps his deeds in a

dilapidated Gate-house; at which he takes toll to the amount of seven

thousand a-year; and where, as at other toll-houses, "no trust" is the

rule; for he exacts his fees beforehand.

Mr. William Wallace now learns that, locally, the Registrar is a person

of almost inordinate power; besides his seven thousand-pound-per-annum

place, he is Chapter Clerk, Town Clerk, Clerk to the Magistrates--a

Proctor, moreover, in boundless practice. He lives in great state; he

keeps horses, carriages, dogs, and a yacht; he is--could he be anything

else?--a staunch tory; he generally proposes the tory members for the

county, and has been known to pay the entire electioneering expenses of

a favorite tory candidate. Mr. Wallace, although fortified with a letter

bearing the mitred seal of the Bishop of the diocese, feels that he is

about to come in contact with a great power; an awful something that is

not to be trifled with; one of the noblest institutions of our land, who

is a very Miller of Dee, and accountable to nobody.

With a due sense of the importance of this outside buttress of the

Church, Mr. Wallace presents himself with the Bishop's letter. The

Registrar storms, and takes it extremely ill. He appears to confound Mr.

Wallace with his own foot-boy. He says the Bishop has no power to

interfere with _him_, and he won't endure it. He says the Bishop don't

know what harm may come of showing wills. He can't make out, what people

want to see wills for. He grudgingly concedes some obstructed search, on

the usual terms; namely, two guineas per day for all the days a

clerk--not fond of any sort of fatigue--may choose to take in making any

particular search. "But perhaps you will allow me to look at the

indexes?" asks Mr. Wallace. "_That's_ of no use," is the reply, "for a

great many of the years are missing; and in those we have got, a great

many wills are not entered. We often have to spend two months in finding

a will." Our friend then performs a little mental arithmetic:--two

months--or, even say fifty days--means one hundred guineas, to ferret

out one will. Complete indexes would only occasion ten minutes' search,

equal to one day, or, according to the Registrar's tariff, two guineas.

Mr. Wallace then draws the inevitable conclusion, that bad indexes

partly occasion the inordinate income of the Registrar, whose manifest

interest it is to keep them as imperfect as possible. One little trait

of the very early volumes (the earliest wills are dated A. D. 1180,) is

as quaint, as it is productive to the Registrar: the names of the

testators are arranged--alphabetically, it is true--but under the

Christian instead of the Surnames. Imagine the number of days, or

couples of guineas, that would drop into the Registrar's coffers, for

picking out one particular John Smith from the thousands of "Johns,"

under the letter "J!" Since the year 1800, the index is better: indeed

it is almost as available as the old catalogues of the British Museum,

though not quite so perfect.

All this was despair to Mr. William Wallace, who modestly hinted that

his archæological necessities pressed him to ask admission to the actual

depository of the wills. The Registrar was petrified with astonishment.

His figure expanded with a burst of indignation, which presently

exploded in the interrogative interjection, "What?" that went off, like

the sharp crack of a rifle.

What? Exhibit, to any living soul, the dilapidative neglect, the hideous

disorder, the wilful destruction of documents, involving the transfer of

the property, personal and landed, of seven counties; and which he, the

Registrar, obtains seven thousand pounds per annum for preserving

carefully, and arranging diligently! Why, only last year the

Archæological Institute of Great Britain, itself, was peremptorily

refused admission; and was it likely that the Registrar would allow Mr.

William Wallace--the friend of a mere Bishop--to be turned loose, to

browse at will upon the waste the Registrar and his predecessors had

committed and permitted?

But what will not an enthusiastic antiquary dare, in his loved pursuit?

Mr. Wallace was bold enough to hint that a Bishop had perhaps some power

in his diocese--even over a Registrar. This appeared in a degree to lull

the tempest; and after all storms there is a calm. The Registrar

reflected. There was nothing very formidable in the applicant's

appearance; he had not the hungry look of a legacy or pedigree hunter--a

foolish young fellow, perhaps, with a twist about old manners and

customs: and, in short, he _may_ take a look at the repositories.

Up a narrow stair, under the guidance of a grumpy clerk, our persevering

Middle Templar wends. In a long room, over the arches of the gateway, he

sees parallel rows of shelves laden with wills: not tied up in bundles,

not docketed, not protected in any way from dust or spiders by the

flimsiest covering. Only the modern wills are bound up; but--not to

encroach upon the Registrar's hard earnings--the backings of the

bindings are composed of such original wills as were written on

parchment. These are regularly cut up--that is, wilfully destroyed--for

bookbinding purposes!

Mr. Wallace sees, at a glance, that he may as well try to find a lost

shell on a sea-shore, or a needle in a haystack, as attempt to discover

what he is desirous of picking out of this documentary chaos. He looks

round in mute grief; his archaic heart is heavy; he understands,

exactly, how Rienzi felt amidst the Ruins of Rome, or the daughters of

Jerusalem when they wept. Wherever he turns his eyes, he sees black,

barbarous Ruin. In one corner, he observes decayed boxes filled with

rotten wills; in another, stands a basket, containing several lumps of

mediæval mortar, and a few brick-bats of the early pointed style--the

edges, possibly, of some hole in the wall too large for even poor seven

thousand a-year to shirk the stopping of. Despite the hints of the clerk

that his time is valuable, Mr. Wallace is contemplating these relics

with the eager gaze of an F.S.A., when he descries, hanging over the

edge of the basket, something like an ancient seal. He scrutinizes it

intensely--there is a document attached to it. He rescues it from the

rubbish.

"What can this be?" asks Mr. Wallace with glistening eye.

"Oh!" answers the clerk, with listless indifference, "nothing of any

consequence, _I'm_ sure."

By this time, Mr. Wallace has found out that this "nothing of any

consequence," is a Charter of King William the Conqueror; _the identical

instrument by which the See of Dorchester was transferred to

Lincoln_--that's all! The broken seal is not of "much consequence"

either. Oh, no!

Now it happens that there is only one impression of the great seal of

the Great Norman extant, and that is in the British Museum, broken in

half; this, being a counterpart, supplies the entire seal! Such is the

priceless historical relic found in the year 1850, by chance, in a

lime-basket, in the very place where it ought to have been as zealously

preserved as if it had been the jewel of a diadem!

But, other treasures--equally of "no consequence," and about to be

carried off by bricklayers' laborers, to where rubbish may be shot--are

dug out by Mr. William Wallace:--Item, a bundle of pardons from King

John to certain barons and bishops: Item, a Confession of the Protestant

Faith made on his death-bed by Archbishop Toby Matthew, hitherto

supposed by his biographers to have died a Catholic: Item, a

contemporary poem on the Battle of Bosworth. The Registrar's clerk is of

opinion, when these are shown to him, that "they an't worth much," but

growlingly saves them, on remonstrance, and bundles them into his desk;

where we trust they still remain; and whence we hope they may be rescued

by the proper authorities.

As Mr. Wallace follows his surly guide up the stairs of the Gate-house,

the rain patters sharply against the casements, and a fusty, damp odor

emerges from the upper story. Under a broken roof, and a ceiling being

unplastered in huge patches by time and rain, in the top room, lie--or,

more correctly, rot--the wills of the Archdeaconry of Blowe; a

"Peculiar" of the diocese. The papers below stairs are merely

worm-eaten, spider-woven, dusty, ill-arranged; but, compared with those

which Mr. Wallace now sees--and smells--are in fastidious glass-case

order. After dodging the rain-drops which filter through the ceiling,

down among the solemn injunctions of the dead, Mr. Wallace is able to

examine one or two bundles. Mildew and rot are so omnipotent in this

damp depository, that the shelves have, in some places, broken and

crumbled away. A moment's comparison between the relative powers of wood

and paper, in resisting water, will give a vivid idea of the condition

of the wills in this Archdiaconal shower-bath. The comers of most of the

piles are as thoroughly rounded off, as if a populous colony of water

rats (the ordinary species could not have existed there) had been dining

off them since the days of King Stephen. Others are testamentary

agglomerations, soddened into pulp,--totally illegible and inseparable;

having been converted by age, much rain, and inordinate neglect, into

_post-mortem_ papier maché.

All these, are original wills: no such copies of them--which Registrars

are enjoined to provide--having been made by the predecessors of the

present pluralist. In order that the durability of parchment should be

of no avail in arresting the most complete destruction within the scope

of possibility, it is the sheepskin testaments of this collection that

are regularly shredded to bind up the modern wills ranged in books

below.

The very sight of this place, shows the futility of anything like

research. Mr. Wallace examines a few of the documents, only to see their

extreme historical as well as local importance; turns away; and descends

the stairs.

"Thus, then," says Mr. William Wallace solemnly, as he takes a parting

look at the ancient Gate-house, "are documents, involving the personal

and real property of Seven English Counties, allowed to crumble to

destruction; thus, is ruin brought on families by needless litigation;

thus, do Registrars roll in carriages, and Proctors grow rich; thus, are

the historical records of the great English nation doomed--by an officer

whom the nation pays the income of a prince to be their conservator--to

rottenness, mildew, and dust."

Mr. Wallace having added nothing to the object of his pursuits and

inquiries, in the Registry of this Cathedral number one, departed at

once for Cathedral number two. How he fared there, the reader shall soon

learn.

CATHEDRAL NUMBER TWO.

Mr. William Wallace, having taken some repose in the bosom of his

family, and having recruited his nervous system, impaired for the moment

by the formidable demonstrations made in unimpeachable Ecclesiastical

Registry number one, resolved on making a visit to unimpeachable

Ecclesiastical Registry number two; upheld by the consideration that,

although an Ecclesiastical Registry is a fine Institution, for which any

Englishman would willingly die; and without which he could, in no

patriotic acceptation worth mentioning, be an Englishman at all; still,

that the last wills and testaments of Englishmen are not exactly

waste-paper, and that their depositaries ought, perhaps to be kept as

dry--say as skittle grounds, which are a cheaper luxury than Registries,

with the further advantage that no man need frequent them unless he

likes: whereas, to Registries he _must_ go.

The literary object which Mr. Wallace had in view, in this second

expedition, beckoned him to the North of England. "Indeed," said Mr.

Wallace, pausing. "Possibly, to the second city of England; an

Archbishopric; giving one of the princes of the blood his title;

enjoying the dignity of a Lord Mayor of its own; an ancient and notable

place; renowned for its antiquities; famous for its Cathedral;

possessing walls, four gates, six posterns, a castle, an assembly-room,

and a Mansion House; this is surely the place for an unimpeachable

Registry!"

He arrived at the venerable city of his purpose, at ten minutes past

three P. M., according to Greenwich, or at three-ten, according to

Bradshaw.

Our traveler's first proceeding, was, to take a walk round the walls,

and gratify his fancy with a bird's-eye-view of the unimpeachable

registry. He could hardly hit upon the roof of that important building.

There was a building in a severe style of architecture--but it was the

jail. There was another that looked commodious--but it was the mansion

house. There were others that looked comfortable--but they were private

residences. There appeared to be nothing in the way of Registry,

answering to the famous monkish legend in a certain Chapter-House:

As shines the rose above all common flowers,

So above common piles this building towers.

Yet such a building must be somewhere! Mr. Wallace went into the town

and bought a Guide-book, to find out where.

He walked through the quiet narrow streets, with their gabled houses,

craning their necks across the road to pry into one another's affairs;

and he saw the churches where the people were married; and the

habitations where the doctors lived, who were knocked up when the people

were born; and he accidentally passed the residence of Mrs. Pitcher, who

likewise officiated on those occasions; and he remarked an infinity of

shops where every commodity of life was sold. He saw the offices of the

lawyers who made the people's wills, the banks where the people kept

their money, the shops of the undertakers who made the people's coffins,

the church-yards where the people were buried, but _not_ the Registry

where the people's wills were taken care of. "Very extraordinary!" said

Mr. Wallace. "In the great city of a great ecclesiastical see, where all

kinds of moving reverses and disasters have been occurring for many

centuries, where all manner of old foundation and usage, piety, and

superstition, were, and a great deal of modern wealth is, a very

interesting and an unimpeachable Registry there must be, somewhere!"

In search of this great public edifice, the indefatigable Mr. Wallace

prowled through the city. He discovered many mansions; but he _could

not_ satisfy himself about the Registry.

The uneasiness of Mr. Wallace's mind increasing with the growth of his

suspicion that there must surely be a flaw in the old adage, and that

where there was a will (and a great many wills) there was no way at all,

he betook himself to the Cathedral-close. Passing down an uncommonly

pure, clean, tidy little street, where the houses looked like a tasteful

sort of missionary-subscription-boxes, into which subscribers of a

larger growth were expected to drop their money down the chimneys, he

came by a turnstile, into that haven of rest, and looked about him.

"Do you know where the Registry is?" he asked a farmer-looking man.

"The wa'at!" said he.

"The Registry; where they keep the wills?"

"A'dinnot know for shower," said the farmer, looking round. "Ding! If I

shouldn't wondther if _thot_ wur it!"

Mr. Wallace concealed his disparaging appreciation of the farmer's

judgment, when he pointed with his ash-stick to a kind of shed--such as

is usually called a lean-to--squeezing itself, as if it were (with very

good reason) ashamed, into the south-west corner of the cross, which the

ground-plan of the cathedral forms, and sticking to it like a dirty

little pimple. But, what was his dismay, on going thither to inquire, to

discover that this actually WAS the unimpeachable Registry; and that a

confined den within, which would have made an indifferent chandler's

shop, with a pestilent little chimney in it, filling it with smoke like

a Lapland hut, was the "Searching Office."

Mr. Wallace was soon taught that seven thousand pounds per annum is,

after all, but a poor pittance for the Registrar of a simple bishopric,

when calculated by the ecclesiastical rule of three; for the registry of

Cathedral number two, produces to its fortunate patentees twenty

thousand per annum; about ten thousand a year for the Registrar who does

nothing, and the like amount for his Deputy who helps him.

The portentous personage to whom Mr. Wallace was accredited, received

him in state in the small office surrounded by a Surrogate (apparently

retained on purpose to cross-examine Mr. Wallace) and the clerks. Mr.

Wallace mentioned that he believed the Archbishop had written to the

Deputy-Registrar to afford him every facility in consulting the

documents under his charge. The Deputy Registrar owned that the

Archbishop had done so, but declared that the Archbishop had no

jurisdiction whatever over him; and, claiming as he did, complete

immunity from, and irresponsibility to, all human control, he begged to

say that his Grace the Archbishop, in presuming to write to the

high-authorities of that unimpeachable Registry on such a subject, had

taken a very great liberty. Mr. William Wallace inquired if that was to

be the answer he was expected to convey to the Archbishop? bowed, and

was about to retire, when the awful Deputy recalled him. What did he

want to search for? Mr. Wallace repeated that his object was wholly

literary and archæological. The chief clerk who here came in as a

reinforcement, was so good as to intimate that he "didn't believe a word

of it." Whereupon a strong opinion was added that Mr. Wallace wanted

surreptitiously to obtain pedigrees, and to consult wills. A powerful

battery of cross-questionings was then opened by the heavier

authorities, aided by a few shots from the light-bob, or skirmishing

party--the clerk. But had Mr. William Wallace been his great ancestor,

he could not have held his position against such odds more firmly. At

length the preliminaries of a treaty were proposed by the enemy, the

terms of which were that Mr. Wallace should be allowed to consult any

records dated before the year one thousand four hundred! This was

demured to as utterly useless. Negotiations were then resumed, and the

authorities liberally threw in another century, out of the fullness of a

respect for the Archbishop, which they had refrained from condescending

to express;--Mr. Wallace might consult documents up to the year fifteen

hundred.

With this munificent concession, Mr. Wallace was obliged to be

satisfied, and proceeded to venture on another stipulation:--

The researches which he had proposed to himself at this Cathedral number

two, were elaborate and complicated; they would require such facilities

as had been asked on his behalf by the Archbishop. Could he have access

to the documents themselves?

The effect which this simple request produced in the office, was

prodigious! A small schoolboy who should, at dinner, ask for a piece of

the master's apple-pie; or a drummer on parade, who should solicit from

his captain a loan of five shillings, could not produce a more sublime

degree of astonishment, than that which glared through the smoke from

the faces of the deputy-registrar, the surrogate, the chief clerk, and

all the junior clerks, then and there assembled. The effect produced

amounted to temporary petrefaction; the principals neither spoke nor

moved; the subordinates left off writing and poking the fire. So

superlative was the audacity of the request, that it paralyzed the

pendulum of that small, rusty, dusty, smoky old ecclesiastical clock,

and stopped the works!

Refusal in words was not vouchsafed to Mr. William Wallace; neither did

he need that condescension. The silent but expressive pantomine was

enough. As the Eastern culprit receives his doom by the speechless

gesture of the judge's hand across his own neck; so Mr. William Wallace

fully understood that, access to the record depositories of the province

appertaining to Cathedral number two, was nearly equivalent to getting

into a freemason's lodge after it has been "tiled," or to obtaining

admission to St. Paul's cathedral without two-pence.

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