THE BANK PRESIDENT.
Sprague's dinner party was over, and among the first to take their
leave, shortly after midnight, were Dunlap, Sturgis and Doctor Thurston.
The reporter did not often spend an evening in worldly dissipation.
He was a man of action, a hard worker and an enthusiastic student.
Almost all of the time which was not actually spent in the pursuit of
his profession, was devoted to study in many widely different fields
of art and science. For Sturgis's ideal of his profession was high; he
held that almost every form of knowledge was essential to success in
his line of work. It was seldom, therefore, that he allowed himself
to spend a precious evening in social intercourse, unless as a more
or less direct means to some end. He had made an exception in favor
of Sprague's dinner, and his meeting with Dunlap, whom he had not
previously known, had been entirely accidental.
Dunlap was, however, a man whom Sturgis needed to see in the course
of his study of the Knickerbocker bank mystery, and he had not lost
the opportunity which chance had placed in his way. After obtaining an
introduction to the bank president, the reporter had sought an occasion
to speak with him in private; and, as this did not present itself
during the course of the evening, he had timed his departure so that it
should coincide with that of Dunlap. Doctor Thurston had followed his
friend's lead.
"Are you going down to the bank this evening, Mr. Dunlap?" asked
Sturgis, as the trio faced the bleak wind.
"I? No. Why should I?" inquired the banker in apparent surprise.
"I see no particular reason why you should," replied the reporter. "If
to-day were a banking day, there would be no time to lose. But since it
is New Year's day, there is little, if any, chance of the trail being
disturbed; and it will be much easier to find it in broad daylight
than by gaslight. Our friends of the Central Office are usually pretty
clever in discovering at least the more evident clues in a case of this
sort, even when they have not the ability to correctly interpret them.
And since they have completely failed in their search to-night, we
must anticipate a more than ordinarily difficult puzzle."
"Why, Mr. Sturgis," said Dunlap somewhat anxiously. "You talk as though
you really believed that some mysterious crime has been committed at
the bank."
"I do not know enough about the case as yet to advance any positive
belief in the matter," said Sturgis; "but if we assume as correct the
circumstances related in the article which Doctor Murdock read to us
this evening, they certainly present an extraordinary aspect."
Dunlap reflected for an instant.
"Still, the fact that our cashier found everything in good order at the
bank is in itself completely reassuring," he said musingly.
"Very likely," assented Sturgis. "It is quite possible that from a
banker's point of view the problem is wholly devoid of interest; but
from a detective's standpoint it appears to be full of promising
features. Therefore, whether or not you intend to look farther into the
matter yourself, I beg you will at least authorize me to make a survey
of the field by daylight in the morning."
Dunlap looked anything but pleased as the reporter spoke these words.
He thought before replying.
"Frankly, Mr. Sturgis," he said at length with studied courtesy, "I
will not conceal the fact that what you ask places me in a rather
awkward position. You are a friend of my friend Sprague, and my
personal intercourse with you this evening has been pleasant enough to
make me hope that, in the future, I may be so fortunate as to include
you in my own circle of acquaintances. Therefore, on personal grounds,
it would give me great pleasure to grant your request. But, on the
other hand, you are a journalist and I am a banker; and it is with
banks as with nations--happy that which has no history. Capital is
proverbially timid, you know."
"I see," said Sturgis; "you fear that the reputation of the
Knickerbocker bank may suffer if the mystery of the pistol shots is
solved."
"No, no, my dear sir; not at all, not at all. You quite misunderstand
me," replied the banker, with just a shade of warmth. "It is not a
question of the bank's credit exactly, since there has been neither
robbery nor defalcation; but depositors do not like to see the name
of their bank mentioned in the newspapers; they take fright at once.
Depositors are most unreasonable beings, Mr. Sturgis; they are liable
to become panic-stricken on the most insignificant provocation; and
then they run amuck like mad sheep. The Knickerbocker bank does not
fear any run that might ever be made upon it. Its credit stands on
too secure a foundation for that. But nevertheless a run on a bank is
expensive, Mr. Sturgis, very expensive."
"The bank's affairs being in so satisfactory a condition," observed the
reporter, "it seems to me that whatever harm publicity is likely to do
has already been done. The imaginations of your depositors are now at
work sapping the foundation of the Knickerbocker bank. If the truth
cannot injure its credit, it can only strengthen it; and to withhold
the truth under the circumstances, is to invite suspicion."
Dunlap did not appear to like the turn the conversation was taking. He
walked along in silence for a few minutes, irresolute. At length he
seemed to make up his mind.
"Perhaps you are right after all, Mr. Sturgis. At any rate we have
nothing to conceal from the public. If you will be at the bank
to-morrow morning at nine o'clock, I shall be pleased to meet you
there."
Sturgis nodded his acquiescence.
"Well, gentlemen, here is my street," continued the banker. "Good
evening, good evening."
And he was off.
"Whither are you bound now, Thurston?" asked the reporter, as the two
friends resumed their walk.
"Home and to bed like a sensible fellow," replied the physician.
"Don't you do anything of the sort. Come along with me to my rooms. I
must arrange the data so far collected in the two interesting cases
that I have taken up to-day; and in the cab mystery, at least, you can
probably be of assistance to me, if you will."
"Very well, old man; lead on. I am curious to know what theories you
have adopted in these two cases."
"Theories!" replied Sturgis; "I never adopt theories. I simply
ascertain facts and arrange them in their proper sequence, as far as
possible. When this arrangement is successfully accomplished, the
history of the crime is practically completed. Detection of crime is
an exact science. Here, as in all other sciences, the imagination has
an important part to play, but that part consists only in co-ordinating
and interpreting facts. The solid foundation of facts must invariably
come first."