SQUIRE DAVENPORT'S FINANCIAL OPERATION
Squire Davenport was a thoroughly respectable man in the estimation of
the community. That such a man was capable of defrauding a poor
widow, counting on her ignorance, would have plunged all his friends
and acquaintances into the profoundest amazement.
Yet this was precisely what the squire had done.
Mr. Barclay, who had prospered beyond his wife's knowledge, found
himself seven years before in possession of a thousand dollars in hard
cash. Knowing that the squire had a better knowledge of suitable
investments than he, he went to him one day and asked advice. Now,
the squire was fond of money. When he saw the ample roll of bank
notes which his neighbor took from his wallet, he felt a desire to
possess them. They would not be his, to be sure, but merely to have
them under his control seemed pleasant. So he said:
"Friend Barclay, I should need time to consider that question. Are
you in a hurry?"
"I should like to get the money out of my possession. I might lose it
or have it stolen. Besides, I don't want my wife to discover that I
have it."
"It might make her extravagant, perhaps," suggested the squire.
"No, I am not afraid of that; but I want some day to surprise her by
letting her see that I am a richer man than she thinks."
"Very judicious! Then no one knows that you have the money?"
"No one; I keep my business to myself."
"You are a wise man. I'll tell you what I will do, friend Barclay.
While I am not prepared to recommend any particular investment, I will
take the money and give you my note for it, agreeing to pay six per
cent. interest. Of course I shall invest it in some way, and I may
gain or I may lose, but even if I do lose you will be safe, for you
will have my note, and will receive interest semi-annually."
The proposal struck Mr. Barclay quite favorably.
"I suppose I can have the money when I want it again?" he inquired.
"Oh, certainly! I may require a month's notice to realize on
securities; but if I have the money in bank I won't even ask that."
"Then take the money, squire, and give me the note."
So, in less than five minutes, the money found its way into Squire
Davenport's strong box, and Mr. Barclay left the squire's presence
well satisfied with his note of hand in place of his roll of
greenbacks.
Nearly two years passed. Interest was paid punctually three times,
and another payment was all but due when the unfortunate creditor died
in Chicago. Then it was that a terrible temptation assailed Squire
Davenport. No one knew of the trust his neighbor had reposed in
him--not even his wife. Of course, if the note was found in his
pocket, all would be known. But perhaps it would not be known. In
that case, the thousand dollars and thirty dollars interest might be
retained without anyone being the wiser.
It is only fair to say that Squire Davenport's face flushed with shame
as the unworthy thought came to him, but still he did not banish it.
He thought the matter over, and the more he thought the more unwilling
he was to give up this sum, which all at once had become dearer to him
than all the rest of his possessions.
"I'll wait to see whether the note is found," he said to himself. "Of
course, if it is, I will pay it--" That is, he would pay it if he
were obliged to do it.
Poor Barclay was buried in Chicago--it would have been too expensive
to bring on the body--and pretty soon it transpired that he had left
no property, except the modest cottage in which his widow and son
continued to live.
Poor Mrs. Barclay! Everybody pitied her, and lamented her straitened
circumstances. Squire Davenport kept silence, and thought, with
guilty joy, "They haven't found the note; I can keep the money, and no
one will be the wiser!"
How a rich man could have been guilty of such consummate meaness I
will not undertake to explain, but "the love of money is the root of
evil," and Squire Davenport had love of money in no common measure.
Five years passed. Mrs. Barclay was obliged to mortgage her house to
obtain the means of living, and the very man who supplied her with the
money was the very man whom her husband had blindly trusted. She
little dreamed that it was her own money he was doling out to her.
In fact, Squire Davenport himself had almost forgotten it. He had
come to consider the thousand dollars and interest fully and
absolutely his own, and had no apprehension that his mean fraud would
ever be discovered. Like a thunderbolt, then, came to him the
declaration of his unsavory visitor that the note was in existence,
and was in the hands of a man who meant to use it. Smitten with
sudden panic, he stared in the face of the tramp. But he was not
going to give up without a struggle.
"You are evidently trying to impose upon me," he said, mentally
bracing up. "You wish to extort money from me."
"So I do," said the tramp quietly.
"Ha! you admit it?" exclaimed the squire.
"Certainly; I wouldn't have taken the trouble to come here at great
expense and inconvenience if I hadn't been expecting to make some
money."
"Then you have come to the wrong person; I repeat it, you've come to
the wrong person!" said the squire, straightening his back and eying
his companion sternly.
"I begin to think I have," assented the visitor.
"Ha! he weakens!" thought Squire Davenport. "My good man, I
recommend you to turn over a new leaf, and seek to earn an honest
living, instead of trying to levy blackmail on men of means."
"An honest living!" repeated the tramp, with a laugh. "This advice
comes well from you."
Once more the squire felt uncomfortable and apprehensive.
"I don't understand you," he said irritably. "However, as you
yourself admit, you have come to the wrong person."
"Just so," said the visitor, rising. "I now go to the right person."
"What do you mean?" asked Squire Davenport, in alarm.
"I mean that I ought to have gone to Mrs. Barclay."
"Sit down, sit down!" said the squire nervously. "You mustn't do
that."
"Why not?" demanded the tramp, looking him calmly in the face.
"Because it would disturb her mind, and excite erroneous thoughts and
expectations."
"She would probably be willing to give me a good sum for bringing it
to her, say, the overdue interest. That alone, in five years and a
half, would amount to over three hundred dollars, even without
compounding."
Squire Davenport groaned in spirit. It was indeed true! He must pay
away over thirteen hundred dollars, and his loss in reputation would
be even greater than his loss of money.
"Can't we compromise this thing?" he stammered. "I don't admit the
genuineness of the note, but if such a claim were made, it would
seriously annoy me. I am willing to give you, say, fifty dollars, if
you will deliver up the pretended note."
"It won't do, squire. Fifty dollars won't do! I won't take a cent
less than two hundred, and that is only about half the interest you
would have to pay."
"You speak as if the note were genuine," said the squire
uncomfortably.
"You know whether it is or not," said the tramp significantly. "At
any rate, we won't talk about that. You know my terms."
In the end Squire Davenport paid over two hundred dollars, and
received back the note, which after a hasty examination, he threw into
the fire.
"Now," he said roughly, "get out of my house, you--forger."
"Good-evening, squire," said the tramp, laughing and nodding to the
discomfited squire. "We may meet again, some time."
"If you come here again, I will set the dog on you."
"So much the worse for the dog! Well, good-night! I have enjoyed my
interview--hope you have."
"Impudent scoundrel!" said the squire to himself. "I hope he will
swing some day!"
But, as he thought over what had happened, he found comfort in the
thought that the secret was at last safe. The note was burned, and
could never reappear in judgment against him. Certainly, he got off
cheap.
"Well," thought the tramp as he strode away from the squire's mansion,
"this has been a profitable evening. I have two hundred dollars in my
pocket, and--I still have a hold on the rascal. If he had only
examined the note before burning it, he might have made a discovery!"