FEDERAL RESERVE--From President Wilson's Address to
Congress, April, 1913 31
TYPOPHOTOGRAVURE of Governor Woodrow Wilson and Joseph P. Tumulty
with Newspaper Men, 1912 32
SENATOR GLASS ON WOODROW WILSON, 1921--_Courtesy of the New York
Times_ 36
PERSONAL MESSAGES TO CONGRESS from President Wilson's First
Address to Congress, April 8, 1913 39
TYPOPHOTOGRAVURE of President Wilson Reading First Message to
Congress, April 8, 1913 40