Sec. 6

The idea that perhaps after all she had made a Great Mistake, the

Mistake of her Life it might be, was quite firmly established in its

place among all the other ideas in Marjorie's mind by the time she had

dressed next morning. Subsequent events greatly intensified this

persuasion. A pair of new stockings she had trusted sprang a bad hole as

she put them on. She found two unmistakable bills from Oxbridge beside

her plate, and her father was "horrid" at breakfast.

Her father, it appeared, had bought the ordinary shares of a Cuban

railway very extensively, on the distinct understanding that they would

improve. In a decent universe, with a proper respect for meritorious

gentlemen, these shares would have improved accordingly, but the weather

had seen fit to shatter the wisdom of Mr. Pope altogether. The sugar

crop had collapsed, the bears were at work, and every morning now saw

his nominal capital diminished by a dozen pounds or so. I do not know

what Mr. Pope would have done if he had not had his family to help him

bear his trouble. As it was he relieved his tension by sending Theodore

from the table for dropping a knife, telling Rom when she turned the

plate round to pick the largest banana that she hadn't the self-respect

of a child of five, and remarking sharply from behind the _Times_ when

Daffy asked Marjorie if she was going to sketch: "Oh, for God's sake

don't _whisper!_" Then when Mrs. Pope came round the table and tried to

take his coffee cup softly to refill it without troubling him, he

snatched at it, wrenched it roughly out of her hand, and said with his

mouth full, and strangely in the manner of a snarling beast: "No' ready

yet. Half foo'."

Marjorie wanted to know why every one didn't get up and leave the room.

She glanced at her mother and came near to speaking.

And very soon she would have to come home and live in the midst of this

again--indefinitely!

After breakfast she went to the tumbledown summer-house by the duckpond,

and contemplated the bills she had not dared to open at table. One was

boots, nearly three pounds, the other books, over seven. "I _know_

that's wrong," said Marjorie, and rested her chin on her hand, knitted

her brows and tried to remember the details of orders and deliveries....

Marjorie had fallen into the net prepared for our sons and daughters by

the delicate modesty of the Oxbridge authorities in money matters, and

she was, for her circumstances, rather heavily in debt. But I must admit

that in Marjorie's nature the Oxbridge conditions had found an eager and

adventurous streak that rendered her particularly apt to these

temptations.

I doubt if reticence is really a virtue in a teacher. But this is a

fearful world, and the majority of those who instruct our youth have the

painful sensitiveness of the cloistered soul to this spirit of terror in

things. The young need particularly to be told truthfully and fully all

we know of three fundamental things: the first of which is God, the

next their duty towards their neighbours in the matter of work and

money, and the third Sex. These things, and the adequate why of them,

and some sort of adequate how, make all that matters in education. But

all three are obscure and deeply moving topics, topics for which the

donnish mind has a kind of special ineptitude, and which it evades with

the utmost skill and delicacy. The middle part of this evaded triad was

now being taken up in Marjorie's case by the Oxbridge tradespeople.

The Oxbridge shopkeeper is peculiar among shopkeepers in the fact that

he has to do very largely with shy and immature customers with an

extreme and distinctive ignorance of most commercial things. They are

for the most part short of cash, but with vague and often large

probabilities of credit behind them, for most people, even quite

straitened people, will pull their sons and daughters out of altogether

unreasonable debts at the end of their university career; and so the

Oxbridge shopkeeper becomes a sort of propagandist of the charms and

advantages of insolvency. Alone among retailers he dislikes the sight of

cash, declines it, affects to regard it as a coarse ignorant truncation

of a budding relationship, begs to be permitted to wait. So the

youngster just up from home discovers that money may stay in the pocket,

be used for cab and train fares and light refreshments; all the rest may

be had for the asking. Marjorie, with her innate hunger for good fine

things, with her quite insufficient pocket-money, and the irregular

habits of expenditure a spasmodically financed, hard-up home is apt to

engender, fell very readily into this new, delightful custom of having

it put down (whatever it happened to be). She had all sorts of things

put down. She and the elder Carmel girl used to go shopping together,

having things put down. She brightened her rooms with colour-prints and

engravings, got herself pretty and becoming clothes, acquired a fitted

dressing-bag already noted in this story, and one or two other trifles

of the sort, revised her foot-wear, created a very nice little

bookshelf, and although at times she felt a little astonished and scared

at herself, resolutely refused to estimate the total of accumulated debt

she had attained. Indeed until the bills came in it was impossible to do

that, because, following the splendid example of the Carmel girl, she

hadn't even inquired the price of quite a number of things....

She didn't dare think now of the total. She lied even to herself about

that. She had fixed on fifty pounds as the unendurable maximum. "It is

less than fifty pounds," she said, and added: "_must_ be." But something

in her below the threshold of consciousness knew that it was more.

And now she was in her third year, and the Oxbridge tradesman, generally

satisfied with the dimensions of her account, and no longer anxious to

see it grow, was displaying the less obsequious side of his character.

He wrote remarks at the bottom of his account, remarks about settlement,

about having a bill to meet, about having something to go on with. He

asked her to give the matter her "early attention." She had a

disagreeable persuasion that if she wanted many more things anywhere she

would have to pay ready money for them. She was particularly short of

stockings. She had overlooked stockings recently.

Daffy, unfortunately, was also short of stockings.

And now, back with her family again, everything conspired to remind

Marjorie of the old stringent habits from which she had had so

delightful an interlude. She saw Daffy eye her possessions, reflect.

This morning something of the awfulness of her position came to her....

At Oxbridge she had made rather a joke of her debts.

"I'd _swear_ I haven't had three pairs of house shoes," said Marjorie.

"But what can one do?"

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