with those of any existing company.
In this Society the whole profits are divisible among the
policy-holders, who are at the same time exempt from personal
liability. It claims superiority, however, over other mutual
offices in the following particulars.
1. Premiums at early and middle ages about a fourth lower. See
specimens below.(*)
2. A more accurate adjustment of the rates of premium to the
several ages.
3. A principle in the division of the surplus more safe,
equitable, and favourable to good lives.