To those who visit these sections of the city, each one seems worse

than the other. The “Ghetto” is the most wretched haunt occupied by

human beings in the country. It is easily found. Cross the river at

Harrison street, go west to Jefferson street, turn south. Anybody can

tell you where it is. There is no mistaking the place. A junkman’s

cellar in the front of the house opens widely to the street, and,

peering down, one may see a scene of men and women half buried in dirty

rags and papers which they are gathering up and putting in bales for

the paper mills. This is the general depot to which the rag-picker

brings his odds and ends for sale after he has assorted them. Just

as we emerge from this cellar, a rag-picker, heavily laden, passes up

the stoop, and enters the hall above. Standing here and looking up,

one beholds a sight that cannot be imagined. Rags to the right of him,

rags to the left of him, on all sides nothing but rags. Lines in the

yard draped with them, windows hung with them, every available object

dressed in rags—and such rags! of every possible size, shape and color.

Some of them have been drawn through the wash-tub to get off the worst

dirt, but for the most part they are hung up just as they were taken

from the bags, and left to the rain and snow to cleanse them. The

exterior of the buildings is wretched enough; the interior equally so.

Some of the rooms on a cloudy day are as dark as dungeons, with but

little light coming through the dirty window on the front and the

smaller one on the back. Every inch of the ceiling and walls is black

and dirty. Against this dark background are hung numerous hats,

kettles, pans, joints of raw meat, partly consumed Bologna sausages,

gowns of women, and so on. The beds are almost invariably covered with

old carpets, that still retain some bits of their original color.

None of the chairs have backs, and hardly any of them have four legs.

Seated upon these uncertain supports, or often an empty soap box or

upturned boiler, are the rag-pickers. Every man in the house has his

hat on, including the one in bed napping after the hard work of the

early morning. Not one bare-headed man is seen anywhere. Some of them

are sitting dreamily by the stove, but most of them are sorting rags

or cutting up old coats and pantaloons that are too much used to wear,

and stuffing the bits into the bags for the junk dealer. In one room is

a woman washing bones with her dirty hands, in another place four men

are seated on a big chest, with a bit of Bologna sausage in one hand

and a chunk of black bread in the other, making their noon-day meal.

These same hands have just finished turning over filthy scraps from the

garbage boxes and the gutters. On the ground floor a man, who looks for

all the world like a brigand, is stirring broth over the fire, and the

horrible odor of rottenness that comes from the pot is enough to knock

one down.

Few of the members of the Italian colony speak English, except here and

there one has mastered a few common phrases; but there is one word

that all of them understand, and that is “Beer.” Here, as in other

quarters where the poor are found, sour beer is dealt out at a cent

a glass. I once asked a police officer if there was much drunkenness

there. “Oh, yes, sir,” he replied; “we can go in there any night and

get a cart load of drunken men and women.”

Passing through these quarters of abode of our foreign born brethren

you will often find two or more families occupying a single room.

Sometimes as many as a dozen people are to be found living in a small

room. Often a family of five will take in lodgers at five cents a

night. There are no beds. Chalk marks are made on the floor allotting

a space 2x6 feet to each other. To add to their income they sell

sour beer at 2 cents a quart. The place is filthy beyond belief.

The upper floors are not quite so bad; but they contain sights that

baffle description. The inmates are huddled together in disregard of

cleanliness and decency. The rooms are dirty and the air is foul. The

food is gathered principally from the garbage boxes of the streets or

from the offal of the markets. The cooking is done from time to time

and fills the room with horrible odors. There are no bedsteads. Filthy

looking mattresses on the floor, or on boards placed upon supports. The

inmates never undress, but go to bed with their clothes on, including

their boots and shoes. The children are wan and pinched in appearance,

and frightfully dirty. What wonder that sickness and disease hold high

revel here!

Bad as is the lot of these people, they at least exist upon the face of

the earth. Those who dwell in the cellars of these wretched quarters

are infinitely worse off. They have but one entrance, and a single

window gives light and ventilation. There is no outlet in the rear and

the filth of the street drains steadily into them. They are occupied by

the poorest of the poor, and the amount, of misery and wretchedness,

dirt and squalor to be witnessed in them passes description. In the

winter a stove heats the place, and renders the air so foul that one

unaccustomed to it cannot breath in the room. Many of these cellars are

lodging houses into which the wretched outcasts who walk the streets

during the day, crowd for shelter at night. They pay from two to five

cents for a night’s lodging, and sometimes as many as from twenty-five

to fifty are packed in these terrible holes.

There are sections of many streets in the business part of the city

that equal in wretchedness and misery those previously described.

They are terrible streets, and even the police venture into them with

caution. Drunken brawls, fights and stabbing affrays are of nightly

occurrence.

John Chinaman is a stranger and a waif in the great city, but he has

managed to establish a distinct quarter in Clark street. In other

portions of the city are Chinese laundries, where the almond-eyed

Celestials conduct their business of washing and ironing; but here are

the headquarters of the Mongolians, their gaming and opium dens. Though

peaceable as a rule, they are sometimes troublesome, and the police

find them hard customers to handle. They are inveterate gamblers, and

one of their chief dissipations consists in stupifying themselves by

smoking opium. The opium dens are simply dirty rooms provided with

wooden bunks, and sometimes beds, in which the smokers may lie and

sleep off the effects of the terrible drug. Many of these places are

patronized by white people, and some number women of the lower class

among their customers. Half nude men and women of all nationalities and

colors are sometimes found lying in heaps in a single room. These cases

are rare, however, as the authorities are watchful for this class of

law-breakers.

The Pawnbrokers

The stranger passing along Clark street is struck with the number of

quiet, dingy looking shops over which are suspended the old sign of the

Lombards—three gilt ball signs; all of the latter more or less dingy,

may be seen in many other quarters of the city, but they are nowhere so

numerous as in the street we have mentioned. These pawnbrokers’ shops,

and, as a rule, the proprietors, are leeches—sucking the life blood of

the poor, and grow rich upon their miseries. Of course, in all large

cities there must of necessity be a great aggregation of poverty and

misery. To the poor, the pawnbroker is a necessity. They must have some

place to which they can repair at once and, by pledging such articles

as they possess, raise the pittance they so sorely need. Municipal

legislators the world over recognize this necessity, and endeavor to

throw such safeguards around the business of pawnbroking that the poor

shall not be entirely at the mercy of the brokers. The great state of

Illinois has in the last few years passed a state pawners law which has

given to thousands of the poor low rates of interest.

In Chicago the law requires that licenses to do business as pawnbrokers

shall be issued to none but persons of known good character. The

Mayor of the city alone has the power of issuing such licenses, and

mayors of all parties have been in the habit of putting a very liberal

construction upon the law. None but those so licensed can do business

in Chicago. Mayors of all cliques and parties, have exercised their

power with apparently little sense of the responsibility which rests

upon them. They have not ordinarily at least, required clear proof

of the integrity of the applicants, but have usually licensed every

applicant possessed of particular or other influence. There is scarcely

an instance where they have revoked a license thus granted, even when

they have been furnished with proofs of the dishonesty of the holders.

Very few, if any pawnbrokers, pay any attention to the law. They

know that the great majority of their customers are ignorant of the

provisions of the statutes and that those who are familiar with it

will not avail themselves of its protection, as they fear to lose the

favor of the pawnbrokers. Consequently they fix their own rate of

interest, which may be said to average five per cent per month, or

any fractional part of a month, or sixty per cent per year. Some of

the more unscrupulous members of the fraternity, where dealings are

exclusively with the poor, charge a much higher rate, extorting as much

as ten per cent a month from those whose needs are very great.

The writer recalls a case where a widow of a few days came into a

pawnshop on Clark street. She was clad in a light calico wrapper with

a small shawl thrown about her head. She was destitute, and had been

ordered from her little three-room flat near by, unless the almost

fabulous sum, to her, of seven dollars and fifty cents, should be

paid over to the landlord at once. Trembling she entered the dingy

“store” and offered her engagement ring in pawn. Being asked the amount

she wanted for the pledge, she was told that she would receive just

one-quarter of that amount.

“Oh, sir,” she pleaded, “I must have that amount, my baby is sick

and the doctor said that to remove her now would mean to kill her.

The ring is the last and most precious gift I have of my dear, dead

husband. I will redeem it, if God gives me life and strength to do so.”

The hardened man refused to give more, and taking the ring from his

hand, with tears streaming down her pale cheeks, she started toward the

door.

My sympathies were naturally with the poor, grief-stricken woman, and

advancing toward her asked if I might assist her in any way. She told

me a story of want and deprivation. How she had sold everything of

value she had in order to furnish medicine for her husband who had been

sick for a long time. How, one by one, her most cherished and useful

articles of furniture, bric-a-brac and jewelry had been sold or pawned,

keeping to the last, the ring, the one token that meant so much to her.

Turning to the keeper of the shop I instructed him to give her the

amount she had previously asked for, stating that I would pay him that

amount if the woman in question failed to redeem the ring within sixty

days. I shall never forget the expression of gratitude that seemed to

permeate her whole being, and with profuse thankfulness, and “God

bless you, sir,” she departed.

Another source of profit to the pawnbrokers arises from the sale of

unredeemed articles. Advances are made at so low a rate that the

property pledged is sure to bring more when put up for sale than the

sum loaned upon it.

The majority of the pawnbrokers of Chicago are Polish and Russian

Jews, and are the most rascally of that race. They do not monopolize

the business, however, for there are Englishmen, Irishmen and even

Americans engaged in it. The most honest dealers are found among the

Americans and Englishmen. The pawnbroker is by nature a scoundrel, and

so far as the observation of the writer goes, has not one redeeming

quality. He advances the smallest amount on goods pledged, extorts the

highest rates of interest, and is the most merciless in his dealings

with his customers of any of the fraternity. The Jews are so numerous

in this business, that they have given it its peculiar reputation.

These wretches suck the very life blood from the poor, and having

gotten possession of their property, do not hesitate to sell it for

many times its value, when they see an opportunity for doing so. When

the owner comes for his or her property, the pawnbroker declares,

with well feigned regret, that it cannot be found, and either turns

the owner out of doors, or buys up his pawn ticket at a very heavy

discount. He knows the disinclination to seek redress at law. These

wretches do not hesitate to deck their families out in the clothing,

shawls and jewelry pledged to them. Often the clothes are worn out,

and the return of the pledge is either refused or the articles are

restored in such a damaged condition as to be useless. Sometimes a

spirited depositor will demand full redress for the loss so inflicted

upon him, and will threaten the broker with an appeal to the courts. If

the broker is convinced that the depositor is in earnest, he settles up

promptly; but there is an end to his dealings with that person. He has

no wish to have his transactions brought to the light of Justice. Such

proceeding would bring unpleasant consequences in its train, and he

does not desire such customers.

The majority of the pawnshops are dirty and repulsive in appearance.

Before them hangs the sign of the three balls, and the windows are

filled with unredeemed pledges for sale, and are adorned with signs

stating that money is loaned here on all kinds of property at the most

liberal rates.

Pushing open the dirty door, we enter a dingy apartment. The air is

close and stuffy, and the room smells strongly of garlic or onions. A

man with an unmistakably Jewish face and a villainous expression of

countenance stands behind the narrow counter. We take our stand inside,

invisibly of course, and watch the proceedings.

A young man enters, well-dressed, and rather dissipated in appearance.

The child of Abraham watches him narrowly, and begins to shake his head

and groan, as if in pain. The visitor approaches the counter, and lays

a gold watch upon it. The broker clutches it eagerly, examines it, and

groans louder than ever.

“Vat you want on dis vatch?” he asks mournfully.

“Fifty dollars. It cost me one hundred and fifty,” is the reply.

“Fifty tollar! fifty tollar! Holy Moshish, vat you take me for?”

Then turning, calls wildly, “Abraham! Abraham! you shust koom heir,

quick.”

A second Jew, dirtier and more disreputable looking than the first,

makes his appearance, and the proprietor, passing up his hands, shrieks

out, as if in despair:

“Abraham! he vants fifty tollars on dat vatch. De man is crazy.”

“Ve shall be ruined,” echoes Abraham, hoarsely. “Ve couldn’t do it.

Tish too much.”

The proprietor waves his arms wildly, takes the watch from Abraham, and

eyeing the owner sharply for a moment, says:

“I tell you vat I do. I gif you fifteen tollars. How long you vant de

monish?”

“Only for a month,” replies the young man, evidently struggling between

disgust and despair.

“I let you haf fifteen tollars for de month,” says the pawnbroker,

seizing a ticket and commencing to make it out. “You pay me one tollar

for de loan, and pay me fifty cents to put de vatch in de safe, you

know it might get stole if I leaf it out hier. Dat shuit you, mine

young frient?”

The young man has “been there” before, and knows that remonstrance is

useless. He nods a silent affirmation, and the pawnbroker makes out a

ticket for fifteen dollars, and hands him thirteen dollars and fifty

cents, having deducted the interest and the charge for storage. The

young man receives the money and ticket, and goes out in silence.

“Dat ish peesness,” says Abraham, admiringly, as the proprietor puts

the watch away.

“Yesh,” mutters the pawnbroker, with a satisfied air, “de vatch ish

vort a hundred tollar. If he don’t take it up, it will bring us dat.”

The next customer is a poor woman, who comes to pledge some article

of household use. She is ground down to the lowest cent, and charged

the highest interest; and so the proceedings go on until we become

heartsick, and leave the place as invisibly as we can.

The principal dealings of the pawnbrokers are, as we have said, with

the poor. Life is hard in Chicago, and those who dwell under the shadow

are obliged to make great sacrifices of comfort to keep body and soul

together. Everything that will bring money finds its way to the pawn

shop and the miserable pittance received for it goes to provide food.

Too often articles of household use or clothing are pawned to raise

money for drink, and the possessions of the family are one by one

sacrificed for this wretched purpose, until nothing is left.

The pawnbrokers find a very profitable class of customers in the

respectable working people of the city; many of these regularly pawn

articles, sometimes of value, at the first of the week, and redeem

them when they receive their wages on Saturday. It is to the broker’s

interest to be obliging to these people, since they are regular

customers, and he reaps a rich harvest from them in the exhorbitant

interest they pay him.

It is a common belief that the pawnbrokers are also receivers of stolen

goods. Some of the more unscrupulous may make ventures of this kind,

but as a rule the brokers have nothing to do with thieves; the risk of

detection is too great, so they confine themselves to what they term

their “legitimate business,” and leave dealings in stolen property to

the “fences,” who constitute a distinct class.

Pacific Garden Mission

In one of the vilest sections of the city is a modest looking brick

building, known as Pacific Garden Mission. Over the door hangs a

lantern bearing the inscription, “Strangers Welcome.” When the shades

of night come on, and the rays of the lantern shine out, revealing the

legend inscribed upon it, they illuminate a region full of vice, crime

and suffering. In earlier days the street was lined with long rows

of rum-shops, ratpits, low-down dens, and thieves’ dens of the worst

description. Here and there are dance houses, brilliantly lighted, and

ornamented with gaudy transparencies. Strains of music floated out into

the night air, and about the doors and along the sidewalks stand groups

of hideous women, waiting to entice the stranger into these hells where

they are made drunk with drugged liquors, robbed of their money and

valuables and turned helpless into the streets. Groups of drunken and

foul-mouthed men and boys lounge about the street, bandying vile jests

with the women, and often insulting respectable passers by. High over

all this sea of wretchedness and sin, the Pacific Garden lantern shines

out like a beacon light, the only sign of cheer and hope to be seen. If

you listen you will hear sounds of music in this building also, but the

strains are of praise and thanksgiving—strange sounds to hear in such a

neighborhood.

Some years ago a wretched building, that had long been used for vile

purposes and known as one of the toughest places which Chicago then

supported, was secured by George R. Clarke and his wife, and was opened

as a Christian mission, and devoted to saving the drunken and sinful

dwellers in this section of the city. The work was slow at first,

but it prospered and at length assumed such proportions that the old

building was found inadequate to the purpose of the mission and the

German Methodist Church building at 100 Van Buren street was secured

and has been continuously occupied by the Mission for over twenty-five

years.

The surprise of this quarter of the city at seeing George R. Clarke and

his wife in its midst in the guise of missionaries was not unnatural.

Ministering to, caring for, and saving the drunkard and the harlot is

the work planned for the corps of workers.

Colonel Clarke, as he was familiarly known, died some years ago. It was

while he was engaged as a western miner that he became imbued with the

spirit to save souls. Returning to Chicago, he married, and the two

began the work of saving the lost and friendless. Their meetings were

well attended; many came to see and hear and others to make fun; but

the earnestness of the devoted pair had its effects and the curious and

scoffers became converts in their turn. Little by little assistance

began to be held out to the Mission, and at length a strong body of

Christian men and women came to its aid with money, and the Mission

placed upon a sound and safe basis.

They have gone among the outcasts and the wretched, the sinful and the

degraded, and have rescued them from their vile ways, brought them to

the saving knowledge of God and His religion, and have started them in

a new and better course of life. Their efforts often failed; many of

their converts lapsed into their old ways, but the number of those who

are actually reforming is surprisingly large, and the lasting results

achieved are great and glorious. No one, however wretched, however far

gone in sin, is ever turned away; a helping hand is extended to all,

and the vilest outcast is made to feel welcome and confident that there

is still a chance for salvation left him.

There is no more interesting sight in the city than one of Pacific

Garden Mission Gospel meetings. The audience is made up of men and

women of various classes, including many who avoid other Christian

agencies, who have never been in a place of prayer or heard the Bible

read except by the prison Chaplain; the poor and friendless who have

drifted into Chicago from all parts of the world; drunkards, thieves,

roughs and discharged convicts, sailors, and many prodigal sons who

have wandered away from Christian mothers and have fallen into crime

and beggary.

The meetings are held in a pleasant, well-lighted and ventilated

room on the first floor. Near the entrance hangs a sign, inscribed

as follows: “Strangers and the Poor Always Welcome.” Over the inside

walls is the favorite scriptural verse of Colonel Clarke, which reads:

“Christ came into the world to save sinners, among whom I am Chief.”

The room is neatly furnished, and is provided with a cabinet organ.

The genius of the place is Harry Munroe, the assistant superintendent

of the mission. He is a powerful messenger of the Gospel to the lost

ones of the great city. He is a man with sharp eyes and quick, decisive

manner. He is thoroughly in earnest in his work, and understands the

character and habits of the class to whom he appeals. Being intense in

his purposes and animated by a desire to win sinners to the Saviour, he

is able to speak with effectual power to these rough men, who listen

respectfully to his words, and are attracted to him by those personal

peculiarities that fit him for his work—a work that is unique, and has

become one of the most important in the great city.

As the clock points to the hour for song and testimony, Harry opens his

hymn-book, and calls out in a strong, cheery voice, “sixty-nine,” and

thereupon the singing begins, accompanied by the cabinet organ, and the

singers whose voices were once raised only in blasphemy. If the singing

is a little faint, Harry spurs up his audience by calling out, “Don’t

be afraid of your voices, boys; sing out with your whole soul,” and

generally the volume of praise grows stronger and fuller.

The testimonies roll in as the meeting progresses, strange and

startling many of them, some so quaintly worded that they would provoke

a smile in a more “respectable” prayer-meeting, but all given with

an earnestness and pathos that is wonderful. Sometimes a drunken man

will endeavor to interrupt the meeting. One night a man of this kind

staggered to his feet, and hiccoughed, “Jesus saves me, too.”

“That ain’t so,” replied Harry, emphatically; “Jesus don’t save any man

that is full of rum.” And down sits the man, utterly abashed by the

quick retort.

Harry acts as his own policeman, and meets all attempts at disturbances

on the ground. The offenders are seized in his powerful grasp, and led

to the door, and put into the street, first being entreated to be quiet

and lead better lives.

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