"No indeed," said Blanche; "that wouldn't be fair; you must charge a

little commission. I've made out a short list of the things we want to

begin with. We're thinking of having our first millinery class next

Wednesday evening. We can't have more than one a week, for Miss Wandle

and Miss Bracy have two other evening classes, and we don't want the

mothers to think the girls are too much away from home."

"I'm sure it's better for them than idling about the lanes," said Miss

Halliday, "and that's what they mostly spend their evenings in at this

time of year."

"Have you got anything settled about your own plans, Miss Halliday?"

asked Stasy.

The milliner shook her head, and gave a little sigh.

"Not yet, Miss Stasy," she replied; "and unless I can find a partner who

could put a little money into the concern, I'm afraid I must make shift

to go on alone for some time to come. I've got so behind with what I

owe, for the first time in my life, all through that disappointment

about Miss Green."

"I really think she should have paid you _something_," said Stasy. "I'm

afraid you're too good-natured, Miss Halliday. And now you're going to

be good-natured to us, and let us come in two or three times a week to

help you a little."

"You're really too kind, Miss Stasy," said Miss Halliday. "I don't feel

as if I could let you do such a thing. And what would your dear mamma

think of it?"

"She's quite pleased," said Blanche; "she's always glad for us to be of

any use we can."

"And really I have nothing to do now," said Stasy. "The dancing class

and the gymnastics are given up for the summer, and my lessons don't

take up long at all. I've got in the way of coming to Blissmore every

day with Herty; it would be dreadfully dull to stay always at

Pinnerton."

So it was settled that the sisters should come two or three mornings a

week to help poor Miss Halliday as much as possible, though, of course,

the arrangement was to be kept perfectly private.

It certainly did Stasy a great deal of good to have more to do and some

feeling of responsibility. She became more cheerful and more equable in

temper than she had yet been in their new home. She was even amiable

enough to offer no objection to Blanche's consent to Florry Wandle's

eager, though modest, request that she and her cousin might be allowed

to join the millinery class.

"I scarcely see that we have any right to refuse them," Miss Derwent had

said, "seeing that they actually belong to the guild. Anyway, it would

be most ill-natured to do so, as they are good, nice girls."

"I don't mind," said Stasy, "if you and mamma think it right. So long

as we are not obliged to go to their houses in return, that's to say."

But what Stasy really enjoyed was the amateur apprenticeship to Miss

Halliday. It gave her the profoundest pleasure to stroll down the High

Street and glance in at the milliner's window, where hats and bonnets of

her own creation were displayed to the admiring gaze of the passers-by.

And never had Miss Halliday's stock-in-trade changed hands so quickly.

Orders multiplied with such rapidity that the milliner was scarcely able

to execute them, and many were the compliments she received on the

improved taste and excellent finish of her handiwork.

"You've surely got a very good assistant now," said Mrs Burgess one day.

"I don't think I've seen any prettier bonnets even in Paris than some

of those you've had this year."

For Mrs Burgess had now returned from her visit to the Continent, and

was very full of allusions to her travels.

Miss Halliday smiled as she replied: "Yes, she thought she had been very

fortunate."

But she kept her secret well, and so did her little servant. And no one

noticed the frequency of the Misses Derwent's visits, as they came in

and out by the long garden at the back of Miss Halliday's house, whence

a door opening into the lane cut off the necessity of their passing

through the entrance to the town, and somewhat shortened their walk.

Summer was advancing by this time with rapid strides. The spring had

been a late one, but when the fine sunny weather did come, the delay was

amply compensated for. Sunshine, blossoms, and flowers came with a

burst. One could almost _see_ everything growing. Mrs Derwent, who was

keenly sensitive to such things, enjoyed this first spring in England,

after her many years' absence, intensely, though quietly, all the more

so that Stasy, her chief source of anxiety, was now so much more

cheerful.

"Things _must_ come right for them both," thought the mother to herself.

"They are really so good! Very few girls would make themselves happy

in so monotonous and isolated a life."

For even Mrs Harrowby had gone to stay with her own relations in London

for a time; and Rosy Milward, who had come over to Pinnerton now and

then on guild business, had taken flight, like the rest of the world.

The charms of outside nature, the peace and quiet happiness of their own

home, and a fair amount of interesting occupation, made the next few

weeks pass pleasantly. Afterwards, Blanche felt glad that it had been

so. There was a satisfaction in looking back upon this little space of

time as bright and cheerful.

"I really think," said Stasy one day, when she and Blanche were walking

back together from Blissmore, "that we are getting acclimatised at last,

Blanchie, or rather I should say, _I_ am, for I'm sure you've never been

anything but contented. I can look forward now to going on living here

with mamma and you for--oh! for ever so long, even if nothing more

exciting comes into our lives."

"I'm so glad," said Blanche heartily. "Yes, we've been very happy

lately, haven't we?"

"But some day," Stasy went on again, "some day, Blanchie, you must

marry. Though I can't, even in my wildest dreams, picture anyone good

enough for you. But you are far too pretty to be an old maid!"

"I can't imagine marrying," said Blanche musingly; "that's to say, I

can't imagine any one caring enough for me, or my caring enough for any

one! And I can't imagine marrying without plenty of caring."

"Of course not," said Stasy. They walked on in silence for a little,

till almost in sight of their own gate.

"I thought mamma would have come to meet us, perhaps, as she often

does," said Blanche. "But let's hurry on a little, Stasy, and make her

come out in the wood before tea."

"And we might have tea in the garden, don't you think?" said Stasy.

"We've not had it out of doors once this week, the afternoons have been

so showery."

So talking, they crossed their own lawn, entering the house by one of

the French windows of the drawing-room, where they half expected to find

their mother.

She was not there, however, nor was she in the library.

"I hope she hasn't gone out alone," said Blanche. "Run up-stairs, Stasy

dear, and see if she is in her room."

Stasy did so, Blanche remaining at the foot of the staircase.

She heard Stasy's step along the passage, a door opening, and the young

girls cheerful "Are you there, mamma dear?" Then--or was it her

fancy?--a sort of muffled exclamation, and the slamming to of the door,

as there was a good deal of wind that afternoon, and for a moment or two

nothing more.

Blanche grew slightly impatient, which was not usual with her. Was

there a touch of instinctive anxiety in the impatience?

"Stasy might be quick," she said to herself. "If mamma is out, we--"

But just then came Stasy's voice.

"Blanche," it said, "come up at once. I can't leave mamma: there is

something the matter."

Blanche flew up-stairs, her imagination, even in that short space of

time, picturing to itself a dozen terrible possibilities. "Something

the matter!" What suggestions in the simple words.

It was a relief, on entering the room, to see her mother seated on her

usual chair. Pale, very pale, and looking all the more so from the

reddened eyelids which told of recent and prolonged weeping. Stasy was

kneeling on the floor beside her.

"Mamma, dearest," said Blanche, "what is wrong? You are not ill? No,

thank God--then it can't be anything very dreadful."

For there was a strange side of comfort in the isolated position of the

little family. When they were all together and well--they had caught

sight of Herty playing happily in the garden--nothing, as Blanche had

said, "_very_ dreadful" could be the matter. Still, something grievous

and painful it must be, to have thus affected the usually cheerful

mother; and again, before Mrs Derwent had time to reply, Blanche's fancy

had pictured every kind of possible and impossible catastrophe, except

the actual fact.

Mrs Derwent tried to smile.

"You are right, Blanchie," she said; "it is `Thank God,' as we are all

together. But read this."

She held out a thick foreign letter, closely written in a clerkly hand

which Blanche knew well. It was that of the lawyer at Bordeaux,

Monsieur Bergeret, and though couched in a good deal of legal

technicality, the general sense was not difficult to gather. The old

and honourable house of "Derwent and Paulmier" was bankrupt--hopelessly

ruined. Monsieur Bergeret, while expressing his deepest sympathy, held

out no hopes of any retrieval of the misfortune.

"Mamma," said Blanche, looking up with startled eyes, "what does it

mean? How does it affect us?"

For she knew that, besides any practical bearing on themselves, the blow

to her mother would be severe. Her husband's and her father-in-law's

universally respected position had for more than half her lifetime been

a source of natural pride to Mrs Derwent, and even now, though they were

dead, their honourable name must be lowered.

But alas! it was worse than this.

"It means," the mother replied quietly--"it means, my darlings, that we

are ruined too. Our money had not been paid out. You remember my

telling you that I was a little anxious about the delay; but nothing

would have made any difference: they had not got it to pay. If Monsieur

Bergeret had pressed them, it would only have hastened the declaration

of insolvency. I understand it all. I have read the letter over and

over again, since it came by the afternoon post. Dear me," and she

glanced at the pretty, quaint little French clock on the

mantelpiece--"can it be only an hour ago? It came at three, and it is

only just four. It seems years--years."

Her voice seemed faint and dreamy. Blanche looked at her in some alarm.

She was utterly exhausted for the moment.

"Mamma dear," said Stasy, "it is impossible to take it all in at once;

we must get used to it gradually. The first thing to attend to just now

is _you_. You mustn't make yourself ill about it, mamma."

Blanche glanced at Stasy admiringly.

"Yes," she said, "that is the first thing to care about. I am going

down-stairs to see if tea is ready. Will you come down, mamma, or shall

I bring you a cup up here?"

"I will come down," said Mrs Derwent, adding to herself, in a voice

which she tried to make firm: "I _must_ begin to get used to it at

once."

CHAPTER FIFTEEN.

FACING THINGS.

Derwent did not fall ill, as her daughters feared. There was great

elasticity, which was, in fact, a kind of strength, in her nature, as

well as a rare amount of practical common sense, and before long these

triumphed over the shock, which, it must be owned, was to her a

tremendous one.

For she realised, as Blanche and Stasy could not be expected to do, the

whole bearing upon their lives, of this unexpected change of fortune.

For a week or two, some amount of excitement necessarily mingled with

her distress. For, though Monsieur Bergeret held out no hopes of

anything being saved from the crash, he yet advised her to consult the

English lawyer who had had charge of her interests at the time of her

marriage, and of whom the French man of business entertained a high

opinion.

So Mrs Derwent and Blanche went up to London by appointment, to meet

this gentleman, and had a long talk with him. His view of things

entirely tallied with that of Monsieur Bergeret, but he reassured Mrs

Derwent on one or two minor points. What she had in the shape of

furniture, plate, and so on, was absolutely hers, and could not, as she

had vaguely feared, be touched by the creditors of the firm, of whom,

indeed, she ranked as first. Furthermore, there still remained to her a

trifling amount of income, all that was left of the little property she

had inherited from her father, as it will be remembered that, owing to

unwise investment, the late Mr Fenning's capital had almost disappeared.

But anything was something in the present crisis. Even eighty pounds a

year was a certainty to be thankful for.

"The best thing you can do, it seems to me," said Mr Mapleson, at the

close of the interview, "is to let your house as soon as possible, thus

making sure of the rent for which you are liable: I forget the length of

your lease?"

"Seven years in the first place," replied Mrs Derwent. "You might let

it furnished," the lawyer went on; "that would give you fifty or sixty

pounds a year more--not much. Furnished houses in the country don't let

for the rents they used to do, or you might have a sale, thus realising

a little capital, till you have, as they say, time to turn round, and

make some plan for the future. And"--he went on, with a little

hesitation--"should you be short of funds at the present moment, pray do

not hesitate to draw upon me. I wish with all my heart I could be of

more use to you."

"You are very kind, very kind and good," said Mrs Derwent. "But I think

I shall be able to manage for a little while. I will see the local

house-agent at once, and put the house in his hands. I think I should

prefer to be free from it altogether, if possible, and to have a sale."

"Perhaps it would be best," said Mr Mapleson. "Refer the agent to me in

case of need. Furniture sometimes sells very well in the country."

"We have some very pretty things," said Blanche--"uncommon things, too;

some good china that we brought from Bordeaux, and things like that."

Her voice faltered a little as she spoke, and the old man glanced at her

sympathisingly.

"What a charming girl!" he thought to himself. "Too pretty to be a

governess or companion or anything of that kind."

"I hope," he said aloud, "that you will be able to keep your daughters

with you, Mrs Derwent. I will talk it over with my wife; she has plenty

of good sense, and if any idea strikes us, I will write to you. A

school--a small, select school, for instance. Your daughters must have

been well educated, though, no doubt, private schools do not succeed

nowadays as they used to do."

"Thank you," said Mrs Derwent; "we must think it over."

Then they said good-bye, and made their way back to the station again,

feeling perhaps a trifle less depressed than on their arrival.

"Shall we stop at the agent's on our way through Blissmore, do you

think, Blanche?" said Mrs Derwent, as they were nearing the end of their

railway journey. "We must drive out, I suppose," she went on, with a

rather wan smile, "though I want to begin those small economies at

once."

Blanche glanced at her. It was a hot, close day, and Mrs Derwent seemed

very tired.

"It would be poor economy to begin by making ourselves ill," said

Blanche. "Of course we must drive. I will write to the house-agent

to-night, if you will tell me exactly what to say, mamma. It will do

quite as well as seeing him, and be far less disagreeable."

Stasy was watching for them at their own gate as they drove up. She

looked bright and eager.

"Tell the man not to drive in," said Mrs Derwent; "we will get out here,

poor Stasy looks so anxious to hear what we have got to say."

"She looks as if she had something to tell us, I think," said Blanche.

"I must say her good spirits--for she is never low-spirited now--are a

great blessing."

"She doesn't realise it," said Mrs Derwent, with a little sigh. "But at

sixteen what would you have? That in itself is a blessing."

"Have you any news?" was Stasy's first question? "You don't look so--at

least, not any _worse_ than when you went away, except that you're

tired, of course, poor dears."

"We have certainly nothing worse to tell you," said Blanche cheerfully.

"And one or two things are just a little better than we feared." And

she gave Stasy a rapid summary of their interview with Mr Mapleson.

"That's all right," said Stasy. "Come in: I have tea all ready for you

in the library. _I_ have some news for you; at least, something to tell

you--two things. In the first place," she went on, as she began pouring

out tea, "I've had a visitor to-day. Nobody very exciting, but it may

be a good thing. My visitor was Adela Bracy."

"What did she come about?" said Blanche. "I hope they're not beginning

to think they may--well, take freedoms with us, just because we've lost

our money."

Blanche's tone was a trifle bitter. She was tired, and she could not

bear to see her mother's pale face. For the moment, she and Stasy

seemed to have changed characters.

"Take freedoms with us!" Stasy repeated. "Oh dear no! Poor Adela! if

you had seen how she blushed and stammered over her errand."

"And what was it?" asked Mrs Derwent, reviving a little, thanks to

Stasy's good cup of tea.

"She wanted to know," said Stasy, "if her father might call to see you

to-morrow morning, mamma, on business. They have heard, you know, about

our trouble, because Blanche had to tell them that we couldn't give the

other guild treat that we had promised. You said it was best to be

frank about it."

"Yes, I remember," said Mrs Derwent. "But both she and her cousin have

been very good," continued Stasy. "They have told no one at all till

this morning, and then Adela thought it would be only right to let her

father know, for our sake, and it was _that_ that she was in such a

fright about. She thought we might be vexed."

"It doesn't in the least matter who knows and who doesn't, it seems to

me," said Blanche. "Besides, I have written to Lady Hebe, to tell her I

should probably have to give up the guild work, and I made no secret of

our troubles. But you're so mysterious, Stasy: I wish you'd explain!

What can it matter about old Mr Bracy knowing?"

"I'm coming to it," said Stasy, "as fast as I can, if you wouldn't

interrupt. It's about this house. You know, mamma, you said one day

you thought we'd have to sell all our things, and I think anything would

be better than that."

"I'm afraid it will be the wisest thing to do, however," said Mrs

Derwent, rather dejectedly.

"No, mamma, perhaps not," said Stasy. "What Adela's father wants to see

you about is this. He has a brother who has been out in India for a

good many years--a rich man, Adela says--and he's coming home almost

immediately, with his wife and daughter, for a long holiday; and he

wants Mr Bracy to find a furnished house close to theirs for a year, and

it struck Adela that this might just do. She says they would take great

care of everything, and, oh mamma! think how nice it would be to feel it

was still ours, _in case_, you know, of some good luck turning up!"

Her mother smiled.

"My dear child, we mustn't begin to hope for anything of that kind, I'm

afraid," she said. "It is better to face the reality. Still, no doubt,

it would be _very_ nice not to have to part with our things at once. A

year from now, we should better know which of these we could keep. It

was very kind and sensible of Adela Bracy to think of it, and I shall

certainly be very glad to see her father. Can you send him a note to

say so, Blanche? It seems to have been a very good thing that we have

said nothing yet to the agent."

"I will write at once," said Blanche, rousing herself, for she felt that

she had been yielding too much to her unusual depression.

She got up from her place and went towards the writing-table as she

spoke.

"What's the name of the Bracys' house, Stasy--Green?--"

"Green Nest," replied Stasy.

"And will eleven o'clock be the best time, mamma?"

"Say any time that suits him, after ten," Mrs Derwent replied.

She spoke more cheerfully. It really seemed as if this new proposal had

come in the nick of time, and there was something infectious in Stasy's

hopefulness, little ground as there might appear for it.

"I suppose Miss Bracy said nothing about the rent her uncle would be

likely to give?" asked Mrs Derwent.

Stasy shook her head.

"No," she replied, "and I didn't like to ask her, indeed I don't think I

should have understood about it; but she did say he was liberal and

kind, as well as rich."

"Of course I should not expect more than a fair sum," said Mrs Derwent;

"the fact of its being of great consequence to us cannot be taken into

consideration. Still, it is much better to have to do with people of

that character, and no doubt the house is now unusually attractive in

many ways, all being in such perfect order."

Blanche rang the bell, and gave orders for the note to be sent at once.

Then she came back and sat down again.

"And what's your second piece of news, Stasy?" she said. "You spoke of

two."

Stasy reddened a little.

"It wasn't a piece of news," she said. "It was an--an--" And she

hesitated.

"What?" asked her mother.

"I'm not quite sure," Stasy replied. "I'm not quite sure but that it

was an inspiration!"

Both Mrs Derwent and Blanche looked up.

"Do tell us," said Blanche, but Stasy still hesitated.

"If you don't mind, mamma dear," she began, "I think I'd rather tell it

to Blanchie alone first, and see what she thinks. You _might_ be a

little vexed with me. It may have a little to do with what Mr Bracy

says to-morrow."

"Very well, dear," said Mrs Derwent. "I'm quite content to wait, and

not to hear it at all, if you'd rather not tell me after consulting with

Blanchie."

She had not, perhaps, any very great faith in the practicability of

Stasy's inspirations, but she was delighted to see the girl rising with

such unselfish cheerfulness to meet their difficulties.

"After all," she said to herself, "troubles are often blessings in

disguise. This may be the making of Stasy, and give her the stability

she needs."

Mr Bracy called the next morning, behaving with so much tact and

consideration as to make it easy to forget his somewhat rough and ready

manner, and his frequent oblivion of the letter "h."

The terms he proposed, and which he felt sure his brother would endorse,

seemed to Mrs Derwent fair and, indeed, liberal. But before committing

herself to accept them, she wished to consult Mr Mapleson, a proposal

which Mr Bracy at once agreed to. He was full of admiration of the

house, more than once exclaiming that, as far as his brother was

concerned, it was a wonderfully good chance.

"And I hope," said Mrs Derwent, "indeed, I feel almost sure that I shall

have cause to congratulate myself on meeting so readily with such an

unexceptionable tenant."

She spoke in the gracious and graceful way habitual to her, and the

retired tradesman left her with feelings of warm sympathy and respect.

Mrs Derwent had gained a friend.

Blanche and Stasy had not fallen asleep the night before without having

fully discussed the younger girl's idea.

CHAPTER SIXTEEN.

STASY'S INSPIRATION.

Blanche did not speak for a minute or two. Then she looked up with a

rather peculiar expression.

"Well, Stasy?" she said, as if expecting her sister to continue

speaking.

But Stasy hesitated.

"What has all this to do with your inspiration?" said Blanche.

"I'm half afraid of telling you," said Stasy. "You're rather snubby

too, to-night, Blanche, in your manner, somehow."

"I don't mean to be," said Blanche gently. "Do tell me all about it."

"Well, you see," began Stasy, "it just came into my head with a flash.

Supposing _we_ were to join Miss Halliday, and be milliners in real

earnest. Of course it would be more you than I. I should still have to

go on doing some lessons. But I could help a good deal, and we could

have the same rooms in her house that we had before. We were very

comfortable there. It would be better than going away to some horrid,

strange place, into stuffy lodgings, where mamma would be miserable."

"You didn't say anything of this to Miss Halliday, did you?" inquired

Blanche.

"Oh no," said Stasy; "of course not. But do tell me what you think of

it, Blanche."

Blanche sighed.

"It is almost impossible to say all at once," she answered. "It is

rather difficult to take it in--the idea of our really having to work

for our daily bread, to be actually shopkeepers."

"I don't feel it that way," said Stasy eagerly.

"You are hardly old enough to realise it," said her sister.

"Yes, I think I do," said Stasy; "but it seems to me that anything would

be better than being separated--being governesses or companions, or

anything like that. What would mamma do without us?"

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